Monroe Homes under $250,000

Welcome to Monroe, North Carolina – a charming city that perfectly blends small-town warmth with modern conveniences. Nestled in Union County, Monroe is known for its rich history, vibrant community, and picturesque landscapes. With its convenient location just a short drive from Charlotte, Monroe offers residents the tranquility of suburban living while keeping the excitement of the big city within reach.

Monroe boasts a variety of parks, recreational facilities, and community events that foster a strong sense of belonging among its residents. The downtown area is filled with delightful shops, local eateries, and historical sites, making it a wonderful place to explore and unwind. Families will appreciate the excellent schools and safe neighborhoods, which contribute to Monroe’s reputation as a great place to raise children.

For those seeking affordable housing options, Monroe is a hidden gem. The real estate market here features a variety of homes priced under $250,000, making it an attractive choice for first-time buyers, young families, and retirees alike. From cozy single-family homes to charming townhouses, there’s something for everyone in this welcoming community.

Imagine settling into your dream home, surrounded by friendly neighbors and the natural beauty of Union County. With Monroe’s affordable housing market and its vibrant community spirit, you’ll find the perfect place to call home without breaking the bank. Discover the possibilities that await you in Monroe, where your new chapter begins!

Newest Monroe Homes under $250,000

$225,000

3 Beds ⋅ 1 Baths ⋅ 4433802 MLS

INVESTOR SPECIAL! Bring your vision and unlock the potential at 1101 Jack Davis Road in Monroe. Whether you’re looking for your next renovation, flip, rental investment, or a property to customize, this home offers an opportunity for the savvy investor or buyer ready to put in some work. With the right updates and improvements, this property has the potential to shine. Conveniently located with access to Monroe and surrounding areas. Property is being sold AS-IS.

1101 Jack Davis Road, Monroe

$249,900

3 Beds ⋅ 3 Baths ⋅ 4431406 MLS

Enjoy low-maintenance living in The Ridge, Monroe's newest townhome community. The Surrey floorplan offers thoughtfully designed living space with an open-concept layout that brings together the great room, dining area and designer kitchen—creating an inviting space for everyday living and entertaining. The kitchen showcases Palisades Gold quartz countertops, upgraded cabinetry, designer tile backsplash, gold faucet and stainless steel appliances. Upstairs, retreat to the spacious primary suite featuring a walk-in closet and well-appointed bath, while additional bedrooms, a full bath and convenient second-floor laundry complete the home. Built with energy-efficient construction and durable fiber cement siding, this home also offers an attached garage and rear patio for outdoor enjoyment. Residents enjoy a community pool, cabana, pickleball courts, playground, dog park, sidewalks and street lights, all conveniently located near shopping, dining and everyday conveniences.

324 Whitefish Way Unit #124, Monroe

$240,000

2 Beds ⋅ 1 Baths ⋅ 4430267 MLS

-PRE-INSPECTED HOME - INSPECTION AVAILABLE, Cute Bungelow, with large spacious kitchen, hardwood floors, open large kitchen with refrigerator, updated appliances leading to a interior breakfast area with sunroom type windows; large storage room in back of home, large storage exterior building, .42 acre yard, home is located in the area of Lake Lee Estates, new construction homes surrounds this cute bungelow. Fireplace Where is - As is. Home being sold with NO REPAIRS, although inspection is available for buyer. The backporch overlooks a large spacious back yard - no covenants and restrictions, Owners have Never Lived in Home, and are selling "AS IS", NO REPAIRS - Has been a rental.

1609 Russell Courtney Road, Monroe

$219,900

3 Beds ⋅ 1 Baths ⋅ 4429680 MLS

Found It: Your Needle in the Haystack! Needle… meet haystack! A three-bedroom home in this area for $219,900? Stop scrolling and take a look at 712 Edgehill Drive in Monroe. This three-bedroom, one-bath home is ready for a little TLC and a lot of imagination. Refresh it, make it yours, and build sweat equity as you go — or explore the possibilities as an investor. Sitting on an almost half-acre lot with a spacious backyard, there’s plenty of room to spread out, entertain, play, garden, or simply enjoy the extra outdoor space. At this price, you get the chance to choose what comes next instead of paying for someone else’s vision and there’s plenty to enjoy beyond your front door. Spend an evening dining or browsing the shops in Historic Downtown Monroe, plan a visit to Treehouse Vineyards, or head into Charlotte when you’re in the mood for Uptown’s restaurants, entertainment, and events. Schedule your showing today to see why this might be the needle you’ve been searching for!

712 Edgehill Drive, Monroe

$229,000

2 Beds ⋅ 2 Baths ⋅ 4428428 MLS

WONDERFUL OPPORTUNITY IN MONROE! Looking for a little extra space and a peaceful setting? This property offers 1.24 acres with a single-wide home tucked back off the road, creating a pretty and private country feel. Property Features: • 1.24 acres • 2 bedrooms • 2 full bathrooms • Welcoming front porch • Back deck perfect for relaxing • Home sits back off the road in a beautiful setting Please note: The manufactured home has not been detitled and has not been converted to real property. The sellers are starting the process to convert it to real property. Buyers should verify financing eligibility and all applicable requirements with their lender and the appropriate authorities. The sellers have owned the property for only a short time and have never lived in the home. Current records indicate Western Union Elementary and Parkwood schools. A great opportunity to own acreage in Monroe with room to enjoy the outdoors and make this property your own!

