Harborgate Real Estate

Harborgate Real Estate

Welcome to Harborgate, a picturesque subdivision nestled in the heart of North Carolina, where tranquility meets modern living. This charming community is ideally situated near the stunning coastline, providing residents with easy access to beautiful beaches and breathtaking waterfront views. Harborgate is not just a place to live; it’s a lifestyle that embodies relaxation, adventure, and a sense of belonging.

As you stroll through the tree-lined streets of Harborgate, you’ll be captivated by the meticulously landscaped yards and the warm, inviting atmosphere. The subdivision boasts a variety of well-designed homes, each reflecting the unique tastes and preferences of its residents. Whether you’re looking for a cozy bungalow or a spacious family home, Harborgate has something to suit everyone’s needs.

Community is at the heart of Harborgate. Residents often gather at the local parks for weekend picnics, children's playdates, or simply to enjoy the fresh air. The neighborhood also hosts seasonal events that foster connections among neighbors, creating a strong sense of camaraderie and belonging.

Convenience is another hallmark of Harborgate. With easy access to major highways, commuting to nearby cities is a breeze. Local shopping, dining, and entertainment options are just a stone’s throw away, ensuring that you have everything you need within reach.

If you’re seeking a serene yet vibrant community in North Carolina, look no further than Harborgate. Here, you’ll find the perfect blend of coastal charm and suburban comfort, making it an ideal place to call home. Discover your dream home in Harborgate today!

Newest Listings in Harborgate

$675,000
2 Beds 2 Baths 4414906 MLS
A RARE LAKE NORMAN OPPORTUNITY — CASH OR CONVENTIONAL FINANCING WELCOME, PLUS EXCEPTIONALLY FLEXIBLE SELLER FINANCING AVAILABLE WITH AS LITTLE AS 10% DOWN, A COMPETITIVE INTEREST RATE, AND PAYMENT OPTIONS DESIGNED AROUND THE BUYER'S NEEDS. Big-water views are among the most coveted perspectives on Lake Norman—and Residence #404 delivers one of the most breathtaking. Positioned in one of the few locations within the highly desirable Harborgate community where unobstructed sightlines stretch across the lake, this exceptional waterfront condominium captures approximately three miles of open-water views, creating a truly rare and dramatic backdrop for everyday living. Residence #404 is one of the select homes within Harborgate that enjoys this remarkable long-range perspective, offering sweeping panoramic water views from the main living areas and private balcony. From peaceful morning reflections to vibrant sunset skies, the ever-changing lake scenery becomes part of the experience of living here. Equally important for lake lovers, the property includes a deeded boat slip located just a short walk from the building, providing convenient access to Lake Norman. The interior has recently undergone significant updates designed to create a fresh, sophisticated, move-in-ready feel. The beautifully updated kitchen is complemented by gleaming hardwood floors, while the primary bathroom has been extensively remodeled with crisp, contemporary finishes and a striking new glass shower enclosure. The guest bathroom has also been refreshed with an upgraded vanity countertop and additional improvements. Together, these enhancements give the home a bright, polished appearance while maintaining the warmth and character of waterfront living. The open living and dining areas flow naturally toward the water, with expansive views creating an impressive focal point throughout the main living space. A wood-burning fireplace adds warmth and character, while the private balcony provides the perfect setting for morning coffee, evening cocktails, or simply watching life unfold across Lake Norman. The two-bedroom, two-full-bath floor plan offers comfortable single-level living with the rare combination of exceptional views, true lake access, a deeded boat slip, updated interiors, and a premier Cornelius location convenient to dining, shopping, entertainment, and everything the Lake Norman lifestyle has to offer. AND HERE IS THE OPPORTUNITY THAT TRULY SETS THIS PROPERTY APART: SELLER FINANCING IS AVAILABLE AS AN OPTIONAL ALTERNATIVE TO CASH OR CONVENTIONAL FINANCING. Qualified buyers may have access to a lower down payment, competitive interest rate, a 30-year amortization, and a customized payment structure ranging from interest-only to fully amortized. Seller financing also eliminates traditional lender points and loan origination fees and may eliminate the need for a lender-required appraisal—potentially saving thousands in upfront financing costs. Terms are negotiable and subject to seller approval. Few Lake Norman properties combine this caliber of view, direct boating access, recent updates, and financing flexibility in one offering. Residence #404 is ready for its next chapter.

20407 Harborgate Court Unit #404, Cornelius

$825,000
3 Beds 2 Baths 4400359 MLS
WOW is what you will say when you walk through the front door of this waterfront beauty! This updated 3 bedroom 2 full bath penthouse condo offers a vaulted ceiling in the family room as well as long range Lake Norman views from the sliding glass doors. The updated kitchen has an opening into the family room & features beautiful cabinets complete w/granite, tile backsplash, stainless steel appliances & even a wine fridge! The family room & dining area have sliding glass doors that lead to the open deck area which has a Sunbrella awning for shade or you can go over to the covered porch area which can also be accessed from the primary bedroom. Porch area has pull down shades to block the afternoon sun. A large magnolia tree offers privacy & shade as well! The primary bath has been updated with new cabinets & a wonderful tiled shower. Hardwoods in the dining area, kitchen & down the hallway. Deck and porch area have the Hydro Stop floor treatment, a huge upgrade. Plantation Shutters on windows ... Nice Blinds on sliders. Hydro-Host boat lift in Assigned slip #53 is included - outside slip with easy in and out- which you can see right from your condo. Maximum boat length 27 ft overall and must be titled in owner's name. Storage Closet on deck and additional 80 sq ft storage room in basement for all your water toys, etc. Clubhouse and Pool recently renovated and Harborgate Court Street and Parking Areas recently resurfaced. Confirmed Special Assessment of aprx $40 per month for AT&T Fiber Optic runs July-December 2026 and rolls into HOA dues in January 2027.

20427 Harborgate Court Unit #606, Cornelius

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Listings provided courtesy of Triangle MLS, Inc. of NC, Internet Data Exchange Database. Information deemed reliable but not guaranteed. © 2026 Triangle MLS, Inc. of North Carolina. Data last updated .