Lake Toxaway Homes under $400,000

Welcome to Lake Toxaway, North Carolina – a hidden gem nestled in the heart of Transylvania County. Renowned for its breathtaking natural beauty, this charming mountain community offers a unique blend of tranquility and adventure. With its pristine lake, lush forests, and rolling hills, Lake Toxaway is a paradise for outdoor enthusiasts and those seeking a peaceful retreat from the hustle and bustle of city life.

Imagine waking up to the serene sounds of nature, with the sun rising over the stunning lake, casting a golden glow on the water. Whether you enjoy hiking, fishing, or simply soaking in the picturesque views, Lake Toxaway has something for everyone. The area boasts an array of recreational activities, including boating, kayaking, and exploring the nearby Pisgah National Forest, making it an ideal destination for families and nature lovers alike.

For those looking to call Lake Toxaway home, you’ll be delighted to know that there are beautiful homes available for under $400,000. These properties offer a perfect blend of comfort and affordability, allowing you to embrace the idyllic lifestyle this region has to offer. From charming cabins to modern retreats, you’ll find a variety of options that cater to your unique taste and needs.

Experience the magic of Lake Toxaway, where every day feels like a vacation. With its stunning landscapes, friendly community, and affordable housing options, it’s no wonder that this area is becoming one of North Carolina’s most sought-after destinations. Come and discover your perfect home in this enchanting mountain paradise!

Newest Lake Toxaway Homes under $400,000

73 Toxaway Views Drive Unit #304, Lake Toxaway

$342,500

2 Beds ⋅ 2 Baths ⋅ 4430487 MLS

Welcome to this tasteful, beautifully appointed main-level condo at 73 Toxaway Views Dr., Unit 304. Featuring 2 bedrooms and 2 bathrooms, this inviting home offers an open-concept layout connecting the living room, dining area, and kitchen perfect for relaxing or entertaining. Enjoy the cool mountain air and surroundings from either the front or back deck, with the front deck conveniently accessible from the primary bedroom. The gorgeous kitchen features attractive cabinetry and beautiful countertops, while both bathrooms offer bright, stylish vanities. Offered fully furnished, with only a few personal items excluded, this condo is truly move-in ready. Ideally located adjacent to Gorges State Park and Lake Toxaway Estates, with hiking and biking trails nearby and an abundance of beautiful local waterfalls to explore. Come experience the beauty, comfort, and tranquility of mountain living. Schedule today!

73 Toxaway Views Drive Unit #304, Lake Toxaway

73 Toxaway Views Drive Unit #303, Lake Toxaway

$319,000

2 Beds ⋅ 2 Baths ⋅ 4423285 MLS

Wake up to cool mountain air and the quiet of the forest in Lake Toxaway. This one-level, 2-bedroom, 2-bath condominium in Toxaway Views offers 1,156 square feet of easy living with no stairs. Simply just walk in and settle into the trees. The property is offered turn-key with all furnishings included. Summer days stay comfortable above 3,000 feet elevation. Slide the glass doors open and the covered deck becomes the extra room: morning coffee while the forest wake up, a book in the shade, dinner as the light fades through the trees. Winter views open through the branches. Come back inside to a cozy living room with a real wood-burning fireplace, an open dining area, and a kitchen with a breakfast bar made for unhurried meals. The 2-bedroom, 2-bath layout keeps everything on one easy level through the home. The primary bedroom has its own private deck, so the trees are the last thing you see at night and the first thing you see in the morning. Designed for effortless modern living, this interior features easy-care flooring, a new stackable washer/dryer, and year-round comfort. A full kitchen (range, new dishwasher, microwave, and refrigerator) handle everyday life. Park right outside the door. When you want a change of pace, the community pool is a short stroll through the woods. Nearby railheads lead toward waterfalls and Gorges State Park. Lake Toxaway is centrally located between the towns of Brevard and Cashiers/Highlands, which offer an array of shopping, dining, and entertainment options, and proximity to hiking, waterfalls and lake activities as well as other activities while maintaining a private retreat setting. Ideal for full-time residents, discerning second-home owners, or those seeking a lock-and-leave mountain residence without unnecessary overhead, this is a home for buyers who prioritize comfort, efficiency, and enduring value.

