Swain County Homes under $500,000

Welcome to Swain County, North Carolina, a hidden gem nestled in the heart of the Great Smoky Mountains. Known for its breathtaking natural beauty, rich history, and vibrant culture, Swain County is the perfect place to call home. With the majestic peaks of the Smokies as your backdrop and the serene waters of Fontana Lake at your doorstep, outdoor enthusiasts will find endless opportunities for hiking, fishing, and exploring.

Swain County is not just about stunning landscapes; it also boasts a charming community atmosphere. The towns of Bryson City and Cherokee offer a delightful mix of local shops, restaurants, and cultural attractions, including the renowned Great Smoky Mountains Railroad and the fascinating Museum of the Cherokee Indian. Whether you're enjoying a peaceful day by the lake or immersing yourself in the area's rich Native American heritage, you’ll find that Swain County offers a unique blend of adventure and tranquility.

For those looking to invest in real estate, Swain County offers a variety of homes under $500,000, making it an ideal destination for first-time buyers, families, or retirees. From cozy cabins with mountain views to charming bungalows near the town center, there’s something to suit every taste and budget. Imagine waking up to the sound of chirping birds and the fresh mountain air, all while being just a stone's throw from the amenities of town.

Discover the magic of Swain County, where your dream home awaits amidst the beauty of the Smokies. Let us help you find your perfect slice of paradise today!

Newest Swain County Homes under $500,000

$325,000

2 Beds ⋅ 4 Baths ⋅ 4434169 MLS

Enjoy beautiful close-range mountain and water views overlooking a peaceful pond from this best-priced real estate in Swain County. This property features a 1-bedroom, 2.5-bath main house with an attached garage, plus a separate 1-bedroom, 1-bath guest cottage. Situated at over 3,000 ft elevation, you’ll enjoy beautiful views of the water without the responsibility of maintaining the pond! The homes sit on 1.13 unrestricted acres, offering exceptional privacy in a quiet setting. There used to be 2 RV Hookups on this property, so there is room for all your toys. No HOA, but there is an active road maintenance association ensuring the gravel access remains in excellent condition. The property comes furnished. The main house has approximately 824 sq ft of heated living area on the main level, plus a 584 sq ft garage area with a 1/2 bath and storage room. The lower level includes approximately 629 sq ft of finished, heated space with gas logs, but it is not included in the total heated living area. The lower level includes a living/rec area, a room that could be used as a bedroom, and a full bath. The guest house has approximately 421 sq ft of heated living area and is included in the total advertised. The home does need some TLC and is priced accordingly. Sold as-is. You won't find a better bargain in this market!

414 Bear Lake Circle, Whittier

$299,000

2 Beds ⋅ 1 Baths ⋅ 4427909 MLS

Looking for a mountain getaway that can also work for you when you’re away? This charming cabin in Whittier is currently operating as an active vacation rental and comes furnished, offering the opportunity to step right into an established mountain retreat. Tucked into a peaceful rural setting alongside Conleys Creek, the property delivers the sounds and scenery people come to Western North Carolina to find. Inside, the cozy two-bedroom, one-bath layout includes a main-level bedroom plus a spacious loft bedroom, creating an inviting retreat. Large windows bring in natural light, while the wraparound porch gives you plenty of space to slow down and enjoy the mountain setting. Outdoor living is where this cabin really shines. Soak in the hot tub, gather around the fire pit, relax in a rocking chair on the porch and listen to the sounds of the nearby babbling creek. It feels tucked away, yet you are less than five minutes from the 18-hole Smoky Mountain Country Club and conveniently located between Sylva and Bryson City, with easy access to Cherokee, Great Smoky Mountains National Park and all the outdoor adventures Western North Carolina has to offer. Whether you are searching for a personal mountain escape, second home or furnished property with an existing vacation-rental history, this little cabin captures the cozy mountain experience guests are looking for. Easy mountain drive with access off of a paved state maintained road.

