Stanly County Homes under $700,000

Welcome to Stanly County, North Carolina—a hidden gem nestled in the heart of the Piedmont region! Known for its picturesque landscapes, friendly communities, and rich history, Stanly County offers the perfect blend of rural charm and modern convenience. With its lush forests, serene lakes, and vibrant downtown areas, this county is an ideal location for families, retirees, and anyone looking to escape the hustle and bustle of city life.

One of the most enticing aspects of Stanly County is the real estate market, particularly for those seeking homes under $700,000. Here, you'll find a diverse range of properties that cater to various lifestyles and preferences. From charming single-family homes with spacious yards to contemporary townhouses in bustling neighborhoods, there’s something for everyone. Many homes boast stunning views, modern amenities, and convenient access to local parks and recreational activities, making it easy to enjoy the great outdoors.

Stanly County is also home to a strong sense of community, with numerous events and festivals held throughout the year. Residents can enjoy local farmers' markets, art shows, and outdoor concerts that bring people together and celebrate the region's vibrant culture. With top-rated schools, friendly neighbors, and a low cost of living, it's no wonder that so many choose to call Stanly County home.

If you're in the market for a new home under $700,000, Stanly County offers an array of choices that combine affordability with quality living. Discover your dream home in this welcoming community today!

Newest Stanly County Homes under $700,000

$392,950

5 Beds ⋅ 3 Baths ⋅ 4431888 MLS

This 5-bedroom, 3-bath home has thoughtfully designed living space in one of Locust's nicest communities. The open main level centers on a kitchen with a generous island overlooking the breakfast area and great room, a layout made for everyday living and easy entertaining. A main level flex room/office gives you room to work from home, host guests. Upstairs, the primary suite features walk-in closet / dual vanities / garden tub], joined by 4 additional bedrooms and a convenient upstairs bonus room.

214 Wildflower Drive Unit #26, Locust

$150,000

3 Beds ⋅ 1 Baths ⋅ 4431673 MLS

Opportunity awaits at 2204 W Main Street in Albemarle, NC! This 3-bedroom, 1-bath home offers plenty of potential for buyers looking to make a property their own. Situated on a corner lot and conveniently located near Downtown Albemarle, the home features a full basement providing additional space for storage, a workshop, or future possibilities. City water and city sewer add to the convenience. Whether you're searching for a primary residence, investment property, or your next renovation project, this Stanly County property is one to consider. Home is being sold AS-IS, giving the next owner the opportunity to bring their own ideas and vision. Schedule your showing and come see the possibilities at 2204 W Main Street!

2204 W Main Street, Albemarle

$249,000

3 Beds ⋅ 2 Baths ⋅ 4430842 MLS

Room to spread out, space to unwind, and beautiful updates to enjoy! Welcome home to this well maintained property on 1.74 cleared, level acres with no restrictions. Inside, you’ll find stylish waterproof luxury vinyl plank flooring throughout, new kitchen cabinets and backsplash, stainless steel appliances, and freshly renovated bathrooms. The spacious, inviting layout offers plenty of room for everyday living and gathering with friends and family. A new roof in 2026 and gutters add to the home’s appeal. Step outside and picture peaceful afternoons relaxing on your deck, backyard cookouts, or simply enjoying your expansive outdoor space. A storage shed conveys, providing extra room for tools and outdoor essentials. Beautiful updates, an inviting home, and room to make it your own come see the possibilities!

20538 Running Creek Church Road, Locust

$332,770

3 Beds ⋅ 3 Baths ⋅ 10196575 MLS

The Garrett is a stunning two-story home that combines style, comfort, and functionality with a thoughtfully designed layout. he open-concept island kitchen flows seamlessly into the dining area and bright great room, creating the perfect space for everyday living and entertaining. The great room opens to an oversized patio with outdoor living space for even more enjoyment. A spacious foyer and convenient half bath complete the main level. Upstairs,three spacious bedrooms, including a gorgeous primary suite with a generous walk-in closet and spa-like walk-in shower. Two additional bedrooms share a well-appointed jack and jill bathroom with a double vanity, providing comfort and privacy for family or guests.

