Polk County Homes under $700,000

Welcome to Polk County, North Carolina, a hidden gem nestled in the picturesque foothills of the Blue Ridge Mountains. Known for its stunning landscapes, vibrant communities, and rich history, Polk County offers a unique blend of rural charm and modern convenience. With its rolling hills, lush forests, and serene lakes, it’s the perfect backdrop for those seeking a peaceful lifestyle while still being close to urban amenities.

One of the most appealing aspects of Polk County is its diverse real estate market, particularly for those looking for homes under $700,000. Here, you can find a variety of options that cater to different tastes and needs. Whether you’re searching for a cozy mountain cabin, a charming farmhouse, or a contemporary family home, Polk County has something to offer everyone.

Imagine waking up to breathtaking views and enjoying outdoor adventures right in your backyard. Hiking, fishing, and horseback riding are just a few of the activities that await you in this beautiful region. Plus, the county is home to a vibrant arts scene, with local galleries, theaters, and festivals that celebrate the rich culture of the area.

With its friendly communities, excellent schools, and a slower pace of life, Polk County is an ideal place for families, retirees, and anyone looking to escape the hustle and bustle of city living. Explore the possibilities of making this enchanting county your home and discover the charm of life in Polk County, North Carolina, where your dream home awaits!

Newest Polk County Homes under $700,000

$520,000

3 Beds ⋅ 3 Baths ⋅ 4433125 MLS

Classic brick ranch with a spacious screened porch and a beautifully established setting in Gillette Woods, conveniently located just outside Tryon. Built in 1965, this well-maintained home offers 3 bedrooms, 3 full bathrooms, and approximately 2,446 square feet on a 1.09-acre corner lot. Stone walls, native trees, and shrubs complement the home’s character and provide a peaceful backdrop for outdoor living. The large wraparound screened porch offers plenty of room to dine, relax, and gather with friends. Inside, the flexible layout includes separate living and dining rooms, a welcoming den with a wood-burning brick fireplace and built-in shelving, and a spacious bonus room for hobbies, a home office, or additional gathering space. A main-level laundry room and attached two-car garage add everyday convenience. Thoughtful improvements over the years include Pella windows, kitchen and laundry updates, septic drainfield replacement and water service upgrades in 2021, and a new two-stage heat pump in 2022. In 2024, the crawl space was encapsulated, and a dehumidifier and radon mitigation system were installed. In 2025, the owners installed a new roof and gutters, along with drainage improvements, further reflecting the care invested in this home. Enjoy comfortable one-level living and an inviting woodland setting close to Tryon’s shops, restaurants, and community activities.

280 Overlook Circle, Tryon

$225,000

2 Beds ⋅ 1 Baths ⋅ 4414270 MLS

Located in the desirable Warrior Drive area of north Tryon. This house is a mid-century rustic ranch style home with strong American Craftsman/rustic influences. Large bank of windows emphasizes connection to the surrounding landscape. Large irregular fieldstone facade gives it a rustic/Craftsman character in a wooded setting. Brand new HVAC Heat Pump and Air Handler.

459 Warrior Drive, Tryon

$613,000

4 Beds ⋅ 3 Baths ⋅ 4432604 MLS

PROPOSED NEW CONSTRUCTION IN HILLCREST GATED COMMUNITY, MILL SPRING, NC. Build the home you’ve been looking for! This proposed 3,331 sq. ft. semi-custom Ranch-style home offers an exceptional combination of luxury, functionality, and thoughtful design. Featuring 4 Bedrooms, 3 full Bathrooms, a spacious Loft, and three Garage bays, this floor plan provides the ease of primarily one-level living while still offering flexible additional space. The proposed exterior showcases timeless Hardie® plank siding complemented by stylish metal roof accents for an elevated, custom-inspired look. Inside, the planned luxury Kitchen can serve as the centerpiece of the home, featuring a designer-style Range Hood and built-in Microwave and Oven wall unit integrated into the cabinetry for a clean, upscale finish. The Living/Family area is designed around the warmth and character of a wood-burning Fireplace, creating an inviting gathering space for relaxing or entertaining. The proposed Primary Suite continues the elevated feel with a Spa-inspired Bathroom featuring dual vanities and an impressive 7-foot shower with a built-in Bench. A spacious Loft provides additional flexibility for a media room, home office, recreation space, or guest retreat. The plans also include a large Sunroom and covered screened Porch, providing multiple spaces to relax, entertain, and enjoy indoor-outdoor living. The Three-bay Garage configuration is another standout feature, with a side-entry Two-car Garage featuring individual doors for each bay, plus an additional third Garage bay offering extra room for parking, storage, recreational equipment, or a workshop. This is a proposed to-be-built Home offering Buyers the opportunity to build with Eastwood and create a Home tailored to their needs and style. Final home design, features, finishes, pricing, and availability are subject to builder plans, selections, approvals, and change. Photos, renderings, or plans, if shown, are for illustrative purposes and may depict options or upgrades not included in the base price. This private, wooded lot sits above road level, to offer privacy and mountain views when select trees are removed. The building site is level and driveway is already in place. Schedule a showing today for this premium lot in Hillcrest. You will not be disappointed.

