White Oak Homes under $700,000

White Oak Homes under $700,000

Welcome to White Oak, a delightful subdivision nestled in the heart of North Carolina, where charm meets modern living. This vibrant community is the perfect blend of tranquility and convenience, making it an ideal choice for families, young professionals, and retirees alike.

White Oak boasts a variety of homes priced under $700,000, offering an array of styles and sizes to suit your unique lifestyle. Whether you’re searching for a cozy single-family home or a spacious residence perfect for entertaining, you’ll find something that captures your heart. The homes here are designed with comfort and elegance in mind, featuring open floor plans, modern kitchens, and beautifully landscaped yards that invite outdoor gatherings.

One of the standout features of White Oak is its strong sense of community. Neighbors often become friends, fostering a warm and welcoming atmosphere. Residents enjoy access to well-maintained parks, walking trails, and recreational facilities, ensuring there’s always something to do. The subdivision is also conveniently located near shopping centers, restaurants, and top-rated schools, making daily errands a breeze.

If you’re looking to invest in a home that offers both value and a vibrant lifestyle, White Oak is the place to be. With its competitive pricing and exceptional community amenities, this subdivision is truly a hidden gem in North Carolina. Come explore the possibilities and discover your dream home in White Oak today!

Newest White Oak Homes under $700,000

9915 Ridgemore  Drive, Charlotte
$499,000
3 Beds ⋅ 2 Baths ⋅ 4432835 MLS
Fantastic Ballantyne Location! This Move-In Ready Ranch is fully updated and Ready for You! This outstanding Home sparkles with Pride of Ownership! Newly refinished hardwood floors, All new Stainless Steel Appliances, new kitchen Granite and Backsplash, and new Interior Paint welcome you to a spacious and inviting open floorpan; perfect for Entertaining. The maintenance-free exterior Trex Deck sets the stage for outdoor gatherings within your private and fenced-in back yard. Off the kitchen is the laundry room with access to a side door for extra convenience. The large Great Room with a vaulted ceiling has exposed beams, an abundance of natural light and a beautiful brick fireplace. Down the hall, Relax in your lovely Master Bedroom with a fully remodeled en suite featuring an over-sized shower, and dual sink vanity. Two additional generously sized bedrooms, one with a custom closet system, both adjacent to a full bath. The roof was replaced in 2025, plumbing replaced in 2023 to PEX pipes. This fabulous home is Nestled within the Gorgeous tree-lined 'White Oak' Community, where you are neighbors to the Ballantyne Bowl, as well as the new Wegmans! Coming in 2027, the White Oak community will have direct access to McAlpine Creek & Four Mile Creek Greenway Systems; walking trails are limitless! Truly in the best location with easy access to Shopping, Dining, Ballantyne Corporate Park, I-485, and the new hospital. Exterior porch painting is taking place while we are Coming Soon! Schedule your Upcoming Showing; We can't wait for you to see it! Professional photos and property measurements are forthcoming.

9915 Ridgemore Drive, Charlotte

802 White Oaks  Circle, Monroe
$467,900
3 Beds ⋅ 3 Baths ⋅ 4404556 MLS
Seller is offering up to $7,000 toward buyer closing costs OR a rate buydown (permanent or 2-1). Buyer may choose the option that best fits their loan. ASK ABOUT THE ADDITIONAL LENDER CREDITS of up to 4500 THAT MAY BE AVAILABLE THROUGH OUR PREFERRED LENDERS..A premium home WARRANTY is also included for added peace of mind. A warm, welcoming family home on a spacious, level .58-acre lot — with no HOA and county taxes only. This custom-built property offers the quality, privacy, and long-term comfort that today’s new subdivisions simply can’t match. Thoughtfully maintained and filled with practical updates, this home provides room to grow, space to play, and the freedom to enjoy your property without restrictions. Step inside to a bright, comfortable layout featuring newer flooring throughout most of the first floor and fresh paint in the secondary bedrooms. The kitchen is ready for everyday cooking and family gatherings, complete with granite countertops and a brand-new electric stove. A dedicated office on the main floor provides a quiet space for remote work, homework, or hobbies, and the home also includes a large bonus room that serves as a flexible area perfect for a playroom, media room, home gym, or additional living space. Upstairs, the primary bedroom includes newer flooring and a peaceful retreat from the main living areas. Outside is where this home truly shines. The level, partially fenced .58-acre lot offers privacy, mature trees, and a beautiful backdrop of woods behind the home — perfect for families who love nature, pets who need space, or anyone who enjoys quiet evenings outdoors. Spend summer days in the one-year-old above-ground pool, gather around the firepit, and enjoy the freedom to personalize your yard without HOA limitations. The property also includes full RV hookups with both 30-amp and 50-amp service, plus sewer — a rare and valuable feature for RV owners or visiting family. The oversized 2.5-car garage provides generous storage space for vehicles, tools, hobbies, or outdoor equipment, and fiber-optic internet is already installed, making remote work and streaming effortless. Built with care and meant to last, this home stands apart from the mass-produced builds nearby. They can’t match the long-term value of a custom home on a large, level lot with lower monthly costs thanks to county taxes only and no HOA fees. This is a home designed for comfort, stability, and everyday living — a place your family can truly settle into. Seller owned security system conveys with the home offering the flexibility of professional or self-monitoring. If you’re looking for a home with character, space, and lasting quality, this welcoming Monroe property is ready for you. Nearby Schools include Cata, Union Academy and American Leadership Academy.

802 White Oaks Circle, Monroe

9918 Ridgemore  Drive, Charlotte
$575,000
4 Beds ⋅ 3 Baths ⋅ 4350332 MLS
Welcome to this beautifully renovated home in the highly desirable South Charlotte 28277 area, offering a perfect blend of modern upgrades, comfort, and convenience. Located at 9918 Ridgemore Drive, this move-in-ready property has been extensively updated with high-quality finishes and thoughtful improvements throughout. Step inside to discover a bright and inviting interior featuring all new white oak flooring and new carpeting. An open, refreshed feel enhanced by brand-new doors and energy-efficient windows. The home has been freshly painted for a truly move in and enjoy experience. The fully renovated kitchen is a standout, showcasing elegant quartz countertops, new cabinetry, and sleek stainless steel appliances—perfect for both everyday living and entertaining. The bathrooms have also been completely renovated and feature stylish quartz countertops, modern fixtures, and updated cabinetry for a clean, contemporary look. The home continues to impress with a cozy fireplace that anchors the living space, creating a warm and welcoming atmosphere. Additional major improvements include an encapsulated crawl space for improved energy efficiency and air quality, as well as an EV fast charger—an excellent modern convenience for electric vehicle owners. Outdoor living is just as appealing. A brand-new deck provides the perfect space for relaxing, grilling, or entertaining guests while overlooking the beautifully landscaped yard. Extensive landscaping enhances the home’s curb appeal and creates a polished, well-maintained exterior environment. Ideally situated in a prime South Charlotte location, this home is served by highly rated schools and is just minutes from the popular Stonecrest and Blakeney shopping centers, where you’ll find a wide variety of shopping, dining, and everyday conveniences. Easy access to major roads makes commuting and getting around the city simple. With its extensive renovations, modern features, and unbeatable location, this home offers a rare opportunity to enjoy turnkey living in one of Charlotte’s most sought-after areas.

9918 Ridgemore Drive, Charlotte

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Listings provided courtesy of Triangle MLS, Inc. of NC, Internet Data Exchange Database. Information deemed reliable but not guaranteed. © 2026 Triangle MLS, Inc. of North Carolina. Data last updated .