Silver Creek Homes under $400,000

Welcome to Silver Creek, a hidden gem nestled in the heart of North Carolina! This charming subdivision offers a perfect blend of community spirit and modern living, making it an ideal choice for families, first-time homebuyers, and anyone looking to enjoy a serene lifestyle without breaking the bank.

Silver Creek is known for its picturesque landscapes, tree-lined streets, and a welcoming atmosphere that invites you to call it home. The subdivision boasts a variety of amenities, including parks, walking trails, and playgrounds, ensuring that you and your family can enjoy the great outdoors right at your doorstep. With a strong sense of community, residents often come together for neighborhood events, fostering friendships and connections that last a lifetime.

One of the most appealing aspects of Silver Creek is the availability of beautiful homes priced under $400,000. Here, you’ll find a diverse selection of properties that cater to different tastes and preferences, from cozy single-family homes to modern townhouses. Each residence is designed with comfort and functionality in mind, offering spacious layouts, updated kitchens, and inviting outdoor spaces perfect for entertaining or relaxing after a long day.

Living in Silver Creek means you can enjoy the tranquility of suburban life while still being conveniently located near shopping, dining, and entertainment options. With easy access to major highways, commuting to nearby cities is a breeze.

Discover the charm of Silver Creek today and find your dream home in this vibrant community where comfort meets affordability!

Newest Silver Creek Homes under $400,000

$300,000

3 Beds ⋅ 2 Baths ⋅ 4432528 MLS

Lexington Renovation Opportunity! This 3-bedroom, 2-bath ranch home offers approximately 1,904 sq. ft. on a 0.25-acre lot with a 2-car garage and convenient one-level living. Built in 2011, this home was the first residence constructed within the community and presents an opportunity for a buyer, investor, or contractor looking to restore and renovate a Lexington property. The home experienced a fire in 2023, followed by insurance-funded restoration work. Subsequent issues have been identified with portions of the electrical and plumbing systems, including a significant plumbing leak that resulted in flooring damage in the hall bathroom and an adjacent bedroom. Additional repairs are needed, including kitchen sink/floor-area repairs. The property is being offered in its current condition and will require further evaluation and repairs. The property is currently not subject to the community HOA. An opportunity to take a 2011 Lexington ranch and make it your own. Sold as-is.

216 Bronze Drive, Lexington

$365,000

3 Beds ⋅ 2 Baths ⋅ 4404923 MLS

Beautiful wood cabin with 3 spacious bedrooms, 2 full bathrooms, featuring a covered front porch and a spacious back deck that overlooks the indescribable mountain views. This furnished cabin sleeps up to 8 people and is perfect for family gatherings and making memories. Home is in desired gated community with amenities that include a community clubhouse and community pool.

7087 Birch Lane, Morganton

$338,900

3 Beds ⋅ 3 Baths ⋅ LP765473 MLS

Absolutely gorgeous and spacious 3 bedroom, 3 bathroom home, just minutes from 95, Methodist University, and Fort Bragg! Located on an almost acre size lot in a cul-de-sac, you'll love the open floorplan, classic details, and spacious privacy this home has to offer. Downstairs offers a spacious primary bedroom with dual walk in closets and a beautifully fully renovated bathroom with a full tile walk in shower. Another bedroom downstairs offers convenience and supreme functionality in the floorpan. Laundry also downstairs, as well as an open living, kitchen and dining space, perfect for entertaining. Upstairs offers another bedroom and full bathroom, office space., AND a large family/bonus room. The floorpan truly has it all! The spacious yard and lot size is an added bonus. Do not miss your chance to see this stunner in the perfect location!

8609 Matchpoint Dr, Linden

$276,000

2 Beds ⋅ 2 Baths ⋅ 4396368 MLS

PRICE REDUCTION. NEIGHBORING VACANT LOT COMES WITH HOME. Welcome to 3526 Dogwood Lane, a peaceful mountain retreat nestled within the gated Silver Creek Mountain community of Morganton, North Carolina. Surrounded by breathtaking natural beauty and long-range mountain views, this charming cottage offers the perfect escape from the hustle and bustle of everyday life. Thoughtfully maintained and updated, the home features a finished walkout basement complete with a full bathroom, creating a versatile secondary living space ideal for guests, a recreation area, or a private retreat adding additional square footage not captured in the total HLA. With its own exterior entrance, the lower level provides added flexibility while enhancing the home's overall functionality. Relax on the porch and take in stunning views of Table Rock Mountain and the surrounding Blue Ridge landscape. Whether you're enjoying your morning coffee, unwinding after a day of hiking, or simply soaking in the peaceful atmosphere, this property delivers the serenity mountain living is known for. This property includes the adjacent parcel for privacy, flexibility or even add another home. Outdoor enthusiasts will appreciate the property's proximity to thousands of acres of public land and protected wilderness areas, offering exceptional opportunities for hiking, fishing, wildlife viewing, and seasonal hunting. The surrounding foothills of Western North Carolina are known for their abundant deer, turkey, and other game, making this an ideal retreat for sportsmen and nature lovers alike. Silver Creek Mountain offers residents access to a community clubhouse and swimming pool, both positioned to capture spectacular mountain vistas. Conveniently located near hiking trails, outdoor recreation, and the charming towns of Morganton and Marion, this property is perfectly suited as a full-time residence, vacation getaway, or investment opportunity. Don't miss your chance to own a slice of the North Carolina mountains and experience the peace, privacy, and unforgettable views that make 3526 Dogwood Lane truly special.

3526 Dogwood Lane, Morganton

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Listings provided courtesy of Triangle MLS, Inc. of NC, Internet Data Exchange Database. Information deemed reliable but not guaranteed. © 2026 Triangle MLS, Inc. of North Carolina. Data last updated .

Silver Creek Homes under $400,000

Newest Silver Creek Homes under $400,000

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