73 Toxaway Views Drive Unit #303, Lake Toxaway

97 Toxaway Views Drive Unit #704, Lake Toxaway

$350,000

2 Beds ⋅ 2 Baths ⋅ 4421561 MLS

Enjoy views and exceptional privacy from this updated end-unit residence adjoining Gorges State Park. Designed for easy main-level living, the home offers stair-free access with convenient parking just outside the unit, plus additional overflow parking directly across the building. Inside, abundant natural light and a fresh mix of contemporary and traditional finishes create a comfortable, move-in-ready setting. The open-concept living and dining areas center around a cozy gas log fireplace, offering instant ambiance and a warm, inviting glow. Just steps away, the kitchen elevates the main level with premium granite countertops and abundant workspace for effortless meal prep. The main-level primary suite includes a private en-suite bath, making everyday living especially convenient. The heart of the home extends into a charming, light-filled four-season sunroom wrapped in walls of windows. Just outside, a covered deck effortlessly expands your living space outdoors, where year-round nature views provide a beautiful backdrop for morning coffee, quiet afternoons, or evening relaxation. The property is offered fully furnished with a few exceptions, including a living room sofa with a fold-out bed for additional sleeping space. Toxaway Views remains a residentially oriented community with a minimum 30-day rental policy, promoting a more stable and peaceful environment while maintaining comparatively low HOA dues. With Gorges State Park next door and the Lake Toxaway area, Brevard, and Sapphire Valley within easy reach, hiking, waterfalls, outdoor recreation, dining, and area amenities are all convenient while the setting itself feels private and tucked away. Whether used as a full-time residence, mountain getaway, or an option for buyers seeking stair-free living, this well-maintained home brings together views, privacy, convenience, and an exceptional Western North Carolina setting.

97 Toxaway Views Drive Unit #704, Lake Toxaway

$265,000

3 Beds ⋅ 2 Baths ⋅ 4412174 MLS

Discover an opportunity to own property in beautiful Lake Toxaway with a total of 1.58 unrestricted acres, including the adjoining .60-acre lot. Built in 1983, this 3-bedroom, 2-bath home offers a functional layout with all bedrooms and baths located on the main level. The full unfinished basement provides excellent storage and workspace, with potential for future expansion. The property features a relatively level area behind the home with plenty of room for a garden, outdoor activities, or additional improvements. A small creek adds to the natural setting and mountain property appeal. This property offers usable acreage and the flexibility that comes with unrestricted land. The home is being sold AS IS as part of an estate and will require repairs and updates, including a roof replacement. This is an excellent opportunity for a buyer looking for property with acreage and the potential to renovate and make it their own.

107 Flat Creek Drive, Lake Toxaway

121 Toxaway Views Drive Unit #504, Lake Toxaway

$339,000

2 Beds ⋅ 2 Baths ⋅ 4414646 MLS

An end unit backing directly to Gorges State Park for year-round privacy and long-range mountain views. Stair-free, main-level living adds ease, accessibility, and parking immediately outside the unit, with additional overflow parking available. This light-filled residence blends contemporary lines with a touch of traditional character, offering a fresh, move-in-ready home. The open main level includes a spacious living room anchored by a classic wood-burning fireplace, a well-equipped kitchen with quartz countertops, and a primary suite with an en-suite bath. Step outside to the covered deck and take in the year-round mountain views, an ideal spot for morning coffee or evening unwinding. Offered fully furnished with a few exceptions, including a living room sofa with a fold-out bed for extra sleeping space. Toxaway Views remains a residentially oriented community with a minimum 30-day rental policy, promoting a more stable and peaceful environment while maintaining comparatively low HOA dues. Conveniently located next to Gorges State Park and the greater Lake Toxaway area, with easy access to Brevard and Sapphire Valley, this property offers access to outdoor recreation, hiking and waterfalls within close reach, while maintaining a sense of privacy and retreat. Well-suited for full-time living, a second home, or those seeking a more accessible mountain residence, this updated unit offers a rare combination of comfort, functionality, and lasting value. Schedule your showing today.

