Cumberland Harbour Real Estate

Welcome to Cumberland Harbour, an enchanting waterfront subdivision nestled in the picturesque city of St. Marys, Georgia. This hidden gem in Camden County offers a unique blend of Southern charm and modern living, making it the perfect place to call home.

Cumberland Harbour is renowned for its stunning natural beauty, featuring lush landscapes and breathtaking views of the marshes and waterways. Residents enjoy a relaxed coastal lifestyle, with easy access to outdoor activities such as kayaking, fishing, and hiking. The community is surrounded by serene nature trails and is just a stone's throw away from the pristine beaches of Cumberland Island National Seashore, where you can immerse yourself in the tranquility of untouched nature.

Beyond its natural allure, Cumberland Harbour boasts a variety of top-notch amenities designed to enhance your living experience. The community features a beautiful clubhouse, a sparkling swimming pool, and well-maintained tennis courts, perfect for family gatherings or a friendly match with neighbors. With a strong sense of community, residents often come together for social events and activities, fostering lasting friendships and connections.

Conveniently located near the charming downtown area of St. Marys, residents have easy access to delightful shops, restaurants, and cultural attractions. The proximity to major highways also makes commuting to nearby cities like Jacksonville and Brunswick a breeze.

Whether you’re looking to retire, raise a family, or simply enjoy a vibrant community, Cumberland Harbour offers an idyllic setting that truly feels like home. Come explore the endless possibilities that await you in this beautiful subdivision!

Newest Listings in Cumberland Harbour

$62,000

1659744 MLS

Marsh front building site on cul-de-sac in the gated community of Cumberland Harbour! With no required time frame to build, buy now and build when the time is right for you. Home rendering shown in listing is an idea of acceptable home for this property - Seller willing to share architectural plans with offer. Subject to ARB approval. Cumberland Harbour offers a community day dock, tennis, basketball, pickleball courts, 3 pools, gym and community room.

105 Helm Ct, St. Marys

$39,000

1659445 MLS

38 Wooded lot in beautiful Cumberland Harbour. Amenities include 3 pools one is heated, 6 tennis courts, 2 pickle ball courts, poolside roofed over patio with fireplace for cool evening meetings, a gathering place with kitchen and bar for larger gatherings, day dock, and kayaking. Tree Survey and under brushing are complete. Real Estate Agent must accompany for entrance into community. Seller is a Licensed Real Estate Agent in the state of Florida.

106 Overlook Ln, St. Marys

$84,000

1659792 MLS

Imagine building your custom coastal retreat where every day begins with peaceful water views and ends with breathtaking sunsets. Located on a large lakefront homesite within the prestigious gated community of Cumberland Harbour, this exceptional lot offers the rare combination of space, privacy, and natural beauty.Nestled near a quiet cul-de-sac, the setting feels private and serene — an ideal backdrop for designing a home that embraces indoor-outdoor living and captures the calming presence of the water. Whether you envision expansive windows, outdoor entertaining spaces, or a tranquil backyard escape, this homesite provides endless possibilities to create something truly special.Cumberland Harbour is known for its resort-style coastal lifestyle, offering lush surroundings, walking trails, pools, fitness center, tennis, and waterfront access, all just minutes from historic downtown St. Marys and the Georgia coast. Here, nature and luxury blend seamlessly, creating a community where life moves at a more intentional, relaxed pace.This is more than a homesite — it’s an opportunity to create a lifestyle centered around beauty, connection, and the water.

106 Wild Horse Ct, St. Marys

$249,900

1661418 MLS

Deepwater Access with easily transferable dock permit!! This beautiful property boasts direct access to deepwater, making it an ideal location for boating enthusiasts, water sports lovers, and fishing aficionados. Build your dock and launch your boat right from your backyard and explore the open waters with ease. Just a short boat ride to Cumberland Island, Amelia Island or the ICW. With a vacant lot currently on either side of the property, enjoy added privacy! Located within the gated community of Cumberland Harbour, enjoy amenities offered such as tennis, pickle ball and basketball courts, fitness center, walking trails, community day dock and 3 pools. *Must be with agent to enter community.

203 Timucuan Ct, St. Marys

$40,000

1658536 MLS

Build your dream home in the prestigious gated community of Cumberland Harbour in beautiful St. Marys, Georgia. This .45-acre homesite offers the perfect opportunity to create your forever home, vacation retreat, or coastal escape surrounded by nature and water access.Located just minutes from Cumberland Island and the Atlantic Ocean, this property delivers the relaxed coastal lifestyle buyers are searching for. Enjoy resort-style amenities including a clubhouse, fitness center, pool, tennis and pickleball courts, walking trails, parks, boat ramp access, and community docks.Surrounded by stunning custom homes and natural beauty, this homesite combines privacy, lifestyle, and long-term value in one of coastal Georgia’s most desirable gated communities.Whether you're dreaming of retirement near the coast, building a second home getaway, or creating a place for generations to gather, this is an opportunity you don’t want to miss.

