Fort Mill Homes under $400,000

Welcome to Fort Mill, South Carolina—a vibrant town that perfectly blends small-town charm with modern conveniences. Nestled just south of the bustling city of Charlotte, North Carolina, Fort Mill offers residents the best of both worlds: a serene suburban lifestyle with easy access to urban amenities. Known for its rich history, friendly community, and excellent schools, Fort Mill is an ideal place for families, young professionals, and retirees alike.

One of the most appealing aspects of Fort Mill is its diverse housing market, particularly for those seeking homes under $400,000. Here, you’ll find a variety of options that cater to different tastes and lifestyles. From cozy single-family homes in established neighborhoods to new constructions with contemporary designs, there’s something for everyone. Many properties feature spacious yards, modern amenities, and access to local parks, making them perfect for outdoor enthusiasts and families with children.

The town is also home to an array of local shops, restaurants, and recreational facilities, providing residents with plenty of opportunities to engage with their community. Fort Mill’s proximity to the Catawba River and the stunning Anne Springs Close Greenway offers endless outdoor activities, from hiking and biking to fishing and kayaking.

With its affordable housing options and welcoming atmosphere, Fort Mill is not just a place to live; it’s a place to thrive. Explore the homes under $400,000 today and discover the perfect property that fits your lifestyle in this charming South Carolina gem!

Newest Fort Mill Homes under $400,000

$250,000

3 Beds ⋅ 2 Baths ⋅ 4432549 MLS

Tucked away in a desirable area of Fort Mill, this well-maintained 3-bedroom condo is a special find! Meticulously cared for, the home features real wood flooring throughout all bedrooms and living areas, along with updated kitchen and bathrooms featuring ceramic tile flooring. The kitchen offers abundant cabinetry and convenient access to the laundry area, complete with a window and additional pantry shelving. All three bedrooms are generously sized with large closets. Out back, enjoy a spacious, private screened porch that feels like your own little retreat, along with an additional patio and storage shed. Newer windows, roof, siding, and HVAC add to the appeal, while solar lighting in the dining and living areas adds a unique touch. With inviting indoor spaces and room to relax outdoors, this charming condo is a wonderful place to call home! **Coming Soon - appointments begin on 10/23/26, schedule your private showing today!**

420 English Ivy Court, Fort Mill

$355,000

3 Beds ⋅ 3 Baths ⋅ 4418341 MLS

Welcome home to this beautifully maintained 3-bedroom, 2.5-bath end-unit townhome, perfectly situated on a desirable corner lot overlooking a charming neighborhood park. Filled with natural light, this inviting home features a sought-after main-level primary suite, soaring vaulted ceilings, and a dramatic two-story great room that creates an airy and welcoming atmosphere. The thoughtfully designed floor plan showcases wood flooring in the foyer and kitchen, crown molding, ceramic tile accents, and comfortable living spaces ideal for both everyday living and entertaining. The spacious primary suite offers a relaxing retreat with a garden tub, separate shower, and a generous walk-in closet. The well-equipped kitchen features tall cabinetry, ample counter space, abundant storage, and a sunny bay-window breakfast area. Upstairs, you'll find two additional bedrooms and a versatile loft overlooking the main living area, perfect for a home office, reading nook, play area, or flex space to suit your lifestyle. Step outside to enjoy the private rear patio, an ideal setting for morning coffee, evening relaxation, and zoned for top-rated Fort Mill schools. All the appliances are included in the sale. Conveniently located just minutes from Kingsley Town Center, Baxter Village, and charming downtown Fort Mill, you'll enjoy easy access to shopping, dining, parks, and everyday conveniences. Quick access to I-77 makes commuting to Charlotte, Ballantyne, and Charlotte Douglas International Airport easy and efficient. A rare combination of comfort, convenience, and location, this move-in-ready townhome is one you won't want to miss.

621 Colbert Way, Fort Mill

$359,000

3 Beds ⋅ 3 Baths ⋅ 4431574 MLS

A Fort Mill address with convenient access to Charlotte! Located in Pikeview Place near I-77 and I-485, this townhome puts everyday essentials within easy reach, including a grocery store right at the front of the subdivision. Shopping, dining, and Carowinds are nearby, with straightforward routes to Uptown Charlotte and Charlotte Douglas International Airport. Enjoy being outside the city while staying connected to everything it offers. Built in 2018, this 3-bedroom, 2.5-bath home includes an attached two-car garage and an inviting layout. The kitchen features a generous island, pendant lighting, tile backsplash, and abundant cabinetry, opening to the living area so conversation can flow while you cook. A separate dining area and built-in serving station provide extra space for entertaining or your morning coffee setup. Upstairs, a versatile loft offers room for a home office, media area, or reading nook. The spacious primary suite includes a walk-in closet and a bath with dual sinks and a walk-in shower. Two additional bedrooms and an upstairs laundry room add everyday convenience. Finish the day on your fenced patio, with space to relax or enjoy dinner outdoors.

