16312 Cozy Cove Road, Charlotte, NC 28278

$2,750,000
6
BD
7
BA
6,218
SqFt

Show Photos

Verify your account to unlock exclusive photos, mortgage tools, and more.

Listing courtesy of COMPASS. Robyn@RobynRiordan.com

List Price
$2,750,000
Price Change
▼ $200,000 1782803211
Status
ACTIVE
MLS#
4321861
Bedrooms
6
Bathrooms
7
Full-baths
5
Half-baths
2
Living Area
6,218
Lot Size
43,995
Neighborhood
No Neighborhood
Year Built
2019
Acres
1.01

Property Description

Tranquil Waterfront Estate with Unmatched Multigenerational Flexibility Positioned on a serene lake cove, this well-maintained 6,200-square-foot residence offers a rare combination of waterfront recreation and sophisticated, flexible living. The main level is anchored by a chef’s kitchen and a dramatic two-story great room featuring a three-sided fireplace, providing a central hub for daily life. The primary suite is conveniently located on the main floor, offering a private retreat with direct access to the home's extensive outdoor living options. Designed for those who require distinct, independent spaces, the property features two separate living quarters. The finished walk-out basement includes a full kitchen, two bedrooms, and two bathrooms, serving as a guest wing or recreation level with easy access to the screened porch and pool. Additionally, a private upstairs apartment offers a third full kitchen, bedroom, and 1.5 baths—ideal for live-in assistance or an in-law suite. Outside, the resort-style backyard features an inground pool and spa overlooking a private dock. Located near the Palisades but free from HOA restrictions, this home provides a quiet retreat with quick access to Charlotte’s dining, medical centers, and the international airport.

Additional Information

Foundation
Basement
Interior Features
Attic Walk In, Cable Prewire, Garden Tub, Kitchen Island, Open Floorplan, Pantry, Split Bedroom, Walk-In Closet(s), Walk-In Pantry
Exterior Features
Fire Pit, Dock - Floating, Gas Grill, In-Ground Irrigation
Exterior Finish
Fiber Cement
Elementary School
Unspecified
Middle School
Unspecified
High School
Unspecified
Parking
Attached Garage, Garage Door Opener, Garage Faces Side, Garage Shop, Golf Cart Garage
Special Conditions
None
Garage Spaces
4
Lot Description
Waterfront
Water
City
Basement
Yes
Construction
Site Built
Fireplace
Yes
Roof
Architectural Shingle
Heating
Central, Heat Pump, Natural Gas

Mortgage Calculator

Amount of Loan
Annual Interest Rate
%
Term of Loan
Years

Does not include any taxes or fees.
Please consult a financial professional.
Calculator source: Real Geeks

“The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither The M Homes Group nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing. © 2026 Carolina Multiple Listing Services, Inc.”