Morganton Homes under $400,000

Welcome to Morganton, North Carolina, a hidden gem nestled in the picturesque foothills of the Blue Ridge Mountains. Known for its warm community spirit and stunning natural beauty, Morganton offers an ideal blend of small-town charm and modern amenities. With a rich history dating back to the late 1700s, this vibrant city is steeped in culture and tradition, making it a fantastic place to call home.

Morganton is surrounded by breathtaking landscapes, including the serene Lake James and the majestic Linville Gorge, perfect for outdoor enthusiasts. Whether you enjoy hiking, fishing, or simply soaking in the stunning views, you’ll find countless opportunities to connect with nature. The city also boasts a lively downtown area filled with unique shops, delightful eateries, and seasonal festivals that celebrate the local arts and culture.

For those looking to settle down in this enchanting city, Morganton offers a variety of homes under $400,000, making it an attractive option for first-time buyers, families, and retirees alike. From charming historic houses to modern new builds, there’s something to suit every taste and lifestyle. The real estate market here is diverse and accessible, ensuring that you can find a home that fits your budget without sacrificing quality or comfort.

With its friendly atmosphere, beautiful surroundings, and affordable housing options, Morganton is truly a wonderful place to live. Come explore all that this captivating city has to offer, and discover why so many people are proud to call Morganton home!

Newest Morganton Homes under $400,000

$229,900

3 Beds ⋅ 2 Baths ⋅ 1239339 MLS

BRAND NEW 2026 MOVE-IN READY manufactured home, situated on a spacious .43+/- acre lot! Conveniently located in Morganton, this 3-bedroom, 2-bathroom home offers modern comfort and style. The inviting open floor plan features generously sized bedrooms, a cozy living room, den, and a well-appointed kitchen/dining combination area. The kitchen boasts BRAND NEW appliances with warranties and is complemented by a BRAND NEW HVAC system for year-round comfort. Enjoy the fresh air and entertain on the back deck—perfect for outdoor relaxation. With ample space and a fantastic layout, this home is a must-see! FHA, VA, and USDA approved, comes with a 1-year manufactured home warranty, and qualifies for 100% financing for eligible buyers.

2485 Piney Road, Morganton

308 N Green Street Street Unit #5, Morganton

$249,000

2 Beds ⋅ 1 Baths ⋅ 4435853 MLS

DOWNTOWN MORGANTON LIVING AT ITS FINEST! Discover the charm, character, and convenience of this 2-bedroom, 1-bathroom condominium located in the heart of beautiful Downtown Morganton, NC, directly across from Fonta Flora Brewery! Step inside and you'll find beautiful hardwood floors, crown molding, and inviting living spaces filled with natural light. The spacious living room features built-in shelving, cabinetry, and large windows that create a warm and welcoming atmosphere. The kitchen offers white cabinetry, tile countertops, tile flooring, and black appliances, providing a functional space for everyday living. Both bedrooms feature hardwood flooring and natural light, adding to the home's timeless appeal. Enjoy the convenience of being just moments from Downtown Morganton's locally owned restaurants, breweries, coffee shops, boutique shopping, entertainment, and community events. Whether you're searching for a full-time residence, a weekend retreat, or a conveniently located condominium with small-town charm, this property offers a wonderful opportunity to experience the Downtown Morganton lifestyle. With its desirable location, classic interior details, and proximity to everything Downtown Morganton has to offer, this condo is one you won't want to miss! Schedule your private showing today and discover downtown living in Morganton, North Carolina!

308 N Green Street Street Unit #5, Morganton

$214,900

3 Beds ⋅ 2 Baths ⋅ 4436087 MLS

Welcome to this beautifully renovated 3-bedroom, 2-bathroom home located in Morganton! Offering over 1,200 square feet of living space, this home sits on over 0.7 acres of private land, providing plenty of room to relax and enjoy the outdoors. Extensive renovations throughout the home include a brand-new roof, HVAC system, siding, flooring, appliances, and much more! The updated interior offers a fresh, modern feel, featuring a beautifully refreshed kitchen with granite countertops while maintaining a comfortable and inviting atmosphere. For added peace of mind, both the new roof and HVAC system come with transferable 10-year warranties. With all these incredible updates, a spacious lot, and a price under $220,000, this move-in-ready home is an opportunity you won't want to miss!

4236 Piney Road, Morganton

$227,500

3 Beds ⋅ 2 Baths ⋅ 4419312 MLS

Must see this quaint 3BR 1.5 Bath tri level home in culdesac just minutes to I-40, Morganton, Marion or beautiful Lake James. Home boast just over 1104 heated square feet plus additional 288 heated square feet den in basement area w/gas log fireplace. Also apporx 288 sf of storage or workshop in basement. Main floor living room & kitchen w/dining area and wood floors. Home also has single car garage and fenced rear yard for kids or pets plus large wrap around deck great for morning coffee. This home will not last at only $227,500

113 Quail Drive, Morganton

$150,000

2 Beds ⋅ 1 Baths ⋅ 4435623 MLS

PRICED FOR A QUICK SALE! Two bedroom, one bath home conveniently located near Hwy 70 in the Drexel area. Piedmont Natural Gas, Duke Energy, City water. Selling as is.

