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$62,000
1659744 MLS
Marsh front building site on cul-de-sac in the gated community of Cumberland Harbour! With no required time frame to build, buy now and build when the time is right for you. Home rendering shown in listing is an idea of acceptable home for this property - Seller willing to share architectural plans with offer. Subject to ARB approval. Cumberland Harbour offers a community day dock, tennis, basketball, pickleball courts, 3 pools, gym and community room.

105 Helm Ct, St. Marys
$39,000
1659445 MLS
38 Wooded lot in beautiful Cumberland Harbour. Amenities include 3 pools one is heated, 6 tennis courts, 2 pickle ball courts, poolside roofed over patio with fireplace for cool evening meetings, a gathering place with kitchen and bar for larger gatherings, day dock, and kayaking. Tree Survey and under brushing are complete. Real Estate Agent must accompany for entrance into community. Seller is a Licensed Real Estate Agent in the state of Florida.

106 Overlook Ln, St. Marys
$84,000
1659792 MLS
Imagine building your custom coastal retreat where every day begins with peaceful water views and ends with breathtaking sunsets. Located on a large lakefront homesite within the prestigious gated community of Cumberland Harbour, this exceptional lot offers the rare combination of space, privacy, and natural beauty.Nestled near a quiet cul-de-sac, the setting feels private and serene — an ideal backdrop for designing a home that embraces indoor-outdoor living and captures the calming presence of the water. Whether you envision expansive windows, outdoor entertaining spaces, or a tranquil backyard escape, this homesite provides endless possibilities to create something truly special.Cumberland Harbour is known for its resort-style coastal lifestyle, offering lush surroundings, walking trails, pools, fitness center, tennis, and waterfront access, all just minutes from historic downtown St. Marys and the Georgia coast. Here, nature and luxury blend seamlessly, creating a community where life moves at a more intentional, relaxed pace.This is more than a homesite — it’s an opportunity to create a lifestyle centered around beauty, connection, and the water.

106 Wild Horse Ct, St. Marys
$249,900
1661418 MLS
Deepwater Access with easily transferable dock permit!! This beautiful property boasts direct access to deepwater, making it an ideal location for boating enthusiasts, water sports lovers, and fishing aficionados. Build your dock and launch your boat right from your backyard and explore the open waters with ease. Just a short boat ride to Cumberland Island, Amelia Island or the ICW. With a vacant lot currently on either side of the property, enjoy added privacy! Located within the gated community of Cumberland Harbour, enjoy amenities offered such as tennis, pickle ball and basketball courts, fitness center, walking trails, community day dock and 3 pools. *Must be with agent to enter community.

203 Timucuan Ct, St. Marys
$40,000
1658536 MLS
Build your dream home in the prestigious gated community of Cumberland Harbour in beautiful St. Marys, Georgia. This .45-acre homesite offers the perfect opportunity to create your forever home, vacation retreat, or coastal escape surrounded by nature and water access.Located just minutes from Cumberland Island and the Atlantic Ocean, this property delivers the relaxed coastal lifestyle buyers are searching for. Enjoy resort-style amenities including a clubhouse, fitness center, pool, tennis and pickleball courts, walking trails, parks, boat ramp access, and community docks.Surrounded by stunning custom homes and natural beauty, this homesite combines privacy, lifestyle, and long-term value in one of coastal Georgia’s most desirable gated communities.Whether you're dreaming of retirement near the coast, building a second home getaway, or creating a place for generations to gather, this is an opportunity you don’t want to miss.

Overlook Ln, St. Marys
$68,500
1659300 MLS
East facing marsh front lot in Cumberland Harbour, south east Georgia's premier gated community. Community . Amenities include heated swimming pool, kiddy pool, gym. Pickle ball and tennis courts, walking path and kayak launch, etc.. Ready to be built on! Some seller financing available!

307 Stern St, St. Marys
$15,000
1656998 MLS
Build your dream home in the beautiful Cumberland Harbour community in St. Marys, GA. This 0.15-acre lot offers the perfect setting for coastal living. Cumberland Harbour is a private, gated community with an attended entrance, offering top-notch amenities and a peaceful lifestyle. Residents enjoy access to multiple swimming pools, tennis courts, pickleball courts, a fitness center, playground, and a day dock for boating and kayaking. Whether you’re looking for an active lifestyle or a relaxing coastal retreat, this neighborhood has it all. Surrounded by natural beauty, winding trails, and water views, this property offers a unique opportunity to build in a community that balances recreation and tranquility. Conveniently located near historic downtown St. Marys, with easy access to Kings Bay Naval Base, Jacksonville, and the Georgia coast, Cumberland Harbour is ideal for those seeking both privacy and convenience. Don’t miss your chance to own a piece of this exceptional coastal community—schedule your showing today and start planning your dream home in Cumberland Harbour.

