Lake Toxaway Homes under $700,000

Welcome to Lake Toxaway, North Carolina – a hidden gem nestled in the heart of Transylvania County. Known for its breathtaking natural beauty, this charming community is surrounded by the majestic Blue Ridge Mountains and is home to the largest private lake in North Carolina. Whether you’re seeking a peaceful retreat, an adventurous lifestyle, or a vibrant community, Lake Toxaway has something for everyone.

The area boasts a rich tapestry of outdoor activities, from hiking and biking along the numerous trails to fishing and kayaking on the pristine waters of Lake Toxaway. The lush landscapes are perfect for nature lovers and outdoor enthusiasts alike, offering a tranquil escape from the hustle and bustle of city life.

When it comes to real estate, Lake Toxaway offers an impressive selection of homes under $700,000. You can find charming cabins, modern mountain retreats, and cozy cottages, all designed to harmonize with the stunning surroundings. These homes provide an ideal blend of comfort and style, allowing you to enjoy the serene beauty of the area without breaking the bank.

With a tight-knit community, excellent schools, and a variety of local amenities, Lake Toxaway is not just a place to live; it’s a lifestyle. Whether you’re looking to retire, raise a family, or find a vacation home, Lake Toxaway offers an inviting atmosphere that feels like home. Come explore this enchanting community and discover the perfect property that suits your needs and dreams. Your mountain retreat awaits!

Newest Lake Toxaway Homes under $700,000

$410,000

3 Beds ⋅ 2 Baths ⋅ 4431012 MLS

Enjoy space, privacy, and endless possibilities with this 3-bedroom, 1.5-bath brick home situated on 2.30 unrestricted acres in beautiful Lake Toxaway, NC. Set on a nice open knoll with large front and back yards, this property is mostly cleared and usable, offering plenty of room for gardening, outdoor activities, pets, or simply enjoying the peaceful mountain setting. Inside, the home features a large bright living room with a beautiful rock fireplace, a large kitchen with plenty of room for everyday dining also with rock fireplace, and a separate formal dining room for entertaining. A large screened-in back porch extends the living space outdoors and provides the perfect spot for morning coffee, relaxing afternoons, or enjoying the surrounding property. Renovation in 2014 with new roof, flooring, windows, doors, mechanical, plumbing and electrical updates. Outside, you'll find a concrete driveway, one-car garage, and a large covered metal shed with plenty of space for a motorhome, large camper, boat, or additional equipment. A small basement provides convenient extra storage. With 2.30 unrestricted acres and most of the land already cleared, this property offers the freedom and usable space that can be difficult to find. Whether you're looking for a full-time residence, mountain getaway, gardening property, or simply a home with room to spread out, this Lake Toxaway property offers plenty of potential. Schedule your showing today!

2586 Kim Miller Road, Lake Toxaway

73 Toxaway Views Drive Unit #304, Lake Toxaway

$342,500

2 Beds ⋅ 2 Baths ⋅ 4430487 MLS

Welcome to this tasteful, beautifully appointed main-level condo at 73 Toxaway Views Dr., Unit 304. Featuring 2 bedrooms and 2 bathrooms, this inviting home offers an open-concept layout connecting the living room, dining area, and kitchen perfect for relaxing or entertaining. Enjoy the cool mountain air and surroundings from either the front or back deck, with the front deck conveniently accessible from the primary bedroom. The gorgeous kitchen features attractive cabinetry and beautiful countertops, while both bathrooms offer bright, stylish vanities. Offered fully furnished, with only a few personal items excluded, this condo is truly move-in ready. Ideally located adjacent to Gorges State Park and Lake Toxaway Estates, with hiking and biking trails nearby and an abundance of beautiful local waterfalls to explore. Come experience the beauty, comfort, and tranquility of mountain living. Schedule today!

