Bear Lake Reserve Homes for Sale

Welcome to Bear Lake Reserve, a hidden gem nestled in the heart of Tuckasegee, North Carolina. This picturesque subdivision is a perfect blend of natural beauty and modern living, making it an ideal destination for those seeking a serene escape from the hustle and bustle of everyday life. With its stunning mountain views, pristine lake access, and lush forested landscapes, Bear Lake Reserve offers a tranquil lifestyle that many only dream of.

The community is designed for outdoor enthusiasts, featuring a range of amenities that cater to every adventure seeker. Enjoy kayaking or paddleboarding on the crystal-clear waters of Bear Lake, or explore the scenic hiking trails that wind through the surrounding mountains. The community clubhouse serves as a social hub, where residents can gather for events, relax by the fire pit, or take a refreshing dip in the pool.

For those considering a move to this idyllic area, there are a variety of homes for sale within Bear Lake Reserve. From charming cabins to luxurious lakefront properties, each home is crafted with quality and comfort in mind. Many residences boast spacious layouts, modern finishes, and breathtaking views that will leave you in awe. Whether you're looking for a permanent residence or a vacation retreat, there's a home here that will perfectly suit your needs.

Experience the best of mountain living at Bear Lake Reserve, where every day feels like a getaway. Don’t miss your chance to explore the homes for sale in this enchanting community – your dream home awaits!

Newest Bear Lake Reserve Homes for Sale

$1,150,000

4 Beds ⋅ 4 Baths ⋅ 4408565 MLS

Welcome to your mountain retreat in the sought-after community of Bear Lake Reserve. This custom-built Craftsman home, completed in 2011, offers 3,405 square feet of thoughtfully designed living space on a private 2.18-acre homesite, the perfect balance of luxury, comfort, and breathtaking natural beauty. Set against a backdrop of long-range mountain views, the home showcases timeless architecture, quality craftsmanship, and an inviting design that feels equally suited for full-time living or a weekend escape. With 4 bedrooms and 4 bathrooms, there's room for family, guests, and everyday mountain living alike. Inside, living spaces flow effortlessly from one to the next, while expansive windows frame the surrounding mountains and fill the home with natural light. The spacious covered porch provides the perfect setting for morning coffee, evening gatherings, or simply taking in the peaceful surroundings. From the stone-accented exterior to the quality finishes throughout, every detail reflects pride of ownership and true craftsmanship. Located within the gated Bear Lake Reserve community, owners enjoy access to exceptional amenities, including a private lake, marina, Lake Club, pools, fitness center, hiking trails, golf, tennis, pickleball, and a vibrant calendar of community events. The Seller is offering a $40,000 credit toward club membership. Experience the best of mountain and lake living in one of Western North Carolina's premier resort communities.

130 Cross Vine Drive Unit #226, Tuckasegee

$719,000

3 Beds ⋅ 3 Baths ⋅ 4399798 MLS

Discover mountain living at its finest in this beautifully updated cottage nestled within the pristine community of Bear Lake Reserve. This inviting home features a desirable split floor plan on the main level, showcasing a spacious primary suite with an en suite bathroom, along with two additional bedrooms and a full bath. The living room boasts vaulted ceilings and a stunning stone fireplace, creating a cozy yet open atmosphere that flows seamlessly into a screened-in porch—complete with its own fireplace—perfect for relaxing or entertaining year-round. The kitchen has been thoughtfully updated with new granite countertops, a stylish backsplash, and modern appliances, adding a touch of elegance to the heart of the home. The lower level offers an additional entertainment area featuring a bar with wine cooler and a third gas log fireplace. A bonus room and full bathroom provide flexibility for guests, a home office, or a hobby space. Step outside to enjoy a private outdoor oasis complete with a hot tub, spacious deck, fenced yard with low-maintenance astroturf, and a firepit—ideal for gatherings. This home has been extensively upgraded, including bathroom renovations, a new roof, new HVAC system with dual zone and propane backup, whole house generator, new house dehumidifer and more. Monthly Dues (2026): HOA: $495 Club: $530 Cottage Service Area: $165 Trash: $32.40 Water: $45 Additional Fees: $40,000 Initiation Fee 0.25% Club Contribution Fee $50 Setup Fee (due upon successful closing) Experience luxury mountain living with access to the exceptional amenities and natural beauty that make Bear Lake Reserve one of North Carolina’s most sought-after communities.

