Matthews Homes under $400,000

Welcome to Matthews, North Carolina—a charming suburban gem that perfectly blends small-town warmth with modern conveniences. Nestled just 12 miles southeast of Charlotte, Matthews boasts a rich history, vibrant community spirit, and an array of recreational opportunities. With its tree-lined streets, friendly neighborhoods, and highly-rated schools, Matthews is an ideal place for families, young professionals, and retirees alike.

One of the standout features of Matthews is its commitment to preserving its natural beauty. The town is home to several parks, including the scenic Matthews Community Park, where residents can enjoy walking trails, playgrounds, and sports facilities. The downtown area is equally inviting, offering a delightful mix of local shops, restaurants, and seasonal events that foster a strong sense of community.

For those looking to call Matthews home, you’ll be pleased to discover a variety of housing options—many of which are affordably priced under $400,000. This makes Matthews an attractive choice for first-time homebuyers and those seeking to invest in a growing area. Whether you’re in the market for a cozy single-family home, a charming townhouse, or a modern condo, you’ll find that Matthews offers diverse styles to suit any taste and budget.

Living in Matthews means enjoying a peaceful suburban lifestyle while still being just a short drive away from the bustling city of Charlotte. With its excellent amenities, strong community ties, and beautiful surroundings, Matthews is not just a place to live—it's a place to thrive. Come explore the possibilities and discover your dream home in this delightful town!

Newest Matthews Homes under $400,000

$337,000

3 Beds ⋅ 3 Baths ⋅ 4421116 MLS

Welcome to 13519 Four Oaks Lane in Matthews. Priced at just $337,000 !! Looking for value in the desirable 28104 zip code? The search is over, this 3-bedroom, 2.5-bath split-level home sits on a generous 0.40-acre lot in a well established neighborhood and offers a sense of privacy that many newer developments simply cannot replicate. It presents an appealing opportunity for budget conscious buyers, investors, or anyone looking to build equity. The home needs cosmetic updating and TLC and is being sold "AS IS". All smooth ceilings , recent improvements and maintenance include: New roof — October 2026 ADDS IMMEDIATE VALUE and warranty will convey to new owners. Septic system pumped — April 2024 Water heater replaced — 2018 Furnace replaced — 2011. Please note there are no hardwoods beneath the existing carpet. An extra-long driveway with extended parking ensures plenty of room for multiple vehicles, trailers, or recreational equipment. Excellent location to I-485 ,specialty shopping, dining, parks and schools. This home is ready for its next owner to bring their vision and make it their own just in time for Thanksgiving! Hurry this one will not last long.

13519 Four Oaks Lane, Matthews

$259,900

2 Beds ⋅ 3 Baths ⋅ 4433686 MLS

Whether you're looking for a place to call home or a smart addition to your investment portfolio, this spacious townhome offers exceptional value in a desirable area! Step inside and you'll immediately appreciate the open, spacious floor plan designed for comfortable everyday living and entertaining. The generously sized kitchen features abundant cabinetry, plenty of countertop and storage space, and opens seamlessly to the inviting family room. Just outside the family room, a fully fenced backyard offers a private space to relax and unwind. Upstairs, you'll find two exceptionally large bedrooms! The primary suite features a vaulted ceiling, ceiling fan, generous closet space, and a private bath with dual vanities. The oversized secondary bedroom also offers plenty of space and a large closet. Location is everything, and this one delivers! Just minutes from grocery stores, shopping, restaurants, and I-485, with easy access to everything downtown Matthews has to offer. Outdoor enthusiasts will love the proximity to walking trails, Public Parks, offering wonderful opportunities for walking, biking, recreation, and enjoying the outdoors. This convenient location, combined with the spacious layout and investor-friendly community ( 6 Month lease minimum requirement), makes this property an attractive option for both homeowners and investors alike. Even better, the seller is including a home warranty for added peace of mind! With its desirable location, generous living space, nearby recreational amenities, and investment potential, this townhome is an opportunity you won't want to miss. Two assigned parking spots. Move right in or explore its potential as an income-producing property!

4907 Potter Road, Matthews

$344,900

3 Beds ⋅ 2 Baths ⋅ 4433081 MLS

Welcome home to this beautifully renovated residence nestled in the highly desirable Matthews area, featuring no HOA. This light-filled 3-bedroom, 2-bathroom home offers a unique blend of modern updates and timeless character. The stunning vaulted ceilings, expansive windows and inviting living space perfect for relaxing or entertaining. Key features of this beautiful home include - New luxury vinyl flooring throughout, stainless steel appliances including refrigerator, a primary suite with a walk-in close, updated fixtures and flooring, a spacious two-car garage with ample room for additional storage, an extra-long and wide driveway for additional parking. The home also boasts a large, private, and enchanted forest backyard complete with a big rear deck, perfect for family gatherings. You can enjoy peaceful views of mature trees while being just minutes away from shopping, dining, and everything Matthews has to offer. COME AND SEE IT TODAY!

