The Terraces Homes under $500,000

**Welcome to The Terraces: Your Dream Home Awaits in North Carolina!**

Nestled in the heart of North Carolina, The Terraces is a vibrant and inviting subdivision that offers an exceptional blend of community charm and modern living. This picturesque neighborhood is perfect for families, young professionals, and retirees alike, boasting beautifully designed homes, lush green spaces, and a welcoming atmosphere.

One of the standout features of The Terraces is its diverse range of homes, many of which are available for under $500,000. Here, you’ll find a variety of architectural styles that cater to various tastes and lifestyles, from cozy single-family homes to contemporary townhouses. Each residence is thoughtfully designed, ensuring comfort and functionality while maintaining aesthetic appeal. Whether you’re looking for a starter home or a place to settle down, The Terraces offers something for everyone.

Living in The Terraces means enjoying a community-centric lifestyle. Residents can take advantage of well-maintained parks, walking trails, and recreational facilities that encourage an active lifestyle. The neighborhood is also conveniently located near shopping centers, dining options, and top-rated schools, making it an ideal location for families and individuals alike.

With its affordability, welcoming community, and convenient amenities, The Terraces is the perfect place to call home in North Carolina. Come explore the possibilities and discover why so many are choosing to make this charming subdivision their own. Your dream home awaits in The Terraces—where comfort meets community!

Newest The Terraces Homes under $500,000

$439,920

3 Beds ⋅ 2 Baths ⋅ 4426302 MLS

Discover the Rankin, a beautifully crafted one-story home in Cramerton, NC, offering the perfect combination of comfort, convenience, and modern design. This 3-bedroom, 2-bathroom new construction home in Gaston County features an open-concept layout that today's buyers are searching for, along with quality finishes throughout. Inside, you'll find 9-foot ceilings, abundant natural light, and a chef-inspired kitchen featuring quartz countertops, soft-close cabinetry, and a seamless flow into the Great Room and Dining Area, making everyday living and entertaining effortless. The rear patio extends your living space outdoors, perfect for relaxing or gathering with friends and family. The private Owner's Suite is tucked away just off the main living area and includes dual vanities, a spacious walk-in closet, and a well-appointed bath. Two secondary bedrooms share a full bathroom, offering flexibility for guests, family members, or a home office. Designed with both style and functionality in mind, this Craftsman-style home showcases architectural shingles, a welcoming covered front porch, and a spacious two-car garage. Just inside the garage entrance, a convenient drop zone area provides the perfect spot for backpacks, shoes, and daily essentials, while the laundry room features additional cabinetry for added storage and organization. Nestled in a scenic new home community in Cramerton, North Carolina, residents enjoy peaceful surroundings, wooded views, and a charming small-town atmosphere. Located just minutes from downtown Cramerton and nearby Belmont, homeowners can take advantage of local dining, shopping, parks, and entertainment while remaining within easy reach of Uptown Charlotte. If you're searching for new homes in Cramerton NC, ranch homes in Gaston County, new construction near Belmont, single-story homes with open floor plans, or a Craftsman-style home with upscale finishes, the Rankin offers exceptional value, thoughtful design, and a location you'll love. Photos and virtual tour are representative only. Features, colors, finishes, and options may vary.

532 Tates Trail Unit #21, Cramerton

$474,030

4 Beds ⋅ 3 Baths ⋅ 4407985 MLS

Discover The Hannah Plan at The Terraces at Cramerton Mills. Step into this thoughtfully designed 4-bedroom, 3 full bathroom craftsman-style home that offers the perfect blend of elegance and functionality. With the primary suite on the main, upper floor and an expansive finished basement, this plan is ideal for those who want space to live, work, and play. Enjoy soaring 9-foot ceilings on both levels, creating an open and airy feel throughout the home. The bright kitchen features quartz countertops, 42" white cabinetry, designer tile backsplash, two large windows over your sink that over look the wooded homesite, and under-cabinet lighting to add that perfect touch of warmth and sophistication. The kitchen looks out into the great room and dining area, making entertaining effortless. Every detail has been considered—from the 5-panel doors throughout the home, dimmable lights in rooms, to the generous owner’s suite with dual vanities, semi-frameless shower door, and a walk-in closet. Downstairs, the finished basement offers two additional bedrooms, a third full bathroom, an finished bonus room you could use as an office, and a flexible living space—perfect for a recreational room or a second living room. Located in the picturesque town of Cramerton, just west of Charlotte, NC, and only 20 minutes to the airport, this home combines small-town charm with easy access to city conveniences. Don't hesitate to come see this home because there are only 2 homesites left in our Terraces community where you can build this incredible plan! Stop by for a tour today and secure your spot before they’re gone and don' forget to ask about the incentives for this community! Ask the Community Sales Advisor for more information on promotions!

236 Hamrick Road Unit #4, Gastonia

$249,000

2 Beds ⋅ 2 Baths ⋅ 4403567 MLS

Excellent investment opportunity with a reliable long-term tenant already in place! The current lease runs through July 31, 2027, providing immediate cash flow with annual rental income of $19,560. Located in The Terraces, a desirable 55+ community in Denver, this well-maintained 2-bedroom, 2-bath home features a spacious open floor plan with vaulted ceilings, a large kitchen offering abundant counter space and a breakfast bar, and an enclosed sunroom that provides valuable additional living space. Beautiful hard-surface flooring runs throughout the home—no carpet! The primary suite includes a private en-suite bathroom and a generous walk-in closet, while the home's thoughtful layout offers ample storage throughout. Conveniently located within walking distance of the community clubhouse and just minutes from restaurants, shopping, and everyday conveniences in the heart of Denver. A turnkey investment with stable income in a highly desirable community.

