Swain County Homes under $700,000

Swain County Homes under $700,000

Welcome to Swain County, North Carolina – a hidden gem nestled in the heart of the Smoky Mountains! Known for its stunning natural beauty, rich cultural heritage, and outdoor adventures, Swain County offers an idyllic lifestyle for those seeking a balance between tranquility and adventure. With picturesque landscapes, including the majestic Great Smoky Mountains National Park, and the serene waters of Fontana Lake, residents enjoy a wealth of recreational opportunities right at their doorstep.

Swain County is not just a paradise for nature lovers; it also boasts charming small towns like Bryson City, where you can explore local shops, dine in delightful eateries, and participate in community events throughout the year. The county is rich in history and offers a welcoming atmosphere, making it an ideal place for families, retirees, and anyone looking to escape the hustle and bustle of city life.

For those considering a move to this enchanting area, you'll be delighted to know that there are beautiful homes available under $700,000. Whether you're searching for a cozy cabin with mountain views, a charming bungalow near the river, or a modern family home with ample space, Swain County has something for everyone. With affordable options in a breathtaking setting, you can enjoy a lifestyle that many only dream of.

Discover the magic of Swain County, where every day feels like a vacation, and find your perfect home today! Embrace the beauty, adventure, and community spirit that make this area truly special.

Newest Swain County Homes under $700,000

3575 Conleys Creek  Road, Whittier
$299,000
2 Beds ⋅ 1 Baths ⋅ 4427909 MLS
Looking for a mountain getaway that can also work for you when you’re away? This charming cabin in Whittier is currently operating as an active vacation rental and comes furnished, offering the opportunity to step right into an established mountain retreat. Tucked into a peaceful rural setting alongside Conleys Creek, the property delivers the sounds and scenery people come to Western North Carolina to find. Inside, the cozy two-bedroom, one-bath layout includes a main-level bedroom plus a spacious loft bedroom, creating an inviting retreat. Large windows bring in natural light, while the wraparound porch gives you plenty of space to slow down and enjoy the mountain setting. Outdoor living is where this cabin really shines. Soak in the hot tub, gather around the fire pit, relax in a rocking chair on the porch and listen to the sounds of the nearby babbling creek. It feels tucked away, yet you are less than five minutes from the 18-hole Smoky Mountain Country Club and conveniently located between Sylva and Bryson City, with easy access to Cherokee, Great Smoky Mountains National Park and all the outdoor adventures Western North Carolina has to offer. Whether you are searching for a personal mountain escape, second home or furnished property with an existing vacation-rental history, this little cabin captures the cozy mountain experience guests are looking for. Easy mountain drive with access off of a paved state maintained road.

3575 Conleys Creek Road, Whittier

355 Oak Ridge  Lane, Whittier
$475,000
2 Beds ⋅ 3 Baths ⋅ 4427671 MLS
Welcome to Valley View and once you arrive, you’ll understand exactly how this cabin got its name. Perched at approximately 3,100 feet in elevation, this freshly stained log cabin offers sweeping long-range mountain and valley views, incredible privacy, and the mountain setting buyers dream about. With an established vacation rental history, more than 300 Airbnb reviews, and a 4.88 guest rating, Valley View has clearly made an impression on those who have stayed here. Part of that experience has been intentional, the owners chose not to add internet service, creating a true opportunity to unplug, slow down, and reconnect with the people and scenery around you. Verizon cell service is available at the cabin for those who still need to stay connected. The large wraparound deck offers plenty of room for rocking chairs and outdoor dining, while the fire pit and hot tub make it easy to settle in after a day of exploring. Inside, warm wood finishes and classic log cabin character create a cozy mountain atmosphere. The main level offers convenient living with a primary en-suite, second bedroom, and additional full hallway bath. Upstairs, the open loft is currently set up as a game room with a pool table, along with creatively utilized space on each side for added flexibility. The lower level adds functionality with a half bath, laundry area, garage, and additional storage, plus exterior access to the hot tub. Located in Whittier, the cabin feels tucked away while remaining convenient to Sylva, Bryson City, Cherokee, and Great Smoky Mountains National Park making it an ideal base for enjoying all that Western North Carolina has to offer. The privacy and views come with true mountain access. The final approximately two miles are along a steep, narrow private mountain road with paved and gravel sections, including a steep gravel portion and hairpin turn near the top. Four-wheel drive is strongly recommended. For those comfortable with mountain roads, the reward is waiting at the top. Whether you’re looking for an established vacation rental, a personal mountain retreat, or a little of both, Valley View offers a place to escape, reconnect, and breathe a little deeper. AVAILABILITY TO SHOW 10/2 after 2p until 10/7. All dates are booked until 11/8.

