St. Simons Island Homes under $700,000

Welcome to St. Simons Island, a picturesque gem nestled in the Golden Isles of Georgia! This enchanting barrier island is renowned for its stunning coastal landscapes, rich history, and vibrant community, making it a perfect destination for those seeking a serene yet engaging lifestyle. With its charming oak-lined streets, beautiful beaches, and welcoming atmosphere, St. Simons Island offers a unique blend of relaxation and adventure.

The island boasts a variety of recreational activities, from biking along scenic trails to exploring the lush marshlands teeming with wildlife. History enthusiasts will delight in visiting landmarks such as the St. Simons Lighthouse and Fort Frederica, which tell the captivating story of the island’s past. And let’s not forget about the culinary scene—fresh seafood and local cuisine await at the many delightful restaurants scattered throughout the island.

For those considering making St. Simons Island their home, you'll be thrilled to discover that there are beautiful homes available under $700,000. This price range offers a wonderful selection of properties, from charming beach cottages to modern family homes, all set against the backdrop of this idyllic coastal paradise. Whether you’re looking for a primary residence, a vacation getaway, or an investment opportunity, St. Simons Island has something to suit every taste and budget.

Experience the allure of coastal living in St. Simons Island, where every day feels like a vacation. Come and explore your dream home in this enchanting community today!

Newest St. Simons Island Homes under $700,000

$695,000

3 Beds ⋅ 2 Baths ⋅ 1660494 MLS

This is one of the most desirable locations and sought after neighborhoods on the island! Mid-South, away from hustle and bustle yet minutes to shopping, fine dining and of course the BEACH! Imagine waking up, grabbing a thermos of coffee, hopping into your golf cart and taking a 5 minute ride to Gould's Inlet and watching the sun rise, or sitting on your own front porch enjoying the sunset. As you ride around Shaws Bounty you realize it's such a magical place with all the Live Oaks and manicured lawns, not to mention the friendly neighbors. This home offers a large front porch and a back patio that extends almost the length of the house, perfect for grillin' and chillin'. It can be accessed by the living room or the breakfast area. In the springtime the azaleas are breathtaking with the entire yard watered by a two-year-old irrigation system on its own well! In late winter the Camellias put on a show. The den has a rarity on the island, a real wood burning fireplace. The bright sunny kitchen and breakfast room located next to the garage make for easy unloading of groceries. By the way you're minutes away from either Harris Teeter or Winn Dixie, making that forgotten ingredient easy to obtain in the middle of making your newest recipe. All the kitchen appliances are about 5 years old, and the cooktop is gas for the chef wannabes out there. The oversized, two car, side entry garage is large enough for not only two cars but that golf cart or boat, your choice! There is plenty of off-street parking with the three-year-old driveway and the additional circular drive in the front. The HVAC is about 1 year old. The home is well maintained and structurally sound. Original to its build and only two owners it has good bones and is awaiting the new owners to make it their bespoke environment! The good news is you're not having to "fix" someone else's idea of a renovation. We have drawings of potential ideas for consideration that do not involve going outside the original footprint. The attic is a great area for expansion with its high ceiling, windows and square feet! It could easily contain an additional 2 bedrooms and bath. At this price one could spend a ton of money and still be well within the neighborhood average price!

201 Five Pounds Rd, St. Simons Island

$425,000

3 Beds ⋅ 2 Baths ⋅ 1661987 MLS

Tucked behind the private gates of one of the island's most convenient communities, this sun-drenched retreat offers a front-row seat to peaceful fountain views. The generous 3-bedroom, 2-bathroom layout is light-filled and airy. Imagine relaxing in the living room, where a gas fireplace with a custom cover is located, or step out onto the screened-in porch to enjoy warm breezes and the sounds of nature. This home is designed for effortless living, featuring an elevator, a private 1-car garage, and extra locked storage space for your beach gear. Residents of this community are friendly and are welcome to enjoy the clubroom and the resort-style pool. Ideally located for easy on and off the island access, you are just a short bike ride away from premier shopping, a gym, restaurants, and the iconic beach/village area. This home offers a lifestyle of relaxation and resort-style living. This very special home sweet home is priced to move, don't miss your chance to own it!

