Locust Homes under $350,000

Welcome to Locust, North Carolina – a hidden gem nestled in the heart of Stanly County. This charming city boasts a delightful blend of small-town warmth and modern conveniences, making it an ideal place for families, retirees, and everyone in between. With its friendly community, beautiful parks, and vibrant local events, Locust offers a peaceful lifestyle without sacrificing access to urban amenities.

One of the most appealing aspects of Locust is its diverse real estate market, particularly for those searching for homes under $350,000. Whether you’re a first-time homebuyer or looking to downsize, you’ll find an array of options that cater to various tastes and preferences. From cozy single-family homes with spacious yards to contemporary townhouses, Locust provides plenty of opportunities to find your perfect sanctuary.

The city is also known for its excellent schools, making it a great choice for families. Enjoy weekends exploring the picturesque outdoors at nearby parks or engaging in community events that foster connection and camaraderie among residents. With its close-knit atmosphere and welcoming spirit, Locust ensures that you’ll feel right at home from the moment you arrive.

Don’t miss out on the chance to become a part of this thriving community. With homes available under $350,000, your dream of owning a home in Locust is well within reach. Discover the beauty and charm of Locust, NC, and make it the backdrop for your next chapter!

Newest Locust Homes under $350,000

$350,000

2 Beds ⋅ 2 Baths ⋅ 4435834 MLS

Estate sale opportunity in Locust with no HOA! Situated on a private 1.84-acre unrestricted lot with a large carport, plenty of additional parking, a large outbuilding, and a roof replaced in 2020, this ranch home offers immense potential for investors or buyers ready to bring their vision. To expand your private retreat even further, two additional connecting lots are available for purchase separately: Parcel ID 557603419924 (1.44 acres) and Parcel ID 557603416674 (1.56 acres), bringing the total combined potential to just under 5 acres, MLS # 4435835. Inside, the home features a functional open floor plan with a spacious living room centered around a fireplace (note: the main fireplace flue has been sealed off), a connecting dining room, and a bright, relaxing sunroom that offers wonderful views of the private backyard. The kitchen is equipped with tons of cabinets, storage space, and an eat-up breakfast bar, with stainless steel appliances that convey including the refrigerator, microwave, range, and dishwasher. The main level currently features 2 bedrooms, 1 full bathroom, and 1 half bathroom, with the 3rd original bedroom currently utilized as a laundry room that can easily be converted back. Utility features include city water connection, a septic system (with the option to hook up to city sewer for additional fees), and an on-site well that is currently used to water the garden. Please note that the home is sold strictly AS-IS, WHERE-IS with no repairs by the seller. The property needs TLC, including addressing foundation issues, moisture, and fungal growth in the basement, as well as some fungal growth in a few areas on the main floor. An official report from Foundation Drs is available and can be shared with seriously interested parties. The spacious basement holds incredible potential for additional finished space once the structural and moisture concerns are properly handled. Located just moments from all the quaint local shops and restaurants of Locust, this property combines quiet country freedom with everyday convenience.

816 Central Avenue, Locust

$259,500

2 Beds ⋅ 2 Baths ⋅ 4432582 MLS

** SELLER IS OFFERING UP TO $10,000 CLOSING ASSISTANCE** Welcome Home, Beautiful Improved and thoughtfully maintained 2-bedroom, 2 full -bath home in the heart of Locust ! From the moment you arrive , you'll appreciate the inviting appeal and effortless blend of comfort and modern style throughout. The detailed beautiful improved kitchen is a standout feature, offering a fresh, sophisticated feel and ideal space for everyday living and entertaining. Two full bathrooms provide added convenience, the attached one-carport offers practical storage and easy access. Step outside to the deck , creating wonderful space to relax, entertain, or enjoy your mornings/afternoons/evenings. Ideally situated just minutes from locust Town Center, this home puts restaurants, shopping, and everyday convenience close at hand. Enjoy an easy commute to Charlotte, Concord, Albemarle, Mint hill, Monroe, Harrisburg , each approximately 30 minutes away. About 30- minutes from Badin lake and lake Tillery !! Again Welcome Home !

