Winding River Homes under $500,000

Welcome to Winding River, an enchanting subdivision nestled in the heart of St. Marys, Georgia, within the picturesque Camden County. This charming community is designed for those who seek a serene lifestyle without sacrificing modern conveniences. With its lush landscapes and winding roads, Winding River truly lives up to its name, offering a tranquil escape from the hustle and bustle of everyday life.

One of the standout features of Winding River is its diverse selection of homes, all under $500,000. Whether you are a first-time homebuyer, a growing family, or looking to downsize, you'll find a variety of well-built residences that cater to your needs and budget. Each home is thoughtfully designed, boasting open floor plans, spacious backyards, and modern finishes that make living here a delight.

Residents of Winding River enjoy a strong sense of community, with neighbors who become friends and share a passion for the outdoors. The subdivision is conveniently located near local parks, recreational facilities, and the beautiful St. Marys River, perfect for weekend adventures or leisurely strolls. Plus, with easy access to nearby shopping, dining, and schools, everything you need is just a short drive away.

Experience the charm of Winding River, where quality living meets affordability. Discover your dream home in this idyllic subdivision and embrace the lifestyle that awaits you in St. Marys, GA. Your new beginning is just around the corner!

Newest Winding River Homes under $500,000

$429,000

3 Beds ⋅ 2 Baths ⋅ 1661381 MLS

Welcome to 116 Oarsman Crossing in the highly desirable Winding River community of St. Marys, GA-where charm, craftsmanship, and serene outdoor living come together beautifully. The stunning backyard is a true retreat, featuring winding walkways crafted from reclaimed antique brick and premium hardscaping throughout. A custom stone bench offers a quiet place to unwind, while the thoughtfully designed patio serves as a focal point with elegant brick pedestals and decorative urns. The fenced yard overlooks a protected wooded preserve with tranquil lake views, creating a peaceful and private setting perfect for relaxing or entertaining. Inside, you'll find rich reclaimed heart pine flooring that adds warmth and character. The home is filled with quality details, including custom cabinetry and a spacious primary suite with a master closet featuring a convenient hydraulic pull-down system. Just a few of the recent updates provide peace of mind and modern efficiency, including new gutters (2024), air handler (2024), water softener (2024), water heater (2025), and a new stove (2026). Additional maintenance includes professional cleaning of air ducts and dryer vents (2026), along with an updated irrigation system featuring drip hoses (2026). Washer and dryer are included. Located just minutes from Kings Bay Naval Base, shopping, dining, and top-rated schools, this home is nestled in a wonderful neighborhood offering resort-style amenities, including a clubhouse, pool, and fitness facilities. This is a rare opportunity to own a thoughtfully upgraded home with exceptional indoor and outdoor living spaces in one of St. Mary's most sought-after communities.

116 Oarsman Xing, St. Marys

$325,000

3 Beds ⋅ 2 Baths ⋅ 1661416 MLS

This custom-built home is situated on a private, wooded homesite in the Winding River community offers 3 bedrooms, 2 bathrooms and no carpet in the main living or bedrooms. This home is easily maintained and move-in ready with a new HVAC replaced just under 2 years ago and gutters added to the exterior. The kitchen has upgraded stainless steel appliances and a beautiful farmhouse sink with eat-up bar and pantry. The large owner's suite is plenty spacious for a king-sized bed and has a walk-in closet and separate garden tub and walk-in shower. Outside, enjoy the the veranda with firepit and partially fenced lawn. Added bonus: electric charging station already installed in garage for your electric vehicle!

210 Ebb Tide Xing, St. Marys

$464,000

4 Beds ⋅ 3 Baths ⋅ 1660923 MLS

Incredible opportunity to assume a 2.375% interest rate loan. The seller is open to this option for qualified buyers who can substitute their Certificate of Eligibility, making this an exceptional value in today’s market. Featuring 4 bedrooms and 2.5 bathrooms, the 4th bedroom offers flexibility as a home office, media room, or guest space—allowing the home to easily adapt to your lifestyle.Thoughtfully updated and meticulously maintained, improvements include HVAC units replaced in 2020 and a gas on-demand water heater installed in 2022—providing efficiency and peace of mind. The freshly painted exterior, completed just last month, enhances curb appeal and gives the home a like-new feel.Inside, you’ll find both formal and informal dining areas along with a convenient breakfast bar—perfect for entertaining or everyday living. The kitchen is a standout, featuring a gas cooktop, wall oven with convection oven/microwave, granite countertops, and soaring cabinetry that offers both style and ample storage.Step outside to a spacious open-air deck designed for relaxation, complete with an automated screen enclosure for added comfort and versatility. The fenced backyard backs up to tranquil greenspace, providing privacy and a peaceful setting.Located in the highly sought-after Winding River community, residents enjoy exceptional amenities including a clubhouse with meeting space, state-of-the-art fitness center, playground, resort-style swimming pool, and relaxing walking trails—perfect for an active and social lifestyle.Conveniently located near NS Kings Bay, this home is an incredible opportunity. Schedule your showing today and experience all it has to offer!

