Terraces At The Exchange Homes under $400,000

Welcome to the Terraces At The Exchange, a captivating subdivision nestled in the heart of Indian Land, South Carolina. This vibrant community offers an exceptional blend of modern living and natural beauty, making it the perfect place to call home. With its prime location in Lancaster County, residents enjoy the perfect balance of suburban tranquility and easy access to urban amenities.

The Terraces At The Exchange is designed for those who appreciate a lifestyle of comfort and convenience. Here, you’ll find a variety of homes priced under $400,000, making it an ideal choice for first-time buyers, families, and anyone looking to invest in a welcoming community. These thoughtfully designed residences feature open floor plans, spacious kitchens, and cozy living areas, perfect for entertaining friends or enjoying quiet evenings at home.

One of the standout features of this subdivision is its commitment to community and connectivity. Residents can take advantage of beautifully landscaped parks, walking trails, and recreational areas that encourage an active lifestyle. The neighborhood is also conveniently located near shopping centers, dining options, and excellent schools, ensuring that everything you need is just a stone's throw away.

In addition to its attractive homes and amenities, the Terraces At The Exchange fosters a sense of belonging among its residents. Join a community that celebrates togetherness and creates lasting memories. Whether you're looking for your first home or seeking a peaceful retreat, the Terraces At The Exchange is waiting for you to discover all it has to offer. Come explore this charming subdivision and find your dream home today!

Newest Terraces At The Exchange Homes under $400,000

$388,540

4 Beds ⋅ 4 Baths ⋅ 4427860 MLS

What's Special: Large Kitchen Island | End Unit | East Facing Patio | West Facing Lot. New Construction – December Completion! Built by America's Most Trusted Home Builder. Welcome to the Vail II at 3924 Clemson Alley in Terraces at the Exchange! This three-story townhome offers a thoughtfully designed layout with four bedrooms and three and a half bathrooms. The first floor features a private bedroom and full bathroom, perfect for guests or a home office. On the second floor, the open-concept great room, casual dining area, and kitchen with a large island flow seamlessly to the outdoor living space. The top floor showcases a spacious primary suite with dual vanities and walk-in closet, plus two secondary bedrooms, a shared bathroom, and laundry area. Residents will love walking to the Exchange, a new retail hub featuring Costco, Lowe’s Foods, Club Pilates, and more. With easy access to Hwy 521, I-485, I-77, and I-85, the area is growing fast. Nearby Swig and CrossRidge offer Target and a YMCA, while the Promenade at Carolina Reserve adds T.J. Maxx, HomeGoods, Starbucks, and more. Plus, Charlotte Douglas Airport is just 30 miles away. Additional Highlights include: Storage at second floor and shower ledge at primary bathroom. Photos are for representative purposes only. MLS#4427860

3924 Clemson Alley, Indian Land

$378,940

3 Beds ⋅ 4 Baths ⋅ 4427142 MLS

What's Special: Large Kitchen Island | Understairs Storage | Popular Plan. New Construction – December Completion! Built by America's Most Trusted Home Builder. Welcome to the Breckenridge II at 3928 Clemson Alley in Terraces at the Exchange! This thoughtfully designed three-story townhome offers flexible living with a spacious flex room and convenient half bathroom on the first floor. The second floor features an open-concept kitchen with a large island, casual dining area, and great room that flows seamlessly to the outdoor living space. Upstairs, the private primary suite includes a walk-in closet and spa-inspired bathroom, while two secondary bedrooms, a full bathroom, and laundry complete the third floor. Residents will love walking to the Exchange, a new retail hub featuring Costco, Lowe’s Foods, Club Pilates, and more. With easy access to Hwy 521, I-485, I-77, and I-85, the area is growing fast. Nearby Swig and CrossRidge offer Target and a YMCA, while the Promenade at Carolina Reserve adds T.J. Maxx, HomeGoods, Starbucks, and more. Plus, Charlotte Douglas Airport is just 30 miles away. Additional Highlights include: Storage at second floor and shower ledge at primary bath. Photos are for representative purposes only. MLS#4427142