Stern St, St. Marys
$14,900
1655331 MLS
Discover this beautiful buildable lot sitting on a quiet street. This homesite is in one of south Georgia's premier gated communities. This lot offers peaceful views and access to top-tier amenities, making it an ideal location for your custom-built home. Cumberland Harbour provides a perfect blend of natural beauty and resort-style living. Enjoy the tranquility of this buildable lot while being part of a thriving coastal community with outstanding community features like: Deepwater access from the Community Dock to the St. Marys River, Intracoastal Waterway, and the Atlantic Ocean, 24/7 gated security, amenities including 3 pools, tennis and pickleball courts, basketball courts and walking trails close to historic downtown St. Marys, with ferry access to Cumberland Island. Build your coastal dream home in Cumberland Harbour and experience the best of coastal living. Gated Community with restricted access. Showings require advanced notice, interested parties must be accompanied by a licensed real estate salesperson.

00 Charleston Way, St. Marys
$35,000
1659114 MLS
Located in the Cumberland Harbour community, this 0.34-acre lot offers the perfect setting to build your custom dream home. Situated on a cul-de-sac, this homesite provides added privacy while still being surrounded by the charm of this coastal neighborhood. Cumberland Harbour is a gated community featuring a neighborhood dock, resort-style pool, tennis courts, playgrounds, and beautifully maintained common areas. Enjoy a lifestyle that blends coastal living with convenience, just minutes from historic downtown St. Marys, Kings Bay Naval Submarine Base, and easy access to Cumberland Island and Northeast Florida. This lot presents a wonderful opportunity to build in one of Camden County’s most sought-after communities.

V/L 593 Tattnal Lane, St. Marys
$50,000
1654563 MLS
Located in gated community of Cumberland Harbour, Lot 393 on Bonito Loop offers the perfect opportunity to build your dream home. Surrounded by nature and just minutes from the water, this spacious lot is ideal for enjoying all the amenities the community has to offer, including pools, tennis courts, walking trails, and more. Don’t miss your chance to own a piece of coastal paradise.

Bonito Loop, St. Marys
$195,000
1649011 MLS
Beautiful Marsh/Deep Water Lot on Point Peter Creek. Located in the gated community of Cumberland Harbour with 24/7 gate guard, manicured common areas, amenities include pools, tennis courts, pickle ball courts, fitness center, day dock, playground, stocked lakes, bike trails, parks. A wonderful place to build your home. There is NO TIME LIMIT to Build.Clients must be accompanied by Realtor to enter communityLot size .38 upland, .18 Wetland, .78 Marsh - see attached survey.DNR and Corps of Engineers paperwork on dock approval also attached.

211 Overlook Ln, St. Marys
$65,000
1661786 MLS
Gorgeous half acre lot with water/pond frontage settled at the end of a quiet cul-de-sac street in gated neighborhood, Cumberland Harbour. Easy access to Kings Bay Naval Base, major highways, and shopping/dining, and only 20 minutes to the Florida state line. Cumberland Harbour offers a lifestyle to its residents; pickleball, bocce, tennis, and basketball courts, weekly & monthly meet ups for all interests including but not limited to book clubs, games, and fitness. Enjoy the pools, playground, Spring House and Pavillion, day dock, fitness center, or the expansive views from Cumberland Harbour Beach. Just a few minutes by boat to reach the Atlantic makes day trips to Fernandina Beach a breeze. Build your dream home surrounded by peace and privacy.

115 Tacatacoru Ct, St. Marys
$19,000
1656088 MLS
This lot is across the street from the pond so that no one will be building in front or disrupting your view. No time limit to build. This gated community has three pools, pickle ball courts, tennis courts, outdoor entertainment areas, fitness center, a day dock, fishing ponds, and a place to store your boat or camper. You must be accompanied by a licensed agent to enter community.

