Stanly County Homes under $400,000

Welcome to Stanly County, North Carolina—a hidden gem nestled in the heart of the Piedmont region. Known for its picturesque landscapes and rich history, Stanly County offers a blend of small-town charm and modern amenities, making it an ideal place to call home. With its vibrant communities, outdoor recreational opportunities, and friendly atmosphere, it's no wonder that families and individuals alike are drawn to this beautiful area.

When it comes to finding your dream home, Stanly County boasts a diverse selection of properties, particularly for those seeking homes under $400,000. Whether you're a first-time buyer, looking to downsize, or seeking a peaceful retreat, you'll discover an array of options that cater to various tastes and lifestyles. From cozy single-family homes in friendly neighborhoods to spacious townhouses with modern finishes, there’s something for everyone.

Imagine settling down in a charming home surrounded by lush greenery, where weekend adventures await just outside your door. Stanly County is home to several parks, lakes, and trails, perfect for hiking, fishing, and enjoying the great outdoors. Plus, with a strong sense of community and a variety of local events, you’ll quickly feel right at home.

With affordable housing options and a welcoming environment, Stanly County is not just a place to live—it's a place to thrive. Explore the possibilities today and discover why so many are choosing to make this enchanting county their forever home. Your dream home awaits!

Newest Stanly County Homes under $400,000

$175,000

3 Beds ⋅ 1 Baths ⋅ 4429649 MLS

Welcome to small-town charm just outside the heart of downtown Norwood! This quaint 3-bedroom, 1-bath home offers a cozy, inviting atmosphere with plenty of character and practical features. A welcoming covered front porch, complete with a porch swing, sets the scene for slow mornings or relaxing evenings. Step inside to a light-filled living room that flows into a spacious, open kitchen and dining area, creating a comfortable space for everyday living and entertaining. A dedicated laundry room adds convenience and functionality. The covered side porch offers another inviting outdoor space along with a convenient secondary entrance. Two detached workshop/storage buildings provide plenty of room for hobbies, projects, and additional storage. As an added bonus, solar panels installed in 2024 offer significant energy savings, with electric bills reportedly reduced to nearly zero! Ideally situated within walking distance of Norwood's charming Main Street and Darrell Almond Community Park, with easy access to Albemarle, Lake Tillery, and Locust. This home offers the perfect blend of small-town living, comfort, and convenience.

140 Aikman Avenue, Norwood

$239,900

2 Beds ⋅ 1 Baths ⋅ 4430962 MLS

From the moment you step onto the charming rocking chair front porch, this super adorable 2-bedroom, 1-bathroom home welcomes you with a warmth that feels instantly familiar. Nestled beautifully on a large corner lot, the property underwent a complete transformation in 2022, beautifully blending modern convenience with cozy charm. Inside, a bright and open layout showcases updated flooring, contemporary fixtures, sleek countertops, and a crisp, modern palette. The heart of the home is the kitchen, where a central island invites loved ones to gather while meals are prepared on the stainless steel appliances. Down the hall, two oversized bedrooms offer a rare layout versatility—there is even the unique potential to easily split one bedroom into two to fit your changing needs. Peace of mind comes standard here, thanks to a new HVAC system installed during the renovation to keep you comfortable through every season. Beyond the front door, your own private outdoor sanctuary awaits. You can spend quiet mornings sipping coffee on the front porch greeting neighbors, or retreat to the huge back deck for lively evening barbecues. The expansive backyard is framed by mature trees, casting gentle shade and creating a peaceful wildlife refuge that sings with the songs of visiting birds. For the hobbyist, gardener, or anyone needing extra space, the detached garage provides the perfect footprint for a workshop or seasonal storage. Superbly situated, this home places you centrally to local restaurants, medical facilities, shopping, and community parks. Whether you are looking to plant roots as a first-time home buyer or seeking the simplified comfort of downsizing, this property isn't just a house—it is the backdrop for your next chapter.