101 Three Kings Way, Albemarle

$295,000

4 Beds ⋅ 3 Baths ⋅ 4431246 MLS

New construction • No HOA • USDA financing eligible! Discover modern style and timeless curb appeal in this beautiful 4-bedroom, 3-bath home. An airy, open floor plan features contemporary finishes and elegant moldings throughout. The kitchen flows seamlessly into spacious living and dining areas, creating an inviting setting for everyday living and entertaining. A main-level bedroom and full bath offer flexibility for guests or a home office. Upstairs, retreat to the primary suite with a private ensuite bath and custom closet. Enjoy access to Downtown Albemarle’s shopping, dining, and community events, along with Stanly Community College and Pfeiffer University. Explore nearby Badin Lake, Lake Tillery, and Morrow Mountain State Park for boating, hiking, and outdoor recreation. Photos are from a previous build and are representative only. Actual finishes, features, and layout may vary slightly. Some photos have been virtually staged. A completed home in Charlotte is available to tour by appointment.Schedule your tour today! USDA financing available for qualified buyers, subject to lender approval. ** Home anticipated completion 10-20-26. Completed home is available in Charlotte for viewing.

1222 Wood Street, Albemarle

$219,990

2 Beds ⋅ 1 Baths ⋅ 4431307 MLS

Welcome to this beautifully renovated home, thoughtfully updated by the owner during their time living here. The extensive improvements include new flooring, new siding, kitchen cabinets and appliances, an updated bathroom with a new shower, fixtures, ceramic wall and floor tile, new windows, a modernized ceiling and lighting upgrade, and a new water heater. The home also offers an updated open-concept layout with a sliding door that adds natural light and easy access to the outdoor space. Office-room space. The porch has been refreshed with updated rails and ceiling, with additional improvements throughout the home. Currently rented month-to-month, this property offers a great opportunity for a buyer seeking a move-in-ready home or an investment property. All showings require 24 hours' advance notice, and appointments must be confirmed.

640 Mckee Street, Albemarle

$538,000

4 Beds ⋅ 3 Baths ⋅ 4430655 MLS

Nearly new, beautifully maintained, and completely move-in ready, 245 Glenwood Drive offers 2,644 square feet of one-level living on a 0.63-acre lot with no HOA. Built in 2022, this home combines an open, light-filled floor plan with exceptional outdoor living, expanded parking, and a 20' x 20' wired workshop—features that set it apart from the typical newer home. Inside, the spacious great room is filled with natural light and anchored by a fireplace that serves as the focal point of the main living area. The open design flows directly into the kitchen, featuring quartz countertops, stainless steel appliances, abundant cabinetry, a large center island, and an easily accessible pantry. The adjoining breakfast area opens to a 17' x 10' screened porch, extending the living space outdoors and creating an ideal setting for morning coffee, casual meals, or quiet evenings. The primary suite offers a generously sized bedroom, a large walk-in shower, and an exceptionally spacious walk-in closet. Three additional bedrooms provide flexibility for guests, family, a home office, or additional living space. Luxury vinyl plank flooring extends through the main living areas, with carpet in the bedrooms. Outdoor living is one of the property's standout features. Beyond the screened porch is an expanded deck and large concrete patio overlooking the pond located directly behind the home on the adjoining property. The cleared lot has a gentle slope and provides plenty of usable space for relaxing, entertaining, or simply enjoying the peaceful setting. The 20' x 20' wired workshop is another exceptional feature, offering lighting, multiple electrical outlets, and an epoxy-coated concrete floor. Whether used as a workshop, hobby space, storage area, or dedicated project space, it adds a level of versatility that is difficult to find. The attached garage has also been fully finished with painted sheetrock walls and an epoxy-coated concrete floor. An expanded concrete driveway provides ample additional parking, easily accommodating four or more vehicles beyond the garage. Fiber cement siding and vinyl boxing help keep exterior maintenance to a minimum, while the enclosed trash and propane area keeps everyday necessities neatly out of view. The sellers purchased this home with the intention of making it their forever home and completed numerous improvements with that goal in mind. A relocation now offers the next owner the opportunity to enjoy a nearly new home where the work has already been done. One-level living, a wide-open floor plan, no HOA, pond views, exceptional outdoor space, expanded parking, a finished garage, and a substantial wired workshop all come together in a home that is truly ready to move into and enjoy.