207 Galley Ln, St. Marys
$649,000
4 Beds ⋅ 3 Baths ⋅ 1660297 MLS
Not a detail was missed in this coastal, custom-built home located within the beautiful Cumberland Harbour Community! This immaculate move in ready 4-bedroom, 2.5-bathroom home features a wrap around front porch, a formal dining room, high ceilings and an open, inviting kitchen with all stainless steel appliances. The quality touches begin when you walk in the door and are greeted by all wood floors, custom trim, a traditional home with an updated feel. The family room has a gas fireplace and double doors out to a large porch designed for entertaining or watching wildlife in your private backyard. The view from the back is completely private on the lake with a wrap around private space forever. Build a pool or enjoy your backyard while in your own private area. Upstairs boast three large bedrooms and a full bath or use the largest bedroom as a bonus room. The third floor features unfinished space that could be used as an additional playroom, workout room or bedroom. The design and finishes throughout the home is impeccable and the upgrades too numerous to list. Cumberland Harbour community provides pickleball courts, a Jr. Olympic Pool and a well equipped Fitness Center. The newly constructed Day Dock at The Landings Park is perfect for parking your boat for a quick break while exploring the waterways throughout St Marys. Call today for your private tour!

200 Anchor Way, St. Marys
$14,950
1651027 MLS
Looking for the perfect place to build your dream home? Look no further! A vacant lot is waiting for you in the breathtaking Cumberland Harbour. Enjoy the luxury of an exclusive gated subdivision and the convenience of amenities just a short walk or golf cart ride away. Start envisioning your new home and make your plans today!

V/L Stern St, St. Marys
$35,000
1652013 MLS
Discover the opportunity to create your dream home on a rare .24-acre lot within the prestigious Cumberland Harbour subdivision. Nestled in a gated community in Southeast Georgia, this exclusive location in historic St. Marys boasts an array of exceptional amenities. Enjoy three inviting pools, including a heated option, along with six tennis courts and two pickleball courts. Gather with friends and family on the poolside patio, complete with a cozy fireplace for those cool evenings, or host large events in the charming Spring House, featuring a kitchen and bar. For outdoor enthusiasts, a day dock offers easy access for fishing, boating, and kayaking. Conveniently located near Kings Bay Naval Submarine Base, Jacksonville International Airport, shopping, FLETC, and Brunswick, GA, this community is perfect for those seeking a vibrant lifestyle. Please note that entry is permitted only with an agent.

Anchor Way, St. Marys
$39,900
1657435 MLS
uild your dream home on this beautiful wooded lot in the gated community of Cumberland Harbour. Enjoy peaceful surroundings, stunning natural beauty, and access to resort-style amenities.

Overlook Ln, St. Marys
$649,900
3 Beds ⋅ 3 Baths ⋅ 1658704 MLS
**Sellers are offering 2% seller contribution towards buyer's closing costs with an accepted offer** 106 Plank Lane is the southern charmer you've been looking for! With inviting curb appeal on a private cul-de-sac street, you'll love the bright and airy feel upon entry. A flex space and spacious office with built-ins are at the front of the home and a beautiful living room with vaulted ceilings and gas fireplace greet you before entering the additional living space the screened porch offers. The primary suite is also downstairs and boasts vaulted ceilings, ample natural light and an en-suite with walk-in shower, closet and 2 separate sink areas. The kitchen offers ample counter space, an eat-up bar, breakfast area and gas range. Upstairs features two large guest rooms (one has a built-in kitchenette area!) and a loft area with built-ins, adding to the character and charm this home has. The interior of this home is amazing, but the backyard is equally as dreamy! Enjoy sitting beneath the gazebo shaded with jasmine and the wonderful privacy afforded here.

106 Plank Ln, St. Marys
$34,900
1658381 MLS
Prime .33-Acre Homesite in Sought-After Cumberland Harbour! Looking for the perfect spot to build your dream home in one of the area's most desirable communities? Look no further! This spacious .33-acre homesite is ideally located in the heart of Cumberland Harbour, directly across from the beautiful lake and the amenities center. You will be just steps from everything this vibrant community has to offer. Enjoy easy access to the community day dock, where you can fish or launch your kayak or paddleboard. Stay active with a swim in the resort-style pool, a workout in the state-of-the-art fitness center, or a game of pickleball with friends. Prefer a scenic ride? Hop on your bike and explore the lush tree-lined trails that wind through the neighborhood. This property is perfectly situated on Clubhouse Circle, offering picturesque views of the lake and clubhouse. As a bonus, the lot includes a DRB-approved house plan, site plan, and survey-a head start on building the home you've been dreaming of. Don't miss this opportunity to own a prime piece of real estate in one of the most beautiful and amenity-rich communities around!

