Lancaster Homes under $400,000

Welcome to Lancaster, South Carolina, a charming city nestled in the heart of Lancaster County. Known for its rich history, warm community spirit, and picturesque landscapes, Lancaster offers a delightful blend of small-town charm and modern amenities. With its vibrant downtown area, residents enjoy local shops, delightful eateries, and a variety of cultural events that bring the community together throughout the year.

For those looking to settle in this inviting city, Lancaster boasts an impressive selection of homes under $400,000. Whether you're a first-time homebuyer, a growing family, or someone seeking a peaceful retreat, you'll find a diverse range of properties that cater to your needs. From cozy single-family homes with spacious yards to contemporary townhouses that offer low-maintenance living, there's something for everyone in this affordable price range.

Lancaster's real estate market is not only attractive for its affordability but also for its proximity to major highways, making it easy to commute to nearby cities like Charlotte, NC. The area is surrounded by beautiful parks and recreational facilities, perfect for outdoor enthusiasts looking to enjoy hiking, fishing, or simply soaking in the natural beauty of the region.

With its friendly atmosphere, excellent schools, and a strong sense of community, Lancaster is the ideal place to call home. Discover the charm and opportunity that awaits you in this wonderful city, where your dream home under $400,000 is just waiting to be found!

Newest Lancaster Homes under $400,000

$244,900

3 Beds ⋅ 2 Baths ⋅ 4419254 MLS

Bring your vision and unlock the potential this property has to offer! Situated on approximately 6 acres in the highly desirable Buford Community, this property offers space, privacy, and plenty of possibilities. The home features generously sized rooms, two separate living areas, and a beautiful fireplace that creates a great focal point for the main living space. With some updating and a little TLC, this home could truly shine and become something special. Adding even more opportunity, the property includes an additional septic tank located toward the back of the property, offering potential for future use—buyer to verify intended use and all applicable requirements. Whether you’re looking for acreage, room to spread out, or an investment project with plenty of upside, this property is ready for someone to bring it back to life. Investors, renovators, and buyers looking for a property with potential—this one is worth a look! Home is being sold AS IS.

4536 Tabernacle Road, Lancaster

$210,000

2 Beds ⋅ 2 Baths ⋅ 4435557 MLS

An exceptional opportunity awaits on the shores of Cedar Pine Lake. Set on .71 acres, this 2 bedroom, 1 1/2 bath, waterfront residence combines lake views, a generous homesite and impressive garage capacity with the opportunity to create a personalized lakeside retreat. The open lot offers ample space for outdoor living, entertaining and enjoying the waterfront setting. Inside, the home is ready for thoughtful updates and customization, providing a foundation for bringing your vision to life. Car enthusiasts, hobbies and those seeking additional storage will appreciate the two car attached garage and separate 2 car detached garage, offering 4 total garage spaces. Whether envisioned as a primary residence, seasonal getaway or investment opportunity, this property offers versatility in a sought-after water front setting. Bring your ideas and discover the possibilities of life along Cedar Pine Lake.

1077 E Shore Drive, Lancaster

$279,000

3 Beds ⋅ 2 Baths ⋅ 4435574 MLS

599 Grandiflora Ave is a one-story Lancaster home with an island kitchen open to the living and dining areas. A window above the sink and cabinet storage surround the central preparation space. Windows along the adjoining living and dining area bring in light, while sliding doors lead directly to the rear patio. The primary bedroom includes a walk-in closet and an adjoining bathroom with double sinks and a glass-enclosed shower. The home has three bedrooms and two bathrooms, plus an attached two-car garage for enclosed parking. Included 100-Day Home Warranty with buyer activation

599 Grandiflora Avenue, Lancaster

$279,900

5 Beds ⋅ 3 Baths ⋅ 4434927 MLS

Better than new! This 5-bedroom home was renovated down to the studs and delivers serious bang for your buck. A smart split floor plan gives everyone their own space, with a Jack-and-Jill bath connecting two of the secondary bedrooms. Start your mornings in the sunny breakfast area with a bay window or in the formal dining area, and enjoy updated baths with ceramic tub surrounds. Outside, a spacious deck with an accessibility ramp is ready for relaxing and entertaining. Schedule your showing today!

