Union County Homes under $400,000

Welcome to Union County, North Carolina – a hidden gem that perfectly blends suburban charm with a touch of rural tranquility. Nestled just southeast of Charlotte, Union County is renowned for its picturesque landscapes, friendly communities, and an abundance of outdoor recreational opportunities. With its rich history dating back to the 18th century, the county boasts a vibrant cultural scene, excellent schools, and an array of amenities that cater to families, young professionals, and retirees alike.

For those in search of a dream home without breaking the bank, Union County offers an impressive selection of properties under $400,000. Whether you’re looking for a cozy single-family home, a spacious townhome, or a charming cottage, you’ll find a diverse range of options that fit your lifestyle and budget. Many of these homes feature modern amenities, open floor plans, and beautiful outdoor spaces, perfect for entertaining or simply enjoying the serene North Carolina weather.

The communities within Union County, such as Monroe, Waxhaw, and Indian Trail, provide a warm, welcoming atmosphere, complete with parks, shopping centers, and local restaurants. The county’s commitment to maintaining green spaces and promoting community events makes it an ideal place for families to thrive.

Living in Union County means you’re just a short drive away from the bustling city life of Charlotte while enjoying the peace and quiet of suburban living. With homes under $400,000, this is the perfect time to discover your slice of paradise in Union County, where your dream home awaits!

Newest Union County Homes under $400,000

$299,000

3 Beds ⋅ 3 Baths ⋅ 4432834 MLS

Low-Maintenance Living. Full Lifestyle. Welcome to Lake Park! This spacious 3-bedroom, 2.5-bath townhome offers nearly 2,000 square feet of comfortable living space, with a layout designed for both everyday life and easy entertaining. The main level features laminate wood flooring, an open kitchen with island, pantry, stainless appliances and gas cooktop, plus a flexible front room perfect for dining, an office or whatever fits your lifestyle. Upstairs, unwind in the spacious primary suite with a walk-in closet, dual sinks, garden tub and separate shower, along with two additional bedrooms, a full bath and convenient upstairs laundry. Out back, enjoy a fenced yard and patio without giving up your weekends to lawn care, the HOA handles that! And then there’s Lake Park: clubhouse, pool, tennis/pickleball courts, playgrounds, walking trails, and so much more! With Hwy 74 and the Monroe Expressway nearby, you can enjoy the lifestyle while staying connected to everything around you. More time living. Less time maintaining. Come check it out for yourself!

6305 Margaret Court, Indian Trail

$389,500

3 Beds ⋅ 2 Baths ⋅ 4433427 MLS

LOCATION, LOCATION, LOCATION!! No, seriously, this fantastic 1 level home with 3 bedrooms, 2 full baths and a dedicated office is located in such an amazing setting within walking distance to ALL levels of schooling, as well as the ever-growing Sun Valley Entertainment District. Kitchen has been wonderfully redone with brand new cabinets, countertops, backsplash and appliances! Much of the flooring is brand new luxury vinyl plank as well, with ZERO carpet throughout the home. Both the primary bathroom and guest bathroom have undergone a refurbishment as well. Investor, growing family, or whatever your situation, getting into Sun Valley for under $400k is rare and with the ability to do so much more to make it your own. Freshly painted and waiting for its new owner, schedule your showing today!

1011 Cadberry Court, Indian Trail

$300,000

3 Beds ⋅ 2 Baths ⋅ 4433170 MLS

Welcome to this charming 3-bedroom, 2-bath one story ranch nestled in the heart of Indian Trail! Offering the perfect combination of comfort, convenience, and privacy, this inviting home features an open-concept floor plan, vaulted ceiling, and a large, fully fenced backyard with a shed & optional chicken coop included for fresh, free range eggs! This home was thoughtfully designed with a split-bedroom floor plan and the primary suite includes a large walk in closet, a large primary bath featuring a tub, shower, and dual vanity. The home also features no carpet, updated lighting fixtures, a laundry room, all kitchen appliances and washer/dryer included PLUS a desirable level lot in a well established community with NO HOA! Step outside to enjoy this oasis of a backyard, offering plenty of room for outdoor entertaining, gardening, pets, or simply relaxing in your own private outdoor space. A detached storage shed is perfect for lawn equipment, tools, outdoor gear, and seasonal items. Situated on approximately a quarter-acre lot, this home offers a peaceful setting while keeping you close to everything! Enjoy convenient access to shopping, restaurants, grocery stores, parks, and everyday essentials, along with easy connections to Highway 74! Located near highly rated Union County schools! Whether you're looking for your first home, downsizing, an investment home, short term rental, or simply seeking comfortable one-level living, this Indian Trail gem has so much to offer for an incredible price. Don't miss the opportunity to make it yours!