3575 Conleys Creek Road, Whittier

$298,750

2 Beds ⋅ 2 Baths ⋅ 4430802 MLS

Super cute 2BR/2BA D-log cabin conveniently located between Bryson City and Cherokee! Offered fully furnished and ready to enjoy, this charming mountain retreat features a paved driveway, detached outbuilding, hot tub, firepit and welcoming full-length covered porch overlooking the yard. Inside, the spacious eat-in galley kitchen offers ample cabinet and counter space and opens to the comfortable living area. The split-bedroom floor plan provides privacy, with a large primary suite featuring a walk-in closet and ensuite bath with ceramic step-in shower with rainfall showerhead. The living room is highlighted by a beautiful stone wood-burning fireplace, creating a cozy gathering space on cool mountain evenings. The guest bedroom and second full bath are conveniently located just off the living area. Easy access from a state-maintained road makes this property convenient year-round. Whether you're looking for a mountain getaway, full-time residence or income-producing vacation rental, this furnished cabin is ready to enjoy!

181 Seven Springs Road, Whittier

$475,000

2 Beds ⋅ 3 Baths ⋅ 4427671 MLS

Welcome to Valley View and once you arrive, you’ll understand exactly how this cabin got its name. Perched at approximately 3,100 feet in elevation, this freshly stained log cabin offers sweeping long-range mountain and valley views, incredible privacy, and the mountain setting buyers dream about. With an established vacation rental history, more than 300 Airbnb reviews, and a 4.88 guest rating, Valley View has clearly made an impression on those who have stayed here. Part of that experience has been intentional, the owners chose not to add internet service, creating a true opportunity to unplug, slow down, and reconnect with the people and scenery around you. Verizon cell service is available at the cabin for those who still need to stay connected. The large wraparound deck offers plenty of room for rocking chairs and outdoor dining, while the fire pit and hot tub make it easy to settle in after a day of exploring. Inside, warm wood finishes and classic log cabin character create a cozy mountain atmosphere. The main level offers convenient living with a primary en-suite, second bedroom, and additional full hallway bath. Upstairs, the open loft is currently set up as a game room with a pool table, along with creatively utilized space on each side for added flexibility. The lower level adds functionality with a half bath, laundry area, garage, and additional storage, plus exterior access to the hot tub. Located in Whittier, the cabin feels tucked away while remaining convenient to Sylva, Bryson City, Cherokee, and Great Smoky Mountains National Park making it an ideal base for enjoying all that Western North Carolina has to offer. The privacy and views come with true mountain access. The final approximately two miles are along a steep, narrow private mountain road with paved and gravel sections, including a steep gravel portion and hairpin turn near the top. Four-wheel drive is strongly recommended. For those comfortable with mountain roads, the reward is waiting at the top. Whether you’re looking for an established vacation rental, a personal mountain retreat, or a little of both, Valley View offers a place to escape, reconnect, and breathe a little deeper. AVAILABILITY TO SHOW 10/2 after 2p until 10/7. All dates are booked until 11/8.

355 Oak Ridge Lane, Whittier

$200,000

3 Beds ⋅ 2 Baths ⋅ 4426513 MLS

Conveniently located near Bryson City, this well-maintained 3-bedroom, 2-bath doublewide offers comfortable single-level living, seasonal mountain views, and easy access to local attractions and amenities. Features include: Wood-burning fireplace, 2x4 wall construction with additional insulation, Storm Windows, Newer HVAC system, New handicap-accessible ramp, Several newer appliances, New French doors at the main entrance. The property is located in a neighborhood with existing short-term rentals and is just down the road from Darnell Farms. Its convenient location provides easy access to mountain scenery, outdoor recreation, shopping, dining, and other area attractions. Furniture is negotiable.

