Locust Homes under $700,000

Welcome to Locust, North Carolina – a charming city that beautifully blends small-town warmth with modern conveniences. Nestled just a short drive from the bustling city of Charlotte, Locust offers residents a peaceful retreat while still providing easy access to urban amenities. With its picturesque landscapes, friendly community, and a strong sense of local pride, Locust is the perfect place to call home.

One of the most appealing aspects of Locust is its diverse real estate market, particularly for those seeking homes under $700,000. Here, you can find a variety of options, from cozy single-family homes to spacious modern builds, all designed to cater to a range of lifestyles and preferences. Whether you're a first-time homebuyer, a growing family, or looking to downsize, Locust has something for everyone.

Imagine waking up in a charming home surrounded by lush greenery, with local parks and recreational areas just a stone's throw away. The community is known for its friendly atmosphere and inclusive events, making it easy to forge lasting friendships. Plus, with excellent schools, shopping centers, and dining options nearby, you'll find everything you need within reach.

Locust is also committed to preserving its rich history and natural beauty, offering residents a unique blend of tradition and modern living. If you're looking for an affordable, welcoming community that boasts a strong sense of belonging, look no further than Locust, NC. Come discover your dream home in this delightful city today!

Newest Locust Homes under $700,000

$375,000

3 Beds ⋅ 2 Baths ⋅ 4434888 MLS

Charming Craftsman-style home featuring 3 bedrooms, 2 baths, and an open split-bedroom floor plan with 9' ceilings. Enjoy a kitchen with quartz countertops and a spacious dining area. The primary bedroom features a barn door, dual sinks, and a spacious walk-in shower, two walk in closets. The two additional bedrooms and full bathroom are located on the opposite side of the home for added privacy. Relax on the covered front porch or back deck with a cozy porch swing. Fenced backyard on a .43-acre lot with NO HOA! Conveniently located just outside Locust city limits, right off Hwy 24/27, approximately 20 minutes from I-485, Concord, and Monroe. Come see all this home has to offer!

17090 Pond Road, Locust

$350,000

2 Beds ⋅ 2 Baths ⋅ 4435834 MLS

Estate sale opportunity in Locust with no HOA! Situated on a private 1.84-acre unrestricted lot with a large carport, plenty of additional parking, a large outbuilding, and a roof replaced in 2020, this ranch home offers immense potential for investors or buyers ready to bring their vision. To expand your private retreat even further, two additional connecting lots are available for purchase separately: Parcel ID 557603419924 (1.44 acres) and Parcel ID 557603416674 (1.56 acres), bringing the total combined potential to just under 5 acres, MLS # 4435835. Inside, the home features a functional open floor plan with a spacious living room centered around a fireplace (note: the main fireplace flue has been sealed off), a connecting dining room, and a bright, relaxing sunroom that offers wonderful views of the private backyard. The kitchen is equipped with tons of cabinets, storage space, and an eat-up breakfast bar, with stainless steel appliances that convey including the refrigerator, microwave, range, and dishwasher. The main level currently features 2 bedrooms, 1 full bathroom, and 1 half bathroom, with the 3rd original bedroom currently utilized as a laundry room that can easily be converted back. Utility features include city water connection, a septic system (with the option to hook up to city sewer for additional fees), and an on-site well that is currently used to water the garden. Please note that the home is sold strictly AS-IS, WHERE-IS with no repairs by the seller. The property needs TLC, including addressing foundation issues, moisture, and fungal growth in the basement, as well as some fungal growth in a few areas on the main floor. An official report from Foundation Drs is available and can be shared with seriously interested parties. The spacious basement holds incredible potential for additional finished space once the structural and moisture concerns are properly handled. Located just moments from all the quaint local shops and restaurants of Locust, this property combines quiet country freedom with everyday convenience.

816 Central Avenue, Locust

$379,900

3 Beds ⋅ 2 Baths ⋅ 4433565 MLS

Enjoy the best of small town living in the heart of Locust Town Center! This charming 3-bedroom, 2-bath ranch offers an open floor plan designed for comfortable everyday living and entertaining. The spacious kitchen features granite countertops, stainless steel appliances, an abundance of cabinet space, a breakfast bar, and a cozy breakfast nook. A separate dining area provides additional space for gatherings. The owner's suite features walk-in closets, double vanities, and a 2-car garage adds convenience and storage. One of the best features of this home is its location! Locust Town Center offers a wonderful sense of community with the convenience of being able to walk to local restaurants, a bakery, ice cream shops, a brewery, and other nearby businesses. Enjoy community events at Town Hall, including concerts, festivals, and the seasonal farmers market, all just a short stroll away. Experience the charm of a quiet neighborhood while having so much right at your fingertips! Outdoor enthusiasts will appreciate the proximity to local parks, Morrow Mountain State Park, Lake Tillery, and Badin Lake. Plus, with convenient access to Charlotte, you can enjoy small town living without sacrificing access to the city. This home truly offers a great combination of comfort, community, and convenience!

