Osprey Cove Homes under $700,000

Welcome to Osprey Cove, a hidden gem nestled in the picturesque city of St. Marys, Georgia, located in the heart of Camden County. This stunning subdivision offers an idyllic blend of serene landscapes and vibrant community living, making it the perfect destination for families, retirees, and anyone seeking a tranquil lifestyle.

Osprey Cove is renowned for its beautifully designed homes, many of which are available for under $700,000. Whether you are searching for a cozy single-family home or a spacious residence with modern amenities, this community has something to suit every taste and budget. Each property boasts unique architectural styles, lush landscaping, and a sense of warmth that invites you to call it home.

One of the standout features of Osprey Cove is its commitment to outdoor living. Residents enjoy access to a variety of recreational facilities, including a championship golf course, swimming pools, and walking trails that wind through the scenic surroundings. The community also hosts numerous social events and activities, fostering a strong sense of camaraderie among neighbors.

Located just a stone's throw from the charming downtown area of St. Marys, Osprey Cove offers easy access to local shops, restaurants, and cultural attractions. Plus, with the stunning Atlantic coastline nearby, residents can indulge in beach days and water activities whenever they please.

If you're looking for a welcoming community that offers both luxury and affordability, Osprey Cove in St. Marys, GA, is the perfect place to find your dream home. Come and experience the charm of this exceptional subdivision today!

Newest Osprey Cove Homes under $700,000

$515,000

4 Beds ⋅ 4 Baths ⋅ 1661165 MLS

Your Dream Home in Osprey Cove !This 4 bedroom/ 4 bath is perfectly situated in a peaceful cul-de-sac. This beautiful home boasts over 2,500 square feet, offering space for every aspect of your life. Step inside to find a great room as well as two versatile spaces—ideal for a den, home office, or media room. With one multifunctional area on the main floor and another upstairs, you have the flexibility to design your ideal living environment. Open to the great room, the stunning island kitchen, features quartz countertops, a stylish backsplash, and white cabinets paired with stainless steel appliances. The dining area overlooks a private backyard with your own inground heated pool, providing the perfect backdrop for meals and gatherings. Convenience is key with a guest bedroom and full bathroom located on the main floor, while the owner's suite awaits you upstairs. The owner's suite features an expansive bath, complete with a tiled shower, double vanity, and generous walk-in closet. Each bedroom enjoys easy access to a bathroom, and the laundry room is conveniently located nearby. Step outside to relax on the covered patio, perfect for grilling and outdoor entertaining. Additional upgrades include: a geneerac generator, RO water filtration system, HVAC air purification system and garage and a shark coated driveway!

215 Holm Pl, St. Marys

$468,000

3 Beds ⋅ 2 Baths ⋅ 1658843 MLS

Welcome to your dream home nestled within the golf and waterfront community of Osprey Cove. This stunning brick residence offers the perfect blend of elegance, comfort, and luxury. Step inside to discover rich Brazilian Cherry flooring that seamlessly flows throughout the spacious interior. The gourmet kitchen is a cook’s delight, featuring Jenn-Air appliances including a 6-burner natural gas cooktop. Relax and unwind in the inviting living room, enhanced by a beautiful gas fireplace that adds warmth and charm. The primary bedroom is a true sanctuary, complete with two generous walk-in closets offering ample storage space. The beautifully renovated bathrooms, the primary bathroom boasts a luxurious soaking tub, a walk-in shower, and anti-fog vanity mirrors—creating a spa-like retreat just for you.Enjoy outdoor living at its finest with a well-manicured lawn and meticulously landscaped yard. The homeowner was an avid gardener and landscaper, ensuring the yard is a lush, picturesque oasis. The screened porch and expansive screened entertaining patio provide the perfect setting for outdoor gatherings or quiet evenings overlooking the 6th fairway of the golf course.Osprey Cove is a premier golf waterfront community with an optional membership opportunity to enjoy a nationally ranked 18-hole golf course, clubhouse with golf shop, bar and restaurant. Transferrable club membership available for this home. River Club offers a junior Olympic-size swimming pool, Har-Tru tennis courts, a boat ramp and dock, a fitness center, and inviting on-site restaurants. The community provides an exceptional lifestyle for outdoor enthusiasts and those seeking resort-style amenities. Plus, residents enjoy a short boat ride to the scenic Cumberland Island National Seashore and Amelia Island, offering beautiful waterfront adventures just minutes from home.Convenience is key—Jacksonville International Airport is just about a 25-minute drive to baggage claim. The renowned Mayo Clinic is approximately a 47-minute drive, offering world-class healthcare close to home. For sports enthusiasts, shopping, and cultural events, vibrant entertainment options are just 35 minutes away, ensuring you're never far from the action.This exceptional home combines sophisticated amenities with a prime location in a vibrant, amenity-rich community. Don’t miss the opportunity to live in this picturesque neighborhood—schedule your private tour today!