102 Clubhouse Cir, St. Marys
$719,900
3 Beds ⋅ 3 Baths ⋅ 1657645 MLS
Welcome to this beautiful 3-bedroom, 2.5-bathroom NEW CONSTRUCTION home in the sought-after gated community of Cumberland Harbour! With extensive upgrades throughout, this very spacious, southern living-inspired floor plan offers a welcoming presence the moment you enter! Step inside the large great room with gorgeous hardwood floors, a vaulted ceiling, a stacked brick fireplace, and a wall of windows capturing the natural light. The open-concept floor plan encompasses the great room, kitchen, and dining areas, providing ideal spaces for dining and entertaining with family and friends. The primary suite on the main level serves as a luxurious retreat with a generous walk-in closet and a spa-like bath with dual vanities, a separate soaking tub, and a glass-enclosed shower. The great room opens to a large, screened-in, covered rear patio overlooking a beautifully landscaped, private backyard with a wooded common area beyond. Located in an ideal setting with views of the community lake in front, natural wooded common area behind the house, and a very short walk to the community amenities, including the clubhouse, swimming pool, tennis courts, fitness center, and walking trails. Come and enjoy all this NEW CONSTRUCTION home has to offer in highly desirable Cumberland Harbour! Please call for more information or to schedule a tour of the home at your convenience!

110 Clubhouse Cir, St. Marys
$19,500
1660010 MLS
Build your custom coastal home on this 0.21-acre homesite located in the gated community of Cumberland Harbour in St. Marys. Enjoy the lifestyle Cumberland Harbour is known for, with gated security and access to exceptional amenities including pools, tennis courts, fitness center, clubhouse, and waterfront spaces. Don’t miss this opportunity to secure your slice of coastal living in one of Camden County’s premier communities!

V/L 783 Galley Lane, St. Marys
$36,900
1655329 MLS
Discover this beautiful buildable lot sitting on a quiet cul-de-sac. This homesite is in one of south Georgia's premier gated communities. This lot offers peaceful views and access to top-tier amenities, making it an ideal location for your custom-built home. Cumberland Harbour provides a perfect blend of natural beauty and resort-style living. Enjoy the tranquility of this buildable lot while being part of a thriving coastal community with outstanding community features like: Deepwater access from the Community Dock to the St. Marys River, Intracoastal Waterway, and the Atlantic Ocean, 24/7 gated security, amenities including 3 pools, tennis and pickleball courts, basketball courts and walking trails close to historic downtown St. Marys, with ferry access to Cumberland Island. Build your coastal dream home in Cumberland Harbour and experience the best of coastal living. Gated Community with restricted access. Showings require advanced notice, interested parties must be accompanied by a licensed real estate salesperson.

00 Wagner Ln, St. Marys
$35,000
1660007 MLS
Build your custom coastal home on this 0.31-acre homesite located at 176 Gamefish Lane in the gated community of Cumberland Harbour in St. Marys. This property is not located in a flood zone, offering added peace of mind as you design and build. Enjoy the lifestyle Cumberland Harbour is known for, with gated security and access to exceptional amenities including pools, tennis courts, fitness center, clubhouse, and waterfront spaces. Don’t miss this opportunity to secure your slice of coastal living in one of Camden County’s premier communities!

V/L 176 Gamefish Lane, St. Marys
$14,500
1659746 MLS
Build your dream home on this beautiful lot located in Cumberland Harbour. This property offers the perfect setting to create a custom home tailored to your lifestyle within one of coastal Georgia’s premier gated communities. Residents enjoy exceptional amenities including a community day dock, tennis courts, basketball court, pickleball courts, three resort-style pools, fitness center, and clubhouse with community room. Experience the charm, privacy, and coastal living that make Cumberland Harbour such a desirable place to call home.

503 Charleston Way, St. Marys
$29,500
1659705 MLS
Build your dream home on this 0.34 acre lot in a desirable location! Cumberland Harbour offers an ideal combination of tranquility, recreation, and convenience. This lot's location across from the neighborhood amenities is a huge plus, giving easy access to pools, tennis and pickle ball courts, and the social center for gatherings. Plus, the proximity to natural attractions, like Cumberland Island and the Atlantic Ocean through the community dock, and the serene walking paths, is a dream for outdoor enthusiasts. With its gated security, coastal charm, and convenient access to historic St. Marys, local shopping, dining, beaches and Jacksonville International Airport, this community checks all the boxes for creating a dream home. Make plans to see this one today!