3928 Clemson Alley, Indian Land

$380,230

3 Beds ⋅ 4 Baths ⋅ 4426998 MLS

What's Special: Large Kitchen Island | Dedicated Study | East Facing Patio. New Construction – December Completion! Built by America's Most Trusted Home Builder. Welcome to the Breckenridge II at 3932 Clemson Alley in Terraces at the Exchange! This beautifully designed three-story townhome offers an open and inviting layout with three bedrooms and two full and two half bathrooms. The first floor features a spacious study, perfect for working from home or creating a versatile flex space, along with a convenient half bathroom. Upstairs, enjoy effortless entertaining in the open-concept kitchen with a large island, casual dining area, and great room that extends to the outdoor living space. The third floor includes a private primary suite with a walk-in closet, two secondary bedrooms, full bathroom, and laundry area. Residents will love walking to the Exchange, a new retail hub featuring Costco, Lowe’s Foods, Club Pilates, and more. With easy access to Hwy 521, I-485, I-77, and I-85, the area is growing fast. Nearby Swig and CrossRidge offer Target and a YMCA, while the Promenade at Carolina Reserve adds T.J. Maxx, HomeGoods, Starbucks, and more. Plus, Charlotte Douglas Airport is just 30 miles away. Additional Highlights include: Storage at second floor and shower ledge at primary bathroom. Photos are for representative purposes only. MLS#4426998

3913 Clemson Alley, Indian Land

$374,620

3 Beds ⋅ 4 Baths ⋅ 4426981 MLS

What's Special: Large Kitchen Island | Understairs Storage | East Facing Patio. New Construction – December Completion! Built by America's Most Trusted Home Builder. Welcome to the Vail II at 3936 Clemson Alley in Terraces at the Exchange! This stylish new three-story townhome offers a versatile and well-designed floor plan perfect for modern living. Enter through the foyer and discover a spacious flex room ideal for a home office, fitness area, or media space, along with convenient storage and a two-car garage. The second floor is the heart of the home, featuring an open-concept great room, casual dining area, and kitchen with a large island that flows seamlessly to the outdoor living space. Upstairs, the private primary suite features a tray ceiling, spacious walk-in closet, and dual-vanity bathroom, while two secondary bedrooms sharing a full bath, and a laundry closet complete this home. Residents will love walking to the Exchange, a new retail hub featuring Costco, Lowe’s Foods, Club Pilates, and more. With easy access to Hwy 521, I-485, I-77, and I-85, the area is growing fast. Nearby Swig and CrossRidge offer Target and a YMCA, while the Promenade at Carolina Reserve adds T.J. Maxx, HomeGoods, Starbucks, and more. Plus, Charlotte Douglas Airport is just 30 miles away. Additional Highlights Include: Storage at second floor, ledge at primary shower, window blinds, and extended laminate flooring at first floor. Photos are for representative purposes only. MLS#4426981

3936 Clemson Alley, Indian Land

$377,990

3 Beds ⋅ 4 Baths ⋅ 4393805 MLS

What's Special: Dedicated Study | East Facing Patio | Understairs Storage | 3-Story. New Construction - November Completion! Built by America's Most Trusted Home Builder. Welcome to the Breckenridge II at 3913 Clemson Alley in The Terraces at the Exchange! A beautifully designed three-story townhome where light and flow create an inviting, uplifting atmosphere. The lower level features a private study, offering a cozy and quiet retreat perfect for work, creativity, or relaxation. The main living level showcases a spacious great room that opens seamlessly to the kitchen and casual dining area, complete with a large island ideal for gathering and everyday moments, along with inviting outdoor living just beyond. Upstairs, the primary suite feels like a serene sanctuary with a generous bath and walk in closet, while two additional bedrooms and a shared bath create a comfortable space for family or guests. Thoughtful details throughout bring warmth, ease, and a true sense of home. Residents will love walking to the Exchange, a new retail hub featuring Costco, Lowe’s Foods, Club Pilates, and more. With easy access to Hwy 521, I-485, I-77, and I-85, the area is growing fast. Nearby Swig and CrossRidge offer Target and a YMCA, while the Promenade at Carolina Reserve adds T.J. Maxx, HomeGoods, Starbucks, and more. Plus, Charlotte Douglas Airport is just 30 miles away. Additional Highlights Include: shower with a built-in ledge in the primary bath, pendant lights in the kitchen, and storage added to the second floor. Photos are for representative purposes only. MLS#4393805

3913 Clemson Alley, Indian Land

$393,990

4 Beds ⋅ 4 Baths ⋅ 4393655 MLS

What's Special: 1st Floor Guest Suite | 3 Full Baths | East Facing Patio | Understairs Storage. New Construction - November Completion! Built by America's Most Trusted Home Builder. Welcome to the Breckenridge II at 3905 Clemson Alley in Terraces at the Exchange! This well-designed townhome offers a functional multi-level layout with space for everyday living and entertaining. The main living level features an open-concept kitchen with large island, casual dining area, and spacious great room that opens to a deck. Upstairs, the primary suite includes a tray ceiling, walk-in closet, and well-appointed bathroom. Two secondary bedrooms, a full bathroom, and laundry space complete the upper level. The lower level features a private bedroom and full bathroom, ideal for guests or flexible living needs. Enjoy a convenient location near The Exchange, offering shopping, dining, and everyday essentials, with easy access to Highway 521, I-485, I-77, and I-85. Additional Highlights Include: wood spindles, undermount kitchen sink, and 30-inch slide-in oven range. Photos are for representative purposes only. MLS#4393655