447 Tayberry Lane, Fort Mill

$325,000

2 Beds ⋅ 3 Baths ⋅ 4432759 MLS

Welcome to 1020 Archibald Avenue, a beautifully maintained 2-bedroom, 2.5-bath townhome offering just over 1,500 square feet of comfortable living space in the Ayrshire Townhomes community of Fort Mill! Tucked away in an inviting neighborhood just minutes from I-77, this move-in-ready home offers a wonderful combination of convenience, functionality, and low-maintenance living. Step inside to a welcoming front foyer featuring a conveniently located drop zone, perfect for keeping everyday essentials organized. The kitchen offers a clean, modern feel with granite countertops, ample cabinetry, and a spacious center island that provides additional prep space and a natural gathering place for entertaining. The kitchen also features an electric range, microwave, and stainless steel refrigerator, which the seller is willing to convey with an acceptable offer. Just beyond the kitchen, the inviting living room is centered around a gas fireplace, creating a comfortable space to relax and unwind. Upstairs, you'll find two spacious bedrooms, each complete with its own private ensuite bathroom and walk-in closet! Both bathrooms feature tile flooring and a garden tub/shower combination, providing flexibility and comfort. Conveniently situated between the two bedrooms, the upstairs laundry area makes everyday chores a little easier. Whether you're looking for a guest suite, roommate arrangement, or simply additional personal space, this thoughtfully designed floor plan offers plenty of versatility. One of the standout features of this particular homesite is the natural landscape behind the property. Unlike many townhomes with neighboring residences directly behind them, this home enjoys a natural buffer that creates a greater sense of separation and privacy. An attached one-car garage provides convenient parking and additional storage space. Enjoy the added convenience of HOA-provided lawn care and general groundskeeping, along with access to community amenities including an outdoor pool and common areas. These benefits make it easy to enjoy a low-maintenance lifestyle while taking advantage of everything the neighborhood has to offer. With its excellent condition, functional floor plan, and convenient location near I-77 and the surrounding Fort Mill area, this townhome offers a fantastic opportunity to enjoy comfortable, low-maintenance living. Come see everything 1020 Archibald Avenue has to offer!

1020 Archibald Avenue, Fort Mill

$260,000

3 Beds ⋅ 2 Baths ⋅ 4429854 MLS

Tucked beneath the trees in Dogwood Hills, this charming 3-bedroom, 2-bath home offers a peaceful, private setting in a convenient Fort Mill location just off Regent Parkway. Inside, beautiful flooring, freshly cleaned carpets, abundant natural light and a wood-burning stone fireplace create an inviting place to call home. But the true heart of this home may be the beautiful sunroom. Wrapped in windows with peaceful views of the surrounding trees, it's the kind of space you'll find yourself drawn to every day—morning coffee, a good book, visiting with friends or simply unwinding at the end of the day. Step outside onto the rear deck and enjoy even more of the wooded setting. The kitchen offers white cabinetry, generous counter space and a breakfast bar. All three bedrooms have ceiling fans, with walk-in closets in the primary and one secondary bedroom. The primary also features a private bath with dual sinks. And if storage is on your wish list, this home has plenty—from basement storage and an outdoor shed to a long storage corridor within the crawlspace. Refrigerator, washer and dryer convey. HOA dues include trash and exterior maintenance, including roof maintenance. Rentals are permitted, offering flexibility for homeowners and investors alike. A tucked-away setting, welcoming neighbors and a convenient Fort Mill location make this one feel a little different from the moment you arrive. Wood-burning fireplace professionally cleaned annually by a local company. HVAC serviced 10/7/2026. Gutters and roof cleaning scheduled for 10/8/2026

2786 Dogwood Hills Court, Fort Mill

$310,000

3 Beds ⋅ 2 Baths ⋅ 4431804 MLS

Priced to sell, this home is ready for someone to make it their own! With a little updating this home WILL shine! It features vaulted ceilings, 3 BR/2.5 Bath, a laundry room, a wrap around deck and a large screened porch. Plus a huge fenced backyard and backs up to the Anne Springs Greenway. A tray ceiling in the primary bedroom, washer, dryer and refrigerator are included. Tons of privacy on a quiet street, in a great location. The home also has a front porch, a storage shed and a driveway that can fit 3 cars. We have already obtained quotes for much of the needed work and have a reliable contractor ready! Award Winning Fort Mill Schools and close to downtown Fort Mill, Indian Land and Ballantyne! Home sold as is.

202 Polly Collins Court, Fort Mill

$374,000

3 Beds ⋅ 3 Baths ⋅ 4422689 MLS

Welcome to this beautifully maintained townhome offering comfort, convenience, and a move-in-ready feel. This property is unique from others in the neighborhood because of the desirable main level primary suite features that includes a full private bath and a walk in closet. Freshly painted throughout, this home showcases beautiful flooring and a clean, inviting interior. The carpets have been professionally cleaned, making the home feel and look fresh and ready for its new owners. The spacious layout offers plenty of room for everyday living, not to mention the private backyard created for entertaining, and relaxing. It has one car garage, driveway and at a cul-de-sac. Enjoy a prime location close to a variety of restaurants, shopping, and Ann Spring Greenway just around the corner. Don't miss your opportunity to make this beautiful townhome your next home. Schedule your private showing today and come see this gem and make an offer!!!