73 Toxaway Views Drive Unit #304, Lake Toxaway

73 Toxaway Views Drive Unit #303, Lake Toxaway

$329,000

2 Beds ⋅ 2 Baths ⋅ 4423285 MLS

Wake up to cool mountain air and the quiet of the forest in Lake Toxaway. This one-level, 2-bedroom, 2-bath condominium in Toxaway Views offers 1,156 square feet of easy living with no stairs. Simply just walk in and settle into the trees. The property is offered turn-key with all furnishings included. Summer days stay comfortable above 3,000 feet elevation. Slide the glass doors open and the covered deck becomes the extra room: morning coffee while the forest wake up, a book in the shade, dinner as the light fades through the trees. Winter views open through the branches. Come back inside to a cozy living room with a real wood-burning fireplace, an open dining area, and a kitchen with a breakfast bar made for unhurried meals. The 2-bedroom, 2-bath layout keeps everything on one easy level through the home. The primary bedroom has its own private deck, so the trees are the last thing you see at night and the first thing you see in the morning. Designed for effortless modern living, this interior features easy-care flooring, a new stackable washer/dryer, and year-round comfort. A full kitchen (range, new dishwasher, microwave, and refrigerator) handle everyday life. Park right outside the door. When you want a change of pace, the community pool is a short stroll through the woods. Nearby railheads lead toward waterfalls and Gorges State Park. Lake Toxaway is centrally located between the towns of Brevard and Cashiers/Highlands, which offer an array of shopping, dining, and entertainment options, and proximity to hiking, waterfalls and lake activities as well as other activities while maintaining a private retreat setting. Ideal for full-time residents, discerning second-home owners, or those seeking a lock-and-leave mountain residence without unnecessary overhead, this is a home for buyers who prioritize comfort, efficiency, and enduring value.

73 Toxaway Views Drive Unit #303, Lake Toxaway

221 Toxaway Falls Drive Unit #1, Lake Toxaway

$450,000

2 Beds ⋅ 2 Baths ⋅ 4421663 MLS

There is something special about 221 Toxaway Falls Drive, Unit 1—a place where your day is the steady, meditative roar of the iconic 350-foot Toxaway Falls. This isn’t just a condo; it’s a front-row seat to one of the most breathtaking natural views in the Blue Ridge Mountains, with the lush, protected wilderness of Gorges State Park as your permanent neighbor across the gorge. Inside, the living area centers around a cozy stone fireplace, recently upgraded with a dedicated gas line—meaning effortless fires and deck-side grilling without the hassle of propane tanks. The kitchen remains in its classic, functional state with quality appliances, while the primary bathroom and bedrooms have been lightly refreshed to offer a clean, inviting feel. Designed for maximum ease and low-maintenance living, this unit seamlessly blends comfort with accessibility. While there is only one short flight of stairs to the front door, a newly installed chairlift makes transitions effortless—whether you're transporting heavy luggage, carrying in groceries, or hosting guests with limited mobility. Just a short stroll away, residents and guests can relax at the community’s heated pool, a rare and delightful mountain luxury on warm summer afternoons. For nearby residents of the Mountain Falls Luxury Motorcoach Resort, this property serves as the ultimate "guest annex." It offers your visiting friends and family their own private sanctuary with world-class waterfall views, all while keeping them right around the corner. Beyond its undeniable charm as a personal mountain retreat, this fully furnished unit is a proven performer for the savvy buyer. Currently operating as a highly successful short-term rental, it offers a true turnkey opportunity to generate immediate, lucrative income from day one. Whether you are seeking a low-maintenance mountain escape, a sophisticated guest house, or a high-demand investment property with an irreplaceable "waterfall in your backyard" appeal, Unit 1 delivers on every front. Step into your turnkey sanctuary today!

221 Toxaway Falls Drive Unit #1, Lake Toxaway

97 Toxaway Views Drive Unit #704, Lake Toxaway

$350,000

2 Beds ⋅ 2 Baths ⋅ 4421561 MLS

Enjoy views and exceptional privacy from this updated end-unit residence adjoining Gorges State Park. Designed for easy main-level living, the home offers stair-free access with convenient parking just outside the unit, plus additional overflow parking directly across the building. Inside, abundant natural light and a fresh mix of contemporary and traditional finishes create a comfortable, move-in-ready setting. The open-concept living and dining areas center around a cozy gas log fireplace, offering instant ambiance and a warm, inviting glow. Just steps away, the kitchen elevates the main level with premium granite countertops and abundant workspace for effortless meal prep. The main-level primary suite includes a private en-suite bath, making everyday living especially convenient. The heart of the home extends into a charming, light-filled four-season sunroom wrapped in walls of windows. Just outside, a covered deck effortlessly expands your living space outdoors, where year-round nature views provide a beautiful backdrop for morning coffee, quiet afternoons, or evening relaxation. The property is offered fully furnished with a few exceptions, including a living room sofa with a fold-out bed for additional sleeping space. Toxaway Views remains a residentially oriented community with a minimum 30-day rental policy, promoting a more stable and peaceful environment while maintaining comparatively low HOA dues. With Gorges State Park next door and the Lake Toxaway area, Brevard, and Sapphire Valley within easy reach, hiking, waterfalls, outdoor recreation, dining, and area amenities are all convenient while the setting itself feels private and tucked away. Whether used as a full-time residence, mountain getaway, or an option for buyers seeking stair-free living, this well-maintained home brings together views, privacy, convenience, and an exceptional Western North Carolina setting.