Overlook Ln, St. Marys

$68,500

1659300 MLS

East facing marsh front lot in Cumberland Harbour, south east Georgia's premier gated community. Community . Amenities include heated swimming pool, kiddy pool, gym. Pickle ball and tennis courts, walking path and kayak launch, etc.. Ready to be built on! Some seller financing available!

307 Stern St, St. Marys

$15,000

1656998 MLS

Build your dream home in the beautiful Cumberland Harbour community in St. Marys, GA. This 0.15-acre lot offers the perfect setting for coastal living. Cumberland Harbour is a private, gated community with an attended entrance, offering top-notch amenities and a peaceful lifestyle. Residents enjoy access to multiple swimming pools, tennis courts, pickleball courts, a fitness center, playground, and a day dock for boating and kayaking. Whether you’re looking for an active lifestyle or a relaxing coastal retreat, this neighborhood has it all. Surrounded by natural beauty, winding trails, and water views, this property offers a unique opportunity to build in a community that balances recreation and tranquility. Conveniently located near historic downtown St. Marys, with easy access to Kings Bay Naval Base, Jacksonville, and the Georgia coast, Cumberland Harbour is ideal for those seeking both privacy and convenience. Don’t miss your chance to own a piece of this exceptional coastal community—schedule your showing today and start planning your dream home in Cumberland Harbour.

Stern St, St. Marys

$14,900

1655331 MLS

Discover this beautiful buildable lot sitting on a quiet street. This homesite is in one of south Georgia's premier gated communities. This lot offers peaceful views and access to top-tier amenities, making it an ideal location for your custom-built home. Cumberland Harbour provides a perfect blend of natural beauty and resort-style living. Enjoy the tranquility of this buildable lot while being part of a thriving coastal community with outstanding community features like: Deepwater access from the Community Dock to the St. Marys River, Intracoastal Waterway, and the Atlantic Ocean, 24/7 gated security, amenities including 3 pools, tennis and pickleball courts, basketball courts and walking trails close to historic downtown St. Marys, with ferry access to Cumberland Island. Build your coastal dream home in Cumberland Harbour and experience the best of coastal living. Gated Community with restricted access. Showings require advanced notice, interested parties must be accompanied by a licensed real estate salesperson.

00 Charleston Way, St. Marys

$35,000

1659114 MLS

Located in the Cumberland Harbour community, this 0.34-acre lot offers the perfect setting to build your custom dream home. Situated on a cul-de-sac, this homesite provides added privacy while still being surrounded by the charm of this coastal neighborhood. Cumberland Harbour is a gated community featuring a neighborhood dock, resort-style pool, tennis courts, playgrounds, and beautifully maintained common areas. Enjoy a lifestyle that blends coastal living with convenience, just minutes from historic downtown St. Marys, Kings Bay Naval Submarine Base, and easy access to Cumberland Island and Northeast Florida. This lot presents a wonderful opportunity to build in one of Camden County’s most sought-after communities.

V/L 593 Tattnal Lane, St. Marys

$50,000

1654563 MLS

Located in gated community of Cumberland Harbour, Lot 393 on Bonito Loop offers the perfect opportunity to build your dream home. Surrounded by nature and just minutes from the water, this spacious lot is ideal for enjoying all the amenities the community has to offer, including pools, tennis courts, walking trails, and more. Don’t miss your chance to own a piece of coastal paradise.

Bonito Loop, St. Marys

$195,000

1649011 MLS

Beautiful Marsh/Deep Water Lot on Point Peter Creek. Located in the gated community of Cumberland Harbour with 24/7 gate guard, manicured common areas, amenities include pools, tennis courts, pickle ball courts, fitness center, day dock, playground, stocked lakes, bike trails, parks. A wonderful place to build your home. There is NO TIME LIMIT to Build.Clients must be accompanied by Realtor to enter communityLot size .38 upland, .18 Wetland, .78 Marsh - see attached survey.DNR and Corps of Engineers paperwork on dock approval also attached.

211 Overlook Ln, St. Marys

$65,000

1661786 MLS

Gorgeous half acre lot with water/pond frontage settled at the end of a quiet cul-de-sac street in gated neighborhood, Cumberland Harbour. Easy access to Kings Bay Naval Base, major highways, and shopping/dining, and only 20 minutes to the Florida state line. Cumberland Harbour offers a lifestyle to its residents; pickleball, bocce, tennis, and basketball courts, weekly & monthly meet ups for all interests including but not limited to book clubs, games, and fitness. Enjoy the pools, playground, Spring House and Pavillion, day dock, fitness center, or the expansive views from Cumberland Harbour Beach. Just a few minutes by boat to reach the Atlantic makes day trips to Fernandina Beach a breeze. Build your dream home surrounded by peace and privacy.

115 Tacatacoru Ct, St. Marys

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Listings provided courtesy of Triangle MLS, Inc. of NC, Internet Data Exchange Database. Information deemed reliable but not guaranteed. © 2026 Triangle MLS, Inc. of North Carolina. Data last updated .