120 Shady Brook Cir, St. Simons Island

$325,000

2 Beds ⋅ 2 Baths ⋅ 1661138 MLS

Our Skiff Landing condo is the Ultimate Turn-Key Island Retreat! Experience the perfect blend of value, location, and style in this pretty 2nd floor sanctuary. Bathed in natural light and sold fully furnished, this condo is a rare find for those seeking a seamless transition into the island lifestyle. The moment you step inside, the vaulted ceilings create an airy, expansive feel that complements the open-concept living area. Whether you're hosting friends or enjoying a quiet morning, the space feels both grand and inviting. The custom kitchen features sleek stainless steel appliances, unique tile accents, and thoughtful finishes. The primary suite is a true retreat and offers private access to the private, sunny deck to take in the views of the sparkling swimming pool and professionally manicured, lush landscaping. It’s the ideal spot for your morning coffee or an evening breeze.Forget the car—this condo puts you exactly where you want to be: walking distance to local boutiques, cafes, and premier dining. Beach access is just a short bike ride or drive to our beautiful shoreline. Whether you’re looking for a permanent residence or a low-maintenance weekend getaway, this "suitcase-ready" home delivers true convenience.Don’t miss this opportunity to own one of the best-priced gems on the island! This property is easy to tour and ready for its next owner. Schedule your showing today and start living the dream!

100 Blair Rd, St. Simons Island

$275,000

2 Beds ⋅ 2 Baths ⋅ 1658966 MLS

Driftwood Cottage is being offered Fully Furnished. This wonderful 2 BR, 1 full, 1 half bath townhouse style-Condo is appointed in an Island/Beach vacation vibe. Located on the southern end of SSI, a short bike ride to the Pier/Village and Beach. Immaculate condition and upgraded interior, perfect for an investor, great rental history (Owner achieved superhost status, all quarters of 2025 with airbnb), a second home, or primary residence. Open and inviting floor plan, kitchen, dining, and living room with a fireplace and a half-bath downstairs, private deck in back. Bedrooms and a full bath upstairs. Full-size washer and dryer. New upgraded outdoor shower with private entrance, large outdoor storage room for bikes and beach toys. Pool in the complex.

1000 Sea Island Rd, St. Simons Island

702 E Island Square Dr, St. Simons Island

$329,000

2 Beds ⋅ 2 Baths ⋅ 1659078 MLS

The big news here is that the listing price has just been reduced!! This condominium home is an upstairs two-bedroom, two-bathroom home. The current tenant is on a month-to-month rental basis. This property can be used as a vacation rental, long-term rental, a personal second home, or a personal primary residence. The property has the amenities of a nice swimming pool. A great exercise room, covered parking upon availability. The location is superb in that it is close to great restaurants, grocery stores, a post office, hardware stores, drug stores, etc. This unit even has a sunroom. There is an outside storage closet. The outside building updates are being compensated for out of the COA monthly fees.

702 E Island Square Dr, St. Simons Island

$379,000

2 Beds ⋅ 2 Baths ⋅ 1659376 MLS

NEW ROOF offering immediate peace of mind and an insurance perk! This well-maintained 2-bedroom, 2-bath home on mid-North St. Simons Island delivers low-maintenance coastal living, NO HOA and excellent flexibility as a primary residence or investment. This charming coastal home features a cozy living room, dining area, move-in ready interior with all appliances conveying including W/D. Ideal location near shopping, parks, and restaurants. Private patio sitting area, fully fenced yard with two entry gates, no HOA, X Flood Zone, HVAC replaced in 2022, water heater 2026, and dishwasher 2018. This property offers low-maintenance ownership and strong appeal as a primary residence, second home, or investment property.

