Mill Creek Homes under $400,000

Welcome to Mill Creek, a charming subdivision nestled in the heart of North Carolina, where modern living meets serene landscapes. This delightful community offers a perfect blend of comfort and convenience, making it an ideal choice for families, young professionals, and anyone seeking a peaceful retreat without sacrificing accessibility to urban amenities.

One of the standout features of Mill Creek is its attractive selection of homes priced under $400,000. Here, you will find a variety of well-designed residences that cater to diverse lifestyles and preferences. From cozy single-family homes with spacious backyards to contemporary townhouses that promote a low-maintenance lifestyle, Mill Creek has something for everyone. Each property showcases quality craftsmanship and modern finishes, ensuring that you can find a home that not only fits your budget but also reflects your personal style.

The community itself is surrounded by lush greenery, providing residents with a picturesque environment to unwind and enjoy the great outdoors. With nearby parks, walking trails, and recreational facilities, Mill Creek is perfect for those who appreciate an active lifestyle. Additionally, the subdivision is conveniently located close to shopping centers, dining options, and top-rated schools, making it an ideal place for families to grow and thrive.

Experience the charm and warmth of Mill Creek, where affordability meets quality living. Discover your dream home today in this inviting North Carolina neighborhood, and embrace a lifestyle of comfort, convenience, and community.

Newest Mill Creek Homes under $400,000

$319,900

3 Beds ⋅ 2 Baths ⋅ 10195149 MLS

Tired of tiny lots and houses packed side by side? This Youngsville ranch gives you nearly 3/4 of an acre and one-level living in an established neighborhood. Inside, the good decisions continue with quartz countertops, tile backsplash and stainless steel appliances. Wide plank flooring throughout the main living areas. Outside, .69 acres gives you an actual yard to garden or add a fire pit. New roof 2026. Minutes from Downtown Youngsville, US-1, Wake Forest and Raleigh . Bigger lot. One level. Turns out you don't have to pick just one. Staged photos for illustration only, to show the home's potential.

137 Mill Creek Dr, Youngsville

$280,000

3 Beds ⋅ 2 Baths ⋅ 10193770 MLS

128 Madeline Ct is a one-story Youngsville home with 3 bedrooms, 2 bathrooms, and 1,412 square feet of living area. Built in 2000, the home includes a kitchen with ample cabinetry and workspace, connected dining and living areas, and a fireplace that anchors the main gathering room. The bedrooms and bathrooms are arranged along a practical single-level layout. French doors open from the dining area toward the rear deck and screened porch, extending the living space outdoors. The wooded backyard provides room for recreation, while the interior maintains clear separation between gathering and sleeping areas.

128 Madeline Ct, Youngsville

$375,000

2 Beds ⋅ 3 Baths ⋅ 10193333 MLS

The Villas at Mill Creek are calling you!! This 2 bedroom 2 1/2 bath unit with a loft that can serve as a 3rd bedroom is roomy and efficient. Large open living area with lots of light and gas log fireplace for that cozy feel on winter nights. First floor primary bedroom with a huge bath features a spacious walk in closet. Second bedroom and full bath with loft are on the second level. Loft has lots of room for a home office or third bedroon. Cathedral ceilings provide that roomy feel. Roomy kitchen with lots of storage. The deck gives you a private area to enjoy the outdoor space. The golf course and other amenities are close by for your enjoyment. Pool, tennis courts, and landscaping are provided with your HOA fee! Call your agent and come take a look!!

112 Gene Sarazen Dr, Mebane

$249,900

2 Beds ⋅ 2 Baths ⋅ 4417839 MLS ⋅ Mill Creek BLDG.

Secured via code building in the heart of downtown Cornelius where you could access grocery, drug store, restaurants and the Cain center for arts all with no car! This thoughtful floor plan has a balcony on rear and off the front living area to enjoy the large tree lined street. Bedrooms have walk in closets and separated each having a full bath to utilize. Owners have just put in new lighting, dishwasher, kitchen fooring, kitchen counter tops and new dark door hardware.Enjoy the freshly painted interior in a nice neutral color. Living area comes equipped with a fireplace and an open view to kitchen. Enjoy the space for eat in dining table in addition to plenty of room for barstools at the large kitchen peninsula . This unit also offers a nice amenities such as a gym and pool! A very rare price to live in Cornelius, with low HOA dues. Price improvement so take advanatage! GREAT NEW PRICE even though updates have been done! Take advantage