535 Cardinal Cir E, St. Marys

$399,900

4 Beds ⋅ 4 Baths ⋅ 1661823 MLS

Welcome to 213 Cardinal Circle West, where every day feels like a getaway. Nestled on an oversized corner lot in coastal Georgia's premier gated community, this beautifully appointed 4-bedroom, 3.5-bath home is your gateway to the Osprey Cove lifestyle. Step inside to soaring vaulted ceilings, an open and flexible floor plan, and sun-drenched living spaces designed for both entertaining and everyday ease. The home's versatile layout accommodates four full bedrooms or converts effortlessly to a home office, media room, or bonus suite — perfect for relocating families, remote professionals, or anyone craving that extra space. But the real magic is just outside your door. Take a dip in your private pool. Kayak the St. Marys River, dock at the community boat launch, or hop the ferry to Cumberland Island. Jacksonville International Airport is just 25 minutes away. With 24/7 manned gate security, walking trails, a vibrant social calendar, and resort-caliber amenities — all in a community ranked among Georgia's best — this is the coastal lifestyle you've been waiting for. The price has been refreshed. Now the only question is when you want to move in.

213 W Cardinal Cir, St. Marys

$568,000

4 Beds ⋅ 3 Baths ⋅ 1661831 MLS

***BRAND NEW ROOF as of April 2026*** Experience seamless indoor-outdoor living in this beautiful, architecturally designed 4-bedroom, 3.5-bath home. With hardwood floors throughout and thoughtfully designed spaces, this home invites you to relax and entertain with ease.The heart of the home is the spacious kitchen, featuring a large island, double oven, walk-in pantry, and effortless flow into the main living areas—perfect for gatherings that extend naturally outdoors. The adjacent living room is anchored by a gas fireplace with built-in bookcases, creating a warm and inviting focal point. Just beyond, a large screened-in porch serves as an extension of the living space, offering the ideal setting for dining, lounging, or enjoying peaceful marsh views year-round.The primary suite provides a private retreat, complete with an ensuite bath and a separate room ideal for a walk-in closet and dressing area. A formal dining room adds elegance for special occasions, while two upstairs bedrooms offer comfort and privacy for family or guests.Practicality meets convenience with a floored walk-in attic above, providing abundant storage space. A brand new roof, installed in April 2026, adds peace of mind for years to come.Outside, the generous backyard and scenic marsh setting create a tranquil environment that enhances everyday living. Whether hosting friends or enjoying evening sunsets, this home offers the very best of coastal living. Located in the Osprey Cove subdivision off of I-95 exit 1, this home is under an hour to Jacksonville International Airport, St. Johns Town Center, Mayo Clinic, and more!

416 Millers Branch Dr, St. Marys

$459,900

3 Beds ⋅ 2 Baths ⋅ 1661660 MLS

THIS BEAUTIFULLY UPDATED THREE-BEDROOM HOME IN OSPREY COVE IS SURE TO IMPRESS! DESIGNED WITH AN OPEN-CONCEPT LAYOUT, THE EXPANSIVE LIVING AREA IS IDEAL FOR ENTERTAINING AND EVERYDAY COMFORT. THE EAT-IN KITCHEN FEATURES A LARGE ISLAND BAR OVERLOOKING THE FAMILY ROOM, COMPLETE WITH A GAS RANGE, RANGE HOOD, AND STUNNING QUARTZ COUNTERTOPS OFFERING PLENTY OF PREP SPACE. NATURAL LIGHT FILLS THE LIVING AREAS, WHETHER YOU'RE ENJOYING A CASUAL BREAKFAST IN THE NOOK OR HOSTING DINNER IN THE FORMAL DINING ROOM. STEP OUTSIDE TO THE SCREENED LANAI FOR YOUR MORNING COFFEE WHILE TAKING IN PEACEFUL LAKE VIEWS AND THE GREEN FOR HOLE #1. THE EXTERIOR IS JUST AS INVITING WITH A BRICK PAVER PATIO, IRRIGATION SYSTEM, AND A NEW ROOF FOR PEACE OF MIND. RETREAT TO THE SPACIOUS PRIMARY SUITE FEATURING A SOAKING TUB, TILED SHOWER, DUAL VANITY, AND GENEROUS WALK-IN CLOSET. THIS SPLIT FLOOR PLAN ALSO OFFERS TWO ADDITIONAL BEDROOMS AND A FULL BATH FOR GUESTS OR FAMILY. ADDITIONAL UPGRADES INCLUDE A NEW HVAC SYSTEM, FRESH INTERIOR PAINT, AND A NEW WASHER AND DRYER IN THE INDOOR LAUNDRY/MUD ROOM. BONUS: NO FLOOD INSURANCE REQUIRED! RESIDENTS OF OSPREY COVE CAN CHOOSE TO JOIN THE EXCLUSIVE CLUB, OFFERING RESORT-STYLE AMENITIES SUCH AS A POOL, FITNESS CENTER, TENNIS COURTS, 18-HOLE CHAMPIONSHIP GOLF COURSE, BOAT AND RV STORAGE, COMMUNITY BOAT RAMP, AND DAY DOCK. THE ON-SITE CLUBHOUSE FEATURES A RESTAURANT WITH INDOOR AND OUTDOOR SEATING OVERLOOKING THE WATER AND GOLF COURSE, PLUS A TIKI HUT BAR BY THE POOL. HOA DUES INCLUDE 24/7 GATED SECURITY AND YEAR-ROUND MAINTENANCE OF ALL COMMON AREAS. MOVE-IN READY AND EASY TO SHOW-SCHEDULE YOUR PRIVATE TOUR TODAY AND EXPERIENCE THE EXCEPTIONAL LIFESTYLE THAT OSPREY COVE HAS TO OFFER!

