Cross Creek Homes under $400,000

Welcome to Cross Creek, a hidden gem nestled in the heart of the U.S. that offers an inviting blend of community charm and modern living. This vibrant subdivision is perfect for those seeking a serene environment without sacrificing convenience. With its picturesque tree-lined streets and beautifully manicured lawns, Cross Creek is a place where neighbors become friends and families thrive.

One of the standout features of Cross Creek is the impressive selection of homes available for under $400,000. This makes it an ideal choice for first-time buyers, young families, or anyone looking to downsize without compromising on quality. The homes in this subdivision boast a variety of styles and designs, ensuring there is something to suit every taste. From cozy single-story ranches to spacious two-story family homes, each property is thoughtfully designed to maximize comfort and functionality.

Living in Cross Creek means you’ll enjoy access to a wealth of amenities. Residents can take advantage of nearby parks, walking trails, and recreational facilities, making it easy to stay active and enjoy the great outdoors. Additionally, the community is conveniently located near shopping centers, schools, and dining options, ensuring that everything you need is just a stone's throw away.

In Cross Creek, you’ll find not just a house, but a place to call home. With affordable housing options and a friendly community atmosphere, it’s no wonder that this subdivision is becoming a sought-after destination for those looking to settle down. Come explore Cross Creek, where your dream home awaits!

Newest Cross Creek Homes under $400,000

$349,900

4 Beds ⋅ 3 Baths ⋅ 4428148 MLS

This meticulously maintained four-bedroom, three full bath condo that is nestled among the trees in Cross Creek is ready for new owners. The main level, with hardwood floors, has an open flow from the family room, kitchen, and dining area. The spacious family room is highlighted by a fireplace with gas logs and vaulted ceiling. Enjoy preparing your meals in the kitchen, with granite countertops and stainless appliances, including convection microwave, that overlooks the dining area, making a great entertainment space. A cozy sunroom that can also serve as an office is a great addition to this home. A primary bedroom with private bath is on the main level as well as two additional bedrooms and a second full bath. Need a second primary suite? This one is for you! The upstairs is a great second primary suite with full bath that could serve as a fabulous guest area. A covered deck overlooks the natural landscaping of this condo community. Storage space on the lower level is an added bonus. The community pool is going to make those summer days cooler and the clubhouse, with mini-kitchen and furniture, can be reserved for special events at no charge. Located in a great area and in close proximity to shopping, hospital, grocery stores, and so much more, you don't want to miss seeing this one.

838 Bridgewood Drive, Rock Hill

$255,000

3 Beds ⋅ 2 Baths ⋅ 10189130 MLS

Major renovations to this 3 Bedroom, 2 Full Bath home on a Large Corner Lot. All on One Level. Front Porch and a Nice size covered back porch with "kitchen door" entrance. Lots of room for kiddos and pets to roam in the large back yard. No HOA! New items include: Exterior vinyl Siding, Windows, most doors, Luxury Vinyl Flooring, Walk-in Shower with custom glass enclosure, new cabinetry and island in kitchen, baths with new toilets and sinks, custom light fixtures and ceiling fans, modern wall mounted fireplace, Primary bath has heated flooring, "Smart" thermostats for HVAC, multilight ceiling fans, smooth ceilings, etc.

600 River Rd, Selma

$352,690

5 Beds ⋅ 3 Baths ⋅ LP768006 MLS

Room to live, room to gather, and room to grow—with 5 bedrooms, 3 bathrooms, and approximately 2,511 square feet, this beautifully designed two-story home offers the flexibility today’s buyers want without sacrificing comfort or style. At the heart of the home, the kitchen, dining area, and family room create an inviting space made for everyday life as well as life’s special occasions. This kitchen features stainless-steel appliances, a generous kitchen island, and a walk-in pantry, giving you the perfect setup for everything from a quick breakfast before you leave the house to memorable gatherings. At the front of the home, French doors lead you into your flex room—use it as a formal dining room or whatever suits your needs. This home also offers the versatility of a 1st-floor bedroom paired with a full bath—ideal for overnight guests or multigenerational living. Upstairs, the spacious primary suite offers a peaceful retreat with dual walk-in closets, dual vanities, a walk-in shower, and a separate water closet for privacy. Three additional bedrooms provide plenty of space for family and guests, while the loft creates even more possibilities. Use it as a gaming room, home gym, study area, home library, or a play space. Designed to stay functional for you as your needs change over time, this beautiful home in the welcoming community of Cross Creek is waiting for you.*Photos are not of the actual home or interior features and are representative of floor plan only.