615 School House Lane, Fort Mill

$250,000

2 Beds ⋅ 3 Baths ⋅ 4431316 MLS

Welcome to this cozy 2-bedroom, 2½-bath middle-unit townhome in the sought-after Cascades at River Crossing! Lovingly maintained by the original owner, this home offers comfortable living, an open floor plan, and a convenient location. The main level features an inviting living room/dining room combo that flows seamlessly into the kitchen, which has its own dining area, creating an ideal space for everyday living and entertaining. A spacious pantry, laundry room, and convenient half bath complete the main level. A concrete patio is off the kitchen for relaxing outdoors. Upstairs, you'll find a versatile loft area that could potentially be converted into a third bedroom, home office, or additional living space. The primary bedroom features its own private bath, while the bright second bedroom is located near the additional full bathroom. The home also includes a single-car garage and additional parking on the concrete driveway. As a middle unit, the home offers the added benefit of reduced exterior exposure, which can help with heating and cooling efficiency. The location is very convenient to amenities, with quick access to Interstate 77 and the HWY 21 Bypass positioned well near the Fort Mill and Rock Hill border. Enjoy easy access to a wide variety of dining, shopping, entertainment, and outdoor recreation, including Riverwalk, just a short distance away. This well-maintained home is thoughtfully laid out, ideally located, and ready for its next owner! Seller will consider paying some closing costs.

207 Tail Race Lane, Fort Mill

$309,900

3 Beds ⋅ 3 Baths ⋅ 4431060 MLS

Great 3-bedroom, 2.5-bath end-unit townhouse with a one-car garage, ideally located in the heart of Fort Mill. Step inside through the welcoming foyer featuring a charming drop zone—perfect for everyday organization. The kitchen is thoughtfully designed with quartz countertops, a stylish tile backsplash, crisp white cabinetry, and stainless steel appliances. It seamlessly opens to the dining area and spacious living room, creating an ideal layout for both entertaining and daily living. Upstairs, you’ll find a generously sized primary suite with a private en-suite bath, along with two additional bedrooms, a full hall bath, and a conveniently located laundry area. As an end unit, this home is filled with abundant natural light and offers added privacy. The attached one-car garage provides extra convenience and storage. Move-in ready and well-appointed throughout, this home is perfectly situated just minutes from shopping, dining, and major highways—making everyday living easy and accessible.

840 Gerard Bay Drive, Fort Mill

$350,000

3 Beds ⋅ 3 Baths ⋅ 4429749 MLS ⋅ Windhaven BLDG.

Perfect for Investors!! Open Floor plan for easy living. Spacious kitchen with Quartz counter tops, tile back splash, pantry and gas stove. Refrigerator included. LVP flooring throughout main level. Screened-in back patio to enjoy the outdoors. Large primary bedroom with en suite bath featuring tile flooring, large tile walk in shower and double sink quartz vanity. Nice walk in closet. 2 good sized secondary bedrooms. Lawn Care included! Laundry up for extra convenience. Neutral throughout! The Windhaven community features a club house, pool, walking trails and playground. Great location with quick access to the lake, shopping, restaurants, the airport, and the interstate. Top Rated schools! Tenant lease in place. Tenants would also like the to renew at the end of the lease. Lease expires June 30,2027. Current rental rate is $2400.

807 Gable Oak Lane, Fort Mill

$335,000

3 Beds ⋅ 3 Baths ⋅ 4430217 MLS

End unit townhome in Regent Park. Very sunny and bright unit. Move in ready. Fenced private backyard. Brand new carpet. Owner's bedroom comes w/ dual walk in closets. Owner's bath included a garden tub & a walk in shower. Roof was replaced in 2020. Excellent Fort Mill schools. Minutes drive to I-77 and I-485. Refrigerator included.

176 Snead Road Unit #171, Fort Mill

$357,840

3 Beds ⋅ 3 Baths ⋅ 4430596 MLS

Brand new, energy-efficient home available! Prep dinner at the kitchen island while mingling with guests in the open-concept great room. Upstairs, the spacious primary suite features dual sinks and a walk-in closet. A convenient second-story laundry simplifies the chore. Our new community brings low-maintenance, energy-efficient three-story townhomes to the area. Whether you're enjoying date night at Kingsley, exploring local breweries in downtown Fort Mill or shopping the latest trends at Baxter Village, there's no shortage of things to do. Each of our homes is built with innovative, energy-efficient features designed to help you enjoy more savings, better health, real comfort and peace of mind.

476 Markridge Loop, Fort Mill

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Listings provided courtesy of Triangle MLS, Inc. of NC, Internet Data Exchange Database. Information deemed reliable but not guaranteed. © 2026 Triangle MLS, Inc. of North Carolina. Data last updated .