502 E Cardinal Cir, St. Marys

$390,000

3 Beds ⋅ 2 Baths ⋅ 1658219 MLS

Don't miss this charming, well maintained three bedroom, two bathroom, 1809 square foot home for sale in Osprey Cove, a desirable gated golf community in coastal Georgia. This move in ready residence offers a comfortable and inviting layout. The spacious living room features a wood-burning fireplace and opens directly to a screened patio which overlooks a private backyard. The open living and dining rooms are ideal for everyday living and entertaining. The kitchen, equipped with new stainless steel appliances, connects seamlessly to the main living spaces and serves as a central point for cooking and gathering. The generous owner's suite includes two walk-in closets and an ensuite bathroom with a separate soaking tub, walk-in shower and double vanities. A split floor plan places two additional bedrooms and a full bath on the opposite side of the home, offering privacy for family or guests. This home has been lovingly cared for over the years, ensuring it is clean, solid, and ready for its next chapter. Additional features include a laundry room, alarm system, and a private well with irrigation system to maintain the lush and low maintenance landscaping. Memberships at The Club at Osprey Cove are available, providing access to world-class amenities including a Mark McCumber designed golf course, Har-Tru tennis courts, fitness center, swimming pool, walking trails and a community boat dock. Located minutes from NSB Kings Bay with convenient access to the Golden Isles, Amelia Island beaches, Jacksonville International Airport, dining, shopping and coastal recreation.

223 Cardinal Cir W, St. Marys

$520,000

4 Beds ⋅ 3 Baths ⋅ 1658322 MLS

Significant PRICE REDUCTION. Welcome to Osprey Cove a Premier Gated Community located in Historic St.Marys. Golfing and Club membership are available Located just minutes away from Amelia Island and Jacksonville Airport. Come live the quiet, peaceful life in this beautiful 4 Bedroom 3 Bath home. With Tile Floors, High Ceilings, Gas Fireplace and Fabulous natural light in the living area. Large Formal Dining. Kitchen is centrally located , beautiful cabinets with Granite counter tops, bar stool and Breakfast Dining area. Enjoy your Private Backyard while relaxing in the Screened Back Porch. This landscaped backyard is completely Fence and backs up to one of the community ponds. There is a Patio to accommodate a grill for the perfect day or night of entertaining. Tile flooring with exception of the spacious Bedrooms. NEW HVAC. NEW Stainless Steel Kitchen Appliances. NEW Water Heater. Side entry 3 car garage and plenty of driveway parking area. Stair access attic for easy access to extra storage. This home is easy to show. Please schedule an appointment thru Showingtime.

1026 Greenwillow Dr, St. Marys

$375,000

4 Beds ⋅ 3 Baths ⋅ 1658267 MLS

Beautifully maintained 4-bedroom, 3-bathroom home located in the desirable gated community of Osprey Cove. This spacious residence features high ceilings, tile flooring except in bedrooms, it is a bright, open layout. The kitchen offers thoughtful upgrades including a gas stove, smart refrigerator, and gas already plumbed to the screened porch-perfect for adding a future grill. Enjoy outdoor living with a screened porch and a fully fenced yard ideal for relaxing or entertaining. HOA dues cover the upkeep of common areas and gated entrances. Residents also have the option to add social and/or golf memberships for additional amenities.

