Swain County Homes under $250,000

Swain County Homes under $250,000

Our website features the best real estate search for homes, condos, land and foreclosure properties available in Swain County and surrounding areas. It is the only site you will ever need! It is easy-to-use and updated by the official Realtor®’s database every 15 minutes. 

You can save searches, and get daily email alerts of new listings, price changes, sold data, and market reports. Our Interactive Map Search allows you to view properties on a map or refine your search by drawing the boundaries around the area you desire. 

Curious about what’s happening in your neighborhood? You can create a custom market report to see what’s active, under contract, and sold in your neighborhood! 

Considering selling or refinancing your home? Get an INSTANT property valuation now!

Contact us today to find out how we can be of assistance to you!

Newest Swain County Homes under $250,000

12 Bear Cove  Lane, Bryson City
$225,000
2 Beds ⋅ 1 Baths ⋅ 4337192 MLS
Experience the serenity of true mountain living in this tranquil creekside retreat, where the gentle sound of flowing water creates a peaceful backdrop for everyday life. From the moment you arrive, the home invites you to slow down, breathe deeply, and enjoy the natural beauty that surrounds you. An expansive screened front deck welcomes you with soaring skylights that bathe the space in soft, natural light, offering an ideal setting for morning coffee, afternoon reading, or evenings spent listening to the creek and watching the woods settle into dusk. Inside, the open floor plan enhances the home’s warm, inviting atmosphere. Light natural-finish vinyl plank flooring flows throughout the main living areas, creating a seamless connection between spaces. The living room is anchored by a striking stone hearth and wood-burning stove, offering the rustic charm of a mountain lodge paired with the comfort of modern living. A large picture window and sliding glass door frame views of the surrounding trees and the wraparound deck, allowing the outdoors to become an integral part of the home’s ambiance. The kitchen blends rustic character with contemporary contrast, featuring generous counter space, natural wood cabinetry, and rich, darker countertops that add depth and warmth. Whether preparing meals for guests or enjoying a quiet evening at home, the kitchen’s thoughtful layout and abundant storage make it both functional and inviting. The spacious dining area, illuminated by a chandelier, provides the perfect setting for gatherings and shared meals. The primary suite offers a peaceful retreat with dual closets and an ensuite bath featuring tile flooring and a tub/shower with glass doors. A flexible second bedroom or den provides space for guests, a home office, or creative pursuits, enhanced by a ceiling fan and natural light. Just off the carport, a dedicated laundry room adds convenience and practicality without interrupting the home’s serene interior aesthetic. Outdoor living is elevated with multiple destinations designed for relaxation and connection with nature. Directly across the street, an elevated fire-pit area offers views of the creek and a perfect spot for stargazing or unwinding at the end of the day. A secondary deck beside the screened porch includes a hot tub, believed to be functional, offering the potential for a private spa-like experience. Practical updates provide peace of mind, including a new septic system installed in 2021 and a new HVAC system added in 2023. The shared spring received significant upgrades and repairs last year, and the assessment has already been paid. Private roads include maintenance per community bylaws, ensuring ease of access throughout the year. Located just minutes from Bryson City and local schools, this home offers both convenience and seclusion. It also operated as a successful short-term rental as recently as 2024, providing excellent potential for buyers seeking a personal retreat with income-producing capability. This property is now offered as a Short Sale. All offers are subject to lender approval. Sold As-Is.

12 Bear Cove Lane, Bryson City

84 Pelohi Cove  Road, Bryson City
$85,000
2 Beds ⋅ 1 Baths ⋅ 4295902 MLS
Discover your quiet mountain retreat in the heart of Bryson City, NC. A charming 521 sq. ft. cabin brimming with rustic appeal and endless possibilities for personalization. This cozy single story gem features abundant natural light pouring through multiple windows, creating a bright and inviting atmosphere. The open layout includes distinct spaces ready for your creative touch: a welcoming living area ideal for relaxing after exploring the Smokies, a functional kitchen, and a simple bathroom. Recently enhanced by the owner, the cabin boasts fresh paint throughout, brand-new flooring, a fully finished kitchen and bathroom, and a new mini-split AC unit providing efficient heating and cooling year-round. These thoughtful improvements offer a solid, move-in-ready foundation while leaving plenty of room to add your personal style and build instant equity. Nestled in picturesque Bryson City, you’re just minutes from world class adventures: hiking and wildlife viewing in the Great Smoky Mountains National Park, thrilling whitewater rafting on the Nantahala River, scenic rides on the Great Smoky Mountain Railroad, tubing at Deep Creek, and fishing in pristine streams. Whether envisioning a serene full time residence, a weekend escape, or a long-term rental investment, this affordable mountain haven invites you to craft the Smoky Mountain lifestyle you’ve always wanted. Don’t miss this rare opportunity, schedule your showing today!

84 Pelohi Cove Road, Bryson City

Start Your Search

“The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither The M Homes Group nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing. © 2026 Carolina Multiple Listing Services, Inc.”

Listings provided courtesy of Triangle MLS, Inc. of NC, Internet Data Exchange Database. Information deemed reliable but not guaranteed. © 2026 Triangle MLS, Inc. of North Carolina. Data last updated .