Belterra Homes under $400,000

Welcome to Belterra, a charming subdivision nestled in the vibrant city of Charlotte, North Carolina, within the picturesque Mecklenburg County. This community perfectly marries modern living with the tranquility of suburban life, making it an ideal haven for families, young professionals, and anyone looking to put down roots in a welcoming environment.

Belterra boasts a delightful array of homes, with many available for under $400,000. This affordability doesn’t mean compromising on quality; instead, it opens doors to stylish residences that feature contemporary designs, spacious layouts, and inviting outdoor spaces. Imagine coming home to a beautifully crafted abode that reflects your personal style while remaining comfortably within your budget.

The subdivision is not just about the homes; it’s about the lifestyle. Residents enjoy access to a variety of amenities, including parks, walking trails, and recreational facilities that promote an active and engaged community. The neighborhood is also conveniently located near major highways, providing quick access to the bustling heart of Charlotte, where you can explore a plethora of dining, shopping, and entertainment options.

Families will appreciate the highly-rated schools in the area, ensuring that children receive a top-notch education. Additionally, the friendly atmosphere and community events foster connections among neighbors, creating a true sense of belonging.

If you're looking for a place that combines affordability with charm and convenience, Belterra in Charlotte is the perfect choice. Discover your dream home today and embrace the vibrant lifestyle that awaits you in this lovely subdivision!

Newest Belterra Homes under $400,000

$382,500

4 Beds ⋅ 3 Baths ⋅ 4431090 MLS

$5000 seller paid closing costs and all appliances included!!! Located on a quite Col de sac and only 15 minutes from Uptown. When you walk in the open-concept great room flows into the kitchen, where a large island makes a natural spot to cook, gather and entertain. Upstairs, a flexible loft and a study nook give you room for a media space or play area. The primary suite is a true retreat, with a spacious ensuite bath and a walk-in closet. Out back, the patio is ready for morning coffee or grilling dinner. The home's energy-efficient construction helps keep utility costs down and comfort up all year. Belterra puts you in a prime northwest Charlotte location, minutes from shopping, dining and entertainment at Riverbend Village, Northlake Mall and Uptown Charlotte. Quick access to I-485 and Hwy 16 makes commuting easy. Free 0.5% rate buy down available through fairway mortgage!

1107 Harland Street, Charlotte

$359,000

3 Beds ⋅ 3 Baths ⋅ 4430535 MLS

SELLER FINANCING AVAILABLE, $5,000 towards closing costs. Or 100% Financing through FNB with Seller Assistance towards rate buy down. Almost new and Move-In ready. Welcome home to this energy-efficient, two-story residence in the highly desirable Belterra community. Located in an established neighborhood, allowing you to enjoy the benefits of newer construction without the ongoing construction noise, traffic, and inconvenience that often come with growing communities. Ideally situated just minutes from shopping, dining, schools, and entertainment, Belterra offers convenient access to Uptown Charlotte, Northlake Mall, Mount Holly, the U.S. National Whitewater Center, and Charlotte Douglas International Airport. Inside, you'll find a bright and spacious open floor plan featuring a large living area, versatile loft, attached two-car garage, and a generous primary suite designed for comfort and relaxation. The backyard provides the perfect setting for outdoor gatherings, relaxing evenings, and enjoying warm Carolina weather. The well-appointed kitchen is the heart of the home, complete with a large center island, ample storage, and modern appliances that are all included, ideal for everyday living and entertaining. This property QUALIFIES for 100% FINANCING with no PMI and $5,000 in towards closing costs or rate buy down.

1160 Harland Street, Charlotte

$348,000

3 Beds ⋅ 3 Baths ⋅ 4419812 MLS

Stellar. Immaculately kept home, built in 2023. Inviting hallway, leads into home. No walking right into the home- here. Open kitchen space for dining and entertaining. Amazingly large island to see and conversate with everyone in the room. Great for Thanksgiving and Charistmas. Beautiful flooring, no carpet downstairs. Upstairs, loft area, can be used as office or lounge space. Three very nice sized bedrooms. Beautiful spacious bathroom in Primary Suite. And Crazy Huge Walk-In Closet. The backyard is a corner lot that beats every backyard on the street for space and entertaining. Homeowners will enjoy prime location with incredible access to nearby shopping, dining and entertainment at Riverbend Village, Northlake Mall and Uptown Charlotte. Morning commutes are a breeze with I-485, Hwy 16 and local schools just minutes away. Schedule a tour today. The has features designed to help you enjoy more savings, better health, real comfort and peace.

1224 Harland Street, Charlotte

$375,000

3 Beds ⋅ 3 Baths ⋅ 4367795 MLS

PRICE IMPROVEMENT!!! Discover the perfect blend of style, comfort, and convenience in this beautifully maintained residence. Situated on a quiet street, this property offers an exceptional layout designed for both vibrant entertaining and relaxed everyday living. Enjoy the serenity of a peaceful neighborhood without sacrificing urban proximity. Located approximately 10-15 minutes from Uptown Charlotte, you are perfectly positioned to enjoy a plethora of local dining, premier entertainment, and celebrated nightlife. 1135 Harland Street places you right where you want to be—offering a tranquil retreat just moments from the energy of the city. Up to 1% credit w/ preferred lender. Schedule your private tour today and experience this Charlotte gem for yourself!!!

1135 Harland Street, Charlotte

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Listings provided courtesy of Triangle MLS, Inc. of NC, Internet Data Exchange Database. Information deemed reliable but not guaranteed. © 2026 Triangle MLS, Inc. of North Carolina. Data last updated .

Belterra Homes under $400,000

Newest Belterra Homes under $400,000

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