105 Dogwood Street, Locust

$249,000

3 Beds ⋅ 2 Baths ⋅ 4430842 MLS

Room to spread out, space to unwind, and beautiful updates to enjoy! Welcome home to this well maintained property on 1.74 cleared, level acres with no restrictions. Inside, you’ll find stylish waterproof luxury vinyl plank flooring throughout, new kitchen cabinets and backsplash, stainless steel appliances, and freshly renovated bathrooms. The spacious, inviting layout offers plenty of room for everyday living and gathering with friends and family. A new roof in 2026 and gutters add to the home’s appeal. Step outside and picture peaceful afternoons relaxing on your deck, backyard cookouts, or simply enjoying your expansive outdoor space. A storage shed conveys, providing extra room for tools and outdoor essentials. Beautiful updates, an inviting home, and room to make it your own come see the possibilities!

20538 Running Creek Church Road, Locust

$270,000

3 Beds ⋅ 1 Baths ⋅ 4430849 MLS

Charming 3-bedroom ranch offering comfortable one-level living close to downtown Locust. This home has been freshly painted and includes major recent updates such as a new roof, HVAC system and water heater, along with new flooring in select areas and a renovated full bathroom. The living room offers a welcoming entry into the home and includes a window opening into the family room, helping connect the two living spaces. The separate family room features a brick wood-burning fireplace that adds warmth and character. The eat-in kitchen provides space for everyday dining and a functional layout. Outside, the property sits on a nice lot with mature trees that provide shade and added appeal. A detached oversized garage offers excellent parking, storage and workspace potential, along with additional storage space for tools, equipment or hobbies. Convenient to downtown Locust, shopping, dining and everyday amenities, this ranch offers a practical floor plan, valuable updates and useful garage space in a convenient location.

205 Oakland Street, Locust

$305,000

3 Beds ⋅ 2 Baths ⋅ 4426643 MLS

Looking for a move-in ready home on a large lot in Locust? This full brick ranch sits on a generous .66-acre lot with NO HOA, offering the freedom you’ve been searching for. Inside, you’ll find fresh paint, a recent kitchen countertop and backsplash and no carpet. The outdoor living space features a level, fenced yard with a stunning patio complete with a brick fireplace—perfect for gardening or just relaxing evenings under the stars. In addition, there's extra parking space for additional vehicles or guests. Don’t miss this rare opportunity to own a solid, classic home with incredible outdoor appeal. This location is unbeatable—you’re just minutes from local shopping and dining, with Highway 485 approximately 20 minutes away for easy access to Charlotte. If you’ve been searching for a brick home with a sprawling yard and easy access to everything you need, this is the one.

101 Morningstar Drive, Locust

535 Gentle Bend Cove Unit #271bp, Locust

$329,900

3 Beds ⋅ 3 Baths ⋅ 4425666 MLS

BRAND-NEW FLOORPLAN + MORE HOME FOR YOUR MONEY! Be among the first to discover the Anderson, the newest floorplan in the True Homes SPACES Collection, offering 1,843 sq. ft., 3 bedrooms, 2.5 baths and a flexible upstairs Loft in a smart design that makes every square foot work harder. The open main level brings together the Great Room, Dining Area and Kitchen with a spacious island—creating an easy flow for everyday living and entertaining. Upstairs, the private Primary Suite is joined by two secondary bedrooms, Bath 2, laundry and a versatile Loft that can flex for work, play or relaxation. A 2-car garage and covered front porch add everyday convenience. Designed for buyers who want the benefits of new construction, modern style and thoughtful living spaces without paying for wasted square footage, the Anderson delivers more space, more flexibility and more value for the budget. A fresh new plan, a smart new way to live—schedule a tour and be among the first to experience the Anderson!

535 Gentle Bend Cove Unit #271bp, Locust

$299,000

3 Beds ⋅ 2 Baths ⋅ 4417024 MLS

Fully remodeled 3-bedroom, 2-bath ranch with NO HOA on a fenced 0.37-acre corner lot! This move-in ready, like-new home has been beautifully updated throughout and offers the modern finishes, open feel, and turnkey lifestyle today's buyers are searching for. Enjoy the convenience of being within walking distance to Downtown Locust, where you can grab coffee, visit local breweries, dine at local restaurants, shop small businesses, and enjoy community events. Located in one of Stanly County's fastest-growing areas, you'll love the small-town charm with convenient access to Concord, Albemarle, and Charlotte. Inside, every room has been beautifully updated, creating a fresh, modern space that feels like new. Outside, the spacious fenced backyard offers plenty of room for pets, play, gardening, or entertaining. If you've been searching for a move-in ready home with a large yard, no HOA, and an unbeatable location, this is one you won't want to miss!

