Monroe Homes under $700,000

Welcome to Monroe, North Carolina – a charming city that beautifully blends small-town warmth with modern amenities. Nestled in Union County, Monroe is a community rich in history, offering residents a vibrant lifestyle surrounded by picturesque landscapes and an array of local attractions. Just a short drive from Charlotte, Monroe serves as an ideal haven for those seeking a peaceful retreat without sacrificing the conveniences of city life.

One of the standout features of Monroe is its diverse real estate market, particularly for homebuyers looking for properties under $700,000. Here, you can find a delightful selection of homes that cater to various tastes and preferences. From cozy single-family residences to spacious modern designs, Monroe offers something for everyone. Many of these homes come equipped with beautiful yards, perfect for family gatherings or enjoying a quiet evening under the stars.

Living in Monroe means you can enjoy the best of both worlds – an inviting community atmosphere alongside access to urban amenities. Residents take pride in their local parks, excellent schools, and a thriving downtown filled with unique shops and eateries. Whether you’re exploring the historic sites, indulging in local cuisine, or enjoying outdoor activities, Monroe has a little something for everyone.

With homes under $700,000, Monroe presents an incredible opportunity for first-time buyers, families, or anyone looking to invest in a welcoming community. Come discover your dream home in Monroe, where friendly faces and a vibrant lifestyle await!

Newest Monroe Homes under $700,000

$379,000

3 Beds ⋅ 2 Baths ⋅ 4431854 MLS

Everything you'd want to update has already been done! This fully refreshed home is move-in ready from top to bottom and just minutes from historic downtown Monroe. The updated kitchen shows off brand new quartz countertops and a full suite of new appliances, making it a space you'll love to cook and gather in. Brand new LVP flooring runs throughout the entire home, and fresh paint gives every room a clean, modern feel. Both bathrooms have been completely renovated with today's finishes. New front and side doors add curb appeal and peace of mind, while a new 50 gallon water heater takes care of the behind-the-scenes upgrades. Thoughtful details continue with all new fixtures, including ceiling fans, recessed lighting, chandeliers, and bathroom exhaust fans. When it's time to get out, downtown Monroe has local coffee shops, craft breweries, wine bars, restaurants, and boutique shopping, plus a weekly farmers market, seasonal festivals, and community events all year long. Bring your furniture and settle right in. Schedule your showing today!

605 Roberts Street, Monroe

$379,000

4 Beds ⋅ 3 Baths ⋅ 4431881 MLS

Beautiful new construction 4-bedroom, 3-bath ranch offering 1,660 sq ft of thoughtfully designed single-level living on a .46-acre lot with NO HOA! Conveniently located just minutes from Atrium Health Union and surrounding medical facilities, less than 10 minutes from Wingate University, and close to shopping, grocery stores, dining, Monroe Country Club and Lake Lee. Designed with easy living in mind, this premier floor plan features minimal entry height, an open and spacious living area, a well-appointed kitchen with a perfectly sized island and dedicated pantry, plus a thoughtful bedroom layout that provides privacy for the primary suite while keeping the secondary bedrooms and baths conveniently located. The kitchen includes all appliances, upgraded countertops, soft-close cabinetry and upgraded hardware. Additional features include premium exterior doors and windows, premium waterproof laminate flooring throughout the main living areas and bathrooms, ceiling fans in every bedroom, and Bluetooth speaker/exhaust fans in the full bathrooms. A 1-year builder warranty is included for added peace of mind. This home offers an impressive combination of quality, functionality, location and value that truly needs to be seen to be appreciated. Photos shown are from a previously completed home featuring the same planned materials and finishes. Front elevation image is an artistic rendering of the anticipated completed home and may vary slightly from the finished product. Home is currently under construction—drive by anytime to see the progress!

1725 White Store Road, Monroe

$549,900

4 Beds ⋅ 4 Baths ⋅ 4431378 MLS

COMING SOON - Professional photos and Floor Plan to be added by October 20, 2026 LIKE NEW !!! Four Bedrooms with three Full Baths plus a Half Bath. Lots of upgrades in this home. Large Patio with Fenced in Yard. Lots of Backyard Privacy. Open Floor Plan with LVP floors. Large Kitchen Island with Butlers Pantry. Main floor has Bedroom (just installed brand new carpet) with Full Bath. Upstairs has Large Primary with Trey Ceiling. Great On Suite with beautiful tile. shower. Two secondary bedrooms plus a Loft. Laundry Room is spacious . Over-sized garage with 8ft expanded storage area. Wide driveway for additional parking. Club House, Fitness Center, Golf Course, Outdoor Pool, Tennis Courts.