Sunset Drive Unit #12, Mill Spring

$595,000

2 Beds ⋅ 3 Baths ⋅ 4432515 MLS

This is the last Skyvue Village home to be offered and there’s still time to choose finish details! Skyvue Village offers thoughtfully designed, Energy Star/Green Built homes with architecture much like Charleston single homes built on long, narrow lots with open double covered piazzas and side yards to catch the mountain breezes. This 2 Bedroom, 2 1/2 Bath home offers an open floor plan and low maintenance exterior materials with wood, brick, and long-lasting fiber cement siding. Skyvue Village is located less than a block from charming and historic Main Street in Saluda, NC close to museums, shops, a library, restaurants, parks and the post office. The community includes sidewalks, common area and a community pavilion for gatherings. Photos are of the model home which represents the typical finish and each model includes an elevator.

21 Skyvue Court Unit #G, Saluda

$225,000

3 Beds ⋅ 2 Baths ⋅ 4430792 MLS

Bring your vision and make the most of 8.74 acres with mountain views! This 3-bedroom, 2-bath doublewide offers a great opportunity for someone looking for space, privacy, and the chance to create something of their own. The home needs some TLC and updating, making it an ideal project for a buyer ready to put in some work and unlock the property's potential. The land is the real highlight, with almost 9 acres offering plenty of room to spread out, garden, create a mini-farm, or simply enjoy the privacy and mountain setting. A separate two-bay building provides valuable additional space for vehicle storage, a workshop, equipment, recreational toys, or other uses. Also has another shed/storage on property. Whether you renovate the existing home or bring a bigger vision for the property, there's plenty of opportunity here. Acreage, mountain views, usable storage and room to make it your own; come see the possibilities!

784 Big Level Road, Mill Spring

$550,000

4 Beds ⋅ 2 Baths ⋅ 4431763 MLS

AUCTION: Live & Online Auction with internet bidding, held on site November 7, 2026, at 12:00 PM. Preview/inspection October 22, 2026, 4-6 PM. This listing is for both tracts (combined 36+/- ac). Also offered as two separate tracts with Tract #2 being the home on 13 acres+/- is MLS #4430085 & Tract #1, Land only 23 acres+/- is MLS #4431764 . Tracts sell separately or combined, whichever brings more; both tracts must be under contract or seller may cancel. This is an Auction Property however you are encouraged to bring any offer prior to the sale date. If a pre-auction offer is accepted, the auction will be canceled. Built in 1881 around an original log cabin, this 2,569+/- SF, 4BR/2BA farmhouse on 36+/- total acres keeps its hand-hewn logs, wavy-glass windows, crystal doorknobs, beams, and stone fireplace. Great room with wood stove and Blue Ridge views, knotty pine kitchen, sunroom, HVAC. In-ground pool, pool house, workshop and barns, second shop, artisan studio, original hitching post. Under 10 minutes to Tryon International Equestrian Center. Property is adjacent to existing winery. Sold AS-IS. No Contingencies whatsoever. Buyer pays all closing costs. 10% buyer's premium added to final bid price (Example: Final Bid Price of $500,000 +$50,000 BP = $550,000 total contract price). $10,000 non-refundable deposit per tract is required upon acceptance of a pre-auction offer or high bid. Auction by Bid Y'all Auction & Realty, LLC NCALF 10955.