117 Danita Drive, Locust

$229,000

3 Beds ⋅ 2 Baths ⋅ 4404649 MLS

Welcome home to this beautifully updated 3-bedroom, 2-bath home offering 1,344 square feet of comfortable living space with major updates already completed! Step inside to find fresh paint throughout, new luxury vinyl plank flooring in the main living areas, and updated carpet in the bedrooms (with one bedroom also featuring durable LVP flooring). The bright, inviting interior is move-in ready, allowing the next owner to simply unpack and enjoy. Outside is where this property truly shines. Relax on the charming covered front porch with your morning coffee, or entertain friends and family on the massive multi-level back deck overlooking a private wooded backdrop. The fully fenced backyard offers plenty of space for kids, pets, gardening, or weekend gatherings, while two storage sheds provide all the room you need for tools, lawn equipment, and hobbies. Additional highlights include a covered carport, washer and dryer that convey with the home, and major mechanical updates with both the roof and HVAC replaced in 2018—giving buyers added peace of mind. If you’ve been looking for an affordable, move-in-ready home with outdoor living space, privacy, and valuable updates already completed, this is one you won’t want to miss. Schedule your showing today!

232 Christy Lane, Locust

$270,000

3 Beds ⋅ 2 Baths ⋅ 4410937 MLS

Welcome home to this charming 3-bedroom, 2-full-bath double-wide manufactured home, perfectly situated on nearly one acre of peaceful land. With plenty of space both inside and out, this property offers the ideal blend of comfort, privacy, and country living. Step inside to discover a spacious, open-concept floor plan featuring a bright living area, a well-appointed kitchen with ample cabinet space, and a comfortable dining area that's perfect for everyday living or entertaining. The primary suite includes a private full bath, while two additional bedrooms and a second full bath provide plenty of room for family, guests, or a home office. Outside, enjoy relaxing mornings or evening gatherings on the inviting deck overlooking the expansive yard. The nearly one-acre lot offers endless possibilities for gardening, outdoor recreation, or simply enjoying the open space and peaceful surroundings.

534 Browns Hill Road Unit #B, Locust

$349,990

4 Beds ⋅ 3 Baths ⋅ 4404190 MLS

For modern style and comfortable, convenient design, choose the Hawthorn floor plan at Meadow Creek Village! The main level of this plan showcases an open layout featuring a kitchen with an island and walk-in pantry, a dining area, and a great room with a fireplace and patio access perfect for relaxing and entertaining. The primary suite sits toward the back of the home on the main level, boasting a walk-in closet and a private bath. Finishing out the main level is a convenient laundry room and half bathroom. Upstairs, you'll find comfortable living space in three secondary bedrooms, one with a walk-in closet, and a hall bathroom.

8043 Midas Lane, Locust

$334,990

3 Beds ⋅ 2 Baths ⋅ 4404203 MLS

If you’re seeking a single-story home with style, look no further than the Cardinal at Meadow Creek Village! This inviting floor plan offers a spacious great room for gathering and relaxing, adjacent to a dining area and an open kitchen with a center island and walk-in pantry. Two bedrooms, both with walk-in closets, bookend a bath toward the front of the home, and at the back, the primary suite offers a large walk-in closet and a private bath with dual sinks and a walk-in shower. This home also includes a back patio.

8051 Midas Lane, Locust

$345,990

3 Beds ⋅ 3 Baths ⋅ 4404231 MLS

Discover Your Dream Home in Meadow Creek Village! You’ll fall in love with the Kephart, a versatile open-concept plan offering two stories of inviting living space and stylish features. As you enter the home from the ample front porch, a long foyer leads to a wide-open great room, a well-appointed kitchen with a spacious center island and Quartz countertops and a charming dining area with direct access to the patio. As you head upstairs, you’ll find two generous secondary bedrooms—sharing a full hall bathroom—plus a convenient laundry room. Highlighting the upper level is the private owner’s suite—boasting a roomy walk-in closet and a deluxe bath with dual vanities and a walk-in shower.

8059 Midas Lane, Locust

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Listings provided courtesy of Triangle MLS, Inc. of NC, Internet Data Exchange Database. Information deemed reliable but not guaranteed. © 2026 Triangle MLS, Inc. of North Carolina. Data last updated .

Locust Homes under $350,000

Newest Locust Homes under $350,000

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