Belmont Homes under $500,000

Welcome to Belmont, North Carolina – a charming community that perfectly blends small-town warmth with modern convenience. Nestled just a short drive from the bustling city of Charlotte, Belmont offers residents a serene lifestyle surrounded by picturesque landscapes, vibrant parks, and a rich history that dates back to the 1800s.

Belmont is known for its friendly atmosphere and strong sense of community. As you stroll through the tree-lined streets, you’ll discover a variety of local shops, delightful eateries, and beautiful outdoor spaces, including the stunning Catawba Riverfront Park. Whether you’re enjoying a leisurely walk, indulging in a picnic, or taking part in community events, Belmont has something for everyone.

For those seeking a home in this idyllic setting, Belmont offers a range of appealing properties priced under $500,000. From charming single-family homes with spacious yards to modern townhouses with contemporary finishes, there’s a perfect fit for every lifestyle and budget. Many of these homes boast open floor plans, updated kitchens, and outdoor spaces ideal for entertaining or relaxing with family.

Families will appreciate the highly-rated schools and safe neighborhoods, while outdoor enthusiasts will love the proximity to hiking trails and recreational activities. With its blend of affordability, community spirit, and access to urban amenities, Belmont is an ideal choice for anyone looking to plant roots in North Carolina.

Explore the possibilities in Belmont today and discover your dream home in this vibrant and welcoming community!

Newest Belmont Homes under $500,000

$415,000

3 Beds ⋅ 2 Baths ⋅ 4430559 MLS

This proposed three-bedroom, two-bathroom stick-built modern farmhouse is designed to combine timeless farmhouse character with clean, contemporary style and practical everyday living. The home will offer approximately 1,600 square footage of thoughtfully planned living space, creating a comfortable and inviting environment for families, couples, or those looking for a versatile home with room to grow. This proposed home will sit on a little over a half acre lot. This location is only 11 minutes from the Morganton Heights shopping centre and also offers multiple parks within a 15 minute radius. This is a Proposed Construction Listing. Reserve this home and pick out you personal touches. Please note real estate agent is the owner.

2210 Steeple Chase Court, Morganton

$425,000

3 Beds ⋅ 2 Baths ⋅ 4431933 MLS

PRIME LOCATION IN BELMONT/OPTIMIST PARK!! This 3 Bedroom, 1.5 Bath Home is ready for a remodel or the perfect lot for your new dream home! This property abuts the Little Sugar Creek Greenway, with its endless biking/walking trails, and has seasonal views of the Uptown Charlotte skyline! The land to the left of the home is part of the greenway for more privacy/greenspace. Conveniently located between Uptown, Plaza/Midwood, and NoDa! Walking distance to Optimist Hall, Cordelia Park, and dozens of neighborhood shops, restaurant, and breweries! Nearby vacant, buildable lots are alone going for $380,000 plus! Come see before it's gone!!

1608 N Davidson Street, Charlotte

$399,999

4 Beds ⋅ 3 Baths ⋅ 1230106 MLS

Back on the market at no fault to the seller or the home! Welcome to 2312 Belmont Dr, a beautifully updated 4 bedroom, 2.5 bathroom offering 2,479 sq ft of comfortable living space. Nestled on a tree-lined street, this 1976 brick home blends classic charm with thoughtful modern updates. The heart of the home is the beautifully renovated kitchen, featuring quartz countertops, stainless steel appliances and a gas range. Updated flooring and all new windows (2025) makes this home move-in-ready for its new owners. Close to shopping and restaurants in town and only a short drive to Greensboro. A wonderful opportunity to enjoy an updated home in an established and cherished part of Reidsville!

2312 Belmont Drive, Reidsville

$399,999

4 Beds ⋅ 3 Baths ⋅ 4413995 MLS

2312 Belmont Drive, Reidsville

306 Martin Luther King Jr Dr, Smithfield

$265,000

3 Beds ⋅ 2 Baths ⋅ 10179846 MLS

Welcome to this charming two-bedroom, one-and-a-half-bath single residence located in the Belmont community of Smithfield, NC. This home offers practical living space designed to meet the needs of today's homeowners. With 3 comfortable bedrooms and multiple bathrooms, this property provides functional comfort for residents. Situated in the established Belmont subdivision, this residence presents an opportunity to own in a recognized Smithfield location. This single residence is ready for your consideration.

306 Martin Luther King Jr Dr, Smithfield

$425,000

3 Beds ⋅ 2 Baths ⋅ 4402286 MLS

Stunning New Construction on 1.26 Acres! Welcome home to this beautifully crafted 3-bedroom, 2-bath ranch offering quality craftsmanship, modern finishes, and move-in-ready convenience. Thoughtfully designed with an open-concept floor plan, this home is perfect for both everyday living and entertaining. The spacious kitchen serves as the heart of the home, showcasing custom soft-close dovetail cabinetry, gorgeous quartz countertops, a large center island, breakfast bar, pantry, and stainless steel appliances. The open living and dining areas flow seamlessly together and are accented by beautiful ¾-inch white oak hardwood floors, adding warmth and timeless elegance throughout the main living spaces. Retreat to the private primary suite featuring a generous walk-in closet and a en-suite bath. The conveniently located laundry room, situated just outside the primary suite, adds ease to your daily routine. Two additional bedrooms provide plenty of space for family, guests, or a home office. Step outside to enjoy the covered front porch with its charming tongue-and-groove ceiling, or unwind on the back deck overlooking the expansive 1.26-acre lot. Stairs lead down to the backyard, where a peaceful creek winds through the rear of the property. Custom shutters enhance the home's curb appeal, while the attached two-car garage provides everyday convenience. If you're looking for quality construction, stylish finishes, situated on a spacious lot, this beautiful new home is one you won't want to miss!