2125 Whiteside Road, Mill Spring

$375,000

4 Beds ⋅ 2 Baths ⋅ 4430085 MLS

AUCTION: Live & Online Auction with internet bidding, held on site November 7, 2026, at 12:00 PM. Preview/inspection October 22, 2026, 4-6 PM. This is Tract #2 of a two-tract auction; see MLS #4431764 (Tract #1, 23+/- ac) and MLS #4431763 (combined 36+/- ac). Tracts sell separately or combined, whichever brings more; both tracts must be under contract or seller may cancel. This is an Auction Property however you are encouraged to bring any offer prior to the sale date. If a pre-auction offer is accepted, the auction will be canceled. Built in 1881 around an original log cabin, this 2,569+/- SF, 4BR/2BA farmhouse on 13+/- acres keeps its hand-hewn logs, wavy-glass windows, crystal doorknobs, beams, and stone fireplace. Great room with wood stove and Blue Ridge views, knotty pine kitchen, sunroom, HVAC. In-ground pool, pool house, workshop and barns, second shop, artisan studio, original hitching post. Under 10 minutes to Tryon International Equestrian Center. Property is adjacent to existing winery. Sold AS-IS. No Contingencies whatsoever. Buyer pays all closing costs. 10% buyer's premium added to final bid price (Example: Final Bid Price of $500,000 +$50,000 BP = $550,000 total contract price). $10,000 non-refundable deposit per tract is required upon acceptance of a pre-auction offer or high bid. Auction by Bid Y'all Auction & Realty, LLC NCALF 10955.

2125 Whiteside Road, Mill Spring

$234,900

3 Beds ⋅ 1 Baths ⋅ 4429914 MLS

Discover the possibilities at this charming 3-bedroom home situated on approximately 2 acres in a peaceful, private setting just minutes from the Tryon International Equestrian Center. With a great location and plenty of usable land, this property offers an exciting opportunity for a primary residence, weekend getaway, investment property, or short-term rental. The property provides a wonderful combination of privacy, convenience, and potential. The surrounding acreage offers room to garden, enjoy outdoor activities, add additional amenities, or simply take advantage of the peaceful wooded setting. Located approximately 10 minutes from Tryon International Equestrian Center, this property is ideally positioned to attract equestrian enthusiasts, visitors, and those looking to enjoy all that the Tryon/Columbus area has to offer. With the area's strong tourism and equestrian activity, the home also presents excellent potential for an Airbnb or other short-term rental opportunity, subject to local regulations. Whether you're looking for a home to make your own or an investment with room to grow, this property is worth a look. Bring your vision and explore the possibilities!

6958 Nc Hwy 9 Highway, Columbus

$474,900

2 Beds ⋅ 2 Baths ⋅ 4430432 MLS

LAKE ADGER LIVING AT ITS BEST! Wake up to year-round views of beautiful Lake Adger and the surrounding Blue Ridge Mountains from this charming 2-bedroom, 2-bath chalet tucked away on a quiet cul-de-sac. Designed for easy, relaxed living, this home offers an inviting open floor plan, vaulted ceilings, and a cozy wood-burning fireplace that makes the great room especially welcoming on cool mountain evenings. The primary suite is a true retreat, featuring expansive windows and a spacious sitting area overlooking the lake, an ideal spot for morning coffee or simply taking in the changing seasons. Step outside to the generous back deck and enjoy the peaceful setting, whether you're entertaining, grilling, or unwinding at the end of the day. A lower patio provides additional outdoor living space and brings you even closer to the beauty of Lake Adger. The lower level also has a large non-heated basement area that could be great for storage, crafts or hobbies, or even a recreation room or small gym. And for the lake lover, the property includes a deeded boat slip, making it easy to enjoy boating, fishing, kayaking, and everything this special mountain lake has to offer. With its combination of spectacular views, comfortable single-level living, outdoor spaces, and coveted lake access, 5 Chalet Court makes an exceptional full-time residence, weekend retreat, or vacation getaway. This home is being offered turnkey to include all furnishings and contents. Come experience why Lake Adger is one of Western North Carolina's best-kept secrets.

5 Chalet Court, Mill Spring

$495,000

5 Beds ⋅ 3 Baths ⋅ 4430356 MLS

Separate living quarters make it easy to keep family close while giving everyone their own space. This 5-bedroom, 3-bath ranch in Holly Hills has room for shared dinners, extended visits and everyday life under one roof. The main level features open living and dining areas, a gas-log fireplace and a split-bedroom layout with an updated primary suite. Downstairs, the fully finished walk-out level offers its own kitchen, living and dining areas, two bedrooms, a full bath and a private exterior entrance. Family or guests can settle in comfortably, with everything they need and a space of their own. A large two-tier deck extends the living outdoors, with room to gather for a cookout or enjoy a quiet morning overlooking the large fenced yard. Set on a private, tree-lined 0.71-acre lot on a dead end road with no HOA, the property is just minutes from downtown Columbus and I-26. The sellers have made substantial upgrades, including a new AC unit, on-demand hot water, crawlspace encapsulation, new fencing and a dedicated RV pad, to name a few. Water and septic hookups for an RV or tiny home add more possibilities. A two-car garage, storage shed, natural gas and city water round out the property. Keep your people close and make room for the visits you wish would last longer. Book your showing today.