121 Toxaway Views Drive Unit #504, Lake Toxaway

$269,900

3 Beds ⋅ 2 Baths ⋅ 4411516 MLS

Welcome home to this charming property offering plenty of space for family living and everyday comfort. Home is just a 20 minute drive from Brevard, close to Lake Toxaway and several rivers. Step inside to discover beautiful new luxury vinyl plank flooring that flows throughout the home, creating a fresh, modern feel. The well-appointed kitchen features granite countertops, new tilbe backsplash, a smooth-top range/oven, built-in microwave, dishwasher, and stainless steel refrigerator. It opens seamlessly to the dining area, which offers ample space for a large dining table—perfect for family meals and entertaining guests. The inviting living room is centered around a cozy fireplace and is complemented by a ceiling fan for year-round comfort, making it the ideal place to relax or gather with family and friends. The spacious primary suite has a large walk-in closet and a private ensuite bath featuring a tub/shower combination and vanity. Two generously sized secondary bedrooms offer new flooring, ceiling lights, and plenty of closet space. The shared hall bath also includes a tub/shower combination and vanity. Conveniently located just off the kitchen, the laundry room comes complete with a washer and dryer, and new HVAC adding to the home's move-in-ready appeal. Outside is a covered carport and two storage sheds provide added functionality and extra storage. Property is surrounded by lush andscaping including a row of Japanese maples and foliage that makes the landscape feel like paradise. This well-maintained home combines comfort, functionality, and value, making it a wonderful place to call home.

559 Old Quebec Road, Lake Toxaway

$249,900

2 Beds ⋅ 1 Baths ⋅ 4390312 MLS

Your ticket to Lake Toxaway living now priced at 249,900! Situated on just over 0.6 acres, this fully furnished 2-bedroom, 1-bath + den concrete block construction home offers a peaceful setting with convenient access directly off a state-maintained road. A canopy of mature trees provides privacy, while the front yard offers a welcoming outdoor space and back yard offers space for an RV. In addition to the two bedrooms the home features a versatile den that can serve as a guest room, home office, hobby space, or additional living area. A separate bank house expands the possibilities even further and would make an ideal art studio, exercise room, workshop, home office, or creative retreat. Conveniently located near the renowned Greystone Inn, Gorges State Park, and positioned between Brevard and Cashiers, you'll enjoy easy access to dining, outdoor recreation, shopping, and all that Western North Carolina has to offer. Whether you're seeking a full-time residence, mountain getaway, or investment property, the home offers excellent potential for both short-term and long-term rental opportunities. Ceiling height under 7" please confirm with lender.

2603 Kim Miller Road, Lake Toxaway

61 Boulder Drive Unit #L14-R, Lake Toxaway

$350,000

1 Beds ⋅ 2 Baths ⋅ 4380613 MLS

Discover Westridge, an exceptional gated community offering unparalleled affordability in Transylvania County! Nestled alongside Gorges State Park, this property invites you to revel in nature's wonders, from rare white squirrels to over 40 species of birds. Get ready to indulge in luxury with this 2024 park model situated on a spacious, wooded lot. Crafted with precision and featuring top-of-the-line stainless steel appliances, this mountain retreat exudes quality woodwork throughout. Admire vaulted beam ceilings stretching over the welcoming front porch and the central dorm area. A generous screened porch offers additional living space, complete with laundry hook-ups and a roughed-in half bath. Convenient storage options include an extra shed and space beneath the screened porch. Offers second 50 AMP hookup that makes accommodating additional RV parking a breeze. Experience a thriving rental market in this sought-after community with high demand and competitive rates.

61 Boulder Drive Unit #L14-R, Lake Toxaway

78 Upper Tanglewood Road Unit #6, Lake Toxaway

$389,000

1 Beds ⋅ 2 Baths ⋅ 4375733 MLS ⋅ Toxaway Falls Condominium BLDG.

Overlooking the pristine beauty of Lake Toxaway Falls, this fully-furnished condo, offers breathtaking waterfall views that you must see to believe. Given its unique setting, this condo has an immaculate short term rental history with raving reviews as numerous clients return year after year to enjoy the quaintness of this property. Conveniently located between Brevard, NC and Cashiers NC, it is the ideal retreat for all outdoor enthusiasts. Adjoining Gorges State Park and just a short distance from both Pisgah National Forest and Dupont State Forest, all of your hiking, biking, kayaking, skiing, ziplining, and fishing adventures are at your fingertips. As you enter, you will notice beautiful flooring, a fully equipped kitchen, an open concept living space, and a luxurious bedroom suite. Wind down with a relaxing fire in the living room or the bedroom as both have wood-burning fireplaces or embrace the sound of the falls as you enjoy your favorite beverage overlooking the unforgettable view. This turn key property also includes a queen sleeper sofa for additional sleeping accommodations.

