Montgomery County Homes under $500,000

Montgomery County Homes under $500,000

Welcome to Montgomery County, North Carolina, a hidden gem nestled in the heart of the Tar Heel State. Known for its picturesque landscapes and rich history, Montgomery County offers a unique blend of small-town charm and modern conveniences. With its rolling hills, serene lakes, and lush forests, this area is perfect for nature lovers and those seeking a tranquil lifestyle.

One of the most appealing aspects of Montgomery County is its affordability. Here, you can find a variety of beautiful homes under $500,000, making it an ideal destination for first-time homebuyers, families, and retirees alike. From cozy cottages to spacious family homes, the real estate options are diverse, catering to a range of preferences and budgets. Imagine sipping your morning coffee on a charming porch or hosting gatherings in a large backyard—Montgomery County has homes that can turn those dreams into reality.

Beyond the beautiful homes, Montgomery County boasts an array of recreational activities. Whether you enjoy hiking in the Uwharrie National Forest, fishing in Lake Tillery, or exploring local arts and crafts, there’s something for everyone. The community is also rich in culture, with annual events and festivals that bring neighbors together.

With its affordable housing market and a welcoming community atmosphere, Montgomery County is not just a place to live—it's a place to thrive. Explore the possibilities today and discover your perfect home in this enchanting corner of North Carolina!

Newest Montgomery County Homes under $500,000

318 Stanback Street, Mount Gilead
$254,000
3 Beds ⋅ 2 Baths ⋅ 4437418 MLS
New construction home for sale in Mount Gilead, NC, near Lake Tillery, with NO HOA, and the seller is offering $1,200 toward the buyer’s closing costs! This 3-bedroom, 2-bathroom, 1,320 sq ft single-family home sits in the charming small town of Mount Gilead in Montgomery County, just minutes from Lake Tillery and the Uwharrie Mountains. Step inside to an open floor plan with 9-foot ceilings, quartz countertops, and an upgraded stainless appliance package, great for entertaining and everyday living. You’ll notice the quality craftsmanship throughout, including solid wood cabinets with soft-close drawers and doors and 42-inch upper kitchen cabinets. Every bathroom features a tile shower. The owner’s suite includes a walk-in closet and an en-suite bathroom with a double sink vanity. This move-in-ready new build works as a full-time home, a weekend lake getaway, or an investment property. Enjoy boating, fishing, and hiking at Lake Tillery, Morrow Mountain State Park, and the Uwharrie National Forest. It’s located 1 mile from the local elementary school, close to a coffee shop and shopping, and approximately 5 miles to the nearest Lake Tillery marina and boat ramp. Schedule your showing today!

318 Stanback Street, Mount Gilead
155 Grand View Drive, New London
$129,000
2 Beds ⋅ 1 Baths ⋅ 1239467 MLS
Some may say it’s all about the VIEW, and what a FABULOUS view it is! But this property is packed with perks! The 2011 Shasta camper offers 2 bedrooms, including a queen bedroom and bunkroom, plus a convertible dinette for extra sleeping space. Extend your living area onto the screened porch, where you'll love soaking up the beautiful Badin Lake views! The owner even added a porch swing, the perfect spot to relax, unwind, and watch breathtaking sunsets. Situated on a corner lot with abundant parking, low-maintenance gravel yard and storage building for your lake essentials. Updates include a new refrigerator (spring 2026), rubber roof (2019) and mini-split heating/cooling (2021). Enjoy resort living and all the amenities, including a seasonal swimming pool, sandy beach and swim area, fishing pier, putt-putt, basketball courts, clubhouse, boat ramp, playgrounds and MORE! Your Badin Lake getaway awaits!

155 Grand View Drive, New London
716 Carson Street, Troy
$252,000
3 Beds ⋅ 2 Baths ⋅ 1239715 MLS
Enjoy a convenient location close to town in this 3-bedroom, 2-bath split-level home on .93 acres. The home features spacious bedrooms, a cozy den with a fireplace, a large dining room, and flexible space that could be used as an office. The partially finished basement offers a wood-burning fireplace and additional storage. Outside, relax or entertain on the large back deck. Schedule your private showing today!