66 Firehawk Dr, Spring Lake

$356,990

5 Beds ⋅ 3 Baths ⋅ LP767999 MLS

27 Windrose Lane is a spacious 2-story home designed to give you room for everyone and everything. With approximately 2,804 square feet, this 5-bedroom, 3-bath home features a 2-car garage and a flexible layout. A welcoming foyer opens to an open-concept main level, with the kitchen, dining area, and family room open to one another. At the front of the home, there is a convenient 1st floor bedroom and a full bath great for multigenerational living or hosting guests. The elegant finishes of this home add a polished touch, creating a warm and inviting environment. The Kitchen is made for gathering, featuring quartz countertops, stainless steel appliances, a walk-in pantry, and a generous center island with plenty of room for meal prep and casual seating. Just off the kitchen, the rear patio provides an easy spot to enjoy the outdoors. Upstairs the loft offers additional space for a home office or whatever your lifestyle calls for. The primary suite provides a private retreat with a spacious walk-in closet and en-suite bathroom featuring dual vanities, a walk-in shower, a separate water closet, and an additional walk-in closet! 3 additional bedrooms and a full bath are also upstairs. With 5 bedrooms, 3 full bathrooms, multiple living spaces, and thoughtful details throughout the home, 27 Windrose Lane offers flexibility and space to truly make yourself at home.*Photos are not of the actual home or interior features and are representative of floor plan only.

27 Windrose Ln, Spring Lake

$337,740

3 Beds ⋅ 3 Baths ⋅ LP767988 MLS

Located at Cross Creek in Spring Lake, 129 Discovery Way offers the kind of versatility that makes a home work for real life. This two-story home features approximately 2,340 square feet, 3 bedrooms, 2.5 bathrooms, and a 2-car garage.The first-floor layout brings the main living spaces together, with the kitchen opening to the dining area and great room. This layout keeps everyone connected without sacrificing the room to spread out. The kitchen features quartz countertops, stainless-steel appliances, a center island, and a walk-in pantry. Near the front of the home, behind elegant French doors, the flex room can take on whatever role makes the most sense for you—a home office, study, playroom, or extra living space. Out back, the patio gives you a natural spot for enjoying your morning coffee or winding down at the end of the day. Upstairs, the primary suite features a walk-in closet and a private bathroom with dual vanities, a walk-in shower, and a separate water closet. Two additional bedrooms share a full bathroom, while the loft adds another flexible space to use as you see fit. Set it up as a media room, workspace, play area, or a lounge. A centrally located second floor laundry room keeps laundry close to the bedrooms to make one of life’s chores easier! Life at Cross Creek offers planned amenities including a walking path, pollinator park, pavilion, and community bench swing pocket park—giving residents places to unwind and enjoy the outdoors.With a flexible layout, practical features, and plenty of ways to enjoy the community around you, 129 Discovery Way is a home that gives you the freedom to shape the way you live at Cross Creek.*Photos are not of the actual home or interior features and are representative of floor plan only.

129 Discovery Way, Spring Lake

$333,990

4 Beds ⋅ 2 Baths ⋅ LP767976 MLS

Welcome to 111 Firehawk Drive in Cross Creek, where modern design and everyday convenience come together. This approximately 1,891 square-foot, single-story home offers 4 bedrooms, 2 bathrooms, and a 2-car garage, with an open layout designed to make the most of every space. At the heart of the home, the family room, kitchen, and dining area come together in an inviting open-concept design. The kitchen features stylish shaker-style cabinetry, quartz countertops, a ceramic tile backsplash, stainless steel appliances, and a spacious island, creating a beautiful and functional hub for both everyday meals and entertaining friends or family. Beyond the home’s walls, Cross Creek offers planned amenities including a walking path, pollinator park, pavilion, and community bench swing pocket park—giving residents places to unwind and enjoy the outdoors. Enjoy convenient access to shopping, dining, recreation, Fort Brag, Fayetteville State University, nearby golf courses, and outdoor destinations including Carvers Creek State Park. Only 54 miles from Raleigh-Durham International Airport, you can ensure connectivity to domestic and international travel. With four bedrooms, single-level living, modern finishes, and a convenient location, 111 Firehawk Drive offers an inviting blend of comfort, style, and functionality at Cross Creek in Spring Lake.*Photos are not of the actual home or interior features and are representative of floor plan only.

111 Firehawk Dr, Spring Lake

$218,000

3 Beds ⋅ 2 Baths ⋅ 10172227 MLS

Fully renovated and move-in ready! Welcome to this beautifully updated three-bedroom, two-bathroom home located in the established Cross Creek community of Fayetteville. Recent improvements include new siding, windows, interior and exterior doors, flooring throughout, crawlspace enhancements, and a newly constructed deck, providing peace of mind and modern style. The spacious floor plan offers comfortable living with generous bedrooms and functional gathering spaces. Conveniently located near downtown Fayetteville, shopping, dining, schools, and major highways, this home is ready for its next owner.

331 Cross Creek St, Fayetteville

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Listings provided courtesy of Triangle MLS, Inc. of NC, Internet Data Exchange Database. Information deemed reliable but not guaranteed. © 2026 Triangle MLS, Inc. of North Carolina. Data last updated .