Shelby Homes under $700,000

Shelby Homes under $700,000

Welcome to Shelby, North Carolina, a delightful city nestled in the heart of Cleveland County. Known for its rich history and vibrant community, Shelby offers a perfect blend of small-town charm and modern convenience. With its picturesque streets and friendly atmosphere, it's no wonder that families and individuals alike are drawn to this lovely city.

Shelby boasts a variety of amenities that cater to all lifestyles. Enjoy a leisurely stroll through the historic downtown area, where you’ll find quaint shops, delightful eateries, and local art galleries. The city is also home to beautiful parks and recreational facilities, making it an ideal spot for outdoor enthusiasts. With a strong sense of community and a calendar full of events, there’s always something happening in Shelby.

For those considering making Shelby their home, you’ll be pleased to know that the real estate market offers an array of options under $700,000. Whether you’re looking for a charming single-family home, a cozy cottage, or a spacious modern abode, Shelby has something to suit every taste and budget. Many of these homes feature beautiful landscaping, updated interiors, and proximity to schools, parks, and shopping, ensuring that you can enjoy the best of what this vibrant city has to offer.

With its affordable housing options and welcoming community, Shelby, NC, is not just a place to live—it's a place to thrive. Explore the possibilities and discover your dream home in this enchanting city today!

Newest Shelby Homes under $700,000

710 Legrand Street, Shelby
$145,000
2 Beds ⋅ 2 Baths ⋅ 4438584 MLS
Move-In Ready 2 Bed, 2 Bath in the Heart of Shelby Welcome home! This charming 2-bedroom, 2-bathroom home is completely move-in ready—or rent-ready for the savvy buyer looking for solid income potential. Step inside to find sleek, modern luxury vinyl plank (LVP) flooring running seamlessly throughout the entire layout, offering both modern style and lasting durability. Situated in a fantastic location just moments from Downtown Shelby’s quaint shops and restaurants, plus convenient proximity to Highway 74 for an easy commute. Whether you're a first-time homebuyer, downsizing, or investor seeking a proven rental, this turnkey property checks every box. Schedule your showing today!

710 Legrand Street, Shelby
3008 Polkville Road, Shelby
$299,900
3 Beds ⋅ 2 Baths ⋅ 4437550 MLS
Welcome to 3008 Polkville Rd, Shelby! This beautiful new construction home offers 3 bedrooms, 2 bathrooms, situated on a generous 3/4-acre lot, and modern finishes throughout. The kitchen features stainless steel appliances, custom cabinetry with soft-close drawers, quartz counter tops and a spacious island perfect for meal prep and entertaining. Enjoy stylish, low-maintenance LVP flooring throughout the home, along with premium vinyl siding for lasting curb appeal. The door and window casings are crafted from FJ (finger-jointed) real pine wood, adding a quality finishing touch throughout the home. Relax on the charming rocking chair front porch or enjoy outdoor living on the spacious 10' x 30' back deck or 4' x 7' side deck. This property offers plenty of room to enjoy the outdoors, entertain guests, or simply unwind. With no city taxes, this home combines modern comfort, country charm, and room to breathe. This home is located to shopping and restaurants Don't miss your opportunity to make this beautiful new home yours!

3008 Polkville Road, Shelby
2224 Ellis Road, Shelby
$309,990
3 Beds ⋅ 2 Baths ⋅ 4436832 MLS
Welcome to 2224 Ellis Road in Shelby, NC! Nestled on approximately 3.31 acres, this charming brick ranch offers 3 bedrooms, 2 full bathrooms, and approximately 1,523 square feet of comfortable, single-level living. Features include a cozy living room with fireplace, dedicated dining area, spacious laundry room, and HVAC updated in 2017. Enjoy the outdoors from the deck overlooking the expansive property, offering plenty of room for gardening, entertaining, or simply relaxing. 1 detached garage and also 1-car garage and additional carport to provide ample parking and storage. If you're looking for privacy, space, and country living with room to make it your own, this property is a must-see! Schedule your showing today!

2224 Ellis Road, Shelby
712 Hanover Drive, Shelby
$149,000
3 Beds ⋅ 3 Baths ⋅ 4436522 MLS
PROPERTY BEING SOLD "AS-IS WHERE-IS" This 3 Bedroom, 3 Bath brick ranch home is located in a well-established neighborhood. Basement had previously been partially finished with a kitchenette & full bathroom. Double garage & situated on a corner lot. The home has solid potential for buyers looking to make it their own with cosmetic updates and improvements. Close proximity to all of Uptown Shelby's parks, restaurants & shops. Priced well below tax value, this property presents an excellent opportunity for investors or buyers seeking a renovation project. Property is being sold AS IS, WHERE IS, by Special Warranty Deed. Cash only. Appears all plumbing, electrical & HVAC will need to be repaired/replaced.