180 Palm St, St. Simons Island

$575,000

5 Beds ⋅ 4 Baths ⋅ 1658824 MLS

Charming Coastal Home Overlooking a Tidal Lagoon with Expansive Marsh Views!Tucked away on a quiet dead-end street with no through traffic, this beautifully maintained home offers a peaceful setting surrounded by nature. Enjoy stunning lagoon and marsh views, complemented by lush landscaping, outdoor lighting, a fenced yard, and a greenhouse equipped with both power and water.The home features roughly 2700 square feet of living space, a low-maintenance exterior, screened porch overlooking the lagoon and marsh, newer HVAC systems and water heaters, Roof is only 7yrs. of age plus a two-car garage.While tax records reflect 1,478 square feet, the owner has enclosed the downstairs level, nearly doubling the total living area, creating a fully separate living quarters. This private space includes 1 or 2 bedrooms, 2 full bathrooms, an open kitchen, living and dining area, and a large bonus room with a closet, ideal for an additional bedroom, home office, or second living space. The upper level is the main dwelling and features 3 Bedrooms and 2 Full Baths. The downstairs apartment has never been lived in and features its own private entrance, offering exceptional flexibility for multi-generational living, guest accommodations, or potential rental income.This unique property combines privacy, functionality, and scenic beauty...an exceptional opportunity in a tranquil coastal setting.

614 Palmetto St, St. Simons Island

$445,000

2 Beds ⋅ 2 Baths ⋅ 1658606 MLS

This well-maintained townhouse-style condo in Ocean Walk is one of those rare opportunities that works equally well as a second home, primary residence, or smart investment property. This home is an income-producing vacation rental with strong demand. Existing future bookings average approximately $4500-$5000 per month, offering immediate revenue potential for the next owner. The condo has been thoughtfully cared for and tastefully updated. Numerous upgrades include updated kitchen cabinetry with additional drawer and storage space, new countertops, and a stylish backsplash. The first level features two flexible living spaces that can be used as living and dining rooms interchangeably, depending on personal preference, along with an attractive, updated powder room. Ceramic tile flooring runs throughout the first floor for easy maintenance. Home offers SMART technology, such as a Nest thermostat and a remote door access system that can be accessed remotely for security and ease. Upstairs, the second floor is carpeted and hosts two bedrooms. The spacious primary bedroom offers direct access to the full bath and abundant closet space. The guest bedroom, currently configured as a den or office, includes a built-in Murphy bed, allowing it to easily convert into a comfortable guest room. A large walk-in closet provides excellent storage, and the laundry closet is conveniently located in the hallway between the bedrooms.Ocean Walk is one of the most popular Village-area communities, set on approximately 16 beautifully landscaped acres. Amenities include two swimming pools (one heated during winter months), tennis and pickleball courts, a charming central lake, and a clubhouse with a fitness center and laundry facilities. The complex is walkable and bikeable to the St. Simons Pier Village, offering easy access to restaurants, shopping, and island attractions.Short-term rentals are permitted, pets are welcome, and furniture and furnishings are included (including a SMART TV), making this a turnkey opportunity whether you’re looking to enjoy island living or add a low-maintenance income-producing property to your portfolio.

850 Mallery St, St. Simons Island

$459,900

3 Beds ⋅ 2 Baths ⋅ 1661850 MLS

This charming mid-island cottage, complete with a lovely white picket fence, is the perfect setting to begin living the easy coastal lifestyle on St. Simons Island! With three bedrooms, two full baths, a spacious living room and a cheery kitchen, this cozy home offers comfortable everyday living, an inviting layout, abundant natural light, and the perfect blend of charm and functionality. Enjoy the versatility of beautiful outdoor spaces! Newly installed French doors open to a private patio just outside the kitchen - perfect for morning coffee - while a beautiful front pergola offers a shaded retreat from the afternoon sun and a comfortable space to enjoy a great book with a cold glass of lemonade! With a new neighborhood park and within close proximity to a number of popular restaurants and shops, this walkable neighborhood is truly an island gem! A short drive will take you to the beach and all the amenities of the pier village within minutes! No HOA, a new metal roof (installed approximately 6 years ago) and a low maintenance, one level home - don't miss this incredible opportunity to establish your primary residence or add to your investment portfolio on St. Simons Island!

