Surf City Real Estate

Welcome to Surf City, North Carolina – a coastal gem that perfectly blends the charm of small-town living with the vibrancy of beach life. Nestled on the beautiful Topsail Island, this picturesque town is renowned for its stunning sandy beaches, warm Southern hospitality, and a laid-back lifestyle that beckons both residents and visitors alike.

Surf City boasts a thriving community where outdoor enthusiasts can indulge in a plethora of activities. From surfing the rolling waves to fishing off the pier, the ocean is truly your playground. The scenic beauty of the area is complemented by lush parks and nature trails, making it an ideal spot for hiking, biking, and picnicking with family and friends.

The town’s vibrant local culture is reflected in its delightful shops, restaurants, and art galleries. Savor fresh seafood at one of the many waterfront dining options, or explore unique boutiques that offer everything from handmade crafts to beach gear. The annual events, including the Surf City Beach Music Festival and the North Carolina Seafood Festival, create a sense of community and celebration that residents cherish.

With a mix of cozy beach cottages and modern waterfront homes, Surf City offers a range of real estate options for those looking to make this coastal paradise their home. Whether you're seeking a vacation retreat or a permanent residence, the appeal of Surf City is undeniable. Discover the enchanting lifestyle that awaits you in this sun-soaked haven, where every day feels like a vacation!

Newest Listings in Surf City

$799,995

3 Beds ⋅ 4 Baths ⋅ 10137744 MLS

Welcome to coastal luxury at its finest! This stunning 3 bedroom, 4 bath new construction townhome is nestled right in the heart of Surf City, offering the perfect blend of style, comfort, and unbeatable location. Sold fully furnished, this home is truly move in ready from day one. Designed with high end finishes throughout, the chef's kitchen is a showstopper, featuring custom cabinetry, stainless steel appliances, and a gorgeous new backsplash that ties the open layout together beautifully. Durable and stylish LVP flooring flows throughout the home, and a convenient elevator makes every level effortlessly accessible the home is also handicap accessible, offering ease and comfort for all guests and owners alike. With deeded ocean and beach access just steps away, you can walk right across to the sand and enjoy the best of coastal living. Whether you're looking for a personal beach getaway, a second home, or a high performing investment property, this townhome checks every box. Its prime location close to shops, dining, and everything Surf City has to offer makes it an ideal short term rental or Airbnb opportunity. Modern, move in ready, and minutes from the ocean this is coastal living at its finest. Don't miss your chance to own this gorgeous luxury townhome! Seller is offering qualified buyers a rate buydown to as low as 5.99% when financing through the seller's preferred lender, or a $25,000 seller concession at closing, which the buyer may apply toward closing costs, an interest rate buydown, or a combination of both, subject to lender guidelines and buyer qualification. Offer is subject to conditions and restrictions. Seller reserves the right to withdraw or modify this offer at any time. Interest rates are subject to change without notice.

122 Shell Rd, Surf City

$849,000

4 Beds ⋅ 3 Baths ⋅ 10157431 MLS

Fully furnished third row elevated coastal living in the heart of Surf City on Topsail Island, where luxury meets saltwater charm. Perfectly positioned in the center of the island, this stunning retreat offers effortless access to both ends of Topsail, while sitting just one mile from the mainland bridge for ultimate convenience. Wake up to serene sound views and unwind in the evening with glimpses of the Atlantic Ocean. This home truly captures the best of both worlds. Designed for both relaxation and entertaining, the property features a private saltwater in-ground pool, outdoor shower, and fully fenced backyard, creating your own secluded oasis just steps from beach access. Inside, you will find four spacious bedrooms, each with private balcony access, and three full bathrooms, providing comfort and privacy for family and guests alike. The interior showcases newly installed hardwood-style LVP flooring, a beautifully updated kitchen with modern finishes, and an open, airy main living space filled with natural light. A soft coastal palette inspired by sea glass and driftwood creates a calming, sophisticated ambiance throughout. Enjoy the charm of Surf City with its boutique shops, local eateries, and relaxed coastal lifestyle, all with no HOA dues. Whether you are seeking a primary residence, a luxurious vacation getaway, or a strong short term rental investment, this home checks every box. Fully furnished third row elevated coastal living in the heart of Surf City on Topsail Island, where luxury meets saltwater charm. Perfectly positioned in the center of the island, this stunning retreat offers effortless access to both ends of Topsail, while sitting just one mile from the mainland bridge for ultimate convenience. Wake up to serene sound views and unwind in the evening with glimpses of the Atlantic Ocean. This home truly captures the best of both worlds. Designed for both relaxation and entertaining, the property features a private saltwater in-ground pool, outdoor shower, and fully fenced backyard, creating your own secluded oasis just steps from beach access. Inside, you will find four spacious bedrooms, each with private balcony access, and three full bathrooms, providing comfort and privacy for family and guests alike. The interior showcases newly installed hardwood-style LVP flooring, a beautifully updated kitchen with modern finishes, and an open, airy main living space filled with natural light. A soft coastal palette inspired by sea glass and driftwood creates a calming, sophisticated ambiance throughout. Enjoy the charm of Surf City with its boutique shops, local eateries, and relaxed coastal lifestyle, all with no HOA dues. Whether you are seeking a primary residence, a luxurious vacation getaway, or a strong short term rental investment, this home checks every box.

1125 S Topsail Dr, Surf City

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Listings provided courtesy of Triangle MLS, Inc. of NC, Internet Data Exchange Database. Information deemed reliable but not guaranteed. © 2026 Triangle MLS, Inc. of North Carolina. Data last updated .