21246 Hickory Street, Cornelius

$293,000

2 Beds ⋅ 2 Baths ⋅ 4409385 MLS

There is a particular kind of freedom in a home that asks nothing of you. 16A Willow View Drive, thoughtfully designed as one half of a two-unit building, sits inside a gated community just minutes to downtown Franklin. Positioned beautifully at the end of the road for maximum privacy, everything about this home is built for the part of life where the mountains are enjoyed rather than maintained. One story, no stairs anywhere, and a whole community to enjoy the outdoors. The kitchen opens to the living space, laundry is on the main level, and the attached garage lets you come in without ever standing in the rain. The living room runs the length of the home and opens to a screened porch facing the ridges. In winter, the mountains show through clearly. In summer, the porch stays shaded and cool, becoming the place for morning coffee and evening slowdowns. The split bedroom plan gives the primary suite its own side of the house with a walk-in closet, which matters when your favorite guests show up. What sets this one apart is what you will never have to do. You'll start with newly installed flooring and a fresh coat of interior paint throughout. In the past two years, the roof and the HVAC system have been replaced, and the parking area has been recently resurfaced. The POA maintains the lawn, grounds, home exterior, and ongoing parking area maintenance. Community water and public sewer mean no well and no septic. You can lock the door in October, spend two months elsewhere, and come back to a place that looks exactly the way you left it. The clubhouse and walking trails are there when you want them. For those who love to hit the links, you are also incredibly close to the Mill Creek Golf Course. Designed by renowned architect Bruce Devlin, this 18-hole, regulation-style resort course perfectly showcases the scenic mountain surroundings while offering a rewarding challenge for players of all skill levels. Beyond the greens, Franklin is 10 minutes away for groceries, the hospital, and the gem mines. The Nantahala, the Appalachian Trail at Standing Indian, and the whole western half of the Smokies open up from here. This is the mountain townhome for the people who came for the mountains, not for the yard work.

16A Willow View Drive, Franklin

$365,000

3 Beds ⋅ 2 Baths ⋅ 4412839 MLS

A space that offers a sense of calm, exactly how being at home should feel. An open one-level layout, high ceilings & wide sightlines invite you to let go of the day & breathe a little deeper. Natural light touches every corner, a feature houseplants will happily endorse. The kitchen feels naturally connected to the living area, with granite counters, stainless appliances & a roomy pantry, while the fireplace provides a warm focal point. Graceful architectural arches frame the dining room, adding softness, character & definition to the open layout. Soft grey-blue walls & ceramic tile create continuity thru-out. Durable, pet friendly & easy to clean, the tile also eliminates carpet altogether. Privacy is built into the floor plan, with the primary suite tucked on one side of the home & two secondary bedrooms on the other. Thoughtful primary bath updates pair white marble-look tile with a clean, calming aesthetic. The backyard is the kind of space that makes you want to linger, with mature hardwood trees filling the view & rustling leaves & birdsong as the backdrop for outdoor dining. A privacy fence fully encloses the rear yard, creating a sense of peace & seclusion, while a colorful tile overlay gives the patio beautiful texture & a distinctly finished feel. Ease comes from more than the way a home feels. With the roof & HVAC replaced in 2023 & water heater in 2026, significant updates are already behind you, leaving more room to enjoy what’s ahead. The neighborhood offers another invitation to slow down & soak up the southern sun, with a large community pool & separate splash pool made for leisurely summer days. Convenience here feels less like rushing & more like having time back in your day. Growing Christenbury Village brings Lowes Foods, Another Broken Egg, Brixx & more just minutes away, while nearby Concord Mills offers shopping, dining & entertainment, with The Cheesecake Factory among the anticipated new additions. Easy access to I-85, I-485 & I-77 keeps the Charlotte area connected, so more of your time can be spent exactly where this story began: enjoying home.

2627 Bridgeville Lane, Charlotte

$279,900

2 Beds ⋅ 2 Baths ⋅ 4410246 MLS

Welcome to this charming first-floor corner condominium in the heart of Old Town Cornelius! Perfectly situated within walking distance of downtown, including Cain Center for the Arts, restaurants, shopping, trails and community events. Quick access to Lake Norman, I-77, CLT airport and future plans nearby are Mills Market and Olde Mecklenburg Brewery. You'll appreciate having everything on one level - NO stairs or steps and parking in close proximity to both your front and back doors. This bright and inviting condo offers a split-bedroom floor plan for both comfort and privacy. The character starts with natural hardwood floors, abundant natural light and a relaxing covered patio, perfect for enjoying your morning coffee or relaxing at the end of the day. The highlight of this condo is the recently upgraded kitchen which is a chef's dream including an induction cook-top. It's perfect for those who love to cook and bake, with modern design, cabinetry, quartz counter-tops and the perfect nook for your coffee bar, plus you'll enjoy the dining area that provides plenty of room for everyday living and entertaining. The private primary suite features an over-sized walk-in closet and an en-suite bathroom with dual vanities, a garden tub, and a separate shower. A generously sized secondary bedroom and full bath make this space ideal for guests or a home office. Additional upgrades include HVAC replaced in 2022, a new hot water heater in replaced 2024 and new dishwasher in September 2026. HOA fees cover water and landscaping as well as use of community pool and workout room. Garbage/recycle is included in property taxes. That's what you call simple living! Don't let this opportunity slide by, this home is perfect for low maintenance living with a great location.