5008 West Street, Indian Trail

$344,900

3 Beds ⋅ 2 Baths ⋅ 4433081 MLS

Welcome home to this beautifully renovated residence nestled in the highly desirable Matthews area, featuring no HOA. This light-filled 3-bedroom, 2-bathroom home offers a unique blend of modern updates and timeless character. The stunning vaulted ceilings, expansive windows and inviting living space perfect for relaxing or entertaining. Key features of this beautiful home include - New luxury vinyl flooring throughout, stainless steel appliances including refrigerator, a primary suite with a walk-in close, updated fixtures and flooring, a spacious two-car garage with ample room for additional storage, an extra-long and wide driveway for additional parking. The home also boasts a large, private, and enchanted forest backyard complete with a big rear deck, perfect for family gatherings. You can enjoy peaceful views of mature trees while being just minutes away from shopping, dining, and everything Matthews has to offer. COME AND SEE IT TODAY!

1008 Raywood Court, Matthews

$315,000

4 Beds ⋅ 3 Baths ⋅ 4432978 MLS

Welcome home to peaceful country living on 5 acres in Wingate! This updated 4 bedroom 2.5 bathroom double wide manufactured home offers space, comfort and privacy. Step inside to find fresh, updated flooring throughout and new ceiling fans in every bedroom. The split bedroom floor plan provides ideal separation, featuring a spacious primary suite on its own side of the home complete with an ensuite bathroom and a versatile attached flex space—perfect for an office, hobby room, or sitting area. Outside, relax on the front porch overlooking your expansive property. Endless possibilities await with 5 acres to call your own.

2926 Edwards Road, Wingate

$349,900

4 Beds ⋅ 3 Baths ⋅ 4433085 MLS

Front-porch charm, flexible living space and move-in-ready convenience in established Scotch Meadows! Offering 2,201 square feet, this spacious 4-bedroom home welcomes you with a covered front porch, attractive stone accents and inviting curb appeal. Inside, the main level features a separate Study and Dining Room, an open Kitchen with granite countertops, tile backsplash and stainless-steel appliances, and a spacious Great Room. Upstairs, the Primary Suite includes a private bath with dual vanity, walk-in closet and sitting area. Three additional bedrooms, a full bath and conveniently located laundry provide plenty of room for everyday living. Refrigerator, washer, dryer and window blinds convey! Seller is offering up to $700 in seller-paid closing costs (SPCC) toward a home warranty for added peace of mind. Enjoy the rear patio, attached 2-car garage and the appeal of a fully built-out neighborhood without ongoing construction. Convenient to Monroe's historic downtown, shopping, dining and entertainment.

743 Scotch Meadows Loop, Monroe

$99,900

2 Beds ⋅ 1 Baths ⋅ 4432905 MLS

Fixer upper in Indian Trail. Recent survey shows rear corner of house encroaches on neighbors lot. Property will be sold as is with active encroachment. Consult your agent and attorney. This sale is being monitored by the Union County Court but is not a foreclosure sale. 5% minimum earnest money required and subject to 10 day upset bid period with the court. Please contact your REALTOR today for more information on these types of sales and a showing. Please note, the listing company does NOT engage in dual agency and solely represents the seller.

3409 Fincher Road, Matthews

$265,000

2 Beds ⋅ 3 Baths ⋅ 4432975 MLS

Two-story townhome in the desirable Lake Park community! The main level features attractive luxury vinyl plank flooring and an open living and dining area with a cozy gas fireplace. The kitchen offers white cabinetry, granite countertops, stainless steel appliances and tile flooring. A convenient half bath with tile flooring completes the main level. Upstairs, you'll find two spacious bedrooms, each with its own private full bathroom and walk-in closet, providing comfort and privacy. The primary bedroom boasts a vaulted ceiling, adding to the open and airy feel. Both full bathrooms feature tile flooring, and the laundry area is conveniently located on the second floor. Step outside to enjoy the private enclosed rear patio, perfect for relaxing or entertaining. An oversized, detached one-car garage with alley access provides additional parking and storage space. Don't miss this opportunity to enjoy low-maintenance townhome living in the sought-after Lake Park community!

