Troy Real Estate

Welcome to Troy, North Carolina – a hidden gem nestled in the heart of Montgomery County. This charming city offers a unique blend of small-town warmth and rich historical heritage, making it an ideal place to call home.

Troy is known for its picturesque landscapes, where rolling hills meet serene lakes, providing residents with breathtaking views and ample outdoor activities. The nearby Uwharrie National Forest offers hiking, camping, and fishing opportunities, making it perfect for nature enthusiasts. For those who enjoy a slower pace, the town’s historic downtown area is lined with quaint shops, inviting cafes, and friendly local businesses that create a welcoming atmosphere.

The city is steeped in history, with landmarks that tell the story of its past. The Montgomery County Courthouse, an architectural marvel, stands as a testament to the area’s rich heritage. Community events, such as the annual TroyFest, celebrate local art, culture, and cuisine, fostering a strong sense of community and belonging.

Families will appreciate Troy's excellent school system and recreational facilities, which provide a safe and nurturing environment for children. With its affordable housing options and a low cost of living, Troy is an attractive choice for first-time homebuyers and those looking to settle down.

Whether you’re seeking a peaceful retreat or a vibrant community, Troy, NC, offers the perfect balance. Come explore this delightful city and discover why so many are proud to call Troy home. Your dream home awaits in this charming Southern town!

Newest Listings in Troy

$275,000

4422899 MLS

Discover 26 acres nestled in the scenic Uwharrie region, offering an excellent combination of privacy, natural beauty, and convenience. Ideally situated within easy reach of Troy, Denton, and Asheboro, this property provides the tranquility of country living while maintaining convenient access to nearby communities. With plenty of acreage and a peaceful rural setting, the property offers an excellent opportunity for a private homestead, country retreat, or recreational getaway. The property is also conveniently located near the Uwharrie National Forest and other recreational areas, providing access to hiking, kayaking, horseback riding, fishing, and a variety of outdoor activities. Whether you’re looking to establish a quiet homestead or simply enjoy the natural beauty of the Uwharries, this 26-acre property offers plenty of possibilities.

Old Thayer Mill Road, Troy

$525,000

3 Beds ⋅ 2 Baths ⋅ 4423126 MLS

Escape to your own private retreat with this custom-built brick 3-bedroom, 2-bath home nestled on a manageable 16+/- acres. The inviting interior features a stunning rock fireplace that creates a warm, rustic focal point for the living space. It's open floor plan is perfect for entertaining and enjoying your family time. Outdoors, the possibilities are endless. Explore your own private forest, enjoy peaceful afternoons by the spring feed 3+/- acre pond, or take advantage of the tractor bard for equipment and storage. Do enthusiasts will appreciate the dedicated dog kennels already in place. Whether you're searching for a private homestead, hunting property or a peaceful country escape, this one-of-a-kind property combines natural beauty, functionality, and endless opportunity. Schedule your private showing today! Originally marketed as 107+/- acres but new listing now reflects adjusted acreage of approximately 16 acres with a new survey & map to be completed prior to closing.

1910 Nc Hwy 134 N Highway, Troy

$7,500

4423065 MLS

Discover lot 1059 and lot 1061 being sold together for .22 acres at Holiday Shores. Your ideal spot for summer fun at affordable price of $100 per lot annually. This is a great location to keep your boat, camper, watercraft close to the water making it easy to enjoy days out on the lake. The community features a boat ramp and pier with low HOA dues! Close to the Uwharrie National Forest for even more outdoor adventure!

Fernwood Court, Troy

$99,900

1234961 MLS

Looking for the perfect place to build, spread out, and enjoy a little more privacy? This approximately 5.5-acre wooded tract along NC Highway 109 in Troy offers a great opportunity to create the property you've been looking for. With mature trees, plenty of room, and convenient highway access, this property combines the peaceful feel of country living with easy access to Troy and surrounding areas.

Nc Highway 109, Troy

$1,999,999

4 Beds ⋅ 5 Baths ⋅ 4422497 MLS

Welcome to an extraordinary new construction waterfront home located in the exclusive gated community of The Ridge on Tillery. Perfectly positioned to capture breathtaking views of Morrow Mountain and Uwharrie National Forest, this 4-bedroom home offers a rare combination of luxury, privacy, and year-round natural beauty. Designed with both everyday living and entertaining in mind, this thoughtfully crafted custom floor plan offers dedicated office space, a versatile bonus room with full bathroom, and 4 bedrooms with unmatched views. The open living area and kitchen create an inviting space to enjoy time with family and friends. The rear deck offers view of the lake and national forest. Downstairs, there is a flex/storage room in addition to the oversized common area and 2 bedrooms with shared bath and extra closets for storage. The dock boasts extra wide walkways on each side of the boat lift for convenience for boating, paddleboarding, fishing, and sunset watching. The fresh landscaping and paved driveway give this home striking curb appeal while maintaining ease of upkeep. The rear yard was thoughtfully designed with a cart path to easily bring down all of your necessities for a great day on the dock or out on the lake. Located in a prestigious gated community, this remarkable property offers the perfect blend of luxury, tranquility, and recreation - all just moments from the beauty of the Uwharrie National Forest. Opportunities like this are exceptionally rare. Experience waterfront living at its best on Lake Tillery.