701 Possum Holler Drive, Bryson City

$224,900

1 Beds ⋅ 1 Baths ⋅ 4425736 MLS

Tucked away less than a mile from the Deep Creek entrance to the Great Smoky Mountains National Park, this charming furnished 1BR/1BA plus bunkroom cabin offers the perfect blend of comfort, convenience, and mountain appeal! Whether you're searching for a personal getaway, vacation rental, or investment property, this cozy retreat is move-in ready and waiting to be enjoyed. The open-concept living and kitchen area features vaulted ceilings that create a bright, airy feel, while doors lead directly to the covered front porch overlooking the usable flat yard—ideal for relaxing after a day exploring the park or downtown Bryson City. The galley-style kitchen offers an island with extra storage, breakfast bar seating, and an adjoining eat-in dining area. The updated bath features a deep soaking tub and is conveniently located beside the bedroom & Bonus room. Though compact in size, the cabin offers impressive storage throughout. With easy access to tubing, hiking, fishing, shopping, restaurants, and all the area attractions, this prime location makes mountain living easy!

255 Bailey Avenue, Bryson City

$314,900

3 Beds ⋅ 2 Baths ⋅ 4423913 MLS

Welcome to this lovingly maintained 3BR/2BA home nestled in a quiet, welcoming neighborhood with more than 40 acres of shared greenspace for walking, exploring, and enjoying the outdoors. Inside, the comfortable living room features vaulted tongue-and-groove ceilings, attractive hardwood floors, and a gas-log fireplace that creates a warm, inviting atmosphere on cool mountain days. The spacious kitchen offers generous cabinet and counter space and flows easily into the dining area, making everyday living and entertaining a breeze. A central hallway leads to the laundry area, pantry, guest bath with step-in shower, and two guest bedrooms ideal for family, guests, or a home office. The primary suite offers a relaxing retreat with vaulted ceiling, cedar-lined closet, and private bath. Outdoor living is equally inviting with a screened front porch for quiet mornings and a full-length rear deck overlooking the gently rolling yard—perfect for gatherings, gardening, or pets. A powered 12x24 storage building and fenced area provide added convenience. Conveniently located near the Nantahala River, Lake Fontana, Tsali Recreation Area, and Little Tennessee River, and only minutes from downtown Bryson City!

33 E H Bailey Road, Bryson City

$345,000

2 Beds ⋅ 2 Baths ⋅ 4423012 MLS

A Modern, Chic Cottage - near total renovation - beautifully furnished, and turnkey with excellent reviews on AirBnB! This stylish 2BR/2BA mountain retreat offers the perfect blend of modern design and peaceful seclusion. Nestled among the trees, the home feels like a private treehouse with oversized windows that bring the outdoors in. The open floor plan features a stunning kitchen with granite countertops, island seating, stainless appliances, shiplap walls, coffered ceilings, and beautiful hardwood floors. Enjoy morning coffee on the deck overlooking the forest or gather around the fire pit after a day exploring Bryson City and the Smokies. The lower-level bedroom and full bath is accessed by a private exterior entrance only (no interior stairs), offering flexibility as a guest suite, office, game room, or potential lockout rental. A level yard, paved driveway, attached carport, and unrestricted acreage add to the appeal. Enclose the carport for additional living space! Conveniently located just one minute from Hwy 74 and only a few minutes to downtown Bryson City, the grocery, the Great Smoky Mountains Railroad, hiking, rafting, and the Great Smoky Mountains National Park. Move-in ready and creating income on AirBnb now! THERE ARE NO INTERIOR STEPS CONNECTING THE UPPER FLOOR TO THE LOWER FLOOR.

315 Bear Cove Road, Bryson City

$420,000

2 Beds ⋅ 2 Baths ⋅ 4422575 MLS

Welcome to your dream home in Bryson City! This charming 2-bedroom, 2-bath residence offers the perfect blend of comfort and convenience, all on one level. Nestled at the end of a well-maintained road, you'll enjoy privacy and stunning mountain views, yet you’re only 5 minutes from downtown. Step inside to discover a spacious living room featuring vaulted ceilings that create an airy atmosphere. The kitchen is a delight, equipped with stainless steel appliances and adorned with live-edge countertops, perfect for the family cook! Both bedrooms come with convenient walk-in closets, providing ample storage space. The expansive covered front porch runs the length of the house, ideal for relaxing and soaking in the mountain views. The property includes 2.758 acres of usable land, complete with beautiful landscaping and a great yard for outdoor activities. A standout feature is the new 12x20 building. This was intended to be an art studio, which includes a mini-split heating and air system that will need to be installed for year-round comfort. This will make a great flex space for either storage or to continue with the current owner's plan. With easy year-round access, you'll find mostly paved roads with just a short gravel stretch—no need for a 4x4! Beneath the porch, there’s a 44x9 dry storage area with a concrete floor, perfect for storing tools and toys, or even for creating a small workshop space. You can't beat the convenient location to all that the Smokies has to offer!

