Scotland County Homes under $400,000

Welcome to Scotland County, North Carolina, a hidden gem that combines Southern charm with a rich tapestry of history and natural beauty. Nestled in the heart of the Tar Heel State, this picturesque county is known for its lush landscapes, friendly communities, and a vibrant culture that welcomes newcomers with open arms.

Scotland County is steeped in history, with its roots tracing back to the early 1700s. The county seat, Laurinburg, offers a delightful mix of small-town charm and modern conveniences, making it an ideal place to call home. Residents enjoy a variety of outdoor activities, from exploring the scenic trails of the nearby Lumber River State Park to participating in local festivals that celebrate the area’s diverse heritage.

For those looking to invest in their dream home without breaking the bank, Scotland County offers an impressive selection of properties under $400,000. Whether you’re searching for a cozy cottage, a spacious family home, or a charming bungalow, you’ll find a variety of options that cater to different lifestyles and budgets. These homes often feature beautiful yards, modern amenities, and proximity to schools, parks, and local shops, ensuring a comfortable and convenient lifestyle.

With its affordable housing market, rich cultural heritage, and welcoming community, Scotland County is an ideal destination for families, retirees, and anyone looking to enjoy the best of North Carolina living. Come explore the possibilities and find your perfect home in this enchanting corner of the South!

Newest Scotland County Homes under $400,000

$107,000

2 Beds ⋅ 1 Baths ⋅ LP770355 MLS

This unique 1.65-acre property offers an excellent opportunity for an investor, builder, or buyer looking for additional income potential. The property features two existing structures, providing possibilities that are not typically available with a standard residential parcel.The main home is in a condition that may require a complete teardown and rebuild, while the second home requires renovation but provides an additional structure and potential source of value. The existing foundations are an important feature of the property. Based on the current understanding of the property's grandfathered status and zoning regulations, maintaining the existing foundations may allow both dwelling sites to remain eligible for reconstruction. If a foundation is relocated, current zoning regulations may limit the property to one dwelling.The property is situated on approximately 1.65 acres in a quiet area, with a wooded area toward the rear of the property and a cleared front portion. The combination of acreage, existing structures, and potential for two dwelling sites makes this property particularly attractive for an investor interested in renovating, rebuilding, and potentially creating rental income.Buyers should verify zoning requirements, grandfathered status, rebuilding rights, and all applicable requirements with the appropriate county authorities before purchasing.Attachment: Article 18.4 Non-Comforming Structures

23661 Bundy St, Wagram

$230,000

5 Beds ⋅ 2 Baths ⋅ LP768574 MLS

NEW CONSTRUCTION | 5 BEDROOMS | 1.1 ACRES | NO HOA | ESTIMATED COMPLETION November 30, 2026New construction on 1.1 acres with no HOA. This brand-new 2026 manufactured ranch offers 5 bedrooms, 2 bathrooms, and approximately 2,060 square feet of single-level living. Home will be situated on a permanent brick foundation and includes front and rear decks.The spacious floor plan offers five bedrooms with flexibility for a home office, guest space, hobby room, or additional storage. Enjoy over an acre of property with room for outdoor living, gardening, recreational equipment, or future improvements, subject to applicable restrictions and permitting.Conveniently located approximately 20 miles from Southern Pines with access to US-15/501 and US-74, as well as Laurinburg and Rockingham.PHOTOS ARE REPRESENTATIVE ONLY. Photos shown are of the same or similar floor plan and are not photographs of the actual home being constructed on this property. Finishes, colors, features, materials, fixtures, and options may vary from the completed home. Estimated completion date is October 31, 2026 and is subject to change.

17260 Palmer Rd, Marston

$228,335

3 Beds ⋅ 2 Baths ⋅ LP769382 MLS

Scotland county is really offering luxury and room to grow at a price that anyone can appreciate! Welcome to 18201 Barnes Bridge Rd. located in Laurinburg NC. This 3 bed 2 bath home is comfortably situated with land just over an acre (1.18+/-). This new construction home presents with full sheetrock walls and stylish black accents throughout giving its new owner the best blank canvas to style all their own! You'll love the stainless steel, energy efficient appliance package included. As well as the security system fully transferrable if the buyer chooses to do so. The bedrooms offer the comfort and coziness of carpeted flooring, while the main living spaces show offer a low maintenance vinyl flooring option. Year 1, the builder is just a call away for any warranty issues that may arise, giving the new owner an added sense of comfort. Schedule your personalized showing with your buyer's agent today!