231 Edgewater Dr, St. Marys

$415,000

5 Beds ⋅ 3 Baths ⋅ 1662001 MLS

Tucked inside the sought-after Winding River community, this beautifully updated home offers the kind of space, style, and functionality that’s getting harder to find. With over 3,000 square feet, 5 bedrooms, and 3 full bathrooms, this home was designed for the way people live today. Whether that means hosting guests, working from home, needing flexible spaces, or simply having room to spread out. Built in 2013 and thoughtfully updated throughout, this home features updated flooring, beautifully renovated bathrooms, and a stunning kitchen that truly feels like the heart of the home. You’ll find custom-style cabinetry, quartz countertops, a farmhouse sink, island, pendant lighting, and a transitional layout that flows seamlessly into multiple living and dining spaces. One of the standout features is the flexibility of the layout. From entertaining to quiet evenings at home, the multiple living areas offer endless possibilities for how the space can be used. Step outside to an oversized screened porch overlooking a fully fenced backyard complete with a cozy fire pit area, perfect for enjoying Georgia evenings year-round. Stylish, spacious, and completely move-in ready, this Winding River home blends modern updates with the kind of comfortable, functional living that buyers are searching for.

112 Brooklet Cir, St. Marys

$359,900

4 Beds ⋅ 2 Baths ⋅ 1661954 MLS

Welcome to 225 Ebb Tide Crossing in Winding River in St. Marys. This well maintained 4 bedroom, 2 bath home offers over 2,000 square feet of thoughtfully designed living space with a split bedroom floor plan that provides flexibility and privacy.The open concept layout is ideal for everyday living and entertaining, featuring cascading sliders that open onto a screened porch overlooking a beautiful pond setting — the perfect spot to enjoy your morning coffee or relax at the end of the day. The kitchen flows seamlessly into the main living and dining areas, creating an inviting and functional space. Winding River offers resort-like amenities that include a community pool, park, playground, and clubhouse. https://windingrivercommunity.com/Additional features include a water softener system, gutters, spacious bedrooms, and a private primary suite positioned separately from the secondary bedrooms. Conveniently located near schools, Kings Bay Naval Submarine Base, shopping, dining, and an easy drive to Jacksonville and the Georgia coast.If you’ve been searching for a move-in ready home with pond views, functional living space, and coastal Georgia charm, this one is worth a look. Some photos include virtual staging.

225 Ebb Tide Xing, St. Marys

$339,000

4 Beds ⋅ 3 Baths ⋅ 1659823 MLS

You will absolutely love this delightful single-story home in the Winding River community! The desirable home features an open-concept layout that seamlessly connects the living, dining, and kitchen areas. The kitchen showcases beautiful cabinetry, granite countertops, and stainless steel appliances, including a range with microwave hood and dishwasher. The primary suite offers a private bath with dual vanity sinks and a walk-in closet. This home also includes three additional bedrooms and two full secondary baths, providing ample space for family, guests, or a home office. One of the guest bedrooms have an ensuite bath. Which makes a great mother-n-law suite or perfect for teens! Residents of Winding River enjoy resort-style amenities, including a clubhouse with fitness center, pool, playground, sports field and courts, as well as scenic biking and walking trails. Conveniently located near I-95, Kings Bay Naval Submarine Base, shopping, and dining, this home is also just steps from a crosswalk to Sugarmill Elementary School.

144 Oarsman Xing, St. Marys

$349,000

3 Beds ⋅ 2 Baths ⋅ 1660350 MLS

Introducing this stunning home built in 2021 situated in a cul-de-sac in the highly desirable Winding River community. This modern SMART home offers the latest technology along with a spacious open-concept floor plan designed for comfortable living and easy entertaining.The heart of the home is the stylish kitchen featuring stainless steel appliances, granite countertops, and a convenient breakfast bar, providing ample space for cooking, gathering, and entertaining. The open layout flows seamlessly into the living and dining areas, creating a welcoming atmosphere for family and guests.The owner's suite serves as a private retreat, offering a spacious bedroom and a luxurious bath complete with a walk in shower, and custom-designed closet system with built-in shelving to keep everything organized and easily accessible.The split-bedroom floor plan provides additional privacy and flexibility, making it ideal for families, guests, or a home office setup.Step outside to the private fenced backyard, perfect for outdoor gatherings, gardening, pets, or simply relaxing in your own peaceful space.Located in the amenity-rich Winding River community, residents enjoy access to a clubhouse, fitness center, resort-style pool, playground, sports fields and courts, and scenic walking and biking trails. Conveniently located near I-95, Kings Bay Naval Submarine Base, shopping, and dining, this home offers the perfect blend of comfort, style, and location.Don't miss the opportunity to make this beautiful home your own.

206 Boatsman Way, St. Marys

$355,000

4 Beds ⋅ 3 Baths ⋅ 1660363 MLS

Just Like New in Winding River! Why wait to build when you can move right into this beautiful 2024 home in the desirable Winding River community? This spacious 4-bedroom, 3 full bath home offers a thoughtful layout designed for both comfort and flexibility. Inside, you'll find a bright, open living area with plenty of room for relaxing and entertaining. With four bedrooms, each having a walk-in closet, and three full bathrooms, the layout is ideal for a roommate scenario, multi-generational living, or extended guests, providing space and privacy for everyone. Step outside to enjoy the screened porch, the perfect spot for morning coffee or unwinding in the evening, all while overlooking the fully fenced backyard-great for pets, play, or gatherings. This well-maintained home offers the benefits of modern construction without the wait to build. Located in the welcoming Winding River community, it's ready for its next owners to move right in and start enjoying. Spacious, versatile, and move-in ready-this home truly checks all the boxes. Close to NS Kings Bay and schools.

229 Edgewater Dr, St. Marys

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Listings provided courtesy of Triangle MLS, Inc. of NC, Internet Data Exchange Database. Information deemed reliable but not guaranteed. © 2026 Triangle MLS, Inc. of North Carolina. Data last updated .