712 Hanover Drive, Shelby
423 Rocky Brook Road, Shelby
$245,000
3 Beds ⋅ 3 Baths ⋅ 4416542 MLS
Welcome home to this inviting 3-bedroom, 2.5-bath home in Shelby, offering a bright, modern interior and a peaceful setting surrounded by mature trees. The open-concept main level features attractive flooring and abundant natural light, creating an easy flow between the living, dining, and kitchen areas. The spacious kitchen is equipped with granite countertops, crisp white cabinetry, SS appliances, ample counter space, and plenty of storage. Upstairs, the large primary bedroom provides a comfortable retreat with a private bath featuring a dual vanity. Two additional bedrooms offer flexibility for guests, a home office, or additional living space. Enjoy the outdoors from the charming covered front porch or relax and entertain on the rear deck overlooking the wooded surroundings. A 1-car garage provides convenient parking and additional storage. Ideally located with convenient access to Uptown Shelby, shopping, dining, everyday conveniences, and US-74, with nearby recreation and attractions including Moss Lake, Shelby City Park, the Broad River Greenway, Earl Scruggs Center, and Don Gibson Theatre. A wonderful combination of modern finishes, comfortable living space, outdoor enjoyment, and a convenient Shelby location.

423 Rocky Brook Road, Shelby
421 Rocky Brook Road, Shelby
$245,000
3 Beds ⋅ 3 Baths ⋅ 4416337 MLS
Welcome home to this inviting 3-bedroom, 2.5-bath home in Shelby, offering a bright, modern interior and a peaceful setting surrounded by mature trees. The open-concept main level features attractive flooring and abundant natural light, creating an easy flow between the living, dining, and kitchen areas. The spacious kitchen is equipped with granite countertops, crisp white cabinetry, SS appliances, ample counter space, and plenty of storage. Upstairs, the large primary bedroom provides a comfortable retreat with a private bath featuring a dual vanity. Two additional bedrooms offer flexibility for guests, a home office, or additional living space. Enjoy the outdoors from the charming covered front porch or relax and entertain on the rear deck overlooking the wooded surroundings. A 1-car garage provides convenient parking and additional storage. Ideally located with convenient access to Uptown Shelby, shopping, dining, everyday conveniences, and US-74, with nearby recreation and attractions including Moss Lake, Shelby City Park, the Broad River Greenway, Earl Scruggs Center, and Don Gibson Theatre. A wonderful combination of modern finishes, comfortable living space, outdoor enjoyment, and a convenient Shelby location.

421 Rocky Brook Road, Shelby
434 W Grover Street, Shelby
$70,000
2 Beds ⋅ 1 Baths ⋅ 4437485 MLS
434 W Grover St presents a great opportunity for an investor or business owner seeking a property with flip potential and room to add value. Conveniently located by Uptown Shelby, First Broad River Trail, and the Shelby City Park. The home has a spacious backyard and backs to trees for additional space and privacy. The large family room and kitchen with dining area allow for many possibilities. Two spacious bedrooms and a bathroom complete the home. Property is being sold in its current conditions, as-is. MLS #4437485 and #4437517 since the property is zoned GB - spoke with the City of Shelby who stated the property is suitable for commercial business use OR residential use under R-6 zoning for a single-family detached home, including rental or resale. Buyer should verify permitted uses and zoning requirements with the City of Shelby.

434 W Grover Street, Shelby
111 Gordon Avenue, Shelby
$409,000
5 Beds ⋅ 2 Baths ⋅ 4436723 MLS
Welcome home to this beautiful Boiling Springs home on a 1.36 acre lot, beautifully landscaped offers space, character, and plenty of features to enjoy both inside and out! With 5 bedrooms, 2 full bathrooms, and inviting indoor and outdoor living spaces, this home has room to spread out, entertain, and make lasting memories. Step onto the covered front porch and into a welcoming foyer that opens to a traditional dining room and a living room, family room featuring a stunning stone fireplace and wood accent beams. The kitchen is thoughtfully equipped with a granite island, wall oven, downdraft cooktop, microwave, and walk-in pantry, providing plenty of space for meal preparation and gathering. A large mudroom and laundry area add extra convenience and functionality. The primary suite is complete with a walk-in closet and an updated bathroom featuring attractive tile finishes. The second full bathroom includes double vanity, tile flooring, and a tile tub/shower combination. Four additional bedrooms provide flexibility for family, guests, a home office, or hobby space. Enjoy outdoor living in the vinyl-fenced backyard, featuring a rear brick patio and an in-ground pool with a new liner and pump, perfect for relaxing, entertaining, and enjoying warm-weather days. A detached 20 x 25 metal garage provides additional space for parking, storage, or projects. With its distinctive brick and rock exterior, double garage, spacious floor plan, updated features, inviting outdoor areas, and additional detached garage, this property offers a wonderful opportunity to enjoy comfortable living with room for everyone. Schedule your showing and come see all this property has to offer!