18201 Barnes Bridge Rd, Laurinburg

$130,000

3 Beds ⋅ 2 Baths ⋅ LP768991 MLS

Enjoy the privacy and peacefulness of the country while still being within a convenient driving distance of Laurinburg and Highway 74.Home will need some work and TLC — a great opportunity for someone looking for an affordable home or renovation project.

15041 Smith Rd, Gibson

$195,000

3 Beds ⋅ 2 Baths ⋅ LP768959 MLS

Welcome home to this beautifully refreshed 3-bedroom, 2-bath home with a versatile bonus room offering the potential for a 4th bedroom! With nearly 1,400 square feet of comfortable living space situated on just under half an acre, this home offers the space, updates, and flexibility you’ve been looking for.Step inside to a bright, updated interior featuring new flooring, fresh paint throughout, new cabinetry, new doors, all-new fixtures throughout, and plumbing updates. Both bathrooms have also been beautifully refreshed with attractive tile finishes, including a tiled shower in one bath and a tiled tub/shower combination in the other.And there’s more! A separate room previously used as a den provides valuable additional living space and can serve as a potential 4th bedroom, home office, playroom, guest room, or flex space—giving you plenty of options to fit your lifestyle.Outside, the spacious lot provides plenty of room to entertain, garden, play, or simply relax and enjoy having nearly half an acre to call your own.With recent updates, flexible living space, two full bathrooms, all-new fixtures, and a generous lot, this home has so much to offer.More space. More possibilities. More to love. Come see it for yourself and imagine making it yours!

16941 Wagram Rd, Laurinburg

$119,900

3 Beds ⋅ 2 Baths ⋅ LP768894 MLS

2020 Year Model Approximately 1140 Sq Ft 3 Bedroom 2 Full Bath Manufactured Home, Living Room, Eat in Kitchen with Range, Refrigerator, Dishwasher and Exhaust Fan, Primary Bedroom-Bath with Dual Sinks Vanity, Soaker Tub and Separate Shower, Laundry area in Hall, Central Heat and Air, Permanent Foundation, Private Well and Septic, .62 Acre Lot

19420 Knapp St, Laurinburg

$174,500

4 Beds ⋅ 1 Baths ⋅ LP768881 MLS

Priced at below 175k and ready for its new owner. Renovated four-bedroom one bathroom ranch home on .67 acres just outside of Laurinburg city limits. Home features a new HVAC system, a new roof, new Hardie board siding, a new water heater, new paint, new LVP flooring, new plumbing, new electrical wiring and fixtures, new kitchen cabinets with granite counter tops, and a beautifully tiled bathroom with new bathtub all new in 2025. New appliances will be installed before closing.

15861 Palmer Rd, Marston

$95,000

2 Beds ⋅ 1 Baths ⋅ LP768630 MLS

Welcome home to small-town living at its sweetest! Tucked away in the heart of Wagram, this charming 3 bedroom, 1 bath cottage offers 1,002 square feet of cozy, functional living space and a lifestyle where the pace slows down and the front porch conversations last a little longer. Picture your mornings starting in the eat-in friendly kitchen that flows right into the dining area, perfect for pancake breakfasts, and space to unwind. And here's a feature you'll use every single week: a spacious dedicated laundry room spanning the front of the home--no more cramped closets or basement trips! With no HOA to answer to, you're free to make this cottage truly you own. Zoned for Wagram Primary, SpringHill Middle, and Scotland High. Whether you're a first-time buyer, downsizing, or investing, this Wagram gem is ready for its next chapter. Schedule your showing today!

23780 Cotton St, Wagram

$398,000

4 Beds ⋅ 3 Baths ⋅ LP768496 MLS

***$5,000 credit for buyer to use as they choose***Modern design, a private-feeling wooded backdrop, and an amenity-filled community—all in one address. Built in 2021 by Precision Custom Homes, this Galt floorplan offers 4 bedrooms, 2.5 bathrooms, and 2,156 square feet designed for the way you live today.A dramatic two-story foyer and high ceilings make an immediate impression, while the open layout creates an easy flow between the main living spaces. The kitchen serves as the heart of the home, featuring granite countertops, a large island, a built in wine fridge, pantry, and plenty of room to gather. The living area is anchored by a fireplace, while a mix of LVP, tile, and carpet adds both style and function throughout.Upstairs, you'll find four bedrooms, walk-in closets, and a conveniently located laundry room. The primary suite offers a space to unwind, complete with a freestanding soaking tub.Step outside to a covered back porch and a large .51–.75 acre lot that has been partially cleared while leaving a wooded backdrop for added privacy. A fenced portion of the yard offers space to enjoy without giving up the natural setting that makes the property feel tucked away.And then there's Deercroft. Spend the day on the community's 100-acre lake, relax at the sandy beach or pool, hit the pickleball or tennis courts, enjoy the playground, or spend the afternoon on the beautiful 18-hole golf course.Modern living doesn't have to mean living on top of your neighbors. At $398,000, this newer construction home offers space, privacy, and a lifestyle that goes far beyond the walls of the home—all while being just a short drive from Southern Pines and Fort Bragg.