78 Upper Tanglewood Road Unit #6, Lake Toxaway

121 Toxaway Views Drive Unit #503, Lake Toxaway

$350,000

2 Beds ⋅ 2 Baths ⋅ 4364555 MLS

Among the most exceptional residences available in Toxaway Views, this offering distinguishes itself through a rare combination of elevated long-range views, interior-building placement, stair-free access, and a fully realized, turn-key presentation. Quietly tucked away from road noise, the setting provides a more serene and private living experience—an increasingly valued feature within the community. From the moment you enter, the connection to the surrounding landscape is undeniable. Expansive, year-round mountain vistas stretch outward to glimpses of Lakes Jocassee and Keowee, creating a dynamic natural backdrop that evolves with the seasons. These views are best enjoyed from the covered deck or the screened sunroom, both designed to extend living outdoors while maintaining comfort and usability throughout the year. Inside, the residence has been comprehensively updated, offering a cohesive and polished interior. The kitchen opens seamlessly to the living and dining areas, enhancing both everyday livability and entertaining. A gas-enabled fireplace anchors the main living space, adding warmth and character. Every surface has been addressed, reflecting a level of finish and completeness rarely found in comparable units. The primary suite provides a private retreat, complete with its own deck access, generous closet space, and an updated en-suite bath featuring a walk-in shower. Additional improvements, including an under-deck ceiling system, further enhance functionality and enjoyment of the outdoor spaces. Offered fully furnished with a few exceptions, the home is truly move-in ready and well-suited for immediate use as a primary residence or a lock-and-leave mountain getaway. Toxaway Views remains a residentially oriented community with a minimum 30-day rental policy, promoting a more stable and peaceful environment while maintaining comparatively low HOA dues. Conveniently located near Gorges State Park and the greater Lake Toxaway area, as well as Brevard and Sapphire Valley, this property offers access to hiking, waterfalls, and outdoor recreation while preserving the sense of retreat that defines mountain living. For buyers who recognize that not all units are created equal, this residence represents a differentiated opportunity defined by its superior view orientation, quieter location, stair-free accessibility, and level of finish—qualities that are increasingly difficult to replicate within the community.

121 Toxaway Views Drive Unit #503, Lake Toxaway

$327,400

2 Beds ⋅ 2 Baths ⋅ 4325770 MLS

Welcome to 124 Flat Creek Drive—an elegant mountain retreat ideally positioned in the heart of Lake Toxaway, North Carolina. Set on a serene, wooded +/- 1-acre parcel, this thoughtfully upgraded residence offers a rare blend of privacy, natural beauty, and effortless access to the region’s most coveted outdoor destinations. Just minutes from the breathtaking trails and waterfalls of Gorges State Park and the renowned recreation of DuPont State Forest and Pisgah Nation Forest, this property serves as an exceptional haven for those who appreciate both comfort and adventure. Inside, the home showcases a light-filled, open-concept design that seamlessly unites the living, dining, and kitchen areas—ideal for elevated everyday living or gracious entertaining. Tasteful interior upgrades and abundant natural light create a warm yet sophisticated atmosphere. With two well-appointed bedrooms and two nice bathrooms, the floor plan offers both function and refined style. The covered side porch extends the living space outdoors, inviting you to relax in a tranquil setting surrounded by mature trees and the soothing ambiance of the mountains. In addition to its residential appeal, this property presents outstanding short-term rental investment potential. Lake Toxaway’s year-round demand for small mountain escapes—paired with proximity to premier natural attractions—positions this home as an attractive income-producing asset without sacrificing its charm as a personal retreat. A compelling blend of upscale comfort, natural serenity, and strategic opportunity, 124 Flat Creek Drive is modest mountain living at its finest.

124 Flat Creek Drive, Lake Toxaway

$355,000

1 Beds ⋅ 1 Baths ⋅ 4298813 MLS

Located in the RV community of Westridge, this furnished, cozy mountain cabin is the perfect getaway! Featuring a 1 bedroom with a king size bed, 1 full bathroom with a stand-up shower, and a loft area with a queen size bed, this is the perfect vacation spot. This site also features an RV pad with hookups! Updates include brand new deck, landscaping, mini split and hardwood flooring throughout. Potential to customize and add a screened-in porch to enjoy during all seasons. Site also features out building for extra storage. Currently set up as a vacation rental with a 2-night minimum stay. Full kitchen equipped with granite counter tops and gas stove. Suitable for Class A Motorcoaches up to 45' with a 50 AMP hook-up. No restrictions on the type of motorcoach allowed. Schedule your showing today!

30 Boulder Drive Unit #1, Lake Toxaway

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Listings provided courtesy of Triangle MLS, Inc. of NC, Internet Data Exchange Database. Information deemed reliable but not guaranteed. © 2026 Triangle MLS, Inc. of North Carolina. Data last updated .

Lake Toxaway Homes under $400,000

Newest Lake Toxaway Homes under $400,000

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