501 Cedar St, St. Simons Island

$515,000

3 Beds ⋅ 3 Baths ⋅ 1661794 MLS

Perfect for full-time living, a vacation getaway, or an investment opportunity, this fully furnished 3-bedroom, 2.5-bath residence offers an unbeatable location with no short-term rental restrictions. The charming brick exterior, single-car garage, and covered front porch create inviting curb appeal, while the welcoming foyer opens to LVP flooring throughout the main level. The first floor features a convenient half bath, spacious dining area, and a well-appointed kitchen complete with pantry, stainless steel appliances, breakfast bar, and granite countertops. The comfortable living room flows seamlessly to a private patio, ideal for relaxing or entertaining. Upstairs, the generous primary suite boasts plush carpeting, a walk-in closet, and a private ensuite with dual vanities, a separate tiled shower, a soaking tub, and another walk-in closet. Two additional guest bedrooms, a full bath, and a dedicated laundry room complete the second floor. Located just a short distance from the beach and village area, you’ll enjoy easy access to shopping, dining, and coastal attractions right at your fingertips.

1405 Reserve Ct, St. Simons Island

$649,000

3 Beds ⋅ 3 Baths ⋅ 1661387 MLS

Lovely three-level condo ideally located in the heart of St. Simons Island’s desirable beach and village area. Just a mile or less from local shops, restaurants, the iconic St. Simons Island Pier, and beach access, this property offers the perfect combination of convenience and coastal charm.All three levels are easily accessible by elevator, providing both comfort and accessibility. The condo features a spacious rear-entry double garage, while the front overlooks a peaceful lake where you can enjoy a lovely view of the fountain and a variety of coastal birds and ducks.The main living level offers a welcoming foyer and an open-concept layout with living, dining, and kitchen areas, complete with granite countertop and a breakfast bar—ideal for entertaining. A powder room and rear balcony add to the functionality and appeal of this space.Upstairs, the third level hosts a spacious primary bedroom with a recently remodeled ensuite bath featuring a modern shower. Two additional guest bedrooms and a convenient laundry closet complete the upper level. This condo also boasts new luxury vinyl plank (LVP) flooring throughout.There are 2 HVAC systems - replaced in 2015 and 2017. The 50 gallon water heater located in garage was replaced in 2021.All furniture in premises is included in the purchase price.The community pool is conveniently located across the street from this unit.With approximately 1,600 square feet of heated and cooled living space and no rental restrictions, it presents an excellent opportunity as an investment property, vacation getaway, or full-time residence.Can be shown on short notice!

200 Salt Air Dr, St. Simons Island

1194 Sea Palms West Dr, St. Simons Island

$699,000

3 Beds ⋅ 2 Baths ⋅ 1661006 MLS

Located in the charming community of Sea Palms West, this delightful tabby, ranch-style 3 bedroom, 2 bathroom home offers a serene lifestyle with its picturesque lagoon views. The property boasts newly installed hardwood floors creating a warm and inviting atmosphere. The spacious living room, complete with a gas fireplace, provides the perfect setting for relaxation and entertainment.This beautifully remodeled kitchen is a chef’s dream, featuring a premium KitchenAid gas cooktop that makes cooking effortless and precise. Elegant quartz countertops provide ample prep space, perfectly complemented by a stylish custom backsplash that adds a touch of sophistication. Every detail has been thoughtfully designed to combine function and beauty, creating a space perfect for everyday meals or entertaining. Adjacent to the kitchen, a breakfast area offers stunning views of the lagoon, making every meal a visual treat. For more formal occasions, a separate dining room is available.The large master bedroom has vaulted ceilings and his and her walk in closets. The ensuite bathroom boasts dual vanities and separate shower and tub facilities for ultimate convenience.Nature enthusiasts will appreciate the screened porch, offering a bug-free outdoor living space to enjoy the surrounding wildlife. The property sits on a generous size lot, providing privacy and space for outdoor activities.As part of the Sea Palms West community, residents have access to an expansive 50-acre greenspace, perfect for walking, biking, and enjoying the outdoors. Additional features include ample storage throughout the home, ensuring a clutter-free living environment. The property's location near local amenities such as schools, parks, and shopping centers adds to its appeal, making it an ideal choice for those seeking a balanced lifestyle in a beautiful coastal setting. https://youtu.be/mHfEntsU5ls

1194 Sea Palms West Dr, St. Simons Island

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Listings provided courtesy of Triangle MLS, Inc. of NC, Internet Data Exchange Database. Information deemed reliable but not guaranteed. © 2026 Triangle MLS, Inc. of North Carolina. Data last updated .

St. Simons Island Homes under $700,000

Newest St. Simons Island Homes under $700,000

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