Surry County Homes under $400,000

Welcome to Surry County, North Carolina, a hidden gem nestled in the heart of the Blue Ridge Mountains. Known for its stunning natural beauty, rich history, and vibrant community, Surry County is the perfect place to call home. Whether you’re drawn to the rolling hills, picturesque vineyards, or the charming small-town atmosphere, this area offers something for everyone.

Surry County is renowned for its outdoor recreational opportunities, with access to hiking trails, fishing spots, and breathtaking views that will inspire your adventurous spirit. The county is also home to several quaint towns, including Mount Airy, famously known as the inspiration for the beloved TV show "The Andy Griffith Show." Here, you can stroll down Main Street, enjoy local shops, and savor delicious Southern cuisine.

For those seeking a new home, Surry County boasts an impressive selection of properties under $400,000. From cozy single-family homes to spacious townhouses, there’s a variety of options to suit your lifestyle and budget. Many of these homes feature modern amenities, charming architectural details, and beautiful outdoor spaces, perfect for entertaining or enjoying peaceful evenings under the stars.

With a strong sense of community, excellent schools, and a low cost of living, Surry County is an ideal place for families, retirees, and young professionals alike. Explore the possibilities of finding your dream home in this enchanting county, where you can create lasting memories and embrace a fulfilling lifestyle. Come discover what makes Surry County truly special!

Newest Surry County Homes under $400,000

$325,000

2 Beds ⋅ 2 Baths ⋅ 1238908 MLS

1977 log home with addition on 3 acres with meandering creek and rock outcroppings in the Yadkin Valley (Ararat, NC). Fair condition with classic character: exposed beams, custom stone fireplace with gas logs in the living room, second fireplace in the upper loft bedroom, kitchen woodstove that conveys, sunroom, and wrap-around porch. 2 bed / 1.5 bath (upper loft is the second bedroom with half bath). Front covered porch overlooks the wooded creek area; 24x11 rear deck and custom exterior stonework. Outbuildings: 40x20 workshop (woodstove + 100-amp service), two-story 24x16 storage building, 8x6 playhouse, and 16x12 shed with waterstove needing work (sat ~6 years). Basement offers one-car space for workshop or storage. Country setting with utility buildings and creek appeal. Call to schedule a showing.

463 Simpson Mill Road, Mount Airy

$288,000

3 Beds ⋅ 3 Baths ⋅ 1238222 MLS

Wonderful opportunity to do your own thing with this mini farm on 2.5 ACRES.Needs some TLC, but definitely liveable while you do updates. Beautiful hardwood floors. 3 separate fenced areas. Lots of potential. Agent/Owner. Owner financing considered. 20k below appraisal.

189 Russell Road, Mount Airy

$250,000

2 Beds ⋅ 1 Baths ⋅ 1238220 MLS

UNIQUE RESIDENTIAL & COMMERCIAL OPPORTUNITY! Situated on 2.74 acres and zoned RA-C (Residential/Commercial), this property offers a rare combination of residential living, business potential, and room to make it your own! The home features original hardwood floors, solid wood interior doors, charming vintage hardware, freshly painted walls, and an updated bathroom adjoining the primary bedroom. A full basement provides plenty of additional storage space. A standout feature is the detached commercial garage, complete with two roll-up doors, a private office, half bathroom, and heating and cooling. Ideal for those seeking workspace, business opportunities, or potential rental income, subject to applicable zoning and permitting. Outside, enjoy a peaceful, partially wooded 2.74-acre setting with a creek running through the property. BONUS SPACE! The upstairs offers an additional 430 square feet, including a third bonus room, not included in the reported heated square footage.

2226 Nc Highway 268, Pilot Mountain

$208,000

3 Beds ⋅ 2 Baths ⋅ 1238816 MLS

Discover the potential of this 3-bedroom, 2-bath manufactured home situated on 12.1 acres in Lowgap! Offering beautiful mountain views and covered porches, this property provides a wonderful opportunity to create your own country retreat. The home could use a little TLC, making it a great option for buyers looking to add their personal touch and build equity. With over 12 acres to enjoy, there is plenty of room to explore the possibilities, whether you're dreaming of a private homestead, outdoor recreation, or simply enjoying the peace and beauty of the mountains. Bring your vision and make this property your own! Transmission line right-of-way with Surry Yadkin Electric Membership Corporation. Back porch addition is not heated or cooled and not included in the total square footage. Unsure if heat and air currently work. Power is currently off. Cash only, sold as is.

7752 W Pine Street, Lowgap

$235,000

1 Beds ⋅ 1 Baths ⋅ 1238708 MLS

Authentic 1900 Log Cabin nestled in the woods on a private drive just outside of historic Rockford, NC. This log cabin provides old world charm with modern updates and amenities. This one bedroom one bath cabin also includes an upper loft currently used as a second bedroom (heated and cooled). Updated kitchen and bathroom with large 4 season sunroom and screened in deck. Large out building with loft for workshop and/or storage. Unique moss backyard, large side lot with garden and open yard. This cabin would be ideal for weekend vacation home, Airbnb, or tranquil home to relax and enjoy nature.