107 Holm Pl, St. Marys

$368,000

3 Beds ⋅ 2 Baths ⋅ 1661980 MLS

235 Cardinal Circle West is a rare opportunity to enjoy the Osprey Cove lifestyle at an exceptional value. Nestled on a quiet cul-de-sac in one of St. Marys’ most sought-after gated communities, this beautifully maintained home offers comfort, privacy, and an inviting coastal lifestyle—all at an attractive entry price for the neighborhood.Set on a large private lot, the home is framed by mature trees in the backyard and lush landscaping in the front, creating a peaceful setting you’ll love coming home to. Inside, the thoughtfully designed floor plan features durable LVP flooring throughout the main living areas, soaring 10-foot ceilings in the formal dining room, and a spacious great room that flows seamlessly into the kitchen—perfect for entertaining or everyday living. The garage even features stunning epoxy flooring for a polished finish. Additional highlights include a gas water heater for energy efficiency and the pride of ownership that shows throughout the home.For buyers looking to get into Osprey Cove without compromising on quality, this home is an incredible value and a chance to enjoy one of coastal Georgia’s premier communities.Osprey Cove offers optional membership access to resort-style amenities, including a championship golf course, River Club with a junior Olympic pool and fitness center, tennis courts, dining options, walking trails, and private river access with a boat ramp leading directly to the Intracoastal Waterway and Atlantic Ocean. Whether you enjoy boating, kayaking, fishing, or simply relaxing, adventure is always just minutes away.Perfectly positioned, this home offers both privacy and convenience. Historic downtown St. Marys is just minutes away, where you’ll find charming streets draped in Spanish moss, waterfront dining, boutique shopping, and the Cumberland Island ferry—your gateway to untouched beaches and natural beauty. Jacksonville and Amelia Island are both less than 40 minutes away, offering endless opportunities for work and recreation.For military families, the location is especially ideal, with Kings Bay Naval Base only 4 miles away for an easy commute while still enjoying the tranquility of Osprey Cove. Jekyll Island, Amelia Island, and Jacksonville International Airport are all within easy reach, making travel and weekend getaways effortless.At 235 Cardinal Circle West, every day feels like a vacation. Whether you’re searching for a full-time residence, a peaceful coastal retreat, or a smart opportunity to own in an outstanding neighborhood at a great value, this home truly delivers. Schedule your private showing today and discover the lifestyle that makes Osprey Cove so special.

235 Cardinal Cir W, St. Marys

$419,000

4 Beds ⋅ 3 Baths ⋅ 1661647 MLS

Refined coastal living meets modern comfort at 203 Chinquapin Drive in Osprey Cove. This beautifully maintained 4-bedroom, 3-bath residence offers a thoughtfully designed split floor plan, providing both privacy and functionality, along with a dedicated office that can easily serve as a fifth bedroom if desired.From the moment you step inside, the home showcases a fresh, move-in ready feel with quality finishes and meticulous care throughout—truly presenting like new. The open living spaces flow effortlessly, creating an inviting atmosphere ideal for both everyday living and entertaining.Step outside to your own private retreat. The fully fenced backyard offers exceptional privacy, while the extended lanai provides an expansive outdoor living space complete with a mounted TV and full screening—perfect for relaxing evenings, game days, or hosting guests year-round.Located within the sought-after gated golf community of Osprey Cove, residents enjoy a premier lifestyle with convenient access to the interstate, Jacksonville International Airport, Amelia Island, St. Simons Island, and the surrounding coastal destinations.This is a rare opportunity to own a turnkey home in one of the area’s most desirable communities.

203 Chinquapin Dr, St. Marys

$349,850

3 Beds ⋅ 2 Baths ⋅ 1660700 MLS

Welcome to The Sanctuary in Osprey Cove, where low-maintenance living meets thoughtful upgrades in this 3-bedroom, 2-bath home. Recent improvements include a new HVAC (Jan 2024), new bedroom carpet (Nov 2024), Generac generator, and whole-home water purification system. The open layout features 9+ ft ceilings, tile floors, and a spacious kitchen with granite countertops and custom cabinetry. The breakfast area includes a built-in hutch with wine rack and opens to a heated and cooled sunroom. The great room offers a gas fireplace with built-ins, plus a separate dining area for entertaining. The split floor plan provides privacy, with a light-filled owner’s suite featuring tray ceilings, walk-in closets, and a tiled shower with multiple shower heads. Two additional bedrooms sit on the opposite side, including one with French doors—perfect for an office. Enjoy easy living with lawn care included, along with 24-hour gated security and maintained common areas. Optional golf and social memberships provide access to the pool, tennis, fitness center, and clubhouse. Conveniently located near Kings Bay Naval Base, Historic St. Marys, I-95, beaches, and Jacksonville International Airport. Schedule your showing today!

1604 Sandpiper Ct, St. Marys

$510,000

4 Beds ⋅ 3 Baths ⋅ 1659472 MLS

Osprey Cove home

911 Larkspur Ln, St. Marys

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Osprey Cove Homes under $700,000

Newest Osprey Cove Homes under $700,000

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