21622 Aftonshire Drive, Cornelius

$299,900

3 Beds ⋅ 2 Baths ⋅ 10179507 MLS

Charming Cape Cod on .69 acre lot with no HOA! 3 bedrooms, 2 baths, plus an additional downstairs flex room that can be an office or serve as a 4th bedroom. Master can be up or down. Many updates, including a new roof, 3-year-old appliances, smooth ceilings, updated lighting, and new flooring in the kitchen and on the stairs! Huge front porch and back deck. Large, wooded, private backyard, partially fenced for pets or kids! Great location in an established neighborhood just minutes from downtown Youngsville. Perfect home for someone looking for privacy and great outdoor living space!

112 Waiters Way, Youngsville

$250,000

2 Beds ⋅ 2 Baths ⋅ 4397477 MLS ⋅ Mill Creek Condominiums BLDG.

Property is for sale subject to current lease in place through September 2027. Welcome home to this comfortable 2 bedroom, 2 bathroom, main floor condo in desirable downtown tree-lined community. Located in the heart of Cornelius and just steps away from everything downtown Cornelius has to offer including dining, shopping, and the new Cain Center for the Arts, and is just minutes away from I-77, Lake Norman, and Birkdale Village. Split bedroom plan offers privacy to the primary bedroom and bathroom which features dual sinks, garden tub and walk-in shower. Both bedrooms have walk-in closets, newer carpet, and fantastic natural light. Spacious kitchen with dining area and newer stove. Kitchen refrigerator, front load washer and dryer included. Covered front porch and rear patio with partial privacy fence. Community features clubhouse and pool.

21231 Hickory Street, Cornelius

$364,900

5 Beds ⋅ 3 Baths ⋅ 10164993 MLS

Welcome to 149 Maple Tree lane modern comfort, great flow, and a prime Clayton location. This beautifully maintained 4-year-old home offering a bright, open layout and the perfect blend of space, style, and functionality. With 5 bedrooms, 3 full bathrooms, this home is designed to support busy lifestyles, entertaining, and everyday comfort. Step inside to a spacious main level featuring a large kitchen overlooking the family room, creating a seamless gathering space for cooking, relaxing, and hosting. The first floor also includes a dedicated office/guess room, ideal for remote work, hobbies, or a quiet retreat. Upstairs, you'll find well-sized bedrooms and thoughtfully designed bathrooms that provide privacy and convenience for everyone. The backyard is a true highlight--fully enclosed with a white vinyl privacy fence and complete with an extended concrete patio, perfect for grilling, outdoor dining, and evenings with friends. It's a low-maintenance, high-enjoyment outdoor space ready for your gatherings. Located just minutes from downtown Clayton, major highways, shopping, dining, and everyday conveniences, this home offers easy access to everything the area has to offer while still providing a peaceful neighborhood setting. A modern home with great flow, flexible spaces, and a private backyard--this one is ready to impress.

149 Maple Tree Ln, Clayton

$233,000

2 Beds ⋅ 2 Baths ⋅ 4374106 MLS

Fantastic opportunity to own a lower level condo in desirable the Mills Creek neighborhood.Walking distance to lovely downtown Cornelius. Condo features a large living room with lots of natural light. Spacious kitchen with ample cabinet space for storage that connects to the dinning area. Rear facing primary bedroom suite with a walk in closet. Secondary bathroom with handicap shower accesablility. New carpet throughout and freshly painted. Community features a outdoor pool, gym and clubhouse! Please contact listing agent for more information

21230 Hickory Street, Cornelius

$320,000

3 Beds ⋅ 2 Baths ⋅ 4293001 MLS ⋅ Mill Creek BLDG.

Experience easy, main-level living in this spacious 3-bedroom, 2-bath condo located in the desirable Mill Creek community in Cornelius! This first floor condo features an open floor plan with no carpet, laminate wood flooring throughout, and a large living room with a gas fireplace. The spacious kitchen includes an electric range, dishwasher, refrigerator, and plenty of cabinet space. The primary suite boasts a walk-in closet, large private bath, and sliding doors that open to the rear. 2 other spacious bedrooms share a bathroom. Enjoy community amenities like the outdoor pool and benefit from a convenient location near Antiquity, Downtown Cornelius, the Cain Center for the Arts, and Davidson. Rentals allowed (30-day minimum). Condo has been freshly painted. Currently being rented untul November 2027

21252 Hickory Street, Cornelius

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