111 Gordon Avenue, Shelby
1341 Metcalf Road, Shelby
$210,000
2 Beds ⋅ 2 Baths ⋅ 4436976 MLS
Affordable, brand-new, and ready for you to call home. This thoughtfully designed new construction home from Sensible Homes offers an easy, low-maintenance lifestyle with a layout that lives bigger than expected! Inside, you’ll find a bright, open floor plan with a spacious living area that flows seamlessly into the kitchen - complete with stainless steel appliances and plenty of room for everyday living or hosting friends. The split-bedroom design provides privacy, while both bedrooms offer comfortable space and functionality. Set on a level lot with no HOA, this home gives you the freedom to truly make it your own. Whether you’re tired of renting or simply looking for an affordable path into home-ownership, this is an opportunity worth exploring! Brand new construction with builder warranties included - move in with confidence and start building equity from day one! *1-0 Buydown Covered by Lender When Using Preferred Lender!*

1341 Metcalf Road, Shelby
1550 Burke Road, Shelby
$575,000
3 Beds ⋅ 2 Baths ⋅ 4436731 MLS
Welcome home to this inviting 1.5-story, 3-bedroom, 2-bath home featuring classic charm, comfortable living spaces, and plenty of room for storage and hobbies on 19.38 acres. The welcoming rocking chair front porch offers the perfect spot to relax and enjoy the outdoors. Inside, you’ll find both a family room with a gas-log fireplace and a separate living room featuring its own gas-log fireplace, providing wonderful spaces for gathering and entertaining. A dedicated dining room offers the perfect setting for family meals and special occasions. The kitchen features black/stainless steel appliances that remain, combining style and functionality. The primary suite is conveniently located on the main level, while two additional bedrooms upstairs provide flexibility for family members, guests, or a home office. Step outside to the rear deck, ideal for outdoor dining, entertaining, or simply enjoying a quiet evening. Car enthusiasts, hobbyists, and anyone needing extra space will appreciate the double attached garage plus a detached three-car garage with an additional storage room, offering outstanding room for vehicles, equipment, workshop space, and more. With its inviting front porch, two fireplaces, versatile living areas, and impressive garage space, this home offers a wonderful combination of comfort, character, and functionality. Come see all the possibilities this special property has to offer!

1550 Burke Road, Shelby
168 Columns Circle, Shelby
$279,000
2 Beds ⋅ 2 Baths ⋅ 4436797 MLS
Enjoy low-maintenance living in The Columns, one of Shelby’s most desirable townhome communities! This beautifully maintained 1.5-story brick townhome offers 2 bedrooms, 2 full bathrooms, and 1,361 square feet with a thoughtfully designed floor plan offering the option of single-level living. The main level features an open, airy living room and kitchen with vaulted ceilings, plus a sun-filled dining room that leads to your private back patio. The spacious main-level bedroom includes a walk-in closet and an en-suite bathroom with a step-in shower. Laundry with cabinet storage is also conveniently located on the main level. The open stairway leads to an even larger bedroom with 2 closets, an en-suite bathroom with a tub/shower combination and a large linen closet, and convenient access to the unfinished storage space. Plenty of parking with a 1-car garage plus a double-width driveway that accommodates up to 4 vehicles. Updates include a new HVAC unit (2025), step-in shower (2025), ADT Command security system (2025), garbage disposal (2025), wood-look laminate flooring, updated light fixtures, and fresh paint. Window blinds are included throughout. Seller is offering a one-year home warranty for added peace of mind! The Columns is an established townhome community in the heart of Shelby, featuring classic brick architecture, tree-lined streets, and low-maintenance living – professional landscaping and most exterior building maintenance is covered by the HOA. Located directly adjacent to Cleveland Country Club golf course and just minutes from Uptown Shelby with convenient access to Highways 74 and 150.

168 Columns Circle, Shelby
418 W Graham Street, Shelby
$159,990
3 Beds ⋅ 2 Baths ⋅ 4436818 MLS
Charming 1920’s all brick bungalow just steps from downtown Shelby—perfect fixer upper for first-time buyers, investors or anyone seeking an affordable home with tons of character. This classic has the rocking chair front porch and sits on a large .36 acre lot and exudes southern charm from the moment you pull up. This 3 bed, 2 bath home beautifully blends 1920’s historic curb appeal with a covered attached car port, high ceilings and potential for a 4th bedroom. This home is a blank canvas ready for someone to bring it back to its original glory. Situated on a quiet, low-traffic street, you’ll enjoy walkable access to local dining, shopping, and all that downtown Shelby has to offer. Homes built like this don’t come along often.

418 W Graham Street, Shelby
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Listings provided courtesy of Triangle MLS, Inc. of NC, Internet Data Exchange Database. Information deemed reliable but not guaranteed. © 2026 Triangle MLS, Inc. of North Carolina. Data last updated .

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