2456 Saratoga Run Unit #58, Morganton

$385,000

4 Beds ⋅ 3 Baths ⋅ LP764934 MLS

Move-in Ready! New home for the holiday’s! Discover modern farmhouse style, generous outdoor space, and convenient regional access at 416 Stable Court in Belmont Estates at Ennis Pond. This new-construction Barton floor plan offers 4 bedrooms, 3 full bathrooms, and 2,510 square feet of thoughtfully designed living space on a spacious 0.47-acre homesite. The open-concept layout creates an inviting setting for everyday living and entertaining, complemented by a well-appointed kitchen featuring quartz countertops, a large center island, farmhouse apron sink, and double ovens. Wide-plank luxury vinyl plank flooring and oak hardwood stairs add warmth and character, while the second-floor primary suite, additional bedrooms, and conveniently located laundry room offer a functional layout. Step outside to enjoy the wraparound deck and expansive yard, with room to relax, entertain, and enjoy the added space of a larger homesite.Located in northern Cumberland County, Belmont Estates offers a balance of space and accessibility. Enjoy convenient access to Fort Bragg, Interstate 295, and Interstate 95 for commuting throughout the Fayetteville region and beyond. Raleigh, the Research Triangle, and Raleigh-Durham International Airport are accessible for regional employment, business travel, and weekend plans. The property is located in Cumberland County, outside Fayetteville city limits, offering the potential benefit of avoiding city property taxes; buyers should verify the applicable tax jurisdiction and current tax rates. Served by Cumberland County Schools, with school assignments subject to verification, this home combines contemporary design, a spacious homesite, and convenient access to the destinations that matter. Belmont Estates homesites range from approximately 0.47 to 2 acres. Interior photos may represent a completed home of the same floor plan and may not reflect the exact finishes or current construction status of this property.Built by Ace Development Group with thoughtful design and quality finishes, this brand-new home combines modern finishes with the added benefit of a spacious homesite. Located in Belmont Estates, where homesites range from approximately 0.47 to 2 acres.Preferred lender credit of $2,600 available when using the preferred lender and closing attorney. Contact Laura Ace for additional details. Interior photos are representative of a completed Belmont home.Interior photos are representative of a completed Belmont home.Contact:Laura Ace | 571-480-3345 | laura@acedevgrp.com

416 Stable Ct, Linden

$369,900

3 Beds ⋅ 2 Baths ⋅ 4383335 MLS

New Price! Beautifully crafted 3-bedroom, 2-bathroom gem nestled in the heart of Morganton. At 1,550 square feet, every inch of this home has been thoughtfully designed with quality craftsmanship that punches well above its price point. Step inside and the open concept layout immediately impresses, featuring a spacious great room with soaring vaulted ceilings that flow effortlessly into the dining area and a charming corner kitchen. Nine-foot ceilings throughout create an airy, elevated feel, while custom cabinetry and granite countertops in the kitchen and both bathrooms add undeniable elegance. The primary bedroom boasts an oversized closet that might just become your favorite room in the house. Practically maintenance-free on the exterior with architectural shingles, rock masonry, and smart board siding, this home lets you spend weekends relaxing instead of repairing. The double garage features an eight-foot-tall door because your truck deserves a proper home too. Out back, a tree-lined deck overlooks a fenced yard complete with a storage building. Conveniently located near restaurants, shopping, walking parks, and the beloved Fonta Flora Trails, with Lake James just twenty minutes away and high-speed internet keeping you connected. Schedule your showing before someone else claims this incredible value.

2455 Saratoga Run, Morganton

$345,000

3 Beds ⋅ 2 Baths ⋅ 1217564 MLS

If you appreciate quality and artisan craftsmanship so often missing in modern, mass-produced homes, this Belmont beauty may be the one. Rich with character, it features lovely crown molding, original wood floors including parquet, and custom built-ins with a desk and shelving. The layout offers a primary ensuite, formal living and dining rooms, plus a warm den with a brick gas log fireplace. Replacement Jeld-Wen windows (except kitchen, laundry, and den) enhance comfort and efficiency. A sunroom added in 2016, complete with its own mini-split, invites you to relax while overlooking the private, beautifully landscaped backyard. Updates include roof (2017, 30-year), Carrier gas pack (2020), water heater (2018), and New GE appliances (2025) LG dishwasher. Enjoy the perfect balance of country quiet and city convenience in this exceptional home. This is Home!

1019 Sherwood Drive, Reidsville

$280,000

2 Beds ⋅ 1 Baths ⋅ 4352757 MLS ⋅ Seigle Heights Condominiums BLDG.

Price Improvement! Qualified buyers may receive up to $10,000 in lender assistance and may qualify for 0% down financing through our preferred lender. Rare opportunity to own in a gated 12-home community between NoDa and Plaza Midwood. Walk to Optimist Hall, the Blue Line, and the Little Sugar Creek Greenway while enjoying the privacy of a boutique community featuring a private dog park, off-street parking, and a back patio. Fully renovated with refinished hardwood floors, new LVP flooring, stainless steel appliances, stackable washer/dryer, updated lighting, new kitchen backsplash, and fresh paint throughout. Photos are of the model unit. Financing incentives subject to lender approval, eligibility, and program terms.

1512 Seigle Avenue Unit #2, Charlotte

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Listings provided courtesy of Triangle MLS, Inc. of NC, Internet Data Exchange Database. Information deemed reliable but not guaranteed. © 2026 Triangle MLS, Inc. of North Carolina. Data last updated .

Belmont Homes under $500,000

Newest Belmont Homes under $500,000

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