Lincoln County Homes under $350,000

Welcome to Lincoln County, North Carolina, a hidden gem nestled in the heart of the Tar Heel State! Known for its picturesque landscapes and friendly communities, Lincoln County offers a perfect blend of small-town charm and modern conveniences. With its rich history, vibrant local culture, and access to stunning outdoor activities, it’s no wonder that Lincoln County is becoming a sought-after destination for homebuyers.

One of the most appealing aspects of Lincoln County is its affordability. Here, you can find a variety of homes priced under $350,000, making it an ideal location for first-time buyers, families, and retirees alike. From cozy single-family homes with spacious yards to charming townhouses in friendly neighborhoods, there’s something for everyone. Imagine waking up to serene views, enjoying weekend barbecues in your backyard, or taking leisurely strolls in the nearby parks—all within a budget that won’t break the bank!

Lincoln County is also conveniently located near major highways, providing easy access to nearby cities such as Charlotte and Gastonia. This means you can enjoy the tranquility of country living while still being close to urban amenities, shopping, dining, and entertainment options. Plus, with excellent schools and a strong sense of community, it’s a wonderful place to raise a family or enjoy your golden years.

Explore the vibrant real estate opportunities in Lincoln County today, and discover how you can become part of this welcoming community without compromising your budget. Your dream home awaits!

Newest Lincoln County Homes under $350,000

$199,900

3 Beds ⋅ 2 Baths ⋅ 4429522 MLS

Space, comfort, and a beautiful backyard await! Situated on 1.08 acres in Cherryville, this move-in-ready 3-bedroom, 2-bathroom home offers 1,560 square feet of living space, a versatile floor plan, and plenty of room to enjoy the outdoors! Inside, you’ll find two separate living areas, including a spacious living room and family room with a stacked stone fireplace, providing flexibility for entertaining, relaxing, or everyday living. An additional bonus room offers the perfect opportunity for a home office, hobby room, or flex space. The split-bedroom layout provides added privacy, while the primary suite features a generous walk-in closet, built-ins, and a garden tub. Step outside and discover one of this property’s best features: the beautiful, cleared 1.08-acre lot! The expansive 12’ x 38’ back deck overlooks the spacious backyard, creating an ideal setting for grilling, entertaining, or simply enjoying the outdoors. A backyard storage building with electricity provides additional functionality, while the gravel driveway offers convenient access. Major improvements include a new roof in 2024, HVAC/furnace in 2023, updated front windows, and septic tank pumping in 2023. No HOA! With plenty of indoor and outdoor space, this property offers a wonderful opportunity to enjoy country-style living with room to make it your own!

3395 Sorrells Baxter Road, Cherryville

$299,990

3 Beds ⋅ 3 Baths ⋅ 4432730 MLS

The Oak floorplan at Carpenter Farms is a spacious and well-designed home. It features a thoughtful layout with four bedrooms and two and a half baths, offering ample space for comfortable living. The floorplan emphasizes an open concept, creating a seamless flow between different areas of the house. The family room is adorned with an electric linear fireplace, providing both aesthetic appeal and a cozy atmosphere. Adjacent to the family room is the kitchen, which boasts elegant quartz countertops and an island. As you head upstairs, you'll find three generous secondary bedrooms—sharing a full hall bathroom—plus a convenient laundry room. Highlighting the upper level is the private owner’s suite—boasting a roomy walk-in closet and a deluxe bath with dual vanities. Residents can enjoy a refreshing pool, a dog park, playground, and activity field are available, offering spaces for outdoor gatherings, activities, and entertaining.

843 Olde England Drive, Lincolnton

$319,990

4 Beds ⋅ 3 Baths ⋅ 4432749 MLS

Welcome to your new home! This stunning Ponderosa at Carpenter Farms features an open floorplan perfect for entertaining guests, and the cozy electric fireplace adds a touch of warmth and comfort. The kitchen is a chef's dream, with beautiful quartz countertops and a large island for meal prep and casual dining. Upstairs, you'll find a versatile loft space, perfect for a home office, entertaining or play area and three secondary bedrooms that share a full bathroom. The primary bedroom features a large walk-in closet and a luxurious en-suite bathroom. With a 2-car garage, you'll have plenty of space for your vehicles and storage. Plus, this home is located in a fantastic neighborhood with amenities like a community pool, playground, dog park, and activity field for you to enjoy.

