Belmont Homes under $400,000

Welcome to Belmont, North Carolina—a charming subdivision where small-town warmth meets modern convenience! Nestled just a short drive from the bustling city of Charlotte, Belmont offers an idyllic setting for families, professionals, and retirees alike. With its picturesque streets, friendly neighbors, and lush green spaces, it’s no wonder that this community has become a sought-after destination for homebuyers.

One of the standout features of Belmont is the diverse range of homes available, particularly for those seeking affordability without compromising on quality. In this thriving subdivision, you can find beautiful homes priced under $400,000, making it an excellent choice for first-time buyers or anyone looking to invest in a vibrant community. These homes often boast charming architectural details, modern layouts, and spacious yards, perfect for outdoor gatherings or playtime with the kids.

Residents of Belmont enjoy a wealth of amenities, including local parks, shopping centers, and a variety of dining options that cater to every palate. The community is also known for its excellent schools and recreational facilities, ensuring that families have access to everything they need for a fulfilling lifestyle.

Whether you’re drawn to the serene landscapes or the close-knit community vibe, Belmont offers a unique blend of comfort and convenience. With homes under $400,000 available, now is the perfect time to explore what this delightful subdivision has to offer. Discover your dream home in Belmont today, and experience the perfect balance of suburban tranquility and urban accessibility!

Newest Belmont Homes under $400,000

$399,999

4 Beds ⋅ 3 Baths ⋅ 1230106 MLS

Back on the market at no fault to the seller or the home! Welcome to 2312 Belmont Dr, a beautifully updated 4 bedroom, 2.5 bathroom offering 2,479 sq ft of comfortable living space. Nestled on a tree-lined street, this 1976 brick home blends classic charm with thoughtful modern updates. The heart of the home is the beautifully renovated kitchen, featuring quartz countertops, stainless steel appliances and a gas range. Updated flooring and all new windows (2025) makes this home move-in-ready for its new owners. Close to shopping and restaurants in town and only a short drive to Greensboro. A wonderful opportunity to enjoy an updated home in an established and cherished part of Reidsville!

2312 Belmont Drive, Reidsville

$399,999

4 Beds ⋅ 3 Baths ⋅ 4413995 MLS

2312 Belmont Drive, Reidsville

$385,000

4 Beds ⋅ 3 Baths ⋅ LP764934 MLS

Elevated design, exceptional space, and a generous homesite come together in this stunning new-construction residence, thoughtfully designed for modern living. The Barton floor plan offers refined living with 4 bedrooms, 3 full bathrooms, 2,510 square feet, and a generous 0.47-acre homesite and a stunning wrap-around deck that you will love. Construction is underway with completion anticipated September 2026.Designed for both everyday living and entertaining, the open-concept layout features a beautifully appointed kitchen with quartz countertops, a large center island, farmhouse apron sink, and double ovens. Wide-plank LVP flooring and oak hardwood stairs add warmth and style throughout the home, while the thoughtfully designed floor plan provides plenty of space to gather, relax, and make it your own.Upstairs, the primary suite offers a comfortable retreat alongside additional bedrooms and a conveniently located laundry room. Step outside to enjoy the inviting wrap-around deck and expansive yard—perfect for outdoor entertaining, play, or simply enjoying the extra space that comes with a larger homesite.Built by Ace Development Group with thoughtful design and quality finishes, this brand-new home combines modern finishes with the added benefit of a spacious homesite. Located in Belmont Estates, where homesites range from approximately 0.47 to 2 acres.Preferred lender credit of $2,600 available when using the preferred lender and closing attorney. Contact Laura Ace for additional details. Interior photos are representative of a completed Belmont home.Interior photos are representative of a completed Belmont home.Contact:Laura Ace | 571-480-3345 | laura@acedevgrp.com

416 Stable Ct, Linden

$369,900

3 Beds ⋅ 2 Baths ⋅ 4383335 MLS

New Price! Beautifully crafted 3-bedroom, 2-bathroom gem nestled in the heart of Morganton. At 1,550 square feet, every inch of this home has been thoughtfully designed with quality craftsmanship that punches well above its price point. Step inside and the open concept layout immediately impresses, featuring a spacious great room with soaring vaulted ceilings that flow effortlessly into the dining area and a charming corner kitchen. Nine-foot ceilings throughout create an airy, elevated feel, while custom cabinetry and granite countertops in the kitchen and both bathrooms add undeniable elegance. The primary bedroom boasts an oversized closet that might just become your favorite room in the house. Practically maintenance-free on the exterior with architectural shingles, rock masonry, and smart board siding, this home lets you spend weekends relaxing instead of repairing. The double garage features an eight-foot-tall door because your truck deserves a proper home too. Out back, a tree-lined deck overlooks a fenced yard complete with a storage building. Conveniently located near restaurants, shopping, walking parks, and the beloved Fonta Flora Trails, with Lake James just twenty minutes away and high-speed internet keeping you connected. Schedule your showing before someone else claims this incredible value.

2455 Saratoga Run, Morganton

$345,000

3 Beds ⋅ 2 Baths ⋅ 1217564 MLS

If you appreciate quality and artisan craftsmanship so often missing in modern, mass-produced homes, this Belmont beauty may be the one. Rich with character, it features lovely crown molding, original wood floors including parquet, and custom built-ins with a desk and shelving. The layout offers a primary ensuite, formal living and dining rooms, plus a warm den with a brick gas log fireplace. Replacement Jeld-Wen windows (except kitchen, laundry, and den) enhance comfort and efficiency. A sunroom added in 2016, complete with its own mini-split, invites you to relax while overlooking the private, beautifully landscaped backyard. Updates include roof (2017, 30-year), Carrier gas pack (2020), water heater (2018), and New GE appliances (2025) LG dishwasher. Enjoy the perfect balance of country quiet and city convenience in this exceptional home. This is Home!

1019 Sherwood Drive, Reidsville

$280,000

2 Beds ⋅ 1 Baths ⋅ 4352757 MLS ⋅ Seigle Heights Condominiums BLDG.

Price Improvement! Rare opportunity to own in a gated 12-home community between NoDa and Plaza Midwood. Walk to Optimist Hall, the Blue Line, and the Little Sugar Creek Greenway while enjoying the privacy of a boutique community with a private dog park, off-street parking, and a back patio. Fully renovated with refinished hardwood floors, new LVP flooring, stainless steel appliances, stackable washer/dryer, updated lighting, new kitchen backsplash, and fresh paint throughout. Photos are of the model unit. Qualified buyers may receive up to $10,000 in lender assistance and 0% down financing through our preferred lender.

1512 Seigle Avenue Unit #2, Charlotte

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Listings provided courtesy of Triangle MLS, Inc. of NC, Internet Data Exchange Database. Information deemed reliable but not guaranteed. © 2026 Triangle MLS, Inc. of North Carolina. Data last updated .