4505 Bent Green Lane Unit #195, Monroe

$589,000

3 Beds ⋅ 3 Baths ⋅ 4431495 MLS

Welcome to 4227 Pigg Mattox Rd, a private country retreat situated on approximately 6.2 acres in Union County. Set back from the road behind an automatic gated entrance and approached by a gravel drive, the property offers a peaceful, secluded setting with a brick residence, mature surroundings, and plenty of room to enjoy the outdoors. A rare opportunity for buyers seeking additional seclusion and privacy, the adjoining +/- 30-acre tract is also currently offered for sale. Combined, the two properties would create an approximately +/- 36.2-acre private estate with an existing residence and substantial additional acreage for recreation, hunting, farming, a private compound, mini-farm, or expanded estate setting. Whether it’s recreation, hunting, farming, or simply enjoying the quiet outdoors, this property offers a unique opportunity to make the most of country living. Enjoy the privacy and peaceful setting of rural Union County while remaining conveniently located to surrounding communities and amenities.

4227 Pigg Mattox Road, Monroe

$450,000

4431449 MLS

Discover the opportunity to own a home with room to spread out and additional land to make your own! The kitchen features granite countertops, and the LVP flooring was replaced approximately three years ago. The windows and 4-ton HVAC system were replaced approximately five years ago. The private well was inspected last year, and the septic pump was replaced approximately three years ago. This property also features a spacious bonus room with a unique built-in accent wall showcasing a custom glass aquarium enclosure intended for reptile use. This eye-catching feature adds character and functionality to the space. The home needs painting, offering buyers the opportunity to add their own personal style. The property is being offered together with the contiguous additional parcel, providing approximately 4.18 acres of additional land and creating an exceptional opportunity for buyers seeking space, privacy, and flexibility. Both parcels convey together and will not be sold separately. Buyers are encouraged to perform their own due diligence regarding the property, additional parcel, permitted uses, zoning, boundaries, utilities, well, septic system, and any intended use of the land. Don’t miss the opportunity to make this unique property your own!

1239 Old Pageland Monroe Road, Monroe

$249,900

3 Beds ⋅ 3 Baths ⋅ 4431406 MLS

Enjoy low-maintenance living in The Ridge, Monroe's newest townhome community. The Surrey floorplan offers thoughtfully designed living space with an open-concept layout that brings together the great room, dining area and designer kitchen—creating an inviting space for everyday living and entertaining. The kitchen showcases Palisades Gold quartz countertops, upgraded cabinetry, designer tile backsplash, gold faucet and stainless steel appliances. Upstairs, retreat to the spacious primary suite featuring a walk-in closet and well-appointed bath, while additional bedrooms, a full bath and convenient second-floor laundry complete the home. Built with energy-efficient construction and durable fiber cement siding, this home also offers an attached garage and rear patio for outdoor enjoyment. Residents enjoy a community pool, cabana, pickleball courts, playground, dog park, sidewalks and street lights, all conveniently located near shopping, dining and everyday conveniences.

324 Whitefish Way Unit #124, Monroe

$259,900

3 Beds ⋅ 3 Baths ⋅ 4431405 MLS

Enjoy low-maintenance living in The Ridge, Monroe's newest townhome community. The Rosemoore floorplan offers 1,562 heated square feet with 3 bedrooms and 2.5 baths, featuring an open-concept layout that brings together the spacious great room, dining area and designer kitchen—creating an inviting space for everyday living and entertaining. The kitchen showcases quartz countertops, a large center island, tile backsplash, stainless steel appliances and abundant cabinetry. Upstairs, retreat to the spacious primary suite featuring a walk-in closet and well-appointed bath, while two additional bedrooms, a full bath and convenient second-floor laundry complete the home. Built with energy-efficient construction and durable fiber cement siding, this home also offers an attached garage and rear patio for outdoor enjoyment. Residents enjoy a community pool, cabana, pickleball courts, playground, dog park, sidewalks and street lights, all conveniently located near shopping, dining and everyday conveniences.

320 Whitefish Way Unit #122, Monroe

$349,900

3 Beds ⋅ 3 Baths ⋅ 4431404 MLS

Move-in ready new construction in The Ridge Townhomes in Monroe! The Advent by True Homes offers 2,174 sq. ft., 3 bedrooms, 2.5 baths, a 2-car garage and spacious upstairs game room. The open-concept main level brings together the kitchen, dining room and great room, plus a dedicated Tech Center ideal for a home office or study space. The kitchen features quartz countertops, upgraded cabinetry and tile backsplash, and stainless steel appliances. Upstairs, the private primary suite includes a walk-in closet and primary bath, along with two additional bedrooms, a full bath, laundry and large game room. Enjoy additional storage and a 160-sq.-ft. rear patio. Residents enjoy a community pool, cabana, pickleball courts, playground, dog park, sidewalks and street lights, all conveniently located near shopping, dining and everyday conveniences. Completed and ready for its new owner—schedule a tour today!

305 Northern Star Drive Unit #4, Monroe

$559,000

3 Beds ⋅ 2 Baths ⋅ 4431347 MLS

Welcome home to 2107 Parrothead Drive. This all brick home shows like a Pottery Barn centerfold. Meticulously maintained and nothing is overlooked. Where comfortable modern living meets wide-open space and beautiful country views. From the inviting brick exterior to the bright, thoughtfully designed interior, this home offers the space, style, and flexibility today’s buyers are looking for. Step inside to an open, light-filled floor plan featuring attractive flooring, neutral finishes, and generous living spaces that flow naturally from one room to the next. The spacious family room is filled with natural light and opens seamlessly to the kitchen and dining areas—perfect for everyday living as well as entertaining. The kitchen is a standout with abundant cabinetry, stainless steel appliances, a large center island with seating, stylish pendant lighting, and plenty of workspace. Nearby dining spaces provide options for both casual meals and more formal gatherings. The primary suite offers a relaxing retreat with a spacious bedroom and a beautifully finished bath featuring a large tiled walk-in shower, dual-sink vanity, and separate soaking tub. Additional bedrooms are bright and comfortable, while the upper-level bonus room provides valuable flexible space for a media room, playroom, home office, hobby area, or guest retreat. Outside is where this property really shines. Enjoy the covered rear patio and extended outdoor entertaining area while taking in peaceful views across the expansive backyard. The large, open lot provides plenty of room to spread out, garden, play, entertain, or simply enjoy the extra breathing room. A detached storage building adds even more functionality. With an attached oversized garage that also features a storage room, dedicated laundry area, generous storage in the walk-in attic, beautiful open views, and a floor plan designed for both comfort and entertaining, 2107 Parrothead Drive offers the best of spacious living inside and out. Come experience the room, views, and relaxed lifestyle this property has to offer.

2107 Parrothead Drive, Monroe

$525,000

4 Beds ⋅ 3 Baths ⋅ 4430459 MLS

408 Baucom Deese Road, Monroe

$629,900

4 Beds ⋅ 4 Baths ⋅ 4429681 MLS

This New Construction home in Monroe built by Pinnacle Homes USA offers four bedrooms and three and a half bathrooms, with the Primary Suite on the MAIN level! This inviting property combines modern and stylish finishes and convenient living on a peaceful lake view lot. Durable LVP flooring on the main level, and quartz countertops throughout the home. Enjoy peaceful water views from the back deck, with patio pad underneath, perfect for relaxing, entertaining, and enjoying the outdoors. The yard has been seeded and strawed, providing a fresh foundation for future landscaping. This home also offers storage space beneath the house, including a spacious crawlspace with room for outdoor equipment and more. Conveniently located with quick access to Highway 74, this property provides both tranquility and accessibility. This home is a must-see. PLUS, Builder is offering $7,500 IN CLOSING COSTS! (ONLY if buyer uses approved lender & attorney) Schedule a showing today and experience all that this Lake Lee property has to offer! Call listing agents for more details.

1716 Lake Lee Drive, Monroe

$528,900

5 Beds ⋅ 3 Baths ⋅ 4430811 MLS

Welcome to the highly desirable and spacious, two-story Davidson floorplan in the new Ashton Park community of Monroe! The main level features a welcoming foyer with a tray ceiling and a beautifully appointed kitchen with white cabinetry, matte black hardware, quartz countertops, tile backsplash, stainless steel appliances, and a large center island. A convenient butler’s pantry leads from the kitchen into the dining room, which features an elegant tray ceiling. The inviting family room is complete with a cozy gas fireplace with a shiplap wall and black slate surround, while a main-level guest bedroom and full bath offer added flexibility for visitors or a home office. Upstairs, the spacious primary suite features a well-appointed bath with dual vanities, quartz countertops, Luxury tiled shower with bench seat, and a walk-in closet. Three additional bedrooms, a full bath with tub/shower combo, versatile loft, and conveniently located laundry room complete the second level. Enjoy outdoor living from the covered rear porch. Ashton Park offers neighborhood amenities including a dog park and walking trail, plus convenient access to the Monroe Expressway and Downtown Monroe for shopping, dining, and entertainment. A beautiful combination of space, style, and convenience. Schedule your tour of the Davidson at Ashton Park today!

2752 Ashton Park Lane, Monroe

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Listings provided courtesy of Triangle MLS, Inc. of NC, Internet Data Exchange Database. Information deemed reliable but not guaranteed. © 2026 Triangle MLS, Inc. of North Carolina. Data last updated .