1008 Raywood Court, Matthews

$99,900

2 Beds ⋅ 1 Baths ⋅ 4432905 MLS

Fixer upper in Indian Trail. Recent survey shows rear corner of house encroaches on neighbors lot. Property will be sold as is with active encroachment. Consult your agent and attorney. This sale is being monitored by the Union County Court but is not a foreclosure sale. 5% minimum earnest money required and subject to 10 day upset bid period with the court. Please contact your REALTOR today for more information on these types of sales and a showing. Please note, the listing company does NOT engage in dual agency and solely represents the seller.

3409 Fincher Road, Matthews

$389,900

3 Beds ⋅ 2 Baths ⋅ 4431812 MLS

Seller is offering $7,500 toward buyer's closing costs with an acceptable offer! Welcome to this beautifully updated end-unit townhome, nestled on a quiet cul-de-sac in the highly sought-after Mint Lake Village! This charming one-story home offers 3 bedrooms, 2 full baths, and an open floor plan designed for comfortable living and entertaining. The stunning updated kitchen features quartz countertops, freshly painted cabinetry, a new sink, faucet and stainless-steel appliances, all included. New laminate flooring and fresh paint throughout give the home a bright, clean, and modern feel. The spacious primary suite offers a relaxing retreat with a tray ceiling and large walk-in closet. The kitchen flows seamlessly into the dining area and living room, creating a welcoming space for everyday living. Ample cabinetry, counter space, and storage add to the home's functionality. Enjoy the peaceful cul-de-sac setting and views of the private wooded area alongside the home. Conveniently located in the Matthews-Mint Hill area with easy access to I-485, shopping, dining, medical facilities, and everything both Matthews and Mint Hill have to offer. This beautifully updated home is move-in ready and waiting for its new owner!

3741 Oak View Court, Matthews

$355,000

3 Beds ⋅ 2 Baths ⋅ 4431408 MLS

Freshly painted with newer flooring and updated bathrooms, this three-bedroom, two-bath home offers inviting single-level living on approximately 0.34 acres on a cul-de-sac. The open floor plan provides a comfortable setting for everyday living and entertaining, with natural light and a living-room fireplace adding warmth and character. The kitchen features granite countertops and a pantry, while the spacious primary suite includes a walk-in closet and a private bathroom. An attached two-car garage provides convenient parking and storage. Outside, enjoy the covered patio, fenced backyard area, and storage shed for hobbies and outdoor essentials. With no HOA and convenient access to I-485, Highway 74, shopping, and dining, this Stallings home combines appealing updates with a practical layout and a convenient location.

713 Pesca Lane, Matthews

$320,000

2 Beds ⋅ 2 Baths ⋅ 4429467 MLS

Charming Potential & Generous Space in Low-Tax Union County Nestled on a spacious 0.41-acre lot in an established, peaceful Stallings neighborhood, this ~1,400 sq. ft. residence presents an incredible opportunity for buyers looking to customize a home to their exact taste, or investors seeking a solid property in a desirable location. Key Features - Opportunity to build equity with personalization and renovations. - Spacious Living Space: Features a comfortable single-story layout with approx. 1,400 sq. ft. of living area, offering a functional floor plan ready for your personal design touch. - Eat-In Kitchen: Classic wood cabinetry, dedicated pantry space, and an adjacent dining area overlooking the yard. - Generous Lot: Set on nearly half an acre, providing a private, tree-lined backyard with endless possibilities for outdoor living, gardening, or entertaining. - Union County Benefits: Take advantage of lower Union County property taxes while maintaining seamless access to everything Charlotte and Matthews have to offer. Unbeatable Location Minutes away from historic Downtown Matthews, vibrant local dining, boutique shopping, and top-rated regional parks. Quick access to US-74 and I-485 makes commuting into Uptown Charlotte or surrounding employment hubs quick and convenient. Zoned for reputable Union County schools, including Indian Trail Elementary, Sun Valley Middle, and Sun Valley High.

1204 Vickie Lane, Matthews

$359,900

3 Beds ⋅ 3 Baths ⋅ 4429695 MLS

Welcome home to this 3-bedroom, 2.5-bath home in the established Habersham neighborhood, offering a functional layout, great outdoor space and plenty of opportunity to make it your own. The main level features a spacious living room, separate dining room and a kitchen with white cabinetry, quartz-style countertops, subway tile backsplash and stainless steel appliances. A breakfast area provides additional everyday dining space, while the separate dining room could also make a great home office or flex space. A convenient half bath and dedicated laundry room round out the main level. Upstairs, the primary suite features a vaulted ceiling, walk-in closet and private bath with dual sink vanity, soaking tub and separate shower. Two additional bedrooms and a full bath complete the second floor. Outside, enjoy a fenced backyard with mature trees and a large screened porch—an inviting spot for relaxing, entertaining or play. An attached two-car garage provides additional parking and storage. Conveniently located near I-485, parks, shopping, dining and all that Matthews has to offer. With a solid layout this home is ready for its next owner to add their own finishing touches.