30261 E Lake Rd, Wagram

$379,000

3 Beds ⋅ 2 Baths ⋅ LP768315 MLS

GOLF COURSE LIVING IN A BEAUTIFULLY UPDATED ONE-LEVEL HOME.Set along the peaceful greens of the 8th fairway of Deercroft Community and Golf Course, this beautifully updated one-level home offers 1,850 square feet of thoughtfully updated living space with 3 bedrooms and 2 full bathrooms. Extensive improvements completed within the past two years blend timeless comfort with sophisticated, modern finishes--creating a home that is truly move-in ready.Step inside to luxury vinyl plank flooring and fresh paint throughout, providing a seamless and polished backdrop. At the heart of the home is a completely renovated kitchen featuring quartz countertops, tile backsplash, updated cabinetry, wine refrigerator, and carefully selected finishes. The sun-filled dining room overlooking the golf course adds an elegant setting for intimate dinners, holiday gatherings, and entertaining.The primary suite offers a private retreat highlighted by a beautifully renovated bath with a spacious walk-in shower and glass enclosure, quartz countertops, updated lighting, mirrors, and hardware, along with generous linen storage.Recent improvements extend beyond the interiors with an updated HVAC system, new large 16 x24 deck, and landscaping allowing you to step outside, unwind, and enjoy the peaceful natural setting of the pines.With its desirable single-level design, extensive upgrades, half-acre homesite, and golf course location, this exceptional property offers the rare combination of established charm and beautifully updated living--all that's left to do is move in and enjoy!

30000 Loblolly Ct, Wagram

$175,000

3 Beds ⋅ 2 Baths ⋅ LP768178 MLS

USDA, FHA, and VA financing options. 3 bed, 2 bath home with an open floor plan on 1.69 partially wooded acres on a paved road in Laurel Hill.Move-in ready: three bedrooms, two full baths, and 1.69 partially wooded acres on a paved road in Laurel Hill. At $180,000, that combination is getting hard to find in Scotland County.Inside, an open floor plan keeps the kitchen, dining, and living space with wood burning fireplace working as one room instead of three cramped ones. Two full baths, not the one-and-a-half compromise most homes at this price hand you. Nothing here is waiting on you. Bring your furniture and your Saturday back. Master suite has a jetted tub and walk in closet, both other bedrooms feature his & her closets. Hall bath features a beautiful walk in shower.The land is the real story. 1.69 acres, part of it in trees, gives you room for a shop, a garden, a fenced run for the dogs, and a natural buffer you did not have to plant yourself. Beautiful covered deck in front to enjoy the evenings. Rural setting, paved road frontage, no washed-out gravel every time it storms.Laurel Hill sits on the US 74 corridor, Laurinburg a few minutes east, Rockingham a few minutes west, Fayetteville about an hour northeast.

23281 Marston Rd, Laurel Hill

$180,000

3 Beds ⋅ 2 Baths ⋅ LP768297 MLS

If you've been dreaming of space, privacy, and peaceful country living, this is the property you've been waiting for! Nestled on approximately 19 acres with no nearby neighbors, this two-story home offers endless potential and the opportunity to create your own private retreat. An additional 1-acre parcel also conveys with the property, providing even more possibilities. The home features 3 bedrooms, 1.5 bathrooms, a spacious living room, formal dining room, eat-in kitchen, an unfinished basement, and a large single-car garage. Additional highlights include hardwood floors, a cozy fireplace, chair rail molding, ceiling fans, storm doors, gutters, and inviting front and rear porches where you can enjoy the quiet beauty of nature. Whether you're looking for investment opportunity, or simply a place to escape the hustle and bustle of city life, this property delivers. Builders and developers will appreciate the potential this property offers, making it an excellent opportunity for new construction homes or future development. Conveniently located with easy access to Raeford, Fayetteville, Aberdeen, Pinehurst, Southern Pines, and even Charlotte, you'll enjoy the best of country living without sacrificing accessibility. Bring your vision, a little hard work, and a lot of love, and transform this hidden gem into the home of your dreams. Opportunities like this don't come along often!

19101 Wagram Rd, Laurinburg

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Listings provided courtesy of Triangle MLS, Inc. of NC, Internet Data Exchange Database. Information deemed reliable but not guaranteed. © 2026 Triangle MLS, Inc. of North Carolina. Data last updated .