Hayesville Homes under $700,000

Hayesville Homes under $700,000

Welcome to Hayesville, North Carolina—a charming town nestled in the heart of Clay County, where the beauty of the Blue Ridge Mountains meets the serenity of pristine lakes. Known for its picturesque landscapes and friendly community, Hayesville offers a delightful blend of small-town charm and outdoor adventure. With its rich history and vibrant local culture, this hidden gem is the perfect place for families, retirees, and anyone looking to embrace a relaxed lifestyle.

One of the most appealing aspects of Hayesville is its diverse range of homes available for under $700,000. Whether you’re seeking a cozy cabin with stunning mountain views, a modern family home with ample space, or a charming cottage near Lake Chatuge, you’ll find a variety of options that cater to your unique needs and preferences. The real estate market here is thriving, making it an ideal time to invest in your dream home.

Imagine waking up to the sound of nature, with easy access to outdoor activities like hiking, fishing, and boating. The community is known for its welcoming atmosphere, where neighbors become friends and local events bring everyone together. Plus, with nearby amenities including shops, restaurants, and parks, you’ll never be far from what you need.

If you’re ready to discover the beauty of Hayesville and explore homes under $700,000, let us guide you on your journey to finding the perfect place to call home in this enchanting corner of North Carolina!

Newest Hayesville Homes under $700,000

120 Echota Trail, Hayesville
$675,000
3 Beds ⋅ 3 Baths ⋅ 4428723 MLS
Brand-new construction in Hayesville, NC, with stunning southwest-facing, year-round mountain views, privacy on a 2.56-acre lot, and minimal yard work. Inside, wood beams highlight the vaulted great room ceiling and a striking rock gas fireplace. The open kitchen features a large island, quartz countertops, custom cabinetry with ample storage and soft-close drawers, and high-end black stainless KitchenAid appliances. Luxury vinyl plank flooring throughout, bat banded trim, six-inch baseboards, modern black door hardware, and gold bath fixtures add distinctive detail. Everything you need is on the main level, including the primary suite with two walk-in closets, a double vanity, glass-and-tile shower, and Whirlpool washer/dryer combo. Relax by the outdoor fireplace on the 34-by-10-foot covered deck and take in the views. Downstairs offer two additional bedrooms, a full bath with shower, an entertainment area, heated office or bonus space, utility room, and under-stair storage. A second 34-by-10-foot covered deck, rock fire pit, and level driveway with ample turnaround space complete the outdoor spaces. Just a 10-minute drive to Lake Chatuge, where you can enjoy power boating, marinas, and lakeside restaurants where you can pull up by boat. The subdivision offers paved roads and underground power; Starlink internet is available, and vacation rentals are allowed. Approximately 15 minutes to downtown Hayesville, 1 hour and 45 minutes to Asheville, 2.5 hours to Atlanta, and 1 hour and 50 minutes to Asheville Regional Airport. Drive times are estimates and vary with route and traffic. Hardie lap and board-and-batten siding, mountain rock landscaping, azaleas, and hydrangeas create inviting curb appeal. Perfect for year-round living or a mountain getaway!

120 Echota Trail, Hayesville
128 Cardinal Lane, Hayesville
$679,000
3 Beds ⋅ 3 Baths ⋅ 4433332 MLS
Deeded lake access. Nestled in a serene lakeside setting, this beautifully updated brick and wood ranch-style home combines modern comfort with rustic charm and offers breathtaking lake views from a private, peaceful setting. The open floor plan creates a seamless flow between the living, dining, and kitchen areas, making the home equally well suited to entertaining and to simply enjoying the quiet surroundings. The kitchen is designed for both function and style, featuring appliances, elegant cabinetry, and ample counter space for everyday meals and gatherings with family and friends. The residence offers three spacious bedrooms and two well-appointed bathrooms, providing comfort and privacy for family and guests alike. An uncovered front porch welcomes you with charming curb appeal, while the large covered and screened-in rear porch invites you to relax, entertain, and take in the natural beauty of the property throughout the day. Adding to the home's versatility, an attached second living quarters includes a private bedroom, a full kitchen, a great room, and laundry, making it ideal for guests, extended family, or potential rental income. Thoughtfully updated and exceptionally flexible, this lakeside ranch brings together scenic views, comfortable main-house living, and a separate quarters arrangement, all complemented by the rare advantage of deeded lake access for an uncompromised lakeside lifestyle close to the water and the everyday pleasures of lake living. A welcoming home with room to gather, relax, and enjoy the lake year round. Step outside and enjoy the view.

128 Cardinal Lane, Hayesville
1124 Mcdonald Road, Hayesville
$349,000
3 Beds ⋅ 3 Baths ⋅ 4419921 MLS
Newly remodeled in 2026 this 3 BR/2.5 bath home with a full basement located in the quaint small town of Hayesville, NC located less than 1 mile from Lake Chatuge (as a crow would fly). 1 car garage in basement, pull thru drive New cabinets, granite countertops, laminate floor, 6 panel doors through out the interior, 2 full baths on main level, 1/2 bath in basement. Basement could be finished to double the square footage, all new appliances and HVAC System, wrap around porch on 2 sides with 46 ft of the deck covered on the front, New metal roof. Property can be accessed from McDonald Rd. or McDonald Overlook Dr.

1124 Mcdonald Road, Hayesville
190 Fort Hembree Road, Hayesville
$309,000
2 Beds ⋅ 2 Baths ⋅ 4425905 MLS
Welcome to this beautifully maintained cottage build in2023.Enjoy one-level living. The bright and open floor plan features granite countertops, stainless steel appliances, custom shades and garage for parking and storage.Relax on the front porch while taking in peaceful mountain surroundings and sunset views. The landscaped property offers privacy and convenience, just minutes from local dining, breweries, shopping and outdoor recreation and beauitful Lake Chatuge for boating or hiking on many trails.You will love living in Hayesville. Ideal for full time living ,weekend retreat or a vacation rental.Schedule you private showing today!!! Hayesville is conveniently located to Asheville ,Blairsville GA and parts of Tennessee. Priced to sell

190 Fort Hembree Road, Hayesville
124 Woodard Lane, Hayesville
$579,900
2 Beds ⋅ 1 Baths ⋅ 4420698 MLS
Gorgeous custom built log home overlooking Chatuge Lake in Hayesville NC. This home offers vacation-style living for the year-occupant, or could be the perfect mountain lake investment property! The exterior just underwent a complete refresh inc stained and sealed logs, refinished decking, and painted/sealed metal roof. The interior boasts an open concept kitchen/living room w soaring ceilings, multiple French doors that lead onto the wrap-around deck, and windows in every direction that flood the space with natural light, along with providing that million-dollar lake view from every angle. There are also 2 bedrooms, a centrally located full bathroom, plus a formal dining area, all on the main level. An expansive loft offers a bedroom space, office/den area, and the 2nd full bathroom. The partially finished basement includes a multi-use space for addt sleeping or rec area plus a half bath, laundry room, and single car garage with storage space. Rare opportunities like this don't present themselves that often. CALL TODAY!

124 Woodard Lane, Hayesville
101 Mill Street, Hayesville
$489,000
2 Beds ⋅ 2 Baths ⋅ 4393420 MLS
Downtown living meets mountain serenity at 101 Mill Street! This 2BD/2BA gem offers the ultimate Hayesville lifestyle, combining effortless 1-level living with a prime location just off the town square. Perched to overlook the local pickleball courts and just steps from the Clay County Rec Center, this home is a dream for active residents who want to be in the heart of it all. Enjoy beautiful long-range mountain views from your own manageable 0.34-acre slice of heaven. The property features a spacious 2-car garage and paved, easy access, ensuring convenience at every turn. Being within walking distance to the Square means you are never far from local dining, shopping, and community events. Whether you are looking for a low-maintenance primary residence or a strategic investment in a high-demand area, this property delivers on every front. Rare is the opportunity to find a 2026-ready lifestyle that blends small-town charm with such incredible proximity to recreation. Don’t miss your chance to own a piece of downtown Hayesville with a view to match!

101 Mill Street, Hayesville
281 Cherrywood Circle, Hayesville
$299,000
4 Beds ⋅ 3 Baths ⋅ 4392442 MLS
Enjoy beautiful mountain views and stunning sunsets from the deck of this versatile 4-bedroom home. Currently configured as a duplex, the walkout basement features 2 bedrooms, a kitchen, living room, full bath, and washer/dryer—offering excellent rental or in-law potential. The main level includes 2 additional bedrooms, an updated open-concept kitchen, dining, and living area, plus a convenient laundry space. A wrap-around deck extends your living space outdoors and is accessible from sliding doors in both the primary bedroom and living room. Recent updates include a kitchen remodel and new flooring in 2020, as well as connection to county water in 2022. Supplemental LP heat is available on both levels for added comfort. Additional features include a metal roof, carport, storage shed, and concrete driveways providing access to both levels. This property offers exceptional flexibility—use the entire home for personal living with room for family and guests, live upstairs and rent the walkout basement, or maximize income by renting both levels separately. Conveniently located, with Hiawassee and Young Harris, GA and Murphy, NC all within 15–20 minutes.

281 Cherrywood Circle, Hayesville
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“The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither The M Homes Group nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing. © 2026 Carolina Multiple Listing Services, Inc.”

Listings provided courtesy of Triangle MLS, Inc. of NC, Internet Data Exchange Database. Information deemed reliable but not guaranteed. © 2026 Triangle MLS, Inc. of North Carolina. Data last updated .

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