626 Austin Street, Albemarle

$145,000

1 Beds ⋅ 1 Baths ⋅ 4432847 MLS

Great opportunity at a great price! Situated on a shady corner lot, this is a great home for an investment, flip or sweat equity project. Home features updated HVAC system in 2023, new water heater in 2026 and LVP flooring in kitchen, bath and mud room. Huge kitchen with tons of possibilities, high ceilings throughout home, hardwood flooring in living room and bedroom plus architectural features such as crown molding and arched doorways. With a little vision and work this home could be a gem!

432 Watts Street, Albemarle

$250,000

3 Beds ⋅ 2 Baths ⋅ 4430928 MLS

Step inside this beautifully restored 1923 residence, where historic elegance meets contemporary comfort right in the heart of downtown Albemarle. Rich in era character, this home boasts original architectural details, classic millwork, and timeless charm throughout, seamlessly paired with 3 bedrooms, 2 full bathrooms, and sleek, modern finishes. Enjoy the ultimate downtown lifestyle with unmatched convenience—you are just steps away from local dining, boutique shopping, and vibrant community events. Turnkey and thoughtfully updated, this captivating home stands fully prepared for its prospective owner. Disclosures: -Property features three fireplaces, all of which are currently inoperable and being sold in as-is condition. -Property utilizes a shared driveway that branches off to provide private dedicated parking behind the home. -Seller has no knowledge of any driveway agreement with neighboring home.

903 E Main Street, Albemarle

$399,900

4 Beds ⋅ 3 Baths ⋅ 4432150 MLS

Grand white columns, classic Colonial-inspired brick architecture, and timeless Forest Hills charm! This lovingly maintained beauty is offered for the first time in nearly 30 years. Inside, a large living room, separate den, and dedicated dining room offer plenty of space for entertaining and everyday living. Plantation shutters add a touch of sophistication throughout the interior. Upstairs, four exceptionally spacious bedrooms feature generous closets, while an updated primary bathroom adds a fresh touch to this classic home. Discover a basement with a bar and wine cellar, plus abundant storage throughout. Relax on the screened back porch overlooking a backyard with a private feel, while your feline friend enjoys the window-access catio (cat + patio)! Extras include three fireplaces, a newer generator, and a tankless water heater. Close to the hospital and downtown Albemarle! Book your private showing today, and we’ll show you the secret storage space! Shhhhh!

525 East Street, Albemarle

$260,000

3 Beds ⋅ 2 Baths ⋅ 4432319 MLS

Need some space, fresh air and some privacy? This is IT! Sitting on almost 2 acres of land this home sits in the woods and at the end of a long driveway giving you just the privacy you deserve. There is plenty of room for ATV's, boats and whatever other toys you need to bring. The spacious outside detached garage is perfect for workshop and, yes, it as electricity!! Walk inside to a 3 bedroom and 2 bath spacious area with everything you need to call home!

15810 Silver Road, Oakboro

$392,950

5 Beds ⋅ 3 Baths ⋅ 4431888 MLS

This 5-bedroom, 3-bath home has thoughtfully designed living space in one of Locust's nicest communities. The open main level centers on a kitchen with a generous island overlooking the breakfast area and great room, a layout made for everyday living and easy entertaining. A main level flex room/office gives you room to work from home, host guests. Upstairs, the primary suite features walk-in closet / dual vanities / garden tub], joined by 4 additional bedrooms and a convenient upstairs bonus room.

214 Wildflower Drive Unit #26, Locust

$150,000

3 Beds ⋅ 1 Baths ⋅ 4431673 MLS

**MULTIPLE OFFERS-PLEASE SUBMIT BEST OFFERS BY 6 PM 10/8/26** Opportunity awaits at 2204 W Main Street in Albemarle, NC! This 3-bedroom, 1-bath home offers plenty of potential for buyers looking to make a property their own. Situated on a corner lot and conveniently located near Downtown Albemarle, the home features a full basement providing additional space for storage, a workshop, or future possibilities. City water and city sewer add to the convenience. Whether you're searching for a primary residence, investment property, or your next renovation project, this Stanly County property is one to consider. Home is being sold AS-IS, giving the next owner the opportunity to bring their own ideas and vision. Schedule your showing and come see the possibilities at 2204 W Main Street!