280 Green Oaks Road, Bryson City

$375,000

2 Beds ⋅ 1 Baths ⋅ 4418824 MLS

Experience the charm of this riverfront cottage on the Tuckasegee River with easy paved access! Enjoy a spacious, flat, fully fenced yard—perfect for dogs and free of restrictions. The updated kitchen features granite countertops, stainless steel appliances, a farmhouse sink, and a large island. Relax in the cozy living area with floor-to-ceiling windows that offer stunning river views. This home includes two bedrooms, one with a private balcony overlooking the river, one bathroom, and a laundry room that can be converted back to a second bath if needed. A separate family room provides versatile space for a bonus room or extra sleeping area. Enjoy the outdoors from the covered, south-facing wrap-around porch on the generous 0.95-acre lot. You’ll love the balance of town convenience and tranquil living, plus the festive sights and sounds of the Polar Express during the holiday season just across the river! This fairly priced home has some projects to complete, but it is your opportunity to make it your own!

1380 Highway 19a Highway, Whittier

$330,000

1 Beds ⋅ 2 Baths ⋅ 4418640 MLS

346 Bonus Square Feet not included in the Loft on this listing due to the access being a latter and not a staircase. Don't Miss This Mountain Retreat with Long-Range Views. Escape to the beauty of the Smoky Mountains with this charming octagon-style cabin nestled on 1.134 wooded acres in Bryson City, NC. Surrounded by mature trees and natural mountain beauty, this unique property offers the perfect blend of rustic charm, privacy, and comfort. The cabin features 1 bedroom plus a loft, providing flexible space for guests, a home office, or additional sleeping quarters. A wood-burning stove creates a warm and inviting atmosphere, making this an ideal year-round mountain getaway. Enjoy breathtaking long-range mountain views while relaxing in the peaceful surroundings of your private wooded acreage. The home comes fully furnished, making it an easy turnkey opportunity for a personal retreat, vacation home, or investment property. Adding to its mountain character, the property is served by a natural mountain spring water system. With its distinctive octagon design, wooded setting, expansive views, and cozy interior, this cabin captures the essence of mountain living while remaining conveniently located near the many outdoor adventures and attractions of Bryson City. A rare opportunity to own a furnished mountain cabin with acreage, views, and authentic Appalachian charm—come experience the tranquility for yourself! Hughs Net Internet is available in the area.

204 Mountain Laurel Drive, Bryson City

$424,900

2 Beds ⋅ 2 Baths ⋅ 4415793 MLS

Enjoy mountain top seclusion or additional income from this custom home and guest suite in Bryson City. The 3.4 acres has spacious parking and room to roam, and development potential with knock out views. Options are there to increase the view to the south for the main home or build further up mountain. The home's open floorplan is comfortable with a southern-style great room and dining, and a classic front porch to enjoy the views. Upstairs, in laws or tenants have a full updated kitchen and living room, with master suite and bath. This inviting apartment has a separate outdoor or connected indoor access. The attached garage offers additional storage options at nearly double height, and the outdoor shed is large enough to accomodate vehicles and/or an incredible workshop. This updated home features some additional details: a relatively new generator, ornamental stained glass, laundry on both floors, and an upgrade to gas log fireplace in the lower living room.

1333 Pigeon Creek Road, Bryson City

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Listings provided courtesy of Triangle MLS, Inc. of NC, Internet Data Exchange Database. Information deemed reliable but not guaranteed. © 2026 Triangle MLS, Inc. of North Carolina. Data last updated .

Swain County Homes under $500,000

Newest Swain County Homes under $500,000

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