Mitchell County Homes under $400,000

Welcome to Mitchell County, North Carolina, a hidden gem nestled in the stunning Blue Ridge Mountains. Known for its breathtaking landscapes, rich history, and vibrant community, Mitchell County offers an ideal setting for those seeking a peaceful yet engaging lifestyle. With its charming small towns, lush forests, and access to outdoor adventures, this region is perfect for families, retirees, and anyone looking to escape the hustle and bustle of city life.

One of the standout features of Mitchell County is its affordability in the real estate market. Homes under $400,000 are not just a possibility; they are a reality! Whether you’re searching for a cozy cabin, a charming bungalow, or a modern family home, you’ll find a variety of options that cater to your needs and budget. The local real estate market is thriving, providing excellent opportunities for first-time homebuyers and those looking to invest in a second home surrounded by nature's beauty.

In addition to its affordable housing, Mitchell County boasts a strong sense of community. Residents enjoy a range of local events, farmers' markets, and outdoor festivals, fostering connections and friendships. The area is also home to numerous hiking trails, rivers, and parks, making it a paradise for nature lovers and outdoor enthusiasts.

Explore the enchanting charm of Mitchell County, where affordable homes meet the beauty of the Blue Ridge Mountains. Your dream home awaits in this picturesque corner of North Carolina!

Newest Mitchell County Homes under $400,000

$299,900

3 Beds ⋅ 2 Baths ⋅ 4430252 MLS

Looking for that diamond in the rough with tons of potential? This property consists of a main house plus 2 addt cottages on the property. The possibilities for this one are endless! Secluded 2.25 acres right in the heart of the Spruce Pine NC, a year-round tourist destination in the mountain of Western NC. They main house provides a 3 bed 2 bath set-up with multiple living spaces and a full basement. Each cottage has a bedroom, living area, bathroom, and kitchen. This is a unique property providing a unique opportunity.

71 Laurel Ridge Drive, Spruce Pine

$315,000

3 Beds ⋅ 2 Baths ⋅ 4430171 MLS

MOUNTAIN VIEW + STORAGE UNIT + CLOSE TO TOWN Welcome home to this well-maintained 3-bedroom, 2-bath home offering comfortable one-level living, a usable yard, new landscaping, and a lovely mountain view. The property has been thoughtfully cared for and is ready for its next owner to enjoy. Outside, you’ll find a spacious yard with plenty of room for gardening, pets, play, or simply enjoying the mountain setting. A separate storage building provides additional space for tools, hobbies, or outdoor equipment. Conveniently located just minutes from downtown Spruce Pine, you’ll have easy access to local shops, restaurants, and everyday amenities, while also being just a short drive from neighboring Avery County and all that the High Country has to offer. Whether you’re looking for a full-time home, mountain getaway, or investment opportunity, this property offers a great combination of location and outdoor space.