3905 Clemson Alley, Indian Land

$391,990

4 Beds ⋅ 4 Baths ⋅ 4422580 MLS

What's Special: 1st Floor Guest Suite | End Unit | 3 Full Baths. New Construction - November Completion! Built by America's Most Trusted Home Builder. Welcome to the Vail II at 3921 Clemson Alley in Terraces at the Exchange! This new three-story end-unit townhome offers a flexible and well-balanced layout ideal for modern living. The first floor features a welcoming foyer, a private bedroom with full bath, and access to the two-car garage, perfect for guests or a home office. On the second level, the open-concept design showcases a spacious great room, casual dining area, and a stylish kitchen with large island and walk-in pantry, all flowing to the outdoor living space for easy entertaining. Upstairs, the primary suite impresses with a tray ceiling, walk-in closet, and private bath, while two secondary bedrooms, a full bath, and laundry closet complete the top floor. Residents will love walking to the Exchange, a new retail hub featuring Costco, Lowe’s Foods, Club Pilates, and more. With easy access to Hwy 521, I-485, I-77, and I-85, the area is growing fast. Nearby Swig and CrossRidge offer Target and a YMCA, while the Promenade at Carolina Reserve adds T.J. Maxx, HomeGoods, Starbucks, and more. Plus, Charlotte Douglas Airport is just 30 miles away. Additional Highlights Include: Ledge at primary shower and storage at second floor. Photos are for representative purposes only. MLS#4422580

3921 Clemson Alley, Indian Land

$374,990

3 Beds ⋅ 4 Baths ⋅ 4422564 MLS

What's Special: Flex Room | Understairs Storage | 3-Story. New Construction - November Completion! Built by America's Most Trusted Home Builder. Welcome to the Vail II at 3909 Clemson Aly in Terraces at the Exchange! This thoughtfully designed three-story townhome offers flexible living and modern comfort throughout. On the first floor, enjoy a private flex space ideal for a home office or hobby room, along with a convenient half bath and access to the spacious two-car garage. The second floor is the heart of the home, featuring an open-concept kitchen with a large island that flows seamlessly into the casual dining area and great room, plus an inviting outdoor living space perfect for relaxing. Upstairs, the primary suite includes a walk-in closet and dual sink vanity, while two secondary bedrooms and a shared full bath provide room to grow. Residents will love walking to the Exchange, a new retail hub featuring Costco, Lowe’s Foods, Club Pilates, and more. With easy access to Hwy 521, I-485, I-77, and I-85, the area is growing fast. Nearby Swig and CrossRidge offer Target and a YMCA, while the Promenade at Carolina Reserve adds T.J. Maxx, HomeGoods, Starbucks, and more. Plus, Charlotte Douglas Airport is just 30 miles away. Additional Highlights Include: built-in ledge in the primary bath shower, and second floor storage room. Photos are for representative purposes only. MLS#4422564

3909 Clemson Alley, Indian Land

$389,990

3 Beds ⋅ 3 Baths ⋅ 4412604 MLS

What's Special: Dedicated Study | East Facing Lot | 2nd Floor Laundry Room | End Unit. New Construction – Ready Now! Built by America's Most Trusted Home Builder. Welcome to the Avon at 7316 Wake Way in Terraces at the Exchange! Bright and thoughtfully designed, this townhome offers an open-concept layout that makes everyday living easy and inviting. The kitchen is the heart of the home, featuring a spacious island, walk-in pantry, and seamless connection to the dining area and great room, creating an ideal space for gathering and entertaining. Step outside to the covered patio, perfect for relaxing mornings or unwinding in the evening. Upstairs, the primary suite offers a spacious retreat with a well-appointed bathroom featuring a walk-in shower with a built-in ledge and a generous walk-in closet. Two secondary bedrooms share a full bathroom, while a private study and versatile tech area provide flexible spaces for work, learning, or hobbies. Residents will love walking to the Exchange, a new retail hub featuring Costco, Lowe’s Foods, Club Pilates, and more. With easy access to Hwy 521, I-485, I-77, and I-85, the area is growing fast. Nearby Swig and CrossRidge offer Target and a YMCA, while the Promenade at Carolina Reserve adds T.J. Maxx, HomeGoods, Starbucks, and more. Plus, Charlotte Douglas Airport is just 30 miles away. Additional Highlights include: Ledge at primary shower, upgrade range, and trash roll out cabinet. Photos are for representative purposes only. MLS#4412604