6034 Creft Circle, Indian Trail

$335,000

3 Beds ⋅ 2 Baths ⋅ 4432675 MLS

708 Winding Way Dr is a one-story Monroe home with 1,354 square feet, three bedrooms and two bathrooms. The kitchen has a range, microwave and dishwasher, with a separate dining area beside it. Sliding glass doors extend the dining area to a rear deck overlooking the lawn. In the living room, a fireplace anchors the window-facing space, while the bedroom area sits along the adjoining hall. The primary bedroom is separated from the two secondary bedrooms and has an attached bathroom. A laundry closet, covered front porch and separate carport round out the home. Included 100-Day Home Warranty with buyer activation

708 Winding Way Drive, Monroe

$315,000

3 Beds ⋅ 2 Baths ⋅ 4432461 MLS

Welcome to 2530 Arnold Dr, a charming 3-bedroom, 1.5-bath home nestled in a peaceful area of Monroe, NC! Freshly painted and featuring brand-new LVP flooring throughout, this home offers a clean, refreshed feel and a flowing floor plan with plenty of space for comfortable living and entertaining. The kitchen provides a functional space for preparing meals with convenient flow into the main living areas. A cozy fireplace adds warmth and character to the living space. Outside, enjoy a spacious front yard, large fenced backyard, and sunporch - perfect for relaxing, play, or outdoor gatherings. A backyard shed provides additional storage, while the long driveway and carport offer ample parking. Conveniently located in Monroe, this home combines comfort, functionality, and value in a desirable setting. Come see all that 2530 Arnold Dr has to offer!

2530 Arnold Drive, Monroe

$345,000

3 Beds ⋅ 2 Baths ⋅ 4432374 MLS

Welcome to 1433 Winthrop Lane! This inviting home offers 3 spacious bedrooms, 2 full bathrooms, and a comfortable layout designed for both everyday living and entertaining. Step inside to a bright and spacious living room featuring a cozy fireplace, creating the perfect setting to relax and unwind. The kitchen is beautifully appointed with stainless steel appliances, marble countertops, and plenty of natural light flowing in through the sliding glass doors. Just beyond the kitchen, the sliding doors open to a spacious backyard full of possibilities. A concrete patio provides a level area perfect for outdoor furniture, grilling, and gatherings, while the expansive yard offers plenty of room to create your own private outdoor retreat. Each bedroom offers generous space, and natural light from the windows. The primary bedroom stands out with elegant ceiling details that add a touch of luxury, while the private bathroom features a dual-sink vanity for added comfort and convenience. The dining area provides a welcoming space to enjoy meals and gather with family and friends. With its spacious interior, inviting fireplace, updated finishes, and backyard ready to be personalized, 1433 Winthrop Lane is ready to welcome its next owner.

1433 Winthrop Lane, Monroe

$300,000

3 Beds ⋅ 2 Baths ⋅ 4427263 MLS

Welcome to this charming ranch style home in the sought after Indian Trail area! Offering privacy, comfort, and convenience, this property features a fully fenced yard, a detached storage unit, and a spacious two car garage plus no homeowners’ association dues. Inside, the inviting great room showcases a cozy gas fireplace and vaulted ceilings, creating an open and airy feel that makes the home perfect for relaxing or entertaining. The single level ranch layout offers easy living with a comfortable flow throughout the home. Enjoy the privacy of your fully fenced outdoor space, with plenty of room for pets, play, gardening, or simply relaxing. The additional storage unit provides valuable space for tools, equipment, and seasonal items. Conveniently located in the desirable Indian Trail area, this home combines the appeal of a peaceful residential setting with easy access to shopping, dining, schools, parks, and major roadways. With its private yard, generous storage, two-car garage, vaulted great room, and no HOA dues, this home is a fantastic opportunity to make your own!

2007 Stepping Stone Lane, Monroe

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