639 Ardsley Drive, Locust

$259,500

2 Beds ⋅ 2 Baths ⋅ 4432582 MLS

** SELLER IS OFFERING UP TO $10,000 CLOSING ASSISTANCE** Welcome Home, Beautiful Improved and thoughtfully maintained 2-bedroom, 2 full -bath home in the heart of Locust ! From the moment you arrive , you'll appreciate the inviting appeal and effortless blend of comfort and modern style throughout. The detailed beautiful improved kitchen is a standout feature, offering a fresh, sophisticated feel and ideal space for everyday living and entertaining. Two full bathrooms provide added convenience, the attached one-carport offers practical storage and easy access. Step outside to the deck , creating wonderful space to relax, entertain, or enjoy your mornings/afternoons/evenings. Ideally situated just minutes from locust Town Center, this home puts restaurants, shopping, and everyday convenience close at hand. Enjoy an easy commute to Charlotte, Concord, Albemarle, Mint hill, Monroe, Harrisburg , each approximately 30 minutes away. About 30- minutes from Badin lake and lake Tillery !! Again Welcome Home !

105 Dogwood Street, Locust

$669,260

3 Beds ⋅ 3 Baths ⋅ 4432490 MLS

Welcome to this move-in ready Madison floorplan at Cresswind at Rocky River, where thoughtful design, inviting gathering spaces, and seamless indoor-outdoor living come together. Offering 3 bedrooms, 3 baths, a private study, and an extended 2-car garage, this home is designed for comfortable everyday living and entertaining. The open-concept design features warm wood-look flooring throughout the main living areas, kitchen, study, gallery, foyer, and owner’s suite. At the heart of the home, the gourmet kitchen showcases White Ice granite countertops, two-tone cabinetry with a contrasting island, a designer tile backsplash, matte black fixtures, pendant lighting, under-cabinet lighting, and GE Profile appliances including a gas cooktop and wall oven. A fireplace with a Catalina mantel creates a welcoming focal point in the great room. The owner’s suite includes a 4-foot extension for added space and a spa-inspired bath with dual vanities, White Ice granite countertops, cabinetry in a soft neutral finish, matte black fixtures, a frameless glass shower enclosure, and tile extending to the ceiling. The extended covered lanai is screened and complemented by an additional uncovered patio extension, creating flexible space for relaxing or entertaining outdoors. Additional highlights include a dedicated study with double doors, attic storage above the garage, a laundry room with cabinetry, countertop and stainless-steel sink, enhanced lighting throughout, crown moulding on the main level, and a smart WiFi-enabled entry lock.

205 Marina Bay Trail, Locust

$392,950

5 Beds ⋅ 3 Baths ⋅ 4431888 MLS

This 5-bedroom, 3-bath home has thoughtfully designed living space in one of Locust's nicest communities. The open main level centers on a kitchen with a generous island overlooking the breakfast area and great room, a layout made for everyday living and easy entertaining. A main level flex room/office gives you room to work from home, host guests. Upstairs, the primary suite features walk-in closet / dual vanities / garden tub], joined by 4 additional bedrooms and a convenient upstairs bonus room.

214 Wildflower Drive Unit #26, Locust

$249,000

3 Beds ⋅ 2 Baths ⋅ 4430842 MLS

Room to spread out, space to unwind, and beautiful updates to enjoy! Welcome home to this well maintained property on 1.74 cleared, level acres with no restrictions. Inside, you’ll find stylish waterproof luxury vinyl plank flooring throughout, new kitchen cabinets and backsplash, stainless steel appliances, and freshly renovated bathrooms. The spacious, inviting layout offers plenty of room for everyday living and gathering with friends and family. A new roof in 2026 and gutters add to the home’s appeal. Step outside and picture peaceful afternoons relaxing on your deck, backyard cookouts, or simply enjoying your expansive outdoor space. A storage shed conveys, providing extra room for tools and outdoor essentials. Beautiful updates, an inviting home, and room to make it your own come see the possibilities!

20538 Running Creek Church Road, Locust

$360,000

3 Beds ⋅ 3 Baths ⋅ 4429895 MLS

Unique opportunity to purchase this property "Subject To" the existing loan. You do not need to qualify for a new loan! This property can be sold with traditional financing options or a creative structure. Please inquire with agent or check agent remarks for additional information. Subject To opportunity available! Seller is open to a creative purchase structure, including selling the property subject to the existing loan, as well as traditional financing options. This beautiful 2-story Meadowcreek home features 3 bedrooms, 2.5 bathrooms, approximately 1,923 heated square feet, open-concept living, a spacious kitchen, bright interior spaces, main-level laundry, and an attached 2-car garage. Conveniently located in Locust with city water and city sewer. Please contact listing agent for details on available purchase options and Subject To terms.

