CherokeeNC County Homes under $400,000

Welcome to Cherokee County, North Carolina—a hidden gem nestled in the heart of the Appalachian Mountains. Known for its stunning natural beauty, rich cultural heritage, and friendly community, Cherokee County offers a unique blend of outdoor adventure and small-town charm. With the majestic Blue Ridge Parkway nearby, residents can enjoy hiking, fishing, and breathtaking views year-round.

For prospective homebuyers, Cherokee County presents an incredible opportunity to find your dream home without breaking the bank. With a diverse selection of homes available for under $400,000, this area is perfect for families, retirees, and anyone looking to embrace a serene lifestyle. From cozy cabins tucked away in the woods to charming bungalows in friendly neighborhoods, there’s something for everyone in this picturesque county.

Imagine waking up to the sound of chirping birds and the sight of lush greenery right outside your window. With affordable housing options, you can enjoy all the comforts of home while still having the freedom to explore the great outdoors. Plus, the county's vibrant communities host various events and festivals throughout the year, allowing you to connect with your neighbors and immerse yourself in local culture.

Whether you’re looking for a weekend getaway or a permanent residence, Cherokee County offers an inviting atmosphere that feels like home. With homes under $400,000, your dream of mountain living is within reach. Come discover the perfect blend of adventure and tranquility in Cherokee County, NC—where your new life awaits!

Newest CherokeeNC County Homes under $400,000

$230,000

3 Beds ⋅ 2 Baths ⋅ 4425638 MLS

Private wooded location in a small neighborhood near national forest and Lake Junaluska. Convenient to the lake and to charming historic small town. Not far from the casinos. This mountainous area has outdoor recreational activities where you can go hiking, boating, fishing, rafting. Attractive rock and wood exterior, metal roof, big yard. 3 BR, 2 BA one level home is very spacious with over 2900+/- Sq.Ft. Double Garage, fenced and flat back yard with standalone raised deck there. Detached 12 x 20 outbuilding in corner of fenced back yard has finished interior walls, electric and double entry doors - use for storage for ATV or mower, use as workshop or make this your separate office or kids hangout. Huge great room features rock fireplace, window wall, spacious kitchen and dining area. Enjoy the dedicated hot tub room, the recreation room with wet bar, separate dining room with lots of natural light adjoining big office nook. Bonus rooms offer flex space for you. Septic permit not found. SOLD AS IS. NC Disclosures are not required due to foreclosure. This property may qualify for Seller Financing (Vendee). If property was built prior to 1978 lead based paint potentially exists. Generator. Survey shows an access lane along a portion of the driveway that gives access to two other vacant lots up the hill from this house.

80 Shiloh Place, Andrews

$249,900

2 Beds ⋅ 2 Baths ⋅ 4421163 MLS

Calling all investors, contractors, and renovation enthusiasts! This 2-bedroom, 2-bath log cabin sits on a spacious 0.78-acre lot and offers plenty of potential for the right buyer. With its rustic cabin character and generous lot, this property could make a great fix-and-flip, rental, vacation retreat, or personal getaway. The home is ready for someone with a vision to bring it back to life and maximize its potential. Roof, HVAC, and water heater were all replaced in 2005. Whether you're looking to add another property to your investment portfolio or searching for a unique renovation project, this log cabin is an opportunity worth exploring. Listing firm does not hold EMD.

60 Hundred Acre Woods, Murphy

$399,000

2 Beds ⋅ 2 Baths ⋅ 4418984 MLS

If you’ve been dreaming of a log cabin with charm, space, and room to make it your own, this one deserves a look. This inviting **2-bedroom, 2-bath log cabin** has all the warmth you want in a mountain-style home, including a **cozy fireplace**, beautiful wood character, and a **welcoming porch made for slow mornings, evening conversations, and taking in the peaceful surroundings**. Inside, the home offers much more space than you might expect. In addition to the two bedrooms and two full baths, there is a **huge bonus area** with endless possibilities. Create a game room, media room, home office, hobby space, guest retreat, or simply enjoy the extra room to spread out. The **unfinished basement is another major bonus**, offering incredible potential for future finished living space, a workshop, home gym, recreation room, storage, or whatever fits your needs. Whether you're searching for a full-time home, weekend getaway, or that cozy cabin retreat you’ve always pictured, this property offers the character, space, and potential that can be hard to find. **Come sit by the fireplace, step out onto the porch, and imagine making this cabin your own. This is one you’ll want to see in person.**