2220 Enon Road, Morganton

$145,800

3 Beds ⋅ 2 Baths ⋅ 1239341 MLS

AUCTION PROPERTY — PLEASE READ CAREFULLY! DO NOT GO ON THE PROPERTY OR TRESPASS ON THE PREMISES. DO NOT CONTACT THE OCCUPANTS. Due to limited access to the property, most property information has been obtained from publicly available sources and has NOT BEEN INDEPENTLY VERIFIED. Seller nor listing broker has been inside the property. Accordingly, information regarding the property's condition, features, systems, and interior is extremely limited. Buyers should independently verify all information material to their purchase & conduct any permitted due diligence in accordance with the auction terms and applicable access restrictions.. All offers and bids must be submitted in accordance with the applicable auction procedures and deadlines. Please contact a real estate broker for information regarding registration to bid, the bidding process, and submission requirements. Auction Price Type (reserve or minimum bid) is unknown to Listing Broker.

198 Bryant Road, Morganton

$145,800

3 Beds ⋅ 2 Baths ⋅ 4435523 MLS

AUCTION PROPERTY — PLEASE READ CAREFULLY! DO NOT GO ON THE PROPERTY OR TRESPASS ON THE PREMISES. DO NOT CONTACT THE OCCUPANTS. Due to limited access to the property, most property information has been obtained from publicly available sources and has NOT BEEN INDEPENTLY VERIFIED. Seller nor listing broker has been inside the property. Accordingly, information regarding the property's condition, features, systems, and interior is extremely limited. Buyers should independently verify all information material to their purchase & conduct any permitted due diligence in accordance with the auction terms and applicable access restrictions. All offers and bids must be submitted in accordance with the applicable auction procedures and deadlines. Please contact a real estate broker for information regarding registration to bid, the bidding process, and submission requirements. Auction Price Type (reserve or minimum bid) is unknown to Listing Broker.

198 Bryant Road, Morganton

$178,500

2 Beds ⋅ 1 Baths ⋅ 4434311 MLS

This property does not come along very often. Could be a great weekend retreat or full time occupancy. This country cottage offers 2 bedrooms, 1 full bath and approx 728 sf of living space but your going to want to be outdoors enjoying the mountain views or listening to the creek along the side of the property. Approx 1.7 acres mostly grass looking straight into the south mountains and just minutes to downtown Morganton. Home has new vinyl plank flooring, new mini split for heat & air, updated covered front porch and fresh paint. This will not last at $178,500

5924 Chapman Drive, Morganton

$319,900

3 Beds ⋅ 2 Baths ⋅ 4434773 MLS

Enjoy the beauty of mountain living in this charming one-level log cabin located in Silvercreek Estates! Offering approximately 1,304 square feet, this inviting home features an open floorplan with a spacious great room and fireplace combining the kitchen, dining, and family room areas. A gas fireplace creates a warm and welcoming focal point, perfect for relaxing or entertaining. The home offers 3 bedrooms, two full baths, a walk-in closet, and a convenient stack laundry closet. Enjoy beautiful mountain views and the ease of single-level living on approximately 0.26 acres. With its rustic log cabin charm, functional layout, and no city taxes, this property is an appealing option for a full-time residence, mountain getaway, or investment opportunity. Silvercreek estates features a clubhouse and community pool and is located right across the street from hundreds of acres of North Carolina game land.

3530 Dogwood Lane, Morganton

$309,900

3 Beds ⋅ 2 Baths ⋅ 4434140 MLS

Hard to find 3 bedroom, 2 bathroom brand new modular home located in the Middleton Place subdivision in the Chesterfield area. Home features a circle drive, covered porch/patio with large backyard. Interior features an open concept with spacious living room that flows into the kitchen with island, ample countertop and cabinet space with stainless steel appliances. Primary bedroom and bathroom offers walk in closet, double sink vanity, soaker tub along with a walk in shower. Two additional bedrooms separated by a full guest bathroom. (Owner is realtor)

1721 Middleton Drive, Morganton

$393,500

4 Beds ⋅ 3 Baths ⋅ 4434450 MLS

Located in the well-established South Forest neighborhood, this home offers a flexible layout, a spacious yard, and a convenient location close to town, I-40, and Bethel Park. The main level features an open-concept kitchen, dining, and living area, creating a welcoming space for everyday living and entertaining. Just off the kitchen, a large sunroom provides additional space to relax or gather with friends and family, with access to the back deck overlooking the flat, spacious lot. Down the hall, the primary suite is joined by two additional bedrooms that share a hall bathroom. The lower level features an additional bedroom, a full bathroom, laundry area, a separate family room, and a recreation room with an additional nook that could make a great home office or hobby space. With multiple living areas and a convenient location, this home offers plenty of room to spread out!

108 Inglewood Drive, Morganton

$184,900

2 Beds ⋅ 1 Baths ⋅ 4434404 MLS

Fresh updates, pretty hardwoods and a little creek in town! This 2BR/1BA Morganton cottage keeps things simple with single-level living and a small, manageable lot. Recent updates in the past several years include: a metal roof, replacement windows, a heat pump and beautifully refinished hardwood floors. Great natural light brightens the living spaces, while white cabinetry and open shelving give the kitchen a cheerful cottage feel. An attached carport provides covered parking, and a separate building adds storage. Goose Creek runs behind the property ~ a lovely detail for a home with plenty of personality.

110 Brookside Lane, Morganton

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“The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither The M Homes Group nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing. © 2026 Carolina Multiple Listing Services, Inc.”

Listings provided courtesy of Triangle MLS, Inc. of NC, Internet Data Exchange Database. Information deemed reliable but not guaranteed. © 2026 Triangle MLS, Inc. of North Carolina. Data last updated .

Morganton Homes under $400,000

Newest Morganton Homes under $400,000

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