306 Clubhouse Cir, St. Marys
$17,500
1660008 MLS
Build your custom coastal home on this 0.14-acre homesite located in the gated community of Cumberland Harbour in St. Marys. Enjoy the lifestyle Cumberland Harbour is known for, with gated security and access to exceptional amenities including pools, tennis courts, fitness center, clubhouse, and waterfront spaces. Don’t miss this opportunity to secure your slice of coastal living in one of Camden County’s premier communities!

V/L 810 Galley Lane, St. Marys
$75,000
1655718 MLS
FANTASTIC CORNER LOT IN CUMBERLAND HARBOUR! LOCATED AT THE CORNER OF BONITO LOOP AND STOREY AVE, THIS WOODED LOT IS JUST WAITING FOR YOU TO BUILD YOUR DREAM HOME ON! CUMBERLAND HARBOUR IS A GUARDED AND GATED COMMUNITY WITH ALL THE AMENITIES YOU CAN WISH FOR: THREE POOLS, CLUBHOUSE, TENNIS COURTS, PICKLE BALL, BASKETBALL COURTS, FITNESS CENTER. BUY THE LOT NOW AND TAKE YOUR TIME BUILDING YOUR DREAM HOME! THIS LOT IS TOO GOOD TO PASS UP!! MUST HAVE AN AGENT ACCOMPANY YOU FOR SHOWING.

V/L 396 Cumberland Harbour Ph3, St. Marys
$33,900
1661536 MLS
A must-see homesite with beautiful Southern Oaks on a cul-de-sac street! This location is exceptional, being near Southpoint park, where you can enjoy peaceful views of Cumberland Island or fish off the bank of Point Peter Creek. Buy now and build when the time is right for you. Within the gated community of Cumberland Harbour, you'll also gain access to numerous amenities. Pickle ball courts, basketball court, tennis courts, walking paths, 3 pools (1 heated) and multiple communal areas!

Doubloon Ct, St. Marys
$42,500
1661498 MLS
One of the best opportunities to build in Cumberland Harbour starts right here on this .43 acre corner lot on Storey Avenue. This homesite offers a true blank canvas with plenty of space to design and create a home that fits your vision, all within one of coastal Georgia’s premier gated communities. Cumberland Harbour is known for its resort-style amenities and coastal lifestyle, featuring a private marina with deep water access, multiple pools, tennis and pickleball courts, a fitness center, walking trails, and beautifully maintained green spaces. Residents enjoy a peaceful setting surrounded by maritime forest and marsh views, with access to the St. Marys River and nearby coastal waters. Just minutes from downtown St. Mary’s, you’ll also be close to ferry and boat access to Cumberland Island, one of Georgia’s most treasured natural destinations. With its corner positioning, generous size, and access to exceptional amenities, this lot offers the opportunity to build not just a home, but a lifestyle centered around comfort, recreation, and coastal living.

504 Storey Ave, St. Marys
$89,900
1658329 MLS
Discover an exceptional opportunity to build your coastal dream home on this expansive 0.45-acre homesite in the premier gated community of Cumberland Harbour. Situated in an area that does not require flood insurance, this lot offers both peace of mind and ample space for creating a custom residence surrounded by nature, privacy, and luxury living.Cumberland Harbour is renowned for its impressive lineup of resort-style amenities, thoughtfully designed for comfort, wellness, and recreation. Residents enjoy three swimming pools, a fully equipped fitness center, tennis and pickleball courts, scenic walking and biking trails, and beautifully maintained parks and green spaces. The community provides direct access to the Intracoastal Waterway and surrounding waterways with a community day dock—ideal for boating, fishing, and exploring the coast.Convenience is also a standout feature. This homesite is just minutes from historic downtown St. Marys, charming shops and restaurants, top-rated schools, and the ferry to Cumberland Island National Seashore. Easy access to I-95, Kings Bay Naval Base, and Jacksonville International Airport makes commuting and travel effortless.With its generous size, excellent location, and no flood insurance requirement, this Cumberland Harbour lot is an outstanding canvas for crafting your perfect coastal retreat. Owner is a licensed agent in the state of Florida.

281 Clubhouse Cir, St. Marys

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Listings provided courtesy of Triangle MLS, Inc. of NC, Internet Data Exchange Database. Information deemed reliable but not guaranteed. © 2026 Triangle MLS, Inc. of North Carolina. Data last updated .