27 Apple Lane, Murphy

$199,250

2 Beds ⋅ 2 Baths ⋅ 4417498 MLS

Delightful cottage on corner lot on the hill above mountain town of Murphy. Charming historic neighborhood near downtown. 2 BR, 2 BA all one level home was recently updated with two mini-splits, windows, hot water heater, dishwasher, gas range. Recently painted. Fenced yard great for kids and pets. Metal roof. Get cozy enjoying the woodburning stove and the fireplace heater unit in the living room. Large eat in kitchen, spacious living room. All easy-to-clean floors - no carpet. Big attic offers great storage. Sit on the covered front porch enjoying cool summer breezes while overlooking woods and neighborhood. Seasonal winter ridge and valley views from this hilltop location above town. Covered back porch near vehicle parking in driveway. Metal storage shed. Covered shelter for lawn and landscaping tools and equipment. Lovely locations in this scenic area for walking, hiking, mountain biking, playgrounds, boating, and fishing. Wonderful River Walk trail loops beside this street and winds into downtown. This house is high above flood plain. Not far from the casino. SOLD AS IS. NC Disclosures are not required due to foreclosure. This property may qualify for Seller Financing (Vendee). If property was built prior to 1978 lead based paint potentially exists.

844 Connahetta Street, Murphy

$349,000

2 Beds ⋅ 2 Baths ⋅ 4398623 MLS

Come home to this brand-new 2BR/2BA mountain cabin nestled on a partially wooded 1.15-acre lot! Enjoy effortless, one-level living tucked away in the serene Turtle Ridge Estates just west of Murphy. Interior Elegance: Step inside to a bright, open-concept floor plan anchored by soaring vaulted ceilings and a cozy gas-log fireplace perfect for crisp mountain evenings. Outdoor Oasis: Designed to blend with its natural surroundings, the exterior features a durable, low-maintenance metal roof, wood siding, and an expansive back deck built for effortless outdoor relaxation and entertaining. Prime Adventure Location: Positioned perfectly for both recreation and entertainment, you are just minutes from world-class whitewater rafting on the Ocoee River and scenic hiking trails in the Nantahala National Forest, with Harrah's Cherokee Valley River Casino only a short drive away. Whether you are looking for a low-maintenance primary home, a mountain getaway, or a high-potential investment property, this cabin is move-in ready and priced to sell. Schedule your private tour today!

397 Kennelly Loop, Murphy

$349,000

2 Beds ⋅ 1 Baths ⋅ 4390352 MLS

MOTIVATED SELLER BRING ALL OFFERS! Unrestricted 10+ Acre Mini-Farm: The Ultimate Mountain Homestead. Rarely do you find a flat, expansive valley tucked into the Blue Ridge Mountains with this level of infrastructure already in place. Located at 3325 Pack Mountain Road, this turnkey mini-farm offers the perfect blend of self-sufficiency, recreation, and country living. Nearly 7 of the 10.35 acres are perimeter fenced and secured by a gated entrance, with a separate fenced backyard ideal for family events and dogs. Livestock-ready infrastructure includes two rotational grazing pastures, permanent wire fencing, and three solar-charged electric polywire fencing systems supporting year-round grazing and pasture management. A bold year-round stream and a second creek provide abundant water for livestock, irrigation, and gardening. Whether your passion is farming, gardening, or self-sufficient living, this property is ready to go. Improvements include a large barn, secondary barn, two poultry coops, five stone-landscaped beds for vegetables, perennials, and cutting flowers, plus an orchard with more than 30 fruit and ornamental trees. The unfenced mountainside offers additional acreage for hiking, hunting, foraging, and trail riding. The charming ranch home features 2 bedrooms, 1 bath, plus a bonus room. Inside, you'll find an open-concept living area accented by rustic barn doors, a walk-in pantry, and a convenient laundry room. With no HOA and no restrictions, you have the freedom to build, expand, add structures, create a family compound, or live entirely off-grid. Conveniently located just off Highway 64, the property provides easy access to Murphy, Blue Ridge, and McCaysville, while being minutes from the Cherokee National Forest and the Ocoee River. A rare legacy property where the land truly does the work for you.

3325 Pack Mountain Road, Murphy

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Listings provided courtesy of Triangle MLS, Inc. of NC, Internet Data Exchange Database. Information deemed reliable but not guaranteed. © 2026 Triangle MLS, Inc. of North Carolina. Data last updated .