1108 Hallman Branch Lane, Lincolnton

$300,000

3 Beds ⋅ 2 Baths ⋅ 4397741 MLS

Ranch home on approx 2.84 acres in non HOA neighborhood in Denver NC. Home is being sold as is/where is.

Denver

$220,000

3 Beds ⋅ 2 Baths ⋅ 4432449 MLS

A little room to spread out, farmland views from the front deck, and the charm of living in the Vale countryside! Situated on just under an acre in Lincoln County, this inviting 3-bedroom, 2-bath home offers approximately 1,050 square feet of single-level living surrounded by the beauty of the countryside. Inside, you'll find fresh paint and new carpet, along with a primary bedroom and a practical floor plan. Outside, the property offers plenty to appreciate, including a fenced backyard, an outbuilding for additional storage, and an attached two-car garage. The cleared yard provides room to enjoy the outdoors, while the front deck offers a great place to relax and take in the views of the neighboring farmland. If you've been looking for a home with a little room to spread out and a country setting to enjoy, this Vale property is worth a look.

2956 Daisy Trail, Vale

$249,900

3 Beds ⋅ 2 Baths ⋅ 4432514 MLS

Located in the heart of Vale! Check out this 3 Bedroom 2 Bath Doublewide with recent cosmetic updates! Functional layout with open kitchen/living room area with wood burning fireplace. New kitchen appliances, fresh interior paint, new gorgeous grey exterior siding with black trim for contrast, new gutters, new roof, new well, and a 2025 HVAC system. The spacious layout provides comfortable living space. Outside the property features large concrete raised rear patio, a 16x30 cinder block utility building with separate power service and a 16x27 metal 3 sided shed with concrete floor both perfect for storage, equipment, workshop, you name it!

3100 Cat Square Road, Vale

$349,990

5 Beds ⋅ 2 Baths ⋅ 4432426 MLS

The Jackson Plan from our Liberty Series is where style meets functionality, offering a spacious design perfect for growing households. This 2-story home features 5 bedrooms, 3 bathrooms, a 2-car garage, and 2,600 square feet of thoughtfully crafted living space. As you enter, you’ll find a main-level bedroom with a walk-in closet and a full bathroom — ideal for guests. Continue down the hall to the dining area, which sits perfectly between the well-appointed kitchen and the inviting family room, creating an ideal space for gathering and entertaining. Upstairs, the primary suite is your private retreat, complete with a walk-in closet and an en suite bathroom. The upper level also features a loft area for added living or workspace, three additional bedrooms, a full bathroom, and a conveniently located laundry room. Photos are for illustrative purposes only and may be of a similar house with the same floor plan.

715 Louise Avenue, Lincolnton

$350,000

4 Beds ⋅ 3 Baths ⋅ 4429102 MLS

*Builder and preferred lender are working together to offer great options for buyer incentives. Qualified buyers can choose between reduced closing costs, temporary rate buydown, permanent rate buy down, 100% financing. In some cases, you can combine these offers** Welcome to The Jasper plan. It is a well-designed, two-story home that balances everyday living with a convenient location just minutes from historic downtown Lincolnton. Enjoy walkable access to shops, restaurants, and community events while still having the space and finishes families want. Step onto the covered front porch and into a practical layout that includes a formal living room at the front and an open family room, dining area, and kitchen at the rear. The kitchen features granite countertops and a tile backsplash. Engineered hardwood floors run throughout the downstairs living areas. A mudroom off the two-car garage, powder room, and coat closet keep daily life organized. The primary suite includes a tray ceiling, walk-in closet, and private bath with a tiled shower. Three additional bedrooms and a full hall bath upstairs. LVP flooring in the baths and laundry. Granite countertops in the bathrooms. A 10x10 patio sits off the back of the home for easy outdoor dining or relaxing. This home delivers the right mix of open living space, private bedrooms, and a location that puts you close to Lincolnton’s charming downtown while remaining convenient to the greater Charlotte area. Ideal for buyers who want new construction, lots of space, with small-town convenience.