456 Tempie Mountain Road, Spruce Pine

$299,900

3 Beds ⋅ 2 Baths ⋅ 4429844 MLS

Inexpensive- Well Built- In Town Convenience! Perfect for a family home, vacation getaway, or even a VRBO income producer. A rare pairing of HILLTOP PRIVACY and IN-TOWN CONVENIENCE. Set at the corner of Reservoir Road and Clearwater Lane and wrapped in mature hardwoods, this home sits in an almost hidden enclave that offers the seclusion most buyers must drive miles into the country to find, yet it lies inside the Spruce Pine city limits, only minutes from downtown shops, dining and Blue Ridge Regional Hospital. Step onto the full-length covered front porch, settle into a rocker and take in the view across an open meadow to the wooded ridge-line beyond. Inside, a bright open floor plan joins the living, dining and kitchen areas beneath crown molding and ceiling fans. The living room centers on a stacked-stone corner fireplace with gas logs, a wood mantel and an arched display niche, with ample wall space for a reading library. The kitchen offers warm oak cabinetry, recessed lighting, an arched window above the double sink and a breakfast bar that seats three. A laundry room with its own exterior door serves as a convenient mudroom. The home offers 3 bedrooms and 2 full baths across 1,586 sq. ft. of single-level living on .66 acre. The primary bedroom easily holds a king bed and a full suite of furniture, and the third bedroom works equally well as a home office. Out back, the covered rear deck, framed in timber beneath a metal roof and strung with café lights, is made for quiet mornings and long evenings. It overlooks a level, fully fenced back yard with a storage shed. The costly work is already done: a NEW METAL ROOF (2024), a heat pump approx. 5 years old, electric water heater, and CITY WATER AND SEWER. A two-car carport and a wide gravel drive provide ample parking. This is an NC state-certified modular home, built to the North Carolina State Building Code on a permanent foundation. Homes that deliver true privacy this close to town seldom reach the market. Come see what's possible here. This hilltop is awaiting your legacy. You are just 1 minutes away from downtown Spruce Pine, or dining and a great game at Grassy Creek Golf and Country Club, and the Blue Ridge Regional Hospital, or our brand new state-of-the-art YMCA with indoor pool; 7 minutes to adventure on the Blue Ridge Parkway; 10 minutes away from the famous Penland School of Crafts; You will be 15 minutes to downtown Burnsville; 30 minutes to Grandfather Mountain State Park, or to the beautiful Linville Falls, 30 minutes to fishing & water sports on Lake James, shopping in Marion, and I-40; 50 minutes to Asheville, NC; 60 minutes to Johnson City, TN, and the Tri-Cities Airport. This community is two hours from Charlotte, NC.

397 Reservoir Road, Spruce Pine

$285,000

3 Beds ⋅ 2 Baths ⋅ 4428349 MLS

Welcome Home to the Mountains in beautiful Bakersville NC. Newly remodeled home sitting on flat mountain land with a bold creek. Imagine sitting on your screened in back porch and hearing the sounds of the Little Rock Creek splasing in the background, birds chirpping and feeling the cool mountain breezes. This home has fresh paint, custom countertops, new appliances and beautiful flooring. The downstairs living area has a cozy fireplace, valuted ceilings, main bedroom and bath with easy access to the laundry area. Upstairs hosts two bedrooms and a bath. The front bedroom has a balcony to relax on and enjoy the outdoors. Speaking of outdoors, the home is located close to Roan Mountain, Hiking Trails, Biking Trails, and local towns and businesses. If you are looking for a mountain getaway, full time residence, or investment opportunity there is no need to look further. Don't let this one get away!

3206 Fork Mountain Road, Bakersville

$200,000

4 Beds ⋅ 3 Baths ⋅ 4428534 MLS

Mountain investment opportunity in beautiful Spruce Pine! Situated on approximately 1.46 acres, this spacious 4-bedroom, 3-bath log cabin offers approximately 2,500 square feet and an exciting opportunity to create a personal mountain retreat, vacation getaway, or potential short-term rental. Full of rustic character, the home features a large stone fireplace, metal roof, and a spacious front porch. The Spruce Pine location offers convenient access to the Blue Ridge Parkway, Little Switzerland, hiking, waterfalls, fishing, gem mining, downtown Spruce Pine, and the many outdoor attractions that make Western North Carolina a popular year-round destination. The property is in need of a clean-out and renovation and is being sold as-is. For an investor or buyer with vision, the combination of cabin character, generous bedroom count, acreage, and tourism-friendly mountain location offers substantial value-add and vacation-rental potential. Bring your ideas and transform this rustic cabin into your own Blue Ridge retreat or potential investment property.