325 Hedgewood Drive, Tuckasegee

$1,325,000

3 Beds ⋅ 3 Baths ⋅ 4397317 MLS

A classic mountain sanctuary nestled within the exclusive Bear Lake Reserve, this three bedroom, two and a half bath home offers approximately 2,350 square feet of refined living space on a 1.93-acre lot. Accessed via the community's private road, this residence epitomizes mountain privacy and serenity. The home showcases beautiful gable-end architecture with exquisite stone rockwork and a welcoming covered porch featuring bug screening and clear vinyl panels. Inside and out, an elegant stone fireplace anchors the home, with the exterior element gracing the screened porch, perfect for year-round enjoyment. Recent updates include a new roof and siding installed in 2025. The lakefront setting reveals its magic through a graceful stone walkway descending to a private cove opening, complete with a fire pit for evening gatherings. A shared dock on the common property line provides water access via a landscaped path. Parking is accommodated by a paved pad above the home. The seller is offering a generous $25,000 credit toward dock repairs and a $40,000 credit toward club membership, exceptional value for the discerning buyer. This is a truly exceptional mountain retreat for those seeking privacy, natural beauty, and timeless elegance.

185 Songcatcher Court, Tuckasegee

$549,000

3 Beds ⋅ 2 Baths ⋅ 4393435 MLS

This cottage is a perfect mountain getaway or full time resident. It is is exceptionally well-maintained 3- bedroom, 2-bath cottage in Bear Lake Reserve. Ideally situated near the top of the street and centrally located within the community, this one-level home features an inviting open floor plan Floor to ceiling stone fireplace and open to the dining area and kitchen. The spacious primary suite includes granite-topped dual vanities and a glass walk-in shower, while the split-bedroom layout provides welcome privacy for guests. Two additional bedrooms include a queen room and an upgraded adorable four-person built-in bunk room. Outdoor living on the screened porch, complete with a woodburning fireplace and grill. The perfect place for relaxing after a day full of fun in this resort community. The community features gated cottage to greet owners and guest, small community grocery store, club house with three dining options bar, dining and pool bar. Golf course, tennis and pickleball courts, outdoor gathering parks, pools, hot tub, hiking trails and much more. Recent upgrades: French drains, exterior painted, and Railroad ties and stone for easy access to storage below cottage and a fieldstone walkway. The home also boasts an excellent rental history, making it an ideal choice for both personal and rental. Call for rental History. Go to rental unit at: thebearlakecottage.com

Tuckasegee

$1,189,000

3 Beds ⋅ 3 Baths ⋅ 4388299 MLS

Lake living at it best!. This direct lakefront custom built home is now available. The home features an open floor plan, vaulted ceiling, comfy living room, large stone fireplace and a upscale kitchen with large island. The primary suite and bath are on the first floor, 1/2 bath and the mud room has a second entrance so makes a great place to come into from the refreshing waters of beautiful Bear Creek Lake.The covered and open deck showcases the views of the lake and the mountains. The views from the entire home will make you feel you are living right on the water. The lower level features a den, 2 bedrooms, full bathroom and a perfect spot with a set of bunks called the "Bears Den". The lower deck allows another spot to hang out and the firepit is perfect for family to sit around and take in the evening sounds. This home comes fully furnished. Bear Lake Reserve is many amenities from the Lake Club with fine dining to the Tap Room for a Pub fare menu. The Lake Club has oversized covered and open decks to look over the large heated pool and look out over the sandy beach, marina and the calming waters of the lake and the mountains. Also the Lake Club features a kids pool with a slide and there are 2 hot tubs. Bear Lake Reserve has a 9 hole Jack Nicklaus Golf course, driving range and tennis/pickleball courts. Within the gated community we have many hiking trails to get out and enjoy all that beautiful Bear Lake Reserve has to offer in the Blue Ridge Mountains of North Carolina. When not enjoying your mountain getaway consider making it available as a vacation rental.

561 Harbor Ridge Drive, Tuckasegee

$515,000

3 Beds ⋅ 2 Baths ⋅ 4393187 MLS

Discover an extraordinary luxury treehouse retreat nestled within the prestigious Bear Lake Reserve. Perched among towering hardwoods and surrounded by abundant wildlife, this exceptional mountain cottage captures the enchanting feeling of living in a private treehouse while offering the comfort and sophistication of a luxury mountain home. The soothing sounds of a year-round creek create a serene backdrop, inviting you to unwind in complete harmony with nature. Thoughtfully designed with a highly desirable split-bedroom floor plan, the residence features three spacious bedrooms and two beautifully appointed bathrooms. Soaring wood cathedral ceilings, warm natural finishes, and expansive windows enhance the home's elevated treehouse ambiance while filling the interior with natural light and woodland views. Impeccably maintained and offered fully furnished, this turnkey property provides an effortless transition into the luxury mountain lifestyle. Whether enjoyed as a private retreat, seasonal getaway, or rental opportunity, every detail has been carefully curated for immediate enjoyment. This home is also equipped with high speed fiber internet! Step outside and immerse yourself in the beauty of your own woodland sanctuary, where mornings begin with birdsong and evenings are spent listening to the gentle flow of the creek beneath a canopy of hardwoods. The home's unique setting offers a rare sense of privacy and connection to nature that is increasingly difficult to find. Residents of Bear Lake Reserve enjoy access to an exceptional collection of resort-style amenities. Spend your days boating on the pristine lake, fishing in crystal-clear waters, swimming, hiking scenic mountain trails, or observing the area's remarkable wildlife and birdlife. From outdoor adventure to peaceful relaxation, Bear Lake Reserve offers an unparalleled lifestyle immersed in the natural beauty of the Blue Ridge Mountains. Experience the perfect balance of luxury, tranquility, and recreation in this remarkable mountain sanctuary. HOA fee includes: HOA, Club dues, Cottage service area, water and trash