355 Oak Ridge Lane, Whittier

240 Fortner  Avenue, Bryson City
$649,900
3 Beds ⋅ 2 Baths ⋅ 4429372 MLS
Welcome to 240 Fortner Avenue, a true Bryson City mountain retreat offering classic log-home character, long-range mountain views, generous living space, and a proven history as a successful short-term rental. Set on approximately 1.18 acres, this 2007-built home offers 2,376 square feet of finished living space, including approximately 1,752 square feet on the main level and 624 square feet upstairs. The layout is spacious, warm, and inviting, with beautiful wood finishes, hardwood floors, abundant natural light, and a large gas fireplace that creates the perfect gathering place after a day exploring the mountains. Sold fully furnished and turnkey, this beautifully decorated home offers an effortless opportunity for a personal retreat or ready-to-go vacation rental. The home features three bedrooms, two baths, and a flexible upper-level sleeping loft that works beautifully for additional guests, a reading nook, game area, or office. Whether you are looking for a full-time residence, personal mountain getaway, or income-producing vacation property, the floor plan offers room to spread out while still feeling cozy and connected. Outdoor living is one of the highlights of 240 Fortner. Covered porches and deck space invite you to slow down and enjoy the mountain setting in every season. Sip coffee in the cool morning air, relax with friends in the afternoon, or unwind in the hot tub beneath the stars after a day of hiking, rafting, fishing, or exploring nearby Bryson City. One of the most exciting features of this property is the massive unfinished lower level. At approximately 1,752 square feet with soaring ceilings reaching roughly 15 feet, this is not your typical basement. The space is just waiting for its potential to be unlocked. Imagine a game room, home theater, fitness area, workshop, owner storage, recreation space, or future finished living area. With nearly as much unfinished square footage below as finished space on the main level, the possibilities are substantial. The home has also operated as a successful short-term rental, giving buyers the benefit of an established vacation-rental history in one of Western North Carolina’s most popular mountain destinations. The log-cabin atmosphere, hot tub, generous sleeping space, porches, mountain views, and proximity to downtown Bryson City are all features vacation guests consistently seek. The location adds even more appeal. Downtown Bryson City, local restaurants, breweries, shops, and the Great Smoky Mountains Railroad are just minutes away, while Great Smoky Mountains National Park, Fontana Lake, Cherokee, area rivers, hiking, fishing, and paddling are all within easy reach. With 2,376 square feet of finished living space plus approximately 1,752 square feet of unfinished lower-level potential, 240 Fortner offers more than a mountain cabin—it offers room to grow, income-producing potential, and the opportunity to create something truly special. Come for the mountain views and log-home charm. Stay for the space, location, rental history, outdoor living, and all the possibilities still waiting to be unlocked.

240 Fortner Avenue, Bryson City

241 E Deep Creek  Road, Bryson City
$649,900
3 Beds ⋅ 2 Baths ⋅ 4414613 MLS
DON'T WAIT ON THIS ONE! This is a rare find in Bryson City's MOST sought-after area - DEEP CREEK. Renovated. Unrestricted. An extra-large lot with a second city water and sewer tap APPROVED AND PAID for just ready to connect to a new house! Fully furnished, turnkey and ready to become a Vacation Rental Super Star!! With 200+ feet on Deep Creek, anglers can fish right from the property in one of the Smokies’ prized WILD TROUT STREAM, home to rainbow, brown and native brook trout. SITTING RIGHT ON THE CREEK, this 3-bedroom, 2-bath home has undergone a near-total renovation, creating a fresh, inviting mountain home while retaining plenty of character. Inside you'll find an updated kitchen with stainless appliances, butcher-block countertops and rich cabinetry, a comfortable living room with fireplace, separate dining area, family room and two beautifully updated baths. Warm wood ceilings and floors add mountain character throughout. Step outside and the setting becomes the star. With more than 200 feet along Deep Creek, there's plenty of room to fish, relax by the water or simply enjoy the sound of the creek. A covered porch and outdoor pavilion offer even more space for gathering and enjoying mountain summers. Even better, the property has an extra large lot, creating possibilities that are increasingly hard to find in the Deep Creek area. Park campers or RVs, explore building another home or detached garage, create an incredible outdoor entertaining area, or simply keep it open as your own private creekside playground. Unrestricted and just minutes from downtown Bryson City, this property offers tremendous flexibility as a full-time residence, mountain getaway or potential vacation rental. Deep Creek's waterfalls, hiking and tubing—and the trails of the Great Smoky Mountains National Park—are right at your doorstep. This is the one buyers are waiting for—Deep Creek frontage, room to spread out and possibilities. Come grab your piece of the creek!! Check out the property website at the link below including an interactive virtual tour: https://media.zillowmediaexperts.com/sites/exolmlkm/unbranded

241 E Deep Creek Road, Bryson City

55 Observation Point  Road, Bryson City
$598,000
4 Beds ⋅ 4422662 MLS ⋅ Village Preserve at Nantahala Village BLDG.
Unique opportunity to own a fully furnished income-producing duplex in a desirable Smoky Mountains location. Located directly beside #57, this separate property offers the same functional layout with two private rental units, one upstairs and one downstairs. Each unit features 2 full bedrooms, 2 full bathrooms, a full kitchen, living area, and covered porch space for enjoying the surrounding mountain setting. Designed for comfort, flexibility, and rental potential, #55 offers a total of 4 bedrooms, 4 full bathrooms, 2 kitchens, and two independent living spaces within one separate house. The layout is well suited for vacation rentals, group getaways, extended stays, or buyers who want to use one unit while generating income from the other. Each level gives guests the privacy and convenience of a separate rental, along with comfortable indoor living areas and covered outdoor space for relaxing after a day in the mountains. The covered porches provide additional space to enjoy the peaceful surroundings and fresh mountain air. Located within Nantahala Village Resort, owners and guests can enjoy amenities including an outdoor pool, basketball and tennis courts, game room, gym, horseback riding, and nearby hiking trails within Nantahala National Forest. This 4-bedroom duplex in the Smoky Mountains is conveniently located near popular Western North Carolina destinations including Nantahala Outdoor Center (5 min), Fontana Lake (5 min), Great Smoky Mountains Railroad (15 min), Cherokee, and Harrah's Cherokee Casino Resort (25 min). Whether you're searching for a mountain investment property, vacation rental opportunity, or personal getaway with rental income potential, #55 offers two separate living spaces in its own house, directly beside #57 and close to recreation, attractions, and mountain adventure.

55 Observation Point Road, Bryson City

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Listings provided courtesy of Triangle MLS, Inc. of NC, Internet Data Exchange Database. Information deemed reliable but not guaranteed. © 2026 Triangle MLS, Inc. of North Carolina. Data last updated .