Montgomery County Homes under $700,000

Montgomery County Homes under $700,000

Welcome to Montgomery County, North Carolina, a hidden gem nestled in the heart of the Uwharrie National Forest. This picturesque county is known for its breathtaking landscapes, rich history, and vibrant community spirit. With its charming small towns, outdoor recreational opportunities, and a welcoming atmosphere, Montgomery County offers an ideal setting for families, retirees, and anyone seeking a peaceful lifestyle.

One of the most appealing aspects of Montgomery County is the affordability of its real estate market. For those looking to purchase a home without breaking the bank, there are numerous options available under $700,000. Whether you’re searching for a cozy cottage, a spacious family home, or a tranquil retreat, you’ll find a diverse selection of properties that cater to various tastes and needs.

Imagine waking up to the sounds of nature, with stunning views of rolling hills and serene lakes right outside your window. Many homes in this price range boast modern amenities, ample outdoor space, and easy access to nearby parks and recreational activities. From hiking and fishing to golfing and boating, there’s no shortage of adventures waiting for you in this beautiful county.

Additionally, Montgomery County's strong sense of community is reflected in its local events, farmers' markets, and friendly neighborhoods. With a rich tapestry of culture and history, residents enjoy a laid-back lifestyle while still being within reach of larger cities like Charlotte and Greensboro.

Discover your dream home in Montgomery County today, where affordability meets charm, and nature is your backyard!

Newest Montgomery County Homes under $700,000

716 Carson Street, Troy
$252,000
3 Beds ⋅ 2 Baths ⋅ 1239715 MLS
Enjoy a convenient location close to town in this 3-bedroom, 2-bath split-level home on .93 acres. The home features spacious bedrooms, a cozy den with a fireplace, a large dining room, and flexible space that could be used as an office. The partially finished basement offers a wood-burning fireplace and additional storage. Outside, relax or entertain on the large back deck. Schedule your private showing today!

716 Carson Street, Troy
716 Carson Street, Troy
$252,000
3 Beds ⋅ 2 Baths ⋅ 4436719 MLS
Enjoy a convenient location close to town in this 3-bedroom, 2-bath split-level home on .93 acres. The home features spacious bedrooms, a cozy den with a fireplace, a large dining room, and flexible space that could be used as an office. The partially finished basement offers a wood-burning fireplace and additional storage. Outside, relax or entertain on the large back deck. Schedule your private showing today!

716 Carson Street, Troy
205 Sunrise Avenue, Mount Gilead
$217,500
2 Beds ⋅ 2 Baths ⋅ 4435920 MLS
A completely refreshed move in ready 2 bedroom 1.5 bathroom beautiful home is here for you! Once you open the front door you will be impressed by the newly refinished hardwood floors. No attention to detail was overlooked. This home has the feel of brand new with the confidence and character of a 1950’s brick home. The upstairs is a blank canvas flexible space that is open to your imagination. Come see it for yourself. With close proximity to Lake Tillery and the Uwharrie Mountains, this one could be all that you’ve been waiting for. Schedule your private showing today before it’s too late.

205 Sunrise Avenue, Mount Gilead
746 Springwood Drive, Mount Gilead
$575,000
2 Beds ⋅ 2 Baths ⋅ 4434780 MLS
746 Springwood Drive, located in Fairway Shores on Lake Tillery is a move in ready 2 Bedroom 2 Bathroom waterfront home. Whether you're looking for a weekend get away or a full time residence, this home has many great features. The open living space with a vaulted ceiling opens to a lake side covered porch as well as to a large deck perfect for grilling,dining and relaxing. Hardwood floors, and a fireplace with gas logs create a welcoming space to come home to. The larger bedroom with waterfront views opens to the covered porch. The boathouse has 2 slips. 1 slip can accomadate a pontoon. There is a fenced in area for pets and several storage buildings with power. The crawl space has a storage area for water toys if needed. This affordable home allows a buyer to enjoy the approximately 5000 acres of beautiful Lake Tillery with one flip of the boat lift switch! Don't miss the opportunity to see this well maintained home.

746 Springwood Drive, Mount Gilead
234 Fiddlers Ghost Circle, Mount Gilead
$499,999
3 Beds ⋅ 3 Baths ⋅ 1238973 MLS
Discover lake living in this beautiful new construction home in the gated Woodrun community at Lake Tillery. Featuring 3 bedrooms and 2.5 baths, this home offers an open-concept floor plan designed for comfortable everyday living and entertaining. The primary suite is conveniently located on the main level, while large windows bring in natural light and showcase peaceful lake views. Step outside onto the wood deck to relax and enjoy the surroundings. The walk-out basement adds valuable space and includes a golf cart garage—perfect for your golf cart, lake gear, kayaks, or extra storage. Enjoy the combination of new construction, lake views, modern finishes, and the Lake Tillery lifestyle. Exterior photos will be updated once the driveway is poured.