112 Boulder Creek Lane, Tuckasegee

$1,975,000

3 Beds ⋅ 4 Baths ⋅ 4390228 MLS

Introducing Homesite 670 in Bear Lake Reserve, a remarkable new construction opportunity designed by the acclaimed Moss Creek Designs. Perched high above the mountains near Sylva, NC, this stunning 3-bedroom, 3.5-bath retreat blends modern architecture with the timeless beauty of the Blue Ridge Mountains. Crafted with stone, timber, and expansive walls of glass, the home is designed to capture breathtaking mountain and lake views while creating a seamless connection to nature. The thoughtfully designed floor plan features a spacious great room, chef-inspired kitchen, dining area, upstairs den, and multiple outdoor living spaces with inviting fireplaces. Private decks off each bedroom provide the perfect setting for morning coffee or evenings beneath the stars. Located within the gates of Bear Lake Reserve, residents enjoy access to a private lake, marina, golf, tennis, pickleball, hiking trails, fishing, kayaking, boating, dining, fitness facilities, swimming, and year-round events. This exceptional home offers a rare opportunity to create a lasting family legacy in one of WNC premier mountain-lake communities! Come soon so you can pick out your own finishes and appliances!

670 Southshore Drive, Tuckasegee

$499,000

3 Beds ⋅ 3 Baths ⋅ 4385481 MLS

Experience refined mountain living in this exquisite Mountain Laurel Cottage, nestled within the pristine gated community of Bear Lake Reserve. Thoughtfully designed with both elegance and comfort in mind, this exceptional home welcomes you with a grand foyer that opens seamlessly into a spacious open-concept floor plan. A beautifully appointed powder room along the entryway offers convenience for guests. The main living area showcases soaring vaulted ceilings and a magnificent floor-to-ceiling stacked stone fireplace, creating a warm yet sophisticated atmosphere perfect for relaxing or entertaining. The gourmet kitchen is equally impressive, featuring stunning granite countertops, an expansive breakfast bar, and an open design that allows effortless connection with family and guests alike. A dedicated laundry and mudroom with an additional exterior entrance provides the perfect transition after a day spent enjoying the natural beauty of the surrounding mountains and trails. Upstairs, you’ll find two inviting guest bedrooms and an additional full bath, offering comfort and privacy for family and visitors.As a resident of Bear Lake Reserve, enjoy access to an extraordinary collection of luxury amenities including swimming, hiking trails, championship golf, pickleball, tennis, fine dining, and a vibrant lakeside clubhouse, along with activities and camps for children. Discover the perfect blend of mountain charm and upscale living. Schedule your private showing today

65 Whispering Falls Court, Tuckasegee

$3,500,000

7 Beds ⋅ 5 Baths ⋅ 4381365 MLS

Tucked along the shores of Bear Creek Lake, 60 Shoreline Drive represents one of the most exclusive opportunities within Bear Lake Reserve. Positioned on a rare 1.74-acre double lot, this legacy-caliber lakefront property offers an unmatched combination of privacy, direct waterfront access, and walkable convenience to the community’s premier amenities.Unlike the vast majority of homes in Bear Lake Reserve, this property features its own private dock with direct access to Bear Creek Lake. The oversized homesite provides protected privacy on both sides of the residence, creating a secluded mountain-lake setting that is increasingly difficult to replicate.Despite its private feel, the home enjoys one of the most desirable locations in Bear Lake Reserve, with a short walk to the Lake Club, pools, dining, fitness facilities, and lakefront amenities. Shoreline Drive is also one of only two streets in the community offering high-speed fiber internet, blending refined mountain living with modern connectivity.Encompassing more than 4,600 square feet, the residence features seven bedrooms and four-and-a-half baths, thoughtfully designed to accommodate both intimate family living and large gatherings. One of the home’s standout spaces is a custom built-in bunk room, creating the perfect retreat for guests and multi-generational lake weekends. Timeless mountain architecture, soaring ceilings, expansive windows, and warm natural materials combine to create an atmosphere that feels both tasteful and welcoming. Open-concept living areas flow seamlessly to outdoor entertaining spaces overlooking the lake and surrounding mountains. Properties offering this level of privacy, direct lake access, walkability, acreage, and connectivity rarely become available in Bear Lake Reserve. 60 Shoreline Drive stands as one of the community’s premier single-family offerings — Schedule your showing today!