411 Lee Street, Lincolnton

$337,500

3 Beds ⋅ 2 Baths ⋅ 4431768 MLS

LOCATION, LOCATION, LOCATION! An incredible opportunity to own in one of Denver's most convenient Lake Norman locations—just minutes from the lake and nearby public boat access, with NO HOA! Tucked into a quiet, established neighborhood near the highly desirable Westport area, this 3-bedroom, 2-bath ranch puts you close to everything while still offering a peaceful residential setting. Enjoy easy access to shopping, dining, marinas, recreation and all that the Lake Norman lifestyle has to offer, plus approximately 30 minutes to Charlotte Douglas International Airport. A spacious covered front porch welcomes you home, while the freshly updated interior features new flooring, fresh paint and smooth ceilings. The kitchen opens to the main living area with a wood-burning fireplace, and outside you'll find mature trees and a rear deck with plenty of space to relax or entertain. A metal roof adds even more appeal. Qualified buyers may be eligible for down payment assistance! Plus, a $3,000 lender credit toward closing costs and FREE appraisal are available when financing through the preferred lender, Zillow Home Loans. Terms and eligibility requirements apply. Don't miss this opportunity to enjoy the Lake Norman lifestyle without the waterfront price tag! Schedule your showing as soon as this home becomes available. Buyer and buyer's agent to independently verify any information deemed material or important to buyer.

7861 Sarah Drive, Denver

$340,000

3 Beds ⋅ 3 Baths ⋅ 4431360 MLS

Welcome to this beautifully maintained townhome where comfort, style and convenience come together. If you've been looking for a home that feels spacious, bright and truly move-in ready without the exterior maintenance of a traditional single-family home, this one deserves a look! With minimal exterior maintenance, you can spend less time worrying about the outside of your home and more time enjoying it. Step inside and you'll immediately notice the updated LVP flooring throughout the entire home, creating a warm, cohesive look from room to room. The kitchen is the heart of this home featuring granite countertops, abundant cabinetry, a large center island and plenty of workspace for everything from a quick breakfast to entertaining family & friends. The kitchen flows naturally into a living area where a cozy fireplace creates a perfect gathering spot. Upstairs, you'll find three generously sized bedrooms, giving you room for family, guests, a home office or whatever life requires. The primary suite features a beautiful tray ceiling and a large en-suite bathroom designed for comfort and convenience. With 2.5 baths, spacious living areas, updated flooring throughout and thoughtful finishes throughout, this home offers the kind of easy living that makes you want to settle in and stay awhile. Step outside the back door and enjoy your private patio area for an early morning coffee, quiet time or just to get some fresh air. The location is hard to beat too! You are conveniently located in Denver with easy access to Charlotte, Mooresville, Huntersville and Cornelius. Don't forget that shopping, restaurants and everyday conveniences are just minutes away. The HOA features a community pool and clubhouse. Water, sewer and exterior home maintenance included in HOA fees. Come take a look. You might just walk in and think, "yes, this feels like home". Whether you're looking for your first home, a place to simplify or you simply want a great location with less maintenance, this one is definitely a must see.

7904 Mariners Pointe Circle, Denver

$245,000

4 Beds ⋅ 2 Baths ⋅ 4431306 MLS

KEEP YOUR CASH! Seller is offering $5000 in closing cost assistance. Come home to this refreshed 4 bedroom, 2 bath home offering 1,966 square feet on a generous half-acre lot. The updates are already done, so you can move right in and enjoy it. New flooring runs throughout, the kitchen features newer cabinetry, and fresh paint gives every room a clean, bright feel. Cozy double sided fireplace. The layout offers four well-sized bedrooms and two full baths, providing flexibility for guests, a home office, or hobby space. Schedule your tour today!

3285 Falcon Ridge Road, Maiden

$329,900

3 Beds ⋅ 2 Baths ⋅ 4430993 MLS

Welcome to this beautiful new-construction 3-bedroom, 2-bath home, nestled in a peaceful rural setting on .54 acres! Thoughtfully designed with modern finishes and inviting outdoor spaces, this home offers the perfect blend of comfort, style, and country living. Inside, vaulted ceilings create a bright and spacious feel, while the well-appointed kitchen features quartz countertops, an island, and a beautiful tile backsplash. The primary suite offers a private retreat with a bathroom featuring a tile-surround shower/tub. Enjoy your morning coffee on the full front porch or fire up the grill on the back porch for outdoor entertaining. With beautiful new-construction finishes, a generous lot, and a quiet rural setting, this home is ready to welcome you home!

6292 Hill Gates Trail, Cherryville

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Listings provided courtesy of Triangle MLS, Inc. of NC, Internet Data Exchange Database. Information deemed reliable but not guaranteed. © 2026 Triangle MLS, Inc. of North Carolina. Data last updated .