323 Forrest Fisher Road, Spruce Pine

$380,000

3 Beds ⋅ 2 Baths ⋅ 4428483 MLS

Green Front Home For Sale on Grassy Creek Golf Course - Step inside this beautifully updated 3-bedroom, 2-bath home overlooking the 4th green at Grassy Creek Golf Course. Offering convenient one-level living and a fenced-in yard, this home is ready for its next chapter. Step inside to find original hardwood floors that add warmth and character, beautifully paired with modern updates throughout. The bedrooms feature fresh, updated finishes including shiplap walls, while both bathrooms have been refreshed with new vanities, light fixtures, and stylish details. The remodeled kitchen brings a modern feel to the heart of the home. One of the home's standout features is the porch overlooking the 4th hole's green—a peaceful spot to enjoy your morning coffee, watch golfers make their way through the course, or simply take in the scenery. Outside, the fenced-in yard provides a defined space for pets, play, gardening, or relaxing outdoors. Whether you're looking for a full-time residence, a mountain getaway, or a home in a desirable golf course community, this property offers a rare combination of original character, thoughtful updates, outdoor space, and a setting that is hard to replicate. Come see how easy High Country living can be at Grassy Creek.

390 Hickory Hill Drive, Spruce Pine

$360,000

3 Beds ⋅ 2 Baths ⋅ 4427122 MLS

CLOSE LOCATION TO TOWN + IN-GROUND POOL + STORAGE Ideally situated close to Downtown Spruce Pine and neighboring Avery County, this home also offers convenient access to many different areas of the High Country. Inside, the home offers a practical and flexible layout with its 3 bedrooms, including a bonus room currently being utilized as a laundry room. Prefer to keep your laundry separate? You have the option of utilizing the laundry area in the garage instead. The home has seen several updates within the past few years, including new granite countertops, cabinets, refrigerator, Trex decking, and a new pool liner, along with a new water heater. These improvements provide the move in ready feel you are searching for! Outside, the property offers a spacious yard with room to play, garden, entertain, or simply enjoy the outdoors. The in-ground pool is the perfect centerpiece for summer gatherings and relaxing mountain days. With flexible living spaces, a generous yard, in-ground pool, and a location close to town and amenities, 102 Phillips Rd offers the kind of convenience and versatility that's not be put for sale as often!

102 Phillips Road, Spruce Pine

$175,000

3 Beds ⋅ 2 Baths ⋅ 4425630 MLS

Mountain living with room to breathe! This 3 bed, 2 bath home sits on 1.55 unrestricted acres just a short drive from downtown Spruce Pine. Updated flooring gives the interior a fresh, move-in-ready feel, and the inviting front porch is the perfect spot to sip your morning coffee and soak in the mountain air. A handy storage shed provides extra space for tools, hobbies, or seasonal gear. With no restrictions, you'll have the freedom to garden, add outbuildings, or make the land your own. Conveniently close to shopping, dining, and the Blue Ridge Parkway, yet tucked away for peace and privacy. Schedule your showing today!

2271 Gouges Creek Road, Spruce Pine

$215,000

1 Beds ⋅ 1 Baths ⋅ 4424529 MLS

So what is a mountain get-a-way? Is it a weekend camping trip? Is it going into the wood primitive style with a tent and sleeping bag? Or are you looking for something with more creature comforts but the thought of a 1500 - 2,000 sqft home is just too big and too much to take care of while you're not there. Well here's where this cute little log cabin park model comes in! Could you live here full time? Sure! But where this home shines is where folks are looking to take weekends, and vacations to escape from their reality for a bit. Got your attention? Well lets talk about what's available. Community water and septic system are in place so no need to worry about using leaves for TP and you have a water supply on hand. 1 bedroom, could sleep more if you got creative with a pull out sofa...or blow up mattress for the floor! Theres also a bonus room. Nice kitchen for cooking up those steaks and fridge to put those cold treats in. Did I mention that the stove is propane? Now why is that important, well if you are escaping to the mountains during the winter and the power goes out, you can still cook. Oh, and theres gas logs too!. Out side we have a covered deck in case you want to grill in rainy weather, cause lets face it, its hard to keep a fire going when its raining at the camp site. Also has a fire pit for those Blue Ridge Mtn smores. (instead of a Hershey bar try it with a Reese's Cup, you'll thank me later!). City entertainment you ask? Now look you're looking for a place to get a way from all that arent you? Oookay I'll help you out. Grocery wise you'll have a Walmart which is gonna take you about 30 min to get there. City life? Asheville is about an hour and a half away and the same for Boone. Charlotte is gonna take about 2 and a half hours. Lake James is a little under a hour and a half. So check it out! I think its a pretty swell place and should be looked at if a mountain getaway is what you're looking for! Must be accompanied by a Licensed NC Real Estate Agent for all viewings.