245 Glenwood Drive, Oakboro

$520,000

3 Beds ⋅ 2 Baths ⋅ 4429427 MLS

PROFESSIONAL PICTURES COMING SOON Escape to your own private country retreat on approximately 14 acres in Albemarle. This move-in-ready 3-bedroom, 2-bath home offers an open floor plan and has been extensively refreshed with approximately $45,000 in recent improvements, including a new roof, new siding, new gutters, fresh interior paint, new engineered flooring throughout, updated/working systems, and new landscaping. The property also features a 24-foot above-ground pool with new equipment. For the horse or hobby-farm buyer, approximately 3 acres are fenced as pasture, with a two-stall barn and additional storage area. The property offers room to enjoy animals, recreation, gardening, and the peace and privacy of country living. A particularly unique feature is the land surrounding the home. The adjoining land is held in a trust and, subject to verification of the applicable documents, cannot be developed and is restricted to pasture use. This helps preserve the open rural character, privacy, and views around the property. Whether you're looking for a horse property, small farmette, private retreat, or simply room to spread out, this property offers a rare combination of an updated home, acreage, pasture, barn, pool, and protected/open surroundings.

20785 S Us 52 Highway, Albemarle

$275,000

3 Beds ⋅ 1 Baths ⋅ 4430849 MLS

Charming 3-bedroom ranch offering comfortable one-level living close to downtown Locust. This home has been freshly painted and includes major recent updates such as a new roof, HVAC system and water heater, along with new flooring in select areas and a renovated full bathroom. The living room offers a welcoming entry into the home and includes a window opening into the family room, helping connect the two living spaces. The separate family room features a brick wood-burning fireplace that adds warmth and character. The eat-in kitchen provides space for everyday dining and a functional layout. Outside, the property sits on a nice lot with mature trees that provide shade and added appeal. A detached oversized garage offers excellent parking, storage and workspace potential, along with additional storage space for tools, equipment or hobbies. Convenient to downtown Locust, shopping, dining and everyday amenities, this ranch offers a practical floor plan, valuable updates and useful garage space in a convenient location.

205 Oakland Street, Locust

$185,000

3 Beds ⋅ 1 Baths ⋅ 4429487 MLS

In real estate location is number one! Badin is a location you will love living in. The town adjoins beautiful Badin Lake and Morrow Mountain State Park. The property has a community park only a few steps away and a Lake front park being developed. Badin has an unique commercial street, with a coffee shop, restaurants, antique shops, ice cream shop, museum, post office, and a highly rated elementary school. This townhouse has a two-car garage and yard that will only take minutes to mow. It has a main floor bedroom and two bedrooms on the second floor. The townhouse is an old world French design. You will love the price and the unique charm of the property and the community.

31 Maple Street, Badin

$420,000

4 Beds ⋅ 2 Baths ⋅ 4430647 MLS

Immaculate 4-bedroom, 2-bath home in the heart of Oakboro offering the perfect blend of style, comfort, and quality craftsmanship. Step inside to an inviting open-concept floor plan featuring a spacious living area that flows seamlessly into a beautifully designed kitchen with granite countertops, custom cabinetry, stainless steel appliances, and a large island that's perfect for entertaining or everyday living. The thoughtfully designed layout is filled with natural light and complemented by warm flooring and stylish finishes throughout. Retreat to generously sized bedrooms, while the covered back patio provides the perfect space to enjoy your morning coffee, unwind after a long day, or host family and friends. Outside, you'll appreciate the attractive stone-accented exterior, welcoming covered front porch, and beautifully maintained landscaping and outdoor drains. Meticulously cared for and truly move-in ready, this home offers the comfort, functionality, and modern finishes today's buyers are looking for—all in a convenient Oakboro location.

285 Jaida Lane, Oakboro

28159 Poplins Grove Church Road, Albemarle

$279,900

3 Beds ⋅ 2 Baths ⋅ 4430676 MLS

Welcome home to this charming 3-bedroom, 2-bath home in Albemarle! Located just outside the city limits, this property offers a peaceful setting with a little extra breathing room while still keeping you conveniently close to shopping, dining, schools, and everyday essentials. Inside, you’ll find a comfortable and functional layout with plenty of opportunity to make the space your own. Recent updates to major systems provide added peace of mind, including a **new HVAC system and water heater in 2024, plus a roof installed in 2021**. Outside, enjoy a spacious yard along with a detached storage shed—perfect for lawn equipment, tools, hobbies, or additional storage. If you’re looking for a home that combines a quieter setting, valuable updates, and convenient access to Albemarle, this one is worth a look. Schedule your showing today!

28159 Poplins Grove Church Road, Albemarle

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Listings provided courtesy of Triangle MLS, Inc. of NC, Internet Data Exchange Database. Information deemed reliable but not guaranteed. © 2026 Triangle MLS, Inc. of North Carolina. Data last updated .