97 Toxaway Views Drive Unit #704, Lake Toxaway

570 Flat Creek Valley Road, Lake Toxaway

$649,000

3 Beds ⋅ 3 Baths ⋅ 4416431 MLS

Step inside to a bright, wide-open living and dining area designed for effortless entertaining and cozy family nights. The space flows beautifully into a highly functional kitchen, featuring a spacious breakfast bar perfect for your morning coffee. The smart, split-bedroom floor plan prioritizes your privacy. The primary suite serves as your personal oasis, complete with a private en suite bath. On the opposite side of the home, two comfortable guest bedrooms share a full hallway bath, while a convenient half-bath off the main living area ensures your guests always feel welcome. Love to dream big? The 1,200 square foot unfinished basement offers a blank canvas to create your new space: a workshop, studio, gym or maybe even a home theater! Outside, the 6.7 +/- acres of gently laying land is an absolute dream for gardeners, homesteaders, or anyone wanting a hobby farm. As you meander up the drive, take note of the beautiful wildflower heart, lovingly mowed into the front pasture. Soak in the mountain air from your covered back deck, let the pups run wild in the fenced dog yard, and utilize the attached garage and multiple outbuildings for your vehicles, ATVs, and outdoor hobbies. Surrounded by mature trees, established landscaping, and a blooming field of wildflowers, this is true unrestricted freedom at its finest!

570 Flat Creek Valley Road, Lake Toxaway

157 Toxaway Views Drive Unit #805, Lake Toxaway

$459,000

3 Beds ⋅ 4 Baths ⋅ 4417213 MLS

This very nice upper-level condo feels cozy yet spacious, with wood floors throughout and an inviting layout. The living and dining areas open to both screened and open decks, perfect for enjoying the fresh mountain air or enjoy the wood burning fireplace in the living room when the weather turns chilly. The open kitchen offers plenty of cabinet and counter space and the laundry closet is located conveniently between the kitchen and bedrooms. Tucked at the end of the hall is the primary bedroom with an en suite bath and its own private deck with outside storage closet. There is a guest bedroom and bath just across the hall. The next-door bonus apartment with its own private entrance offers excellent flexibility for an in-law suite or visiting guests. This comfortable space features an open living area with a half bath, a propane-ready fireplace, a bedroom with a full bath, a full kitchen, and a laundry closet. Don't forget about the single car garage, with exterior entrance, for extra parking and storage. Toxaway Views has a private community pool and wooded walking trails that connect to Gorges State Park, creating a wonderful setting for relaxing, exploring, and enjoying the natural beauty of the area.

157 Toxaway Views Drive Unit #805, Lake Toxaway

$265,000

3 Beds ⋅ 2 Baths ⋅ 4412174 MLS

Discover an opportunity to own property in beautiful Lake Toxaway with a total of 1.58 unrestricted acres, including the adjoining .60-acre lot. Built in 1983, this 3-bedroom, 2-bath home offers a functional layout with all bedrooms and baths located on the main level. The full unfinished basement provides excellent storage and workspace, with potential for future expansion. The property features a relatively level area behind the home with plenty of room for a garden, outdoor activities, or additional improvements. A small creek adds to the natural setting and mountain property appeal. This property offers usable acreage and the flexibility that comes with unrestricted land. The home is being sold AS IS as part of an estate and will require repairs and updates, including a roof replacement. This is an excellent opportunity for a buyer looking for property with acreage and the potential to renovate and make it their own.

107 Flat Creek Drive, Lake Toxaway

121 Toxaway Views Drive Unit #504, Lake Toxaway

$339,000

2 Beds ⋅ 2 Baths ⋅ 4414646 MLS

An end unit backing directly to Gorges State Park for year-round privacy and long-range mountain views. Stair-free, main-level living adds ease, accessibility, and parking immediately outside the unit, with additional overflow parking available. This light-filled residence blends contemporary lines with a touch of traditional character, offering a fresh, move-in-ready home. The open main level includes a spacious living room anchored by a classic wood-burning fireplace, a well-equipped kitchen with quartz countertops, and a primary suite with an en-suite bath. Step outside to the covered deck and take in the year-round mountain views, an ideal spot for morning coffee or evening unwinding. Offered fully furnished with a few exceptions, including a living room sofa with a fold-out bed for extra sleeping space. Toxaway Views remains a residentially oriented community with a minimum 30-day rental policy, promoting a more stable and peaceful environment while maintaining comparatively low HOA dues. Conveniently located next to Gorges State Park and the greater Lake Toxaway area, with easy access to Brevard and Sapphire Valley, this property offers access to outdoor recreation, hiking and waterfalls within close reach, while maintaining a sense of privacy and retreat. Well-suited for full-time living, a second home, or those seeking a more accessible mountain residence, this updated unit offers a rare combination of comfort, functionality, and lasting value. Schedule your showing today.