3415 Waxhaw Highway, Monroe

$240,000

3 Beds ⋅ 2 Baths ⋅ 4428093 MLS

PRE-INSPECTED ON 9/29/2026 and will be available to all agent and buyer(s). Cutest Bungelow, with neutral paint, hardwood flooring, lights/fans in most rooms, a large storage oversized Laundry Room, bedrooms are large/Den area has a closet so it could be a 4th bedroom. This cute home is a great starter home, and has great curb appeal and charm inside. Some original features are the centrally located kitchen with modern and updated appliances, cabinets and home has updated lighting and updated bathrooms. House was converted from a duplex to a single family home. Nice back yard. Walking distance to Elementary and close to middle and high schools. Great access to shopping and downtown Monroe. It has charm and character. Has been well-maintained. Fireplaces are covered and unusable but have a architectural design feature showing the character of a home built in the 1930's. This is well built home, solid with heavy timber wood. Sellers have never occupied the home. This Home is bieng sold 'AS IS' which is in great condition, and the Home Inspection report will be available Wednesdaym 9/30.26, SOLD IN 'AS IS' CONDITION, NO REPAIRS.

1015 Elm Street, Monroe

$189,900

3 Beds ⋅ 2 Baths ⋅ 4423947 MLS

Welcome to 803 S Bragg Street in Monroe! This inviting one-story brick home offers 3 bedrooms and 1.5 baths, combining classic charm with comfortable everyday living. Relax on the covered front porch, perfect for enjoying your morning coffee or unwinding at the end of the day. Inside, the living room features a cozy fireplace, creating a warm and welcoming gathering space. The single-level layout offers convenient living, while the established yard provides space to enjoy the outdoors. Ideally situated near Historic Downtown Monroe, you'll enjoy easy access to local restaurants, coffee shops, boutiques, and community events. Nearby Sunset Park, Gateway Park, and the downtown greenway offer additional opportunities for outdoor recreation. Convenient access to shopping, healthcare, and the US-74 corridor makes this home a wonderful opportunity to enjoy the charm and convenience of Monroe living!

803 S Bragg Street, Monroe

$232,000

3 Beds ⋅ 2 Baths ⋅ 4425609 MLS

INVESTOR/FIXER-UPPER OPPORTUNITY! Priced aggressively at $232,000 CASH to sell! Full-brick ranch with three Fireplaces on a spacious 1.14-acre lot with tremendous potential for the buyer ready to renovate and create value. The main home offers 2,015 heated sq ft with large rooms and a functional layout, PLUS an additional 786 heated/cooled sq ft connected to the home through a fully enclosed porch. The additional space offers excellent potential for a future in-law suite, private guest quarters, home office, or rental space. Property requires extensive renovation and is being sold AS-IS. Bring your vision, contractor and renovation plan—this is an opportunity to transform a substantial brick home on acreage at an aggressive price point.

1713 White Store Road, Monroe

$185,000

3 Beds ⋅ 2 Baths ⋅ 4418293 MLS

Charming 3-bedroom, 1.5-bath home situated on a spacious lot in desirable AF8 zoning at 7218 Wolf Pond Rd in Monroe. Built in 1961, this single-story property offers 1,260 sq ft of living space with forced air heating, durable vinyl exterior, and composition shingle roof. Great opportunity for homeowners, investors, or those seeking country living with room to expand while remaining convenient to local amenities.

7218 Wolf Pond Road, Monroe

$190,000

2 Beds ⋅ 2 Baths ⋅ 4413827 MLS

This cozy 2-bedroom, 1.5 bathroom home offers comfortable living in a peaceful community. Well maintained and move-in ready, it features a functional layout with inviting living spaces perfect for everyday living. Whether you're first-time homebuyer, looking to downsize, or seeking a great investment opportunity, this home offers comfort, convenience, and low-maintenance living in a quiet, welcoming neighborhood.

718 W Franklin Street, Monroe

$218,000

1 Beds ⋅ 1 Baths ⋅ 4413048 MLS

Charming 1935 bungalow near the heart of Historic Downtown Monroe! Offering an approachable opportunity for homeownership, this home combines character with a functional floor plan. Inside, you'll find a spacious living room with fireplace, separate dining room or flex space, kitchen with center island, breakfast area, and a dedicated laundry space. The location is a standout—enjoy convenient access to Historic Downtown Monroe and its growing mix of locally owned restaurants, coffee shops, boutiques, entertainment and community events.

103 N West Street, Monroe

$249,999

3 Beds ⋅ 1 Baths ⋅ 4411877 MLS

Fully renovated and move-in ready home in Monroe! This property has been thoughtfully updated throughout, featuring fully refinished walls, with fresh interior and exterior paint, brand new roof, updated facia, trim and shutters. Inside is all new LVP flooring and Baseboard, Brand New Lower Cabinetry with refinished upper cabinets with all new doors, new countertops and backsplash. With new digital range hood included. Fully updated bath with new vanity, new fixtures, all new lighting, outlets and switches and numerous finish upgrades that give the home a clean, contemporary feel. The open and functional layout maximizes space and natural light, making it ideal for everyday living and entertaining. Enjoy a long driveway with room for multiple vehicles and the convenience of a attached carport, along with a spacious open front yard. There is also an attached utility shed with easy access to store your outdoor belongings. Conveniently located just minutes from downtown Monroe, shopping, dining, schools, and major roadways for an easy commute. A great opportunity for buyers looking for a turn-key home with quality updates already completed. This home won't last long, come check it out today before it's gone.

705 Creekridge Drive, Monroe

Start Your Search

“The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither The M Homes Group nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing. © 2026 Carolina Multiple Listing Services, Inc.”

Listings provided courtesy of Triangle MLS, Inc. of NC, Internet Data Exchange Database. Information deemed reliable but not guaranteed. © 2026 Triangle MLS, Inc. of North Carolina. Data last updated .