7316 Wake Way, Indian Land

$395,990

3 Beds ⋅ 3 Baths ⋅ 4412575 MLS

What's Special: 2nd Floor Laundry Room | Loft | East Facing Lot | Gourmet Kitchen. New Construction – Ready Now! Built by America's Most Trusted Home Builder. Welcome to the Aspen at 7318 Wake Way in Terraces at the Exchange! This beautifully designed new three-bedroom, two-and-a-half-bathroom townhome offers the perfect blend of style and functionality. The first floor features an open-concept layout with a spacious great room, casual dining area, and a gourmet kitchen complete with a large island and walk-in pantry. Upstairs, the private primary suite includes dual walk-in closets and a spa-like bathroom, while two secondary bedrooms, a full bathroom, convenient laundry room, versatile loft, and dedicated tech space provide flexibility for today's lifestyle. A two-car garage with additional storage completes this thoughtfully designed home. Residents will love walking to the Exchange, a new retail hub featuring Costco, Lowe’s Foods, Club Pilates, and more. With easy access to Hwy 521, I-485, I-77, and I-85, the area is growing fast. Nearby Swig and CrossRidge offer Target and a YMCA, while the Promenade at Carolina Reserve adds T.J. Maxx, HomeGoods, Starbucks, and more. Plus, Charlotte Douglas Airport is just 30 miles away. Additional Highlights Include: separate tub and shower at primary bath, ledge at primary shower, quick tread and painted risers at stairs, extended laminate flooring to great room, upgraded microwave vent hood, and single bowl undermount kitchen sink. Photos are for representative purposes only. MLS#4412575

7318 Wake Way, Indian Land

$392,990

3 Beds ⋅ 3 Baths ⋅ 4412502 MLS

What's Special: 2nd Floor Laundry Room | High Ceilings | Loft | West Facing Lot. New Construction – Ready Now! Built by America's Most Trusted Home Builder. Welcome to the Aspen at 7322 Wake Way in Terraces at the Exchange! This thoughtfully designed two-story townhome features an open-concept layout with a spacious great room, casual dining area, and kitchen with a center island, creating the perfect space for everyday living and entertaining. Upstairs, the private primary suite offers dual walk-in closets and a relaxing bathroom, while two secondary bedrooms, a full bathroom, versatile loft, and convenient laundry room provide added flexibility. A two-car garage and extra storage space complete this smart and stylish floor plan. Residents will love walking to the Exchange, a new retail hub featuring Costco, Lowe’s Foods, Club Pilates, and more. With easy access to Hwy 521, I-485, I-77, and I-85, the area is growing fast. Nearby Swig and CrossRidge offer Target and a YMCA, while the Promenade at Carolina Reserve adds T.J. Maxx, HomeGoods, Starbucks, and more. Plus, Charlotte Douglas Airport is just 30 miles away. Additional Highlights include: Laminate flooring at great room, tub and shower at primary bathroom, slide-in range package, and trash rollout cabinet. Photos are for representative purposes only. MLS#4412502

7322 Wake Way, Indian Land

$382,990

3 Beds ⋅ 3 Baths ⋅ 4380841 MLS

What's Special: Best Selling Lot | East Facing Lot | Premium Location | Oversized Garage. New Construction - Ready Now! Built by America's Most Trusted Home Builder. Welcome to the Aspen at 7310 Wake Way in Terraces at the Exchange! This bright and thoughtfully arranged two story home offers an open main level where the great room, kitchen, and casual dining come together for relaxed everyday living. The kitchen features a central island, pantry, and easy flow into the living space, while a convenient half bath and generous storage add comfort and practicality. Upstairs, the private primary suite feels like a calming retreat with a spacious bath and walk in closets. A cozy loft, two secondary bedrooms, and nearby laundry provide flexibility for work, play, and daily routines. Residents will love walking to the Exchange, a new retail hub featuring Costco, Lowe’s Foods, Club Pilates, and more. With easy access to Hwy 521, I-485, I-77, and I-85, the area is growing fast. Nearby Swig and CrossRidge offer Target and a YMCA, while the Promenade at Carolina Reserve adds T.J. Maxx, HomeGoods, Starbucks, and more. Plus, Charlotte Douglas Airport is just 30 miles away. Additional Highlights Include: shower and tub in primary, Revwood on first floor, and white cabinets. MLS#4380841

7310 Wake Way, Indian Land

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Listings provided courtesy of Triangle MLS, Inc. of NC, Internet Data Exchange Database. Information deemed reliable but not guaranteed. © 2026 Triangle MLS, Inc. of North Carolina. Data last updated .