121 Toxaway Views Drive Unit #504, Lake Toxaway

$269,900

3 Beds ⋅ 2 Baths ⋅ 4411516 MLS

Welcome home to this charming property offering plenty of space for family living and everyday comfort. Home is just a 20 minute drive from Brevard, close to Lake Toxaway and several rivers. Step inside to discover beautiful new luxury vinyl plank flooring that flows throughout the home, creating a fresh, modern feel. The well-appointed kitchen features granite countertops, new tilbe backsplash, a smooth-top range/oven, built-in microwave, dishwasher, and stainless steel refrigerator. It opens seamlessly to the dining area, which offers ample space for a large dining table—perfect for family meals and entertaining guests. The inviting living room is centered around a cozy fireplace and is complemented by a ceiling fan for year-round comfort, making it the ideal place to relax or gather with family and friends. The spacious primary suite has a large walk-in closet and a private ensuite bath featuring a tub/shower combination and vanity. Two generously sized secondary bedrooms offer new flooring, ceiling lights, and plenty of closet space. The shared hall bath also includes a tub/shower combination and vanity. Conveniently located just off the kitchen, the laundry room comes complete with a washer and dryer, and new HVAC adding to the home's move-in-ready appeal. Outside is a covered carport and two storage sheds provide added functionality and extra storage. Property is surrounded by lush andscaping including a row of Japanese maples and foliage that makes the landscape feel like paradise. This well-maintained home combines comfort, functionality, and value, making it a wonderful place to call home.

559 Old Quebec Road, Lake Toxaway

$495,000

3 Beds ⋅ 3 Baths ⋅ 4394791 MLS

Step inside this one-level mountain retreat, waiting for you next to Gorges State Park, then hike out your backdoor and quickly access the park’s trail system! You’ll love the mature rhododendron and mountain laurel that surround this home, as well as the elevated fire pit area and spacious back deck. Cozy up to the stone fireplace under the living room’s vaulted ceiling with wooden beam accents. Enjoy evening cocktails on the back deck as you unwind and relax. Perfect vacation or investment property, as it is being sold turnkey and currently has a tenant in place through the end of November. The main house hosts a welcoming foyer as well as an open floor plan between living, dining, and kitchen. Down the hall, you’ll find a spacious primary bedroom with an ensuite bath, plus two more bedrooms that share a Jack-and-Jill full bath. In 2024 the garage was partially finished, adding a studio, a full bath, and a kitchenette. (No permits were pulled for this work, so this is not counted in the total HLA.) Thoughtful updates have been made adding style and modernization through wall accents, paint, fixtures, and design. The entry road is private and there is a shared road agreement in place. An easy 14-mile drive from both downtown Brevard and downtown Cashiers. New HVAC in 2024; baseboard heat and plug-in AC units for the bonus space.

580 Whetstone Gap Road, Lake Toxaway

$249,900

2 Beds ⋅ 1 Baths ⋅ 4390312 MLS

Your ticket to Lake Toxaway living now priced at 249,900! Situated on just over 0.6 acres, this fully furnished 2-bedroom, 1-bath + den concrete block construction home offers a peaceful setting with convenient access directly off a state-maintained road. A canopy of mature trees provides privacy, while the front yard offers a welcoming outdoor space and back yard offers space for an RV. In addition to the two bedrooms the home features a versatile den that can serve as a guest room, home office, hobby space, or additional living area. A separate bank house expands the possibilities even further and would make an ideal art studio, exercise room, workshop, home office, or creative retreat. Conveniently located near the renowned Greystone Inn, Gorges State Park, and positioned between Brevard and Cashiers, you'll enjoy easy access to dining, outdoor recreation, shopping, and all that Western North Carolina has to offer. Whether you're seeking a full-time residence, mountain getaway, or investment property, the home offers excellent potential for both short-term and long-term rental opportunities. Ceiling height under 7" please confirm with lender.

2603 Kim Miller Road, Lake Toxaway

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Listings provided courtesy of Triangle MLS, Inc. of NC, Internet Data Exchange Database. Information deemed reliable but not guaranteed. © 2026 Triangle MLS, Inc. of North Carolina. Data last updated .