231 Crissman Lane, Dobson

$225,000

2 Beds ⋅ 2 Baths ⋅ 1238615 MLS

Welcome home to this cute and cozy brick ranch offering move-in-ready, one-level living with a rural feel and NO HOA on approximately one acre! This 2-bedroom, 1.5-bath home features abundant natural light, a cozy living room with a fireplace, and a spacious kitchen perfect for gathering. Enjoy your morning coffee or unwind in the screened-in porch, formerly the carport. The basement offers a second fireplace, half-bath, and flexible space ideal for a den, recreation room, or hobby area. Additional highlights include a newly updated West Shore bathtub, 2022 water heater, whole-home water filtration system, covered parking, and ample room for additional vehicles, an RV, or trailer. With two fireplaces, versatile living spaces, and room to enjoy the outdoors, this charming home offers comfort, character, and endless possibilities. See Agent Only.

374 Tom Cook Road, Mount Airy

$285,000

3 Beds ⋅ 2 Baths ⋅ 1238509 MLS

Completely remodeled and ready for its next owner! This beautifully updated home features new flooring throughout, including stained hardwood floors, tile, and carpet. The renovations continue with updated cabinetry, countertops, appliances, a new heat pump, fresh interior paint, exterior paint, a reglazed bathtub, updated vanity and sinks, new doors, new paved driveway and refreshed landscaping. With updates throughout the home, this property offers a fresh, renewed feel inside and out. Don't miss the opportunity to see all this home has to offer!

325 Bluemont Road, Mount Airy

$295,000

2 Beds ⋅ 2 Baths ⋅ 1238549 MLS

Located in a desirable, established neighborhood convenient to local amenities, this 2-bedroom, 2-bath home offers comfortable living and numerous updates. Summer 2026 improvements include a new roof, kitchen appliances, washer and dryer, fresh interior paint, new carpet in the bedrooms and bonus room, LVP flooring in the den and kitchen, and a new deck. The driveway is scheduled to be resealed soon. The basement features two heated bonus rooms offering approximately 350 additional square feet, plus an unfinished area ideal for storage or a workshop. The HVAC system was updated in July 2022 with a Trane heat pump and air handler. Seller is a licensed NC real estate broker.

261 Dudley Avenue, Mount Airy

$200,000

2 Beds ⋅ 1 Baths ⋅ 1238487 MLS

Nice 2 bed, 1 bath on main floor, possible 2 bed on upper. Convenient location.

135 Old Toast Road, Mount Airy

$239,000

2 Beds ⋅ 1 Baths ⋅ 1238320 MLS

Welcome to 1540 Red Brush Road in Mount Airy! This charming 2 Bedroom, 1 Bath home sits situated on a spacious corner lot with dual access from Red Brush Road and Pennsylvania Avenue. Beautiful hardwood floors, new deck, light fixtures, & all new exterior doors are just a few of the updates waiting here. The full unfinished basement provides room for storage, a workshop, or future finished space. Enjoy peace of mind with the bigger updates already completed, including a new roof in 2024 and HVAC system in 2023. Whether you’re looking for your first home, downsizing, or adding to your investment portfolio, this property is full of opportunity!

1540 Red Brush Road, Mount Airy

$199,000

1 Beds ⋅ 2 Baths ⋅ 1238158 MLS

Established property with a unique setup and plenty of possibilities! This property has been home to a well-established car sales and automotive business for many years and offers a great combination of workspace, living space, and land. The building features a 1-bedroom apartment with a full kitchen, living room, full bath, and laundry area. The adjoining side includes a large office area, half bath, storage, and a 2-bay garage. Outside, the property offers over an acre of land, a large paved parking area, and plenty of road frontage, with room for additional parking, storage, equipment, or other uses. Whether you want to continue the existing use, have a place to live while operating your business, or put the property to work in a new way, this is a property worth taking a look at!

1760 Poplar Springs Road, Elkin

$249,999

2 Beds ⋅ 2 Baths ⋅ 1238193 MLS

Enjoy peaceful country living at 224 Tom Hunter Road! Situated on approximately 1.32 acres in the scenic Pilot Mountain area, this charming 2-bedroom, 2-bath home offers comfortable single-level living with plenty of room to spread out. The fully fenced property provides ample space for pets, outdoor activities, or simply enjoying the surrounding countryside. Whether relaxing outdoors or taking in the natural beauty of the area, this property offers an inviting escape from the hustle and bustle of everyday life. Experience a slower, more peaceful lifestyle while remaining conveniently located near Pilot Mountain and surrounding amenities!

224 Tom Hunter Road, Pilot Mountain

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Listings provided courtesy of Triangle MLS, Inc. of NC, Internet Data Exchange Database. Information deemed reliable but not guaranteed. © 2026 Triangle MLS, Inc. of North Carolina. Data last updated .