8176 Chilkoot Lane, Locust

$573,500

4 Beds ⋅ 4 Baths ⋅ 4429135 MLS

Welcome to The Albright located in the new community of Amber Glen in Locust! From the exterior, you'll notice the garage has been extended to include a carriage garage, perfect for an extra workspace or for guests to have a secure place to park. Walking in from the front covered porch you are greeted with a warm and inviting foyer. Just off the foyer is a private study with glass paned French doors. Continuing on, you'll find a flex space that provides room for an extra living space, dining area or game area. The home will open up into your family room, kitchen and breakfast area. The spacious family room has an electric linear fireplace that is color changing to fit any mood or occasion. The kitchen is fit for a chef, featuring stainless steel appliances, a gas cooktop with an overhead exhaust hood, wall oven and kitchen island. You'll notice throughout the main areas of this level has been finished with easily maintainable EVP flooring to make cleaning a breeze. Through the atrium door you'll find an extended covered porch, perfect for entertaining or enjoying a morning coffee. Upstairs you'll be greeted with a spacious loft for an extra area to entertain. There are three additional bedrooms, all with walk-in closets and one with its own private bathroom. The shared secondary bedroom is conveniently located for easy access and has a dual vanity and seperated toilet and showering area to allow everyone privacy and comfort. The laundry room has been completed with overhead cabinets that elevates the space and provides maximum storage and organization. Walking into the Owner's suite you will instantly feel like royalty. Featuring a tray ceiling, LED lighting and plenty of space for furniture, you may find it difficult to get up in the mornings. The large walk-in closet is sure to accomodate any size wardrobe. Finally, the en-suite will feel like walking into a spa, with a dual vanity, separate tub and tiled shower and private toilet area, everyone will have plenty of space and privacy to get ready in the mornings. Welcome to your new home!

242 Amber Glen Drive, Locust

$544,000

5 Beds ⋅ 5 Baths ⋅ 4429142 MLS

Welcome to The Stockton located in the new community of Amber Glen in Locust! From the exterior, you'll notice the garage has been extended to include a carriage garage, perfect for an extra workspace or for guests to have a secure place to park. Walking in from the front covered porch you are greeted with a warm and inviting 2-story foyer. Just off the foyer is a private study with glass paned French doors. The home will open up into your family room, kitchen and breakfast area. The spacious family room has an electric linear fireplace that is color changing to fit any mood or occasion. The kitchen is fit for a chef, featuring stainless steel appliances, a gas cooktop with an overhead exhaust hood, wall oven and kitchen island. You'll notice throughout the main areas of this level has been finished with easily maintainable EVP flooring to make cleaning a breeze. Through the atrium door you'll find an extended covered porch, perfect for entertaining or enjoying a morning coffee. Finishing this level is a main level guest suite with its own private bathroom to allow plenty of privacy for guestsUpstairs you'll be greeted with a spacious loft for an extra area to entertain. There are three additional bedrooms, all with walk-in closets and one with its own private bathroom. The shared secondary bedroom is conveniently located for easy access and has a dual vanity and seperated toilet and showering area to allow everyone privacy and comfort. The laundry room has been completed with overhead cabinets that elevates the space and provides maximum storage and organization. Walking into the Owner's suite you will instantly feel like royalty. Featuring a tray ceiling, LED lighting and plenty of space for furniture, you may find it difficult to get up in the mornings. The large walk-in closet is sure to accomodate any size wardrobe. Finally, the en-suite will feel like walking into a spa, with a dual vanity, tiled shower and private toilet area, everyone will have plenty of space and privacy to get ready in the mornings. Welcome to your new home!

253 Amber Glen Drive, Locust

$305,000

3 Beds ⋅ 2 Baths ⋅ 4426643 MLS

Looking for a move-in ready home on a large lot in Locust? This full brick ranch sits on a generous .66-acre lot with NO HOA, offering the freedom you’ve been searching for. Inside, you’ll find fresh paint, a recent kitchen countertop and backsplash and no carpet. The outdoor living space features a level, fenced yard with a stunning patio complete with a brick fireplace—perfect for gardening or just relaxing evenings under the stars. In addition, there's extra parking space for additional vehicles or guests. Don’t miss this rare opportunity to own a solid, classic home with incredible outdoor appeal. This location is unbeatable—you’re just minutes from local shopping and dining, with Highway 485 approximately 20 minutes away for easy access to Charlotte. If you’ve been searching for a brick home with a sprawling yard and easy access to everything you need, this is the one.

101 Morningstar Drive, Locust

535 Gentle Bend Cove Unit #271bp, Locust

$350,900

2 Beds ⋅ 2 Baths ⋅ 4425666 MLS

PROPOSED SEMI-CUSTOM RANCH IN WHISPERING HILLS! The Cyprus offers efficient single-level living with flexible bedroom and bath configurations and the opportunity to personalize available structural and design selections. Buyers can choose from available options to tailor the home’s layout, finishes and features to their needs while enjoying new construction in Whispering Hills. Conveniently located near Locust shopping, dining and services with access to Charlotte, Concord and Monroe, the community also includes planned amenities such as a pool, playground and green space. Proposed construction. Contact us for current plan, homesite and personalization details.

535 Gentle Bend Cove Unit #271bp, Locust

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Listings provided courtesy of Triangle MLS, Inc. of NC, Internet Data Exchange Database. Information deemed reliable but not guaranteed. © 2026 Triangle MLS, Inc. of North Carolina. Data last updated .

Locust Homes under $700,000

Newest Locust Homes under $700,000

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