2204 W Main Street, Albemarle

$249,000

3 Beds ⋅ 2 Baths ⋅ 4430842 MLS

Room to spread out, space to unwind, and beautiful updates to enjoy! Welcome home to this well maintained property on 1.74 cleared, level acres with no restrictions. Inside, you’ll find stylish waterproof luxury vinyl plank flooring throughout, new kitchen cabinets and backsplash, stainless steel appliances, and freshly renovated bathrooms. The spacious, inviting layout offers plenty of room for everyday living and gathering with friends and family. A new roof in 2026 and gutters add to the home’s appeal. Step outside and picture peaceful afternoons relaxing on your deck, backyard cookouts, or simply enjoying your expansive outdoor space. A storage shed conveys, providing extra room for tools and outdoor essentials. Beautiful updates, an inviting home, and room to make it your own come see the possibilities!

20538 Running Creek Church Road, Locust

$332,770

3 Beds ⋅ 3 Baths ⋅ 10196575 MLS

The Garrett is a stunning two-story home that combines style, comfort, and functionality with a thoughtfully designed layout. he open-concept island kitchen flows seamlessly into the dining area and bright great room, creating the perfect space for everyday living and entertaining. The great room opens to an oversized patio with outdoor living space for even more enjoyment. A spacious foyer and convenient half bath complete the main level. Upstairs,three spacious bedrooms, including a gorgeous primary suite with a generous walk-in closet and spa-like walk-in shower. Two additional bedrooms share a well-appointed jack and jill bathroom with a double vanity, providing comfort and privacy for family or guests.

101 Three Kings Way, Albemarle

$295,000

4 Beds ⋅ 3 Baths ⋅ 4431246 MLS

New construction • No HOA • USDA financing eligible! Discover modern style and timeless curb appeal in this beautiful 4-bedroom, 3-bath home. An airy, open floor plan features contemporary finishes and elegant moldings throughout. The kitchen flows seamlessly into spacious living and dining areas, creating an inviting setting for everyday living and entertaining. A main-level bedroom and full bath offer flexibility for guests or a home office. Upstairs, retreat to the primary suite with a private ensuite bath and custom closet. Enjoy access to Downtown Albemarle’s shopping, dining, and community events, along with Stanly Community College and Pfeiffer University. Explore nearby Badin Lake, Lake Tillery, and Morrow Mountain State Park for boating, hiking, and outdoor recreation. Photos are from a previous build and are representative only. Actual finishes, features, and layout may vary slightly. Some photos have been virtually staged. A completed home in Charlotte is available to tour by appointment.Schedule your tour today! USDA financing available for qualified buyers, subject to lender approval. ** Home anticipated completion 10-20-26. Completed home is available in Charlotte for viewing.

1222 Wood Street, Albemarle

$219,990

2 Beds ⋅ 1 Baths ⋅ 4431307 MLS

Welcome to this beautifully renovated home, thoughtfully updated by the owner during their time living here. The extensive improvements include new flooring, new siding, kitchen cabinets and appliances, an updated bathroom with a new shower, fixtures, ceramic wall and floor tile, new windows, a modernized ceiling and lighting upgrade, and a new water heater. The home also offers an updated open-concept layout with a sliding door that adds natural light and easy access to the outdoor space. Office-room space. The porch has been refreshed with updated rails and ceiling, with additional improvements throughout the home. Currently rented month-to-month, this property offers a great opportunity for a buyer seeking a move-in-ready home or an investment property. All showings require 24 hours' advance notice, and appointments must be confirmed.

640 Mckee Street, Albemarle

Start Your Search

“The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither The M Homes Group nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing. © 2026 Carolina Multiple Listing Services, Inc.”

Listings provided courtesy of Triangle MLS, Inc. of NC, Internet Data Exchange Database. Information deemed reliable but not guaranteed. © 2026 Triangle MLS, Inc. of North Carolina. Data last updated .