319 Dancing Leaf Lane, Bakersville

$374,900

2 Beds ⋅ 2 Baths ⋅ 4424283 MLS

Welcome to your mountain home! Whether you are looking for a quiet and secluded primary home or a place to escape to in the mountains, this is it! Starting with a paved driveway and a detached 2 car garage you enter the house through the covered front porch. Stepping into the home you see the new California bamboo floors throughout. The owners have done many updates to the home, keeping it fresh, cozy, and comfortable. Some of these updates include new Corian countertops in the kitchen, a French drain, water filtration system, new plumbing, new electric panel, new gutters, new shower and more! The house flows well with nice sized bedrooms at the front of the house, a living room that leads into the dining room area, and a cute kitchen off of that with lots of windows bringing in wonderful natural light. There is one full bathroom in the main house, a little area off of the kitchen currently being used as an office space but could be used as a breakfast nook or pantry space, and a laundry room located in the back of the home that offers a sink, lots of counter space, and room for a stackable washer and dryer. Off the back of the house there is a tiled patio with a covered picnic table next to it. A newly converted living space is in the back yard with a versatile-use room and full bath. That space could be perfect for having guests stay in, be used as an office space, an Airbnb or more! A large storage shed is in the yard and there is additional storage space behind the garage and in the space above it. A little greenhouse is also attached to the side of the home for your gardening needs! This house has so much to offer and has been well taken care of. Conveniently located just minutes from downtown Spruce Pine--come check it out and see if it could be right for you!

74 Vaughn Road, Spruce Pine

$40,000

1 Beds ⋅ 1 Baths ⋅ 4423073 MLS

This is a great opportunity to own a piece of the beautiful North Carolina mountains! This property offers just under 2 acres of land in a quiet, peaceful setting in Spruce Pine. A home is already situated on the property, offering the potential for a fixer-upper project, investment opportunity, or future redevelopment. Bring your vision and make this property your own. Conveniently located near the Blue Ridge Parkway and the amenities of Spruce Pine while still offering a private, country feel. Whether you're looking for a project, investment, or a place to create your own mountain retreat, this property is worth a look! HOUSE IS NOT LIVABLE.

188 Velvis Hollifield Road, Spruce Pine

11141 Nc Highway 226 Highway, Bakersville

$399,999

3 Beds ⋅ 2 Baths ⋅ 4424083 MLS

Enjoy the best of mountain living with this beautiful and private property, conveniently located with an easy drive to Bakersville and Burnsville and just a short trip to Johnson City. Surrounded by beautiful land and peaceful mountain views, this property offers a wonderful opportunity to enjoy privacy and the natural beauty of Western North Carolina while still being within easy reach of nearby towns and amenities. The property features a nice, level front yard, a welcoming setting, and excellent back yard with countless uses. Inside, the home offers an attached garage on the main level for everyday convenience, while the unfinished basement provides additional potential for storage, a workshop, recreation space, and more. A storage shed on the property offers even more room for tools, equipment, and outdoor belongings. Whether you're looking for a peaceful full-time residence, mountain getaway, or a property with room to make your own, this home offers a great combination of privacy, convenience, usable land, and scenic mountain surroundings. Come see the possibilities and experience the beauty this property has to offer!

11141 Nc Highway 226 Highway, Bakersville

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Listings provided courtesy of Triangle MLS, Inc. of NC, Internet Data Exchange Database. Information deemed reliable but not guaranteed. © 2026 Triangle MLS, Inc. of North Carolina. Data last updated .