60 Shoreline Drive, Tuckasegee

$1,500,000

3 Beds ⋅ 3 Baths ⋅ 4383466 MLS

Nestled on a private cove of pristine Bear Creek Lake in the gated Bear Lake Reserve, "The Mustard Seed" is an Arts & Crafts–style lakefront retreat offering sweeping long-range vistas and direct water access. The gourmet kitchen features a huge island, gas range and bar seating, plus a formal dining room. Main level living includes a large family room, screened porch and expansive wraparound decks on both levels with panoramic views of the lake and Cedar Cliff rock outcropping. Three bedrooms and three baths plus an art loft/office with inspiring lake views. Finished guest quarters on the lower level with a morning kitchen (sink, mini fridge, microwave, coffee bar) provide private space for guests or in-law living. Single attached Golf Cart/Side-by-Side Garage, Oversize Double Detached Garage with storage. Shared dock for boat, kayaks and toys. Furnishings negotiable; sale includes boat, kayaks and paddle board. Private gated mountain-lake resort with Jack Nicklaus–designed 9-hole golf, Lake Club with full-service dining, pools, lake access, tennis, fitness and more. Come see and feel the Rustic Elegance of Bear Lake Reserve!

98 Eagle Watch Drive Unit #Lot 99, Tuckasegee

$675,000

4 Beds ⋅ 4 Baths ⋅ 4375575 MLS

Discover the ultimate turnkey retreat at 83 Allspice, a meticulously maintained sanctuary in the premier gated community of Bear Lake Reserve. Offered fully furnished, this residence represents a rare opportunity to acquire a spacious, move-in-ready home that ideally balances luxury and mountain charm. The light-filled interior features an open-concept great room with newly updated wood floors, tongue-and-groove vaulted ceilings and a cozy stone fireplace ideal for crisp evenings. The desirable layout includes a main-level primary suite featuring an en-suite bath with granite countertops and a walk-in shower. Two additional guest bedrooms are on the upper level, while the fully finished lower level boasts a second bonus family room and a secondary main suite, providing an ideal footprint for hosting guests or a premium rental setup. Relax on dual-level decks offering total immersion in the tranquil forest canopy. The property is as functional as it is beautiful, featuring high-value upgrades including a professionally encapsulated crawl space and a dedicated covered ATV storage bay, a must-have for the mountain lifestyle. Centrally located, you are a short golf cart ride from the 14,000-square-foot Lake Club, Jack Nicklaus Design golf course, and tennis/pickleball courts. Enjoy miles of private hiking trails, stream fishing and a vibrant year-round social calendar. The property is enrolled in the Bear Lake Reserve rental program, and income history is available on request. Just bring your gear and start living the lake life!

83 Allspice Court, Tuckasegee

$485,000

3 Beds ⋅ 2 Baths ⋅ 4359488 MLS

Here's your opportunity to buy this fully furnished cottage 3 bedroom 2 bathroom within the gated community of beautiful Bear Lake Reserve. Sit in the living room and enjoy the large stone fireplace. Well equipped kitchen and dining area makes the perfect spot to enjoy your mountain retreat. The primary suite is on the first floor with full bathroom. Also, there are 2 more bedrooms and a main bathroom. Sit on the large screened porch to enjoy the quiet space.Bear Lake Reserve is a very active community with many year around events. Enjoy the 9 hole Jack Nicklaus golf course with driving range , tennis and pickleball courts. At the Lake Club enjoy fine dining to the Tab Room for pub fare, Bear n Bean shop, Fitness center and theater. Sit out of the decks overlooking the heated pools and views of Bear Creek Lake. The lake is a full recreational lake and our sandy beach is the perfect spot to enjoy the refreshing waters of the lake. We offer boats to kayaks to get out on the lake. Bear Lake Reserve offers you to be part of a active community with many hiking trails throughout the 2,100 acres. When not enjoying you mountain retreat considering making it available as a vacation rental.

82 Meadow Ridge Court, Tuckasegee

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Listings provided courtesy of Triangle MLS, Inc. of NC, Internet Data Exchange Database. Information deemed reliable but not guaranteed. © 2026 Triangle MLS, Inc. of North Carolina. Data last updated .