3927 Jasmine Lane, Denver

$406,000

3 Beds ⋅ 3 Baths ⋅ 4370237 MLS

Why wait for new construction when this stunning 2025 Watts plan is ready now — with all the upgrades already done for you? Nestled in the sought-after Terraces community in charming Cramerton, this immaculate ranch home has been lovingly maintained for just one year and shows like a model. From the moment you step inside, the attention to detail is unmistakable. Crown moulding frames the open living spaces, where luxury vinyl plank flooring flows seamlessly into a showstopping kitchen featuring 42" white cabinetry, calcatta lazza quartz countertops, a herringbone tile backsplash, and a full suite of stainless steel appliances including a gas range. The flat-top island overlooks a generous great room anchored by a cozy gas log fireplace — ideal for entertaining or quiet evenings at home. The spacious dining room offers plenty of room for a full-size table, making everyday meals and holiday gatherings equally comfortable. Retreat to the private owner's suite, where the split-bedroom layout ensures peace and quiet. The ensuite bath is a true sanctuary with a double vanity, quartz countertops, a tiled walk-in shower, a separate water closet, and a generous walk-in closet. Two additional bedrooms and a full bath round out this thoughtfully designed floor plan. Outside, enjoy a covered front porch, concrete patio, and a 2-car garage — all with sidewalks and street lights throughout this welcoming community conveniently located minutes from downtown Cramerton and Belmont.

602 Banter Lane, Cramerton

$456,170

3 Beds ⋅ 3 Baths ⋅ 4368562 MLS

Welcome home to The Watts, a thoughtfully designed split-bedroom ranch nestled in picturesque Cramerton. This 3-bedroom, 2.5-bath home offers effortless one-level living with 9 foot ceilings providing an open, airy layout made for both everyday comfort and entertaining. The heart of the home is the open-concept kitchen, featuring a flat-top island that flows seamlessly into the great room with a cozy gas log fireplace—perfect for gatherings or relaxing evenings. You’ll love the upscale finishes, including 42" white cabinetry, quartz countertops, a stylish tile backsplash, and stainless-steel appliances, and soft-close doors and drawers throughout. The private primary suite is a true retreat, complete with double quartz vanities, a tiled walk-in shower with a semi-frameless shower door, and a spacious walk-in closet. Durable EVP flooring runs throughout home, with tiles in the full bathrooms and laundry room. Entering the home off the 2-car garage is a beautiful drop zone and the large dedicated laundry room. Located just minutes from downtown Cramerton and Belmont, this charming community offers easy access to local shops, restaurants, and entertainment—bringing small-town charm with modern convenience right to your doorstep. 100% Financing Programs, Grant Programs, Rate Buydown Programs available for qualified buyers! Photos & Tour are Representational

534 Tates Trail Unit #22, Gastonia

$235,000

3 Beds ⋅ 2 Baths ⋅ 4355941 MLS

Discover maintenance-free living in The Terraces 55+ community. This all-brick unit features brand new LVP flooring throughout, a fresh coat of neutral paint, newly painted cabinets and new countertops in the kitchen. The functional kitchen opens into the light filled living room perfect for entertaining your friends or a cozy evening in watching movies. There are plenty of bedrooms for you to host guests or an extra room for your beloved hobbies. Forget about the stress of yard work or exterior chores—it’s all taken care of for you! This home gives you true freedom, so you can travel or relax without a second thought. With warm weather around the corner, there’s so much to enjoy right outside your door. You can head over to the cozy clubhouse for a get-together with neighbors, explore the pretty walking trails, or just unwind by the pond as the sun goes down. With great shopping and dining just around the corner, you get the best of both worlds: a peaceful little retreat that’s still close to everything you need. It’s all about making your next chapter easy, social, and exactly how you want it! Roof new February, 2026!

3944 Jasmine Lane, Denver

$250,000

3 Beds ⋅ 2 Baths ⋅ 4355563 MLS

Welcome to a community designed for comfort and ease—where neighbors look out for one another and life moves at a pace you can truly enjoy. This inviting 55+ neighborhood offers low county taxes and no city taxes, so you can relax knowing your budget goes further. Conveniently close to Lake Norman, shopping, dining, and medical care, everything you need is just minutes away without the hustle of a large development. This well-kept 3-bed, 2-bath home provides just over 1,300 sq ft of single-level living—making daily routines simple and worry-free. The spacious kitchen with two pantries keeps everything neatly organized, while the nearby laundry area makes chores easy. Step out back to a quiet pond view where you can start your morning with coffee or unwind as the sun sets. Wide green spaces quiet streets invite a gentle evening stroll, and the smaller size of the neighborhood makes it easy to get to know friendly faces. If you’re ready for a home that offers peace of mind, true convenience, and a welcoming sense of community, this property delivers the lifestyle you deserve.

3870 Sage Court, Denver

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Listings provided courtesy of Triangle MLS, Inc. of NC, Internet Data Exchange Database. Information deemed reliable but not guaranteed. © 2026 Triangle MLS, Inc. of North Carolina. Data last updated .