101 Catherine Drive, Columbus

$324,000

3 Beds ⋅ 1 Baths ⋅ 4426604 MLS

UNRESTRICTED ACREAGE • GREEN CREEK • HOBBY FARM POTENTIAL • MINUTES TO TIEC! If you've been dreaming of a little more land and the freedom to make it your own, this may be the opportunity you've been waiting for! Nestled in the desirable Green Creek community, this 1.81-acre unrestricted property offers room to spread out, enjoy the outdoors, start a hobby farm, garden, keep animals, or simply create your own peaceful country retreat. The charming 3-bedroom, 1-bath home offers a comfortable open floor plan with beautiful hardwood flooring throughout much of the living space. The spacious kitchen features new LVP flooring and opens naturally to the living and dining areas, making it easy to stay connected while entertaining or enjoying everyday life. A large laundry room with plenty of storage adds functionality, while the versatile additional room just off the main living area offers endless possibilities as a home office, workout room, playroom, hobby space, or flex room. Outside is where the possibilities really begin! With 1.81 unrestricted acres, there is plenty of room for gardens, animals, outdoor activities, a workshop, or simply enjoying the peaceful surroundings. The home also features a new roof installed in early 2023. Location is another major plus! You'll be within approximately 10 minutes of Tryon International Equestrian Center (TIEC) and Hwy 74, while also being conveniently located near Landrum and I-26, making it easy to enjoy nearby dining, shopping, recreation, and surrounding communities. Whether you're looking for your first home, a small hobby farm, a place for your family to enjoy more outdoor space, or a private retreat, this property offers the land, flexibility, location, and potential to create something truly your own!

923 Green Creek Drive, Columbus

$409,900

2 Beds ⋅ 2 Baths ⋅ 4429572 MLS

Welcome to 186 Catherine Drive, where timeless brick charm, privacy, and a beautiful mountain setting come together in one of Columbus’ most established neighborhoods. Tucked into the sought-after Holly Hills subdivision, this well-built brick ranch sits on a generous corner lot just shy of an acre, surrounded by mature trees, thoughtful landscaping, and a wonderfully private yard on every side. From the moment you turn onto the long driveway, the setting feels special. Mountain views greet you as you arrive on the main drive of Catherine Dr, while the large lot and mature canopy create a peaceful, almost storybook feel. Wildlife is a regular visitor here, making the covered back porch the perfect place to enjoy morning coffee, quiet evenings, and the beauty of nature throughout the year. Inside, the home offers a wonderful blend of character, comfort, and opportunity. It is completely livable and beautifully maintained as-is, while still offering the perfect canvas for a new owner to make it their own. A striking brick fireplace wall anchors the living room, while oversized windows frame views of the expansive front yard and fill the space with natural light. The kitchen opens comfortably to the dining, living, and breakfast areas, creating an easy flow for everyday life and family gatherings. The cozy breakfast nook sits beside the window overlooking the gorgeous yard, offering a peaceful spot to start the day. Just beyond the kitchen, the laundry area is conveniently tucked away near the entrance to the spacious two-car garage. Many of the major components have already been taken care of, with the roof, gutters, and HVAC updated in 2019 and the primary bathroom renovated in 2023. The home has been well cared for and is ready for its next chapter—whether you love its classic style just as it is or dream of bringing a fresh vision to life. Holly Hills is known for its large lots, mature surroundings, and established neighborhood feel, all while offering an incredibly convenient location. You’re just minutes from downtown Columbus and I-26 and 74, with easy access to Tryon, Landrum, Hendersonville, shopping, dining, charming small towns, and the Tryon International Equestrian Center. 186 Catherine Drive is more than a house—it is the kind of property where you can picture slow mornings on the porch, deer wandering through the yard, family gathered around the fireplace, and years of memories still waiting to be made.

186 Catherine Drive, Columbus

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Listings provided courtesy of Triangle MLS, Inc. of NC, Internet Data Exchange Database. Information deemed reliable but not guaranteed. © 2026 Triangle MLS, Inc. of North Carolina. Data last updated .