200 Ridge Road, Troy

$849,500

2 Beds ⋅ 3 Baths ⋅ 1234628 MLS

Rare 7.43-acre private riverfront equestrian retreat in a gated, no-HOA community! Custom-built in 2021, this Uwharrie property offers privacy, mountain views and approximately 500 feet of Uwharrie River frontage. The modern farmhouse interior features vaulted wood ceilings, shaker cabinetry, granite island and abundant natural light. The main level includes a primary suite with private bath, guest half bath and loft-style second bedroom with mountain views. The walkout basement offers a lodge-style gathering space, stone fireplace and outdoor access. Horse lovers will appreciate the two-stall barn with tack room and electricity, fenced pasture and nearby riding trails. Enjoy a wrap-around deck, fishing, seasonal kayaking and a custom riverside fire pit with grill and picnic area. Entertain in style in the lower-level lodge retreat featuring a custom bar, sink, microwave, beverage refrigeration, ice maker, painted concrete flooring, and beautiful custom ceilings.

341 Riverbend Road, Troy

$849,500

2 Beds ⋅ 3 Baths ⋅ 4419110 MLS

7.43 Acre Private Riverfront Equestrian Retreat Custom-Built in 2021 | Uwharrie River Frontage | Horse Barn | Private Outdoor Retreat Escape to a rare 7.43-acre private riverfront retreat in a gated, no-HOA community just one mile off the highway. Custom-built in 2021, this Uwharrie property blends seclusion, convenience, mountain views, and direct river frontage into one unforgettable full-time residence or weekend getaway. Inside, the bright modern-farmhouse main level makes an immediate impression with vaulted wood ceilings, white shaker cabinetry, a granite island, oil-rubbed bronze accents, mason-jar lighting, and natural light from front transom windows. The layout includes a queen primary suite with private full bath, a guest half bath, a loft-style second bedroom with mountain views, and a walkout basement with lodge-style gathering space, a custom bar, second stone fireplace, and direct outdoor access. Horse enthusiasts will appreciate the move-in-ready setup: a two-stall barn with tack room and electricity, fenced pasture, and convenient access to nearby riding trails. A riverfront horse property in the Uwharrie area is a truly hard-to-find offering. Outdoor living is where this property shines: a walkout wrap-around deck frames year-round Uwharrie Mountain views, while the riverfront setting invites fishing, seasonal kayaking, cookouts, and gatherings around the custom riverside fire pit with park-style grill and picnic table. With approximately 500 feet of Uwharrie River frontage and views forever protected by the nearby National Forest setting, every day feels like a getaway. Schedule your private showing today and experience this rare Uwharrie River retreat for yourself—properties with this combination of privacy, views, river frontage, and equestrian amenities do not come along often.

341 Riverbend Road, Troy

$350,000

3 Beds ⋅ 2 Baths ⋅ 4421073 MLS

Welcome to your cozy Lake Tillery retreat! Nestled on over an acre of private land, this charming home offers a peaceful setting with convenient access to the lake. Enjoy the best of lake living with access to a private community boat ramp for homeowners in good standing with HOA dues, including homeowner keys and parking passes, along with a community clubhouse featuring a full kitchen. Whether you’re looking for a quiet place to call home or a weekend escape, this cozy retreat is ready to welcome you to Lake Tillery!

140 Fernwood Court, Troy

$259,000

3 Beds ⋅ 2 Baths ⋅ 4418511 MLS

Step back in time with this sweet 1944 cottage, offering 1,510 square feet of character and charm on 2 parcels totaling 1.73 acres. Beautiful hardwood floors add warmth and timeless appeal, while modern convenience comes with fiber internet already installed. Located within the city limits, this property offers the added benefit of city services while still providing plenty of land to enjoy. A charming home with room to make it your own, this one offers a wonderful blend of vintage character, acreage, and convenience. Don’t let this little gem slip away!

181 Williamson Street, Troy

$12,000

4417380 MLS

"Close Enough But Far Enough Away” This 0.35-acre wooded home site nestled in the gated Lake in the Pines section of the Carolina Forest Community on Lake Tillery. Enjoy all of community amenities including an outdoor pool overlooking the lake, clubhouse, outdoor basketball court, boat ramp; Boat slips and storage may also be available through the HOA (subject to availability). Visit www.carolinaforestinc.com. Discover the Uwharrie’s endless recreation opportunities- Explore the 5,800 acre Morrow Mountain State Park or adjacent to Lake the 51,000 acre Uwharrie National Forest offering Year Round-Hiking, Bike Trails, horseback riding, gold panning, or kayak down the Uwharrie River into Lake Tillery and diverse scenery. A Valid Operational Permit was issued and 3 Bedroom Septic System was installed on the property by the previous owner. Buyers must be accompanied by an agent to access the community.

656 Pinelake Drive, Troy

$239,000

3 Beds ⋅ 2 Baths ⋅ 4417417 MLS

A little piece of country living just minutes away from town....3 bedroom, 2 bath 2004 Modular home sitting on .49 acres that feels like way more land because of it's private surroundings. Quick access to Highway 24/27 makes for an easy commute to Albemarle & beyond. Call today to schedule your showing!!

133 Vestal Road, Troy

$114,900

3 Beds ⋅ 2 Baths ⋅ 1232893 MLS

Investor Opportunity on 2 Acres! Bring your vision and unlock the potential of this 3-bedroom, 2-bath brick ranch situated on approximately 2 wooded acres in Troy. The home offers a single-level floor plan, brick fireplace, and plenty of space to renovate and make your own. The acreage provides privacy, mature trees, and room to enjoy the outdoors while still offering convenient access to Hwy 109. This property is in need of substantial repairs and updating, making it an excellent opportunity for investors, renovators, or buyers looking for a project with acreage. Property is being sold AS-IS. Seller will make no repairs. Cash or renovation financing may be best suited for the property's current condition. With nearly six acres and an existing brick home, this property offers plenty of possibilities for the right buyer.

2725 Nc Highway 109, Troy

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Listings provided courtesy of Triangle MLS, Inc. of NC, Internet Data Exchange Database. Information deemed reliable but not guaranteed. © 2026 Triangle MLS, Inc. of North Carolina. Data last updated .