716 Carson Street, Troy
716 Carson Street, Troy
$252,000
3 Beds ⋅ 2 Baths ⋅ 4436719 MLS
Enjoy a convenient location close to town in this 3-bedroom, 2-bath split-level home on .93 acres. The home features spacious bedrooms, a cozy den with a fireplace, a large dining room, and flexible space that could be used as an office. The partially finished basement offers a wood-burning fireplace and additional storage. Outside, relax or entertain on the large back deck. Schedule your private showing today!

716 Carson Street, Troy
205 Sunrise Avenue, Mount Gilead
$217,500
2 Beds ⋅ 2 Baths ⋅ 4435920 MLS
A completely refreshed move in ready 2 bedroom 1.5 bathroom beautiful home is here for you! Once you open the front door you will be impressed by the newly refinished hardwood floors. No attention to detail was overlooked. This home has the feel of brand new with the confidence and character of a 1950’s brick home. The upstairs is a blank canvas flexible space that is open to your imagination. Come see it for yourself. With close proximity to Lake Tillery and the Uwharrie Mountains, this one could be all that you’ve been waiting for. Schedule your private showing today before it’s too late.

205 Sunrise Avenue, Mount Gilead
234 Fiddlers Ghost Circle, Mount Gilead
$499,999
3 Beds ⋅ 3 Baths ⋅ 1238973 MLS
Discover lake living in this beautiful new construction home in the gated Woodrun community at Lake Tillery. Featuring 3 bedrooms and 2.5 baths, this home offers an open-concept floor plan designed for comfortable everyday living and entertaining. The primary suite is conveniently located on the main level, while large windows bring in natural light and showcase peaceful lake views. Step outside onto the wood deck to relax and enjoy the surroundings. The walk-out basement adds valuable space and includes a golf cart garage—perfect for your golf cart, lake gear, kayaks, or extra storage. Enjoy the combination of new construction, lake views, modern finishes, and the Lake Tillery lifestyle. Exterior photos will be updated once the driveway is poured.

234 Fiddlers Ghost Circle, Mount Gilead
315 Hunsucker Street, Biscoe
$210,000
3 Beds ⋅ 2 Baths ⋅ 1239359 MLS
Discover the potential at 315 Hunsucker Street! Conveniently located near local shopping, dining, and everyday essentials, with easy access to nearby highways for travel and commuting, this property offers a great opportunity for investors or buyers looking to add to their portfolio. The home features an additional bedroom and bathroom; however, permits for these areas could not be located. The tax card currently reflects 2 bedrooms and 1 bathroom. Buyers are encouraged to verify all information and permit details to their satisfaction. Adding to the property's appeal is a detached metal building with two roll-up garage doors, offering versatile space for storage, a workshop, or other potential uses. Whether you're looking for your next investment opportunity or a property with room to explore its potential, this one is worth a look.

315 Hunsucker Street, Biscoe
840 Woodrun Drive, Mount Gilead
$450,000
3 Beds ⋅ 3 Baths ⋅ 1238857 MLS
New construction in the Woodrun community at Lake Tillery! This 3-bedroom, 2.5-bath home offers a bright, open layout with stylish finishes throughout. The kitchen features beautiful cabinetry, stainless steel appliances, a large island, and eye-catching countertops, opening seamlessly to the main living area. Enjoy spacious bedrooms, modern baths, and plenty of natural light. A beautiful new home in a gated lake community—ready for its first owners!

840 Woodrun Drive, Mount Gilead
162 Dogwood Circle, New London
$150,000
2 Beds ⋅ 2 Baths ⋅ 4433945 MLS
Lake views, a deeded lot, and resort living! This beautifully updated property in gated Badin Shores Resort combines a remodeled camper with a 2021 stick-built addition, creating a unique lake getaway with plenty of space to relax and entertain. Recent improvements include a new roof and deck (2021), newer HVAC, updated kitchen with smooth-top range, deep sink and butcher block countertops, renovated full bath, and an additional half bath. The addition features a private queen bedroom with custom headboard and peaceful lake views, while the camper offers a second bedroom with two twin beds and newer memory foam mattresses. Enjoy the spacious deck, yard, fire pit and cornhole area, with most furnishings and décor conveying. Come enjoy all that Badin Shores and Badin Lake have to offer!

162 Dogwood Circle, New London
1026 Pinehaven Drive Unit #167 & 168, Badin Lake
$449,000
2 Beds ⋅ 1 Baths ⋅ 4434497 MLS
This waterfront home is located on Badin Lake's main channel in the Pinehaven community. Stunning long-range views in multiple directions. Use the current home now, and secure your spot for the future with these 2 build-able waterfront lots. County sewer tap fee has been paid, and will transfer to the new owner. Private, stationary pier - Cube Pier Permit #836. The main level features a living room (pullout couch), kitchen, dining area, office area, primary bedroom, full bathroom, dedicated laundry room (and storage space), and 2nd bedroom. Lakefront deck off the dining area. Roadside screened porch. Every room has a view of the lake. Potential extra sleeping area in the northern side of the lakefront room. Workshop with a view. Some furniture negotiable. County water in operation. Circular gravel driveway. 2-car carport. Use caution when walking in the lakeside yard - recent work has been done. Do not walk on the pier. Pinehaven Village offers a private boat ramp, swimming beach, and fishing pier. Owners have the opportunity to use the amenities for $100 per year. Convenient to the lake's marinas that provide dining, gas, and watercraft rentals. The Uwharrie National Forest 10 minutes away is a great destination for camping, hiking, horseback riding, and ATV/OHV trails. Within 1 hour of Charlotte, Greensboro, Winston-Salem, or Pinehurst. Call Listing Office for more information, or to schedule a showing.

1026 Pinehaven Drive Unit #167 & 168, Badin Lake
115 Sleepy Cove Trail Unit #208H, Mount Gilead
$139,900
1 Beds ⋅ 1 Baths ⋅ 4434860 MLS
Great new listing Covered shed with 2007 Cardinal 5th wheel, 1 bedroom, 1 bath, private living room area, double refrigerator, nice roomy kitchen and dining area, washer, almost new storage building.

115 Sleepy Cove Trail Unit #208H, Mount Gilead
146 Hillcrest Road Unit #1201, New London
$209,000
2 Beds ⋅ 2 Baths ⋅ 4432648 MLS
Lake life starts here! Discover your perfect weekend escape or full-time retreat at Badin Lake in Pinehaven Estates! This charming new construction home offers 2 bedrooms and 2 full baths with modern lake house appeal. The entire upper level is a private primary suite featuring soaring 13-foot vaulted ceilings, a full bath with quartz countertops and walk-in closet. A large window fills the stairwell with natural light. The main level offers an inviting living area adjoining the kitchen with quartz countertops, tile backsplash and access to a spacious 25x10 patio, perfect for grilling and entertaining. A second bedroom, full bath and laundry complete the main level. Board-and-batten front siding accented by black windows creates a modern look, while natural wood columns and a rocking chair front porch add lake house charm. For just $125 annually, voluntary HOA membership provides access to a gated boat ramp, swimming and picnic area, and fishing pier. Spend your days boating, fishing and making memories at Badin Lake! Owner is a licensed NC real estate broker.

146 Hillcrest Road Unit #1201, New London
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Listings provided courtesy of Triangle MLS, Inc. of NC, Internet Data Exchange Database. Information deemed reliable but not guaranteed. © 2026 Triangle MLS, Inc. of North Carolina. Data last updated .

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