234 Fiddlers Ghost Circle, Mount Gilead
315 Hunsucker Street, Biscoe
$210,000
3 Beds ⋅ 2 Baths ⋅ 1239359 MLS
Discover the potential at 315 Hunsucker Street! Conveniently located near local shopping, dining, and everyday essentials, with easy access to nearby highways for travel and commuting, this property offers a great opportunity for investors or buyers looking to add to their portfolio. The home features an additional bedroom and bathroom; however, permits for these areas could not be located. The tax card currently reflects 2 bedrooms and 1 bathroom. Buyers are encouraged to verify all information and permit details to their satisfaction. Adding to the property's appeal is a detached metal building with two roll-up garage doors, offering versatile space for storage, a workshop, or other potential uses. Whether you're looking for your next investment opportunity or a property with room to explore its potential, this one is worth a look.

315 Hunsucker Street, Biscoe
840 Woodrun Drive, Mount Gilead
$450,000
3 Beds ⋅ 3 Baths ⋅ 1238857 MLS
New construction in the Woodrun community at Lake Tillery! This 3-bedroom, 2.5-bath home offers a bright, open layout with stylish finishes throughout. The kitchen features beautiful cabinetry, stainless steel appliances, a large island, and eye-catching countertops, opening seamlessly to the main living area. Enjoy spacious bedrooms, modern baths, and plenty of natural light. A beautiful new home in a gated lake community—ready for its first owners!

840 Woodrun Drive, Mount Gilead
2340 E Nc 24/27 Road, Biscoe
$599,000
3 Beds ⋅ 3 Baths ⋅ 4433696 MLS
Discover the charm of country living with the convenience of being right in the city limits! Situated on 3.75 acres, this property features beautiful open fields, fenced acreage, a welcoming oversized front entry, and a sunroom complete with a Jacuzzi for relaxing and unwinding. A metal two-car carport building provides additional space and versatility. With Commercial 24/27 zoning, this unique residential property offers room to spread out, enjoy the outdoors, and explore its many possibilities.

2340 E Nc 24/27 Road, Biscoe
162 Dogwood Circle, New London
$150,000
2 Beds ⋅ 2 Baths ⋅ 4433945 MLS
Lake views, a deeded lot, and resort living! This beautifully updated property in gated Badin Shores Resort combines a remodeled camper with a 2021 stick-built addition, creating a unique lake getaway with plenty of space to relax and entertain. Recent improvements include a new roof and deck (2021), newer HVAC, updated kitchen with smooth-top range, deep sink and butcher block countertops, renovated full bath, and an additional half bath. The addition features a private queen bedroom with custom headboard and peaceful lake views, while the camper offers a second bedroom with two twin beds and newer memory foam mattresses. Enjoy the spacious deck, yard, fire pit and cornhole area, with most furnishings and décor conveying. Come enjoy all that Badin Shores and Badin Lake have to offer!

162 Dogwood Circle, New London
1026 Pinehaven Drive Unit #167 & 168, Badin Lake
$449,000
2 Beds ⋅ 1 Baths ⋅ 4434497 MLS
This waterfront home is located on Badin Lake's main channel in the Pinehaven community. Stunning long-range views in multiple directions. Use the current home now, and secure your spot for the future with these 2 build-able waterfront lots. County sewer tap fee has been paid, and will transfer to the new owner. Private, stationary pier - Cube Pier Permit #836. The main level features a living room (pullout couch), kitchen, dining area, office area, primary bedroom, full bathroom, dedicated laundry room (and storage space), and 2nd bedroom. Lakefront deck off the dining area. Roadside screened porch. Every room has a view of the lake. Potential extra sleeping area in the northern side of the lakefront room. Workshop with a view. Some furniture negotiable. County water in operation. Circular gravel driveway. 2-car carport. Use caution when walking in the lakeside yard - recent work has been done. Do not walk on the pier. Pinehaven Village offers a private boat ramp, swimming beach, and fishing pier. Owners have the opportunity to use the amenities for $100 per year. Convenient to the lake's marinas that provide dining, gas, and watercraft rentals. The Uwharrie National Forest 10 minutes away is a great destination for camping, hiking, horseback riding, and ATV/OHV trails. Within 1 hour of Charlotte, Greensboro, Winston-Salem, or Pinehurst. Call Listing Office for more information, or to schedule a showing.

1026 Pinehaven Drive Unit #167 & 168, Badin Lake
115 Sleepy Cove Trail Unit #208H, Mount Gilead
$139,900
1 Beds ⋅ 1 Baths ⋅ 4434860 MLS
Great new listing Covered shed with 2007 Cardinal 5th wheel, 1 bedroom, 1 bath, private living room area, double refrigerator, nice roomy kitchen and dining area, washer, almost new storage building.

115 Sleepy Cove Trail Unit #208H, Mount Gilead
2661 NC Highway 24 27, Mount Gilead
$588,000
4 Beds ⋅ 3 Baths ⋅ 1237766 MLS
Looking for a property with character, space, and possibilities? This could be the one! This property offers an opportunity to embrace a more relaxed pace of life in beautiful Montgomery County. There’s room to spread out, settle in, and make it your own. Whether you envision a space for your hobbies, a garden or a property that fits your love of the outdoors, the possibilities are worth exploring. Bring your vision and discover the potential waiting here!

2661 NC Highway 24 27, Mount Gilead
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“The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither The M Homes Group nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing. © 2026 Carolina Multiple Listing Services, Inc.”

Listings provided courtesy of Triangle MLS, Inc. of NC, Internet Data Exchange Database. Information deemed reliable but not guaranteed. © 2026 Triangle MLS, Inc. of North Carolina. Data last updated .

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