4209 Hounds Run Drive, Matthews

$325,000

3 Beds ⋅ 2 Baths ⋅ 4426657 MLS

Set among mature trees on a private, wooded 0.52-acre lot, this pristine move-in ready ranch offers something increasingly rare: real space and privacy yet convenient access to grocery, shopping, medical offices, recreation and major commute routes, with no HOA. Tucked into the established Indian Brook neighborhood, it feels more like a wooded retreat in everyday living than a typical subdivision lot. Inside, the home lives comfortably with three bedrooms and two full bathrooms, well maintained and updated. A cozy fireplace anchors the living room for cooler months, and the flow from kitchen to living space keeps everyday life simple. Step outside to front and back decks backed by woods — the kind of backyard privacy that's hard to find this close to town. A carport provides covered parking, with a lockable storage room built into its corner and a detached shed for even more space for storage. The seller has invested in getting this home truly ready for its next owner. Every room has fresh interior paint and new light fixtures throughout. A full pre-listing inspection has been completed, and the crawlspace now has a brand-new, high-quality vapor barrier, an upgrade that's rare at this price point. The home also comes with a 12-month Achosa Home Warranty. The location is one of this home's biggest advantages: Harris Teeter is about two minutes away on Potter Road, with Matthews and Indian Trail's shops, restaurants, and Atrium Health Union West all within about ten minutes — small-town, wooded quiet without sacrificing everyday convenience. Whether you're buying your first home, an income property, or simply want more land and privacy than most homes in this price range offer, 2909 Matoka Trail is worth a look.

2909 Matoka Trail, Matthews

$240,000

2 Beds ⋅ 2 Baths ⋅ 4429898 MLS

Charm, Comfort, and Convenience Await at 6032 Sapwood Court! Tucked away in the heart of Matthews, this beautifully updated home is ready to welcome you. From the moment you walk in, sleek LVP flooring flows throughout the living spaces, creating a warm, modern feel that's both stylish and easy to maintain. The kitchen has been thoughtfully updated with new appliances, giving you everything you need to cook, gather, and entertain with ease. Step outside to discover the true showstopper — a spacious, fully fenced backyard perfect for weekend cookouts, gardening, or just unwinding after a long day in your own private retreat. And when it comes to location, this one checks every box. With easy access to I-485 and Highway 74, getting around Charlotte is simple, whether you're headed to work, dinner, or a weekend outing. Plus, you're just minutes from the shops, restaurants, and entertainment that make Matthews such a desirable place to put down roots. Updated finishes, a backyard made for making memories, and a location that keeps you close to it all — 6032 Sapwood Court has it all. Schedule your showing today!

6032 Sapwood Court, Matthews

$325,000

2 Beds ⋅ 2 Baths ⋅ 4429454 MLS

Welcome to this beautifully maintained one-story home offering comfortable living, thoughtful updates and a wonderful fenced rear yard. The bright kitchen features white cabinetry, farmhouse sink, stainless steel appliances, beverage center, subway tile backsplash and LVP flooring. Refrigerator, LG washer and dryer convey with the home. The spacious great room features a ceiling fan and Picture TV that conveys. The primary bedroom offers a vaulted ceiling, while ceiling fans in the bedrooms add year-round comfort. A separate office provides valuable flex space and could easily serve as a home office, playroom, exercise room or hobby space. Enjoy outdoor living in the fenced rear yard surrounded by beautiful landscaping, including a fig tree and young peach and pear trees. A storage shed provides additional space for lawn and gardening equipment. Additional features include a one-car attached garage, tile flooring in the foyer and a convenient one-level floor plan. A welcoming home with flexible living spaces, an updated kitchen and an outdoor setting ready to enjoy!

11127 Atrium Way, Matthews

$400,000

4 Beds ⋅ 3 Baths ⋅ 4429384 MLS

5043 Haven Lodge Rd is a Matthews home with 2,096 square feet of living space and a 2013 build year. The kitchen includes quartz countertops and ample cabinet storage for meal preparation. A fireplace anchors the main living area, while a dedicated laundry room keeps utility tasks organized. Outside, a patio opens to a fenced yard with room for seating and dining. An attached garage provides enclosed parking and storage, and the community pool adds a nearby outdoor recreation option. The layout combines practical household spaces with connected indoor and outdoor gathering areas. Included 100-Day Home Warranty with buyer activation

5043 Haven Lodge Road, Matthews

Start Your Search

“The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither The M Homes Group nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing. © 2026 Carolina Multiple Listing Services, Inc.”

Listings provided courtesy of Triangle MLS, Inc. of NC, Internet Data Exchange Database. Information deemed reliable but not guaranteed. © 2026 Triangle MLS, Inc. of North Carolina. Data last updated .

Matthews Homes under $400,000

Newest Matthews Homes under $400,000

How much is your home worth?

How much is your home worth?