282 Dixon Road, Lancaster

$294,050

3 Beds ⋅ 2 Baths ⋅ 4435362 MLS ⋅ Basildon BLDG.

This never before seen, quick-move-in Crestwood floor plan offers flexible living with a spacious great room, inviting dining area, and a stylish kitchen featuring upgraded quartz counter tops and cabinets, a large center island perfect for entertaining, and all appliances included. This home includes three bedrooms on one level with a spacious owner's retreat, a rear covered porch, and a two-car garage. Set within Basildon, Lancaster’s premier new home community, residents enjoy walkable streets, open green spaces, and lifestyle amenities including a dog park, playground, pickle ball courts, and scenic walking trails. This community is conveniently located just 15 minutes from Indian Land, SC and a short drive to Waxhaw, NC with its charming shops, dining, parks, entertainment, and historic downtown. This home has $10,000 in included upgrades PLUS, you can receive up to 4% in closing costs credits when you use our preferred lender! Discover why Basildon is one of Lancaster's most desirable communities.

658 Maplin Gardens Street, Lancaster

$225,000

3 Beds ⋅ 2 Baths ⋅ 4435363 MLS

The Fleetwood Pegasus 28483H is a brand-new construction home that boasts full drywall, black fixtures and windows, and stainless steel appliances. It features three bedrooms and two full bathrooms, with a spacious great room that boasts a beamed ceiling, electric fireplace, and ample natural light. The home is conveniently located just a few blocks from a city park and playground, and it offers easy access to the Hwy 9/521 Bypass, making commuting a breeze. Downtown Lancaster is a vibrant area with a variety of amenities, including parks, live music, and the arts council’s concerts. There are also shops, boutiques, a local movie theater, MUSC Lancaster Campus, and a learning hospital all within a mile or two. Lancaster is an ideal place to call home, and you can schedule a viewing of this 2026 home with meticulous attention to detail today. Listing agent is the owner of Your Home Place, LLC, a manufactured home dealership and the owners of the property.

1105 Marion Street, Lancaster

$327,965

4 Beds ⋅ 2 Baths ⋅ 4435293 MLS ⋅ Basildon BLDG.

This never before seen, quick-move-in Pinecrest floor plan offers flexible living with a spacious great room, inviting dining area, and a stylish kitchen featuring upgraded quartz counter tops, a large center island perfect for entertaining, and all kitchen appliances included. This home includes four bedrooms on one level with a spacious owners retreat, and a two-car garage. Set within Basildon, Lancaster’s premier new home community, residents enjoy walkable streets, open green spaces, and lifestyle amenities including a dog park, playground, pickle ball courts, and scenic walking trails. This community is conveniently located just 15 minutes from Indian Land, SC and a short drive to Waxhaw, NC with its charming shops, dining, parks, entertainment, and historic downtown. This home has $10,000 in included upgrades PLUS, you can receive up to 4% in closing costs credits when you use our preferred lender! Discover why Basildon is one of Lancaster's most desirable communities.

674 Maplin Gardens Street, Lancaster

$315,745

3 Beds ⋅ 2 Baths ⋅ 4435310 MLS ⋅ Basildon BLDG.

This never before seen, quick-move-in Glenhaven floor plan offers flexible living with a spacious great room, inviting dining area, and a stylish kitchen featuring upgraded quartz counter tops and cabinets, a large center island perfect for entertaining, and all appliances included. This home includes three bedrooms on one level with a spacious owner's retreat, a rear covered porch, and a two-car garage. Set within Basildon, Lancaster’s premier new home community, residents enjoy walkable streets, open green spaces, and lifestyle amenities including a dog park, playground, pickle ball courts, and scenic walking trails. This community is conveniently located just 15 minutes from Indian Land, SC and a short drive to Waxhaw, NC with its charming shops, dining, parks, entertainment, and historic downtown. This home has $10,000 in included upgrades PLUS, you can receive up to 4% in closing costs credits when you use our preferred lender! Discover why Basildon is one of Lancaster's most desirable communities.

666 Maplin Gardens Street, Lancaster

$354,990

5 Beds ⋅ 3 Baths ⋅ 4435305 MLS ⋅ Basildon BLDG.

Welcome home to the Wynwood—Be among the first to own one of Basildon's newest home designs. These never-before-built home. From the moment you enter, the bright, open layout invites you to relax and feel at ease, with a spacious great room that flows effortlessly into a cozy dining area and a thoughtfully crafted kitchen featuring granite countertops, a generous center island perfect for gathering with loved ones, and all kitchen appliances included to make settling in simple and stress free. The main level also offers a versatile bedroom with full bath, a flexible space ideal for work or hobbies, and a two car garage. Upstairs, four additional bedrooms and a roomy loft provide plenty of space for rest, play, and everyday living, complemented by two full bathrooms and a conveniently located laundry room. The Basildon community has a peaceful and connected feel, with walkable streets, open green spaces, and inviting amenities such as a dog park, playground, pickleball courts, and scenic walking trails. All of this is just 15 minutes from Indian Land and a short drive to charming downtown Waxhaw, NC, with boutique shops, warm restaurants, local parks, entertainment, and rich historic charm.

670 Maplin Gardens Street, Lancaster

$379,900

3 Beds ⋅ 3 Baths ⋅ 4435278 MLS

$5000 Seller credit for rate buy down/closing costs. Welcome Home! 21224 Sanctuary Drive, a stunning two-story, former model home that has never been lived located in the award-winning Edgewater community. This 3-bedroom, 2.5-bath residence offers 2,451 square feet of thoughtfully designed living space, blending high-end finishes with modern functionality for a truly exceptional living experience. The heart of the home is the kitchen, featuring a large center island with bar seating, gas cooktop, pantry, and brand-new stainless steel appliances. The open-concept layout flows seamlessly into the dining area and spacious living room, creating an inviting space ideal for both everyday living and entertaining. The second-level primary suite provides a private retreat with elegant tray ceiling details and a luxurious ensuite bathroom complete with a step-in shower, dual vanities, and a generous walk-in closet. Upstairs, a versatile bonus room offers additional living space ideal for a home office, media room, or guest retreat. Two additional bedrooms share a well-appointed full bathroom, while a convenient half bath on the main level adds extra functionality. This home is filled with natural light and showcases a timeless design with low-maintenance living in mind. A two-car garage, dedicated laundry room, and abundant storage enhance everyday convenience. Edgewater is a highly sought-after, award-winning waterfront community celebrated for its resort-style amenities and close-knit atmosphere. For just $195 per month, HOA dues include lawn maintenance and access to an impressive array of amenities: a nationally ranked 18-hole golf course, full-service marina with boat storage on the Catawba River, stocked fishing ponds, lakeside pavilion with kayak launch and fire pits, community center with resort-style pool, professional tennis and pickleball courts, scenic walking trails, Top Tracer driving range, putting green, and an on-site restaurant. Residents also enjoy a full-time activities director who organizes a lively social calendar with wine tastings, community dinners, bunco nights, and more. Located just outside of Charlotte, with easy access to Highway 521 and I-77.

21224 Sanctuary Drive, Lancaster

$275,000

3 Beds ⋅ 3 Baths ⋅ 4434757 MLS

Welcome home to this well-maintained 3-bedroom, 2.5-bath townhome offering comfort, style, and convenience. The main level features attractive laminate flooring, updated light fixtures, and a welcoming kitchen with countertops and a tile backsplash. Upstairs, the spacious primary suite offers a generous walk-in closet and a private bath with dual sinks. Two additional bedrooms share a full bath with a bathroom. . Enjoy outdoor living on the private rear patio, complete with addition Enjoy outdoor living on the private rear patio, complete with additional exterior storage—perfect for entertaining, relaxing, or keeping seasonal items organized. Ideally located near shopping and everyday conveniences, with access to great schools and the added benefit of low taxes. This townhome is a wonderful opportunity for comfortable living in a convenient location!

7106 Bidford Court, Lancaster

$365,000

3 Beds ⋅ 2 Baths ⋅ 4433993 MLS

Tucked nicely back off the main road on a serene 1.25 acre private wooded lot, this beautifully maintained single story home offers the perfect blend of peaceful privacy, modern comfort, and fantastic outdoor living! From the moment you arrive via the convenient circular driveway, you’ll appreciate the quiet surroundings and exceptional curb appeal. Step inside to an inviting open concept floor plan designed for effortless everyday living and entertaining. The light filled living space flows seamlessly into a spacious kitchen complete with crisp white cabinetry, generous counter space, and an island to gather around. The primary suite serves as your private retreat, highlighted by a large walk in primary closet and a ensuite bath offering additional closet space. Two additional bedrooms and a full second bath provide plenty of room and flexibility for family, visitors, or a home office setup. Step outside into your ultimate backyard haven! The fenced backyard offers peace of mind for pets and play, while the above ground pool promises endless summer fun and relaxation. Gather around the dedicated fire pit area on crisp evenings for cozy nights under the stars. Need extra workspace, storage, or a place for projects? The impressive, spacious outbuilding provides endless possibilities perfect for a workshop, hobby space, lawn equipment storage, or extra recreational space.

410 W Shiloh Unity Road, Lancaster

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Listings provided courtesy of Triangle MLS, Inc. of NC, Internet Data Exchange Database. Information deemed reliable but not guaranteed. © 2026 Triangle MLS, Inc. of North Carolina. Data last updated .